Andrew Burns is a Wealth Management Advisor at Merrill Lynch Wealth Management. He began his financial services career in 1999, working directly with affluent individuals and families, many of whom he and his team continue to serve. Andrew focuses on offering boutique-level attention and investment discipline to high-net-worth and ultra-high-net-worth clients, aiming to preserve and grow their wealth through sophisticated strategies. Andrew's expertise includes college education planning, divorce transition planning, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, portfolio management services, socially responsible and ESG investing, tax minimization, and retirement income. He works with clients such as senior-level financial industry executives, private business owners, wealthy retirees, endowments, and non-profit organizations across Massachusetts and 15 other states. He emphasizes investor behavior as the dominant driver of investment returns and collaborates with clients' accountants and attorneys to align tax and estate planning. Before his financial career, Andrew served four years in the United States Marine Corps, stationed at Camp Lejeune, Okinawa, Japan, Europe, Africa, and Haiti. He earned a bachelor's degree from the University of Delaware and holds professional designations including Certified Private Wealth Advisor, Chartered Retirement Planning Counselor, Certified Investment Management Analyst, and Retirement Manager Advisor. Andrew lives on the South Shore with his wife Holly, who is also his colleague, and their three children. He is actively involved with several veterans organizations and enjoys biking, golfing, hiking, skiing, and spending time with his family.

Melissa Gray Murphy is a financial advisor with LPL Financial in Norwell, MA, holding CFP® and Series 63 credentials and bringing 25 years of industry experience. She worked at SII Investments for nine years before joining LPL Financial in 2018. LPL Financial serves a diverse client base, including individuals, retirement plans, banks, and charitable organizations, offering financial planning and various advisory programs supported by both in-house research and third-party subadvisors.

Robert DeAngelis is the Vice President and Financial Consultant at Fidelity Investments. In this role, he partners with individuals and families to create personalized financial plans focused on the growth, protection, and distribution of wealth. His objective is to provide clients with peace of mind by helping them make sound financial decisions. Robert has extensive experience within Fidelity Investments, having held several positions since 2012. His roles have included Financial Representative, Relationship Manager, Investment Consultant, Financial Consultant, and now Vice President and Financial Consultant. Outside of his professional work, Robert enjoys spending time with his family, including exploring new places with his wife and their twin boys. His personal interests also include baseball, football, golf, running, and participating in social events with friends.

Sandra Lalond is a financial advisor with Ameriprise Financial Services LLC, holding Series 63 and Series 65 licenses and nine years of industry experience. She previously worked at Citizens Securities, Inc. and Citizens Bank between 2013 and 2022. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement with significant investable assets, providing written recommendation reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis in its approach and delivers recommendations through a centralized consulting team in partnership with financial advisors.

Brian Mahler is a financial advisor at Ameriprise with 24 years of industry experience. He holds a Series 66 designation and has worked at Ameriprise since 2020, following 19 years at American Express Financial Advisors. Outside of his advisory role, Mahler owns MoleMosh LLC, a business involved in real estate ownership of office space in Norwell, MA. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement who meet certain asset thresholds, combining research and modeling with tax-efficient strategies. As a large institutional firm, it offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Michael Verde is a financial advisor with Edward Jones, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. He has been with Edward Jones since 2006. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory services including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Michael Duffy is a CFA® charterholder with four years of industry experience. He currently works at Cetera and has previously been employed at Wellington Management LLP and Rex Capital Advisors. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory firm serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform featuring affiliated and third-party managers, with over $256 billion in assets under management.

Sandy Toochin is a financial advisor at Morgan Stanley with 34 years of industry experience. She holds Series 63 and Series 65 designations and has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009, as well as Citigroup Global Markets since 2001. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that incorporates firm-approved tools and modeling techniques.

Matthew Havens is a CFP® professional with 33 years of experience in the financial industry. He is affiliated with Cambridge Investment Research Advisors and has held roles at Global Vision Advisors and Cambridge Investment Research since 2007. Outside of his advisory work, Havens serves as co-chair of the South Shore Hospital Links Committee, focusing on fundraising for the pediatrics department, and holds board roles at Sakonnet Golf Club and other local nonprofit organizations. Cambridge Investment Research Advisors is a large SEC-registered adviser serving a diverse client base including individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, utilizing both proprietary and third-party model strategies tailored to client objectives.

Daniel Miele is an investment advisor at OSAIC with 22 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at OSAIC since 2018. His prior work includes roles at Centinel Financial Group from 2006 and Signator Financial from 2003. Miele is also involved as an agent in insurance brokerage through Crump and serves as an Investment Advisor Representative at Centinel Financial Group. OSAIC Wealth, Inc. serves a diverse client base including individual investors, pension and profit-sharing plans, corporations, and charitable organizations through a large network of affiliated advisers. The firm provides integrated brokerage and advisory services along with financial planning, retirement consulting, and access to third-party money managers and wrap programs.

Michael Galvin is a financial advisor with LPL Financial in Weymouth, MA, holding Series 63 and Series 66 licenses and 27 years of industry experience. He has worked at firms including CUSO Financial Services, Mass Mutual Life Insurance Company, Merrill, and TIAA-CREF. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial services, utilizing model portfolios, third-party subadvisors, and a variety of investment strategies.

Joseph Parlavecchio is a financial advisor at Edward Jones with 25 years of industry experience. He holds the CFP® and CFA® designations and has worked at Edward Jones since 2019, following a ten-year tenure at Edelman Financial Engines. Outside of his advisory role, Parlavecchio is involved in local community activities, serving as an elected Town Meeting Member in Milton, MA, and holding board positions with the Milton Chamber of Commerce, Milton Softball, and Milton Soccer. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory and managed account strategies, operates under a fiduciary standard, and is notable for its extensive nationwide network of financial advisors and affiliated capabilities beyond advisory services.

Peter Cleary is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He previously worked at City National Bank and RBC Capital Markets. Outside of advising, he serves as the executor of his mother's estate. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients, managing approximately $671 billion in assets through over 14,000 advisors.

Brian Kelley is a financial advisor with Primerica Advisors who holds Series 63 and Series 65 licenses and has 41 years of industry experience. He has been with Primerica Advisors since 1984 and Primerica Financial Services since 1991. Outside of his advisory role, he is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors offers discretionary asset management primarily through its Lifetime Investment Program, which provides model-delivery strategies and selective separately managed account options to individual and high-net-worth clients. The firm curates third-party asset managers and employs a tiered wrap-fee structure for its investment solutions.

Christopher Sonde is a financial advisor at UBS Financial Services with a Series 66 designation. He has been with UBS since 2026 and has prior experience working at Instacart, Data Axle, Boston College, and Whole Foods Market. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including portfolio management and financial planning. The firm combines institutional trading capabilities with wealth management, offering a broad range of products and research-based investment approaches.

Bryn Giammanco is a financial advisor with Ameriprise in Hingham, MA, holding a Series 66 designation and having four years of industry experience. He has been with Ameriprise since 2016. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement-income planning through written Recommendation Reports and ongoing advice. The firm’s approach emphasizes dependable income sources, tax-aware withdrawal strategies, and incorporates proprietary research along with third-party data and algorithmic tools.

Alicia O'Connell is a financial advisor at Morgan Stanley with 8 years of industry experience. She holds the Series 66 designation and has been with Morgan Stanley Smith Barney LLC since 2007. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs and financial planning services, utilizing structured planning tools and market modeling to assist clients with their financial goals.

Sean Cavanaugh is a financial advisor at LPL Financial with 33 years of industry experience. He holds the CFP® and ChFC® designations and has previously worked at Raymond James Financial and led his own firms, Cavanaugh Financial Group and Cavanaugh Group. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing model portfolios and research from multiple sources, and provides both discretionary and non-discretionary management.

John Davis is a financial advisor at Cetera with 44 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at firms including VOYA Financial Advisors and Ohio National Life Insurance. He is also president of Cahill Davis Insurance Agency, Inc., which provides insurance and financial services. Cetera Investment Advisers LLC is an SEC-registered advisor serving a diverse client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management and financial planning services.

Brenton Pitt is a financial advisor at Osaic with 19 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at Signator Investors Inc for 11 years before joining Osaic in 2018. Pitt serves as trustee for several irrevocable trusts. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations through a large network of affiliated advisors and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services with tools for portfolio construction and management that include stocks, bonds, options, mutual funds, ETFs, and alternative investments.