Raymond Triano is a financial advisor with Cetera, holding a Series 66 designation and nine years of industry experience. His prior roles include positions at Minnesota Life Insurance Company and Securian Financial Services Inc. He also maintains an ongoing role as a fixed insurance agent with Allied Wealth Partners. Cetera Investment Advisers LLC serves a broad client base including individual, retirement plan, corporate, charitable, and institutional clients. The firm provides a multi-manager platform offering discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Christopher Angolia is a financial advisor with Morgan Stanley in Shrewsbury, NJ, holding a Series 66 designation and four years of industry experience. Prior to joining Morgan Stanley, he worked at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities. Outside of advisory work, he is involved with Jersey Coastal Cleaning. Morgan Stanley Wealth Management provides advisory and brokerage services to individuals and institutions, managing approximately $2.74 trillion in client assets and offering tailored financial planning supported by firm-approved tools and investment modeling.

Pamela Hadley is a financial advisor at Morgan Stanley with 37 years of industry experience. She has been with Morgan Stanley since 2009 and holds the Series 63 and Series 65 designations. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide array of advisory programs, including tailored financial planning supported by proprietary tools and modeling techniques.

John Surguy is a financial professional with six years of industry experience, currently affiliated with Cetera. He holds a Series 66 designation and has worked at firms including Mid Atlantic Resource Group and Securian Financial Services. Outside of his advisory role, Surguy volunteers as a youth soccer coach and serves on boards for local soccer associations and a chamber of commerce focused on health and wellness events. Cetera Investment Advisers LLC is an SEC-registered adviser serving a wide range of clients including individuals, retirement plans, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform, supported by a large nationwide network of over 10,000 advisors.

Eric Sandowsky is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 27 years of industry experience. His work history includes roles at Cetera Advisors LLC, Mass Mutual, and Hornor, Townsend & Kent, LLC. He is also involved in financial activities at a credit union and operates a life settlement business. Cetera Investment Advisers LLC serves a broad range of clients, including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers a multi-manager platform that includes discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Eric Gauss is a financial advisor at Stifel in Shrewsbury, NJ, with 28 years of industry experience. He has held his current position at Stifel since 2007 and holds Series 63 and Series 65 licenses. Stifel serves a broad range of clients, including individuals, institutional investors, and municipal entities, providing brokerage and investment advisory services. The firm’s investment approach utilizes proprietary methodology from its Investment Strategy Group, offering forward-looking capital market analysis and probabilistic modeling to support asset allocation and financial planning.

Jeffrey Winner is a financial advisor with Equitable Advisors, holding a Series 66 designation and bringing 25 years of industry experience. He has worked at Equitable Advisors and its predecessor, Axa Advisors, since 2001. In addition to his advisory role, he operates a business under the name FourFront Group. Equitable Advisors serves a diverse client base including individuals, pension plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and asset-management programs. The firm offers a range of investment models and advisory services through a network of representatives, utilizing both proprietary and third-party solutions.

Erin Azambuja is a financial advisor at LPL Financial with two years of industry experience. Prior to joining LPL in 2024, Erin worked at Financial Research Associates for seven years and Mazars USA LLP for four years. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides a broad range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Bryan Telzer is a financial advisor with Mass Mutual Investors Services, holding a Series 66 credential and bringing 10 years of industry experience. He previously worked at Metlife Securities before joining Mass Mutual in 2017. Outside of his advisory role, he is a silent partner and investor in SparqX Marketing, LLC, a startup focused on marketing, event planning, social media, and branding. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers structured planning engagements using firm-approved software and generally recommends investment strategies without discretionary authority.

James Kumpf is a financial advisor at Raymond James & Associates with 15 years of industry experience. He has held prior roles at Ameriprise, Comerica Securities, and Merrill Lynch. Outside of his advisory work, he is involved in independent insurance brokering focusing on fixed annuities. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipalities, offering financial planning, non-discretionary investment consulting, and municipal advisory services supported by a nationwide adviser network.

Daniella Russo is a financial advisor at Fidelity with two years of industry experience. She holds Series 63 and Series 66 licenses and has worked at firms including Bank of America, Wells Fargo Advisors, and Mike Anthony Group Inc. Russo has also held teaching positions at Monmouth University and St. Joseph by the Sea High School. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, offering discretionary and non-discretionary portfolio management, fund advisory, and model portfolio delivery. The firm utilizes a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs.

Wendy Murphy is a financial advisor at Morgan Stanley with 20 years of industry experience. She holds the Series 66 designation and has worked at Morgan Stanley Private Bank, National Association since 2015, and at Morgan Stanley Smith Barney since 2009. Prior to Morgan Stanley, she was with Citigroup Global Markets from 2005 to 2009. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and provides services through Financial Advisors and specialized planning groups.

Christopher Cirri III is a financial advisor with Equitable Advisors in Toms River, NJ, holding a Series 66 designation and 11 years of industry experience. His prior roles include positions at Benjamin Felicelli, Prudential Insurance Company of America, Prudential Investment Management Services, PGIM Investments, Bank of America, and Merrill. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients by providing financial planning, retirement plan consulting, and various asset-management programs. The firm utilizes a network of Investment Adviser Representatives and relies on both in-house and third-party advisory models, offering a range of investment products and ERISA fiduciary services.

Benjamin Felicelli is a financial advisor at Equitable Advisors with 27 years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at Morgan Stanley and Citigroup Global Markets. Outside of his advisory work, he serves as Director of Soccer Operations for the Jackson Soccer Club. Equitable Advisors serves individual and institutional clients with financial planning, retirement plan consulting, and asset-management programs delivered through a network of investment representatives. The firm utilizes third-party sponsors and advisory models, offering a range of investment options including mutual funds, ETFs, separately managed accounts, and select alternatives.

Gregory Bertagna is a financial advisor with LPL Financial, holding a Series 66 designation and bringing 35 years of industry experience. He previously worked at Voya Financial Advisors and operated Bertagna & Associates for nearly three decades. His other activities include managing a non-variable insurance business under Dominion Financial Group, Ltd. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms, supported by extensive technology and a large network of over 22,800 advisors.

Murat Sensoy is a financial advisor with Cetera holding the CFA® designation and Series 63 license. He has recent experience at Cetera Wealth Services and other financial firms, including Franklin Templeton Investments. Sensoy is also an associate instructor for an online education firm, teaching a commercial real estate and investment certificate program. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options and access to third-party money managers.

Michael Altschuler is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 credentials and possessing 41 years of industry experience. He has been with Wells Fargo Advisors Financial Network LLC since 2009. Outside of his advisory work, he serves as a caregiver to his daughter through his involvement with Caring With Compassion in Red Bank, NJ. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, providing investment and financial planning services to individuals, trusts, and institutions. The firm offers a broad range of planning services that include retirement, education, and special-needs analysis, using Wells Fargo research and planning tools to develop tailored recommendations for clients.

Chaim Weinreb is a financial advisor with LPL Financial in Lakewood, NJ, holding a Series 66 designation and eight years of industry experience. Prior to joining LPL Financial in 2021, he worked at Able Wealth Management LLC and several other firms. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, and institutional platforms, with investment strategies supported by both proprietary and third-party research.

John Grande Jr. is a CFP® professional with 44 years of experience in the financial services industry. He is currently with Raymond James Financial Services Advisors, Inc., where he has worked since 2019, following prior roles at Cetera Advisor Networks LLC, Summit Financial Group Inc., Wells Fargo Advisors, and his own firm, Grande Financial Services, Inc. He maintains a support role with Grande Financial Services. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored non-discretionary planning and consulting using analytical tools and supports both advisory programs and institutional portfolio management, with additional municipal and public finance advisory services.

John Lupi Jr. is a financial advisor with Equitable Advisors in Colts Neck, NJ, holding Series 63 and Series 65 designations and 40 years of industry experience. His career includes roles at Stifel Independent Advisors, Ameriprise Financial Services, Wells Fargo Advisors, and UBS Financial Services. Outside of his advisory work, he is a Managing Director at Client First Financial, LLC. Equitable Advisors serves a broad client base including individuals, pension plans, corporations, and charitable organizations, providing financial planning, retirement consulting, and asset management through various advisory programs and third-party managers.