Joseph Tecklenburg is a financial advisor with LPL Financial in Latham, NY, holding CFP® and ChFC® designations and five years of industry experience. His prior roles include positions at Northwestern Mutual Wealth Management Company and Ayco Mercer Allied, a Goldman Sachs company. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Thomas Mcdonald Jr. is a Series 66-licensed financial advisor with 13 years of industry experience. He previously worked at Janney Montgomery Scott before joining Raymond James & Associates in Latham, NY. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and consulting through various advisory programs with a focus on non-discretionary relationships.

Jordan West is a financial advisor with LPL Financial in Albany, NY, holding a Series 66 license and having one year of industry experience. Prior to joining LPL Financial, he has held roles at Broadview Federal Credit Union since 2020 and has experience in various positions including at Pop's Pizza and the Tri-City ValleyCats. Outside of his advisory role, West is also employed in bowling. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by investment adviser representatives who implement both proprietary and third-party strategies.

Thomas Burdick is a CFP®-certified financial advisor with 38 years of industry experience. He is currently with LPL Financial, where he has worked since 2018, following prior roles at INVEST Financial Corporation and Equitable Advisors. Outside of his advisory duties, he has established a corporation focused on developing land for solar farm use. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to various portfolio programs and institutional platforms.

Harvey Bowks is a financial advisor at Cetera with 44 years of industry experience. He holds the ChFC® designation and securities licenses Series 63 and Series 65. Bowks has worked with Cetera since 2013 and is also the owner of Main Street Financial. He serves on the boards of several nonprofit organizations, including Teresian Nursing Home, St. Pius X Church, and the NY State Defenders Justice Fund. Cetera Investment Advisers LLC is an SEC-registered firm that provides a multi-manager platform for over 10,000 advisors nationwide, offering portfolio management, financial planning, and retirement services to individual, corporate, and institutional clients. The firm manages over $256 billion in assets and supports a range of investment programs including discretionary and non-discretionary strategies with access to both affiliated and unaffiliated third-party managers.

Michael Bonanno is a CFP® with 40 years of industry experience, currently affiliated with Cetera since 2013. He also owns Bonanno Financial Advisors, providing financial planning and investment services. Additionally, he is a fractional owner of The Whiteface Lodge, a hotel rental property in Lake Placid, NY. Cetera Investment Advisers LLC serves a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Gilbert Chase is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 35 years of industry experience. His prior roles include positions at Invest Financial Corporation, VOYA Financial Advisors, and Equitable Advisors. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting advisors with a variety of strategic and tactical investment options.

Ronald Bender Jr. is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and bringing 37 years of industry experience. He has previously worked at Citizens Securities, Inc. and Broadview Federal Credit Union. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a wide range of advisory and brokerage services, including financial planning and access to model portfolios, utilizing a mix of discretionary and non-discretionary strategies supported by advanced research tools.

John Nuzzi is a financial advisor with LPL Financial in Albany, NY, holding a Series 66 license and 16 years of industry experience. His prior roles include positions at Morgan Stanley and Heartland Payment Systems. He is also involved with Broadview Federal Credit Union. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm supports a broad range of investment strategies and platforms, leveraging both proprietary research and third-party managers.

Steven Warren is a Series 66 licensed financial advisor with five years of industry experience. He is currently with Thrivent Investment Management and has prior experience at The Vanguard Group. Warren serves on the board of directors for the Joan Nicole Prince Home, a nonprofit providing bedside care to terminally ill individuals. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, providing goal-based analyses and written recommendations across various financial planning areas without discretionary trading authority. The firm’s approach integrates planning with managed-account options under a consolidated billing system, delivered through a network of financial advisors.

Matthew Tarullo is a financial advisor with Cetera, holding Series 63 and Series 65 designations and having 10 years of industry experience. He has worked at Cetera and its affiliated entities since 2019 and previously was with Foresters Financial Services for four years. Outside of his advisory work, Tarullo is a physical education teacher at CSD Highschool. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform with both affiliated and third-party managers, and manages assets totaling over $256 billion.

Michael Mareno is a financial advisor with LPL Financial in Albany, NY, holding a Series 63 credential and eight years of industry experience. Prior to joining LPL Financial in 2025, he worked for Cadaret, Grant & Co., Inc. for eight years. Mareno is also the owner of multiple business ventures including Rocsan Recovery Inc. and tax preparation services. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a variety of financial planning and investment management solutions supported by its large network of investment adviser representatives and advanced research tools.

Casey Mirabile is a financial advisor with LPL Financial in Albany, NY, holding Series 63 and Series 65 licenses and five years of industry experience. Prior to joining LPL Financial in 2025, Casey worked at UBS Financial Services for five years and has experience in roles at GoDaddy and United Bank of Switzerland. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing a wide range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers diverse investment solutions including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by advanced research tools and a broad network of over 22,800 advisors.

Jeffrey Ricchiuti is a CFP® professional with 11 years of experience in the financial industry. He is currently affiliated with LPL Financial in Albany, NY, and has held positions at Broadview Federal Credit Union since 2021 and Direct Advisors, LLC from 2014 to 2021. Ricchiuti also serves as Director of Advisory Operations for Broadview Wealth Management. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and portfolio management solutions, supported by a large network of advisors and various operational tools.

John Fiorita is a financial advisor at Wells Fargo Clearing with 25 years of industry experience. He holds a Series 66 designation and previously worked at Bank of America and Merrill. Outside of his advisory role, he coaches a travel league Babe Ruth Little League team in Delmar, NY. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s IPS-driven approach incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Christopher Davison is a financial advisor with LPL Financial in Latham, NY, holding a Series 66 designation and seven years of industry experience. Prior to joining LPL Financial in 2019, he worked at Clarkson University and the State University of New York at Canton. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and access to third-party asset managers.

George Owusu is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and two years of industry experience. His prior experience includes roles at Northwestern Mutual and KeyBank. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, offering bundled advisory, brokerage, custody, and financial planning services through its Schwab Wealth Advisory wrap fee program and affiliated managed-account platforms. The firm’s integrated structure combines non-discretionary advisory relationships with access to discretionary separately managed accounts and a formal process for alternative investment offerings.

Chelsea Whiteman is a financial advisor at Cetera with 14 years of industry experience. She holds Series 63 and Series 65 designations and has worked at Cetera and Foresters Financial in various capacities since 2012. She also conducts biannual adult education workshops on Social Security without compensation. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with both discretionary and non-discretionary program options.

Raffi Moroukian III is a financial advisor at LPL Financial in Albany, NY, holding Series 63 and Series 65 credentials with seven years of industry experience. Prior to joining LPL Financial in 2020, he worked at The Ayco Company, L.P./Mercer Allied and has experience in various other roles including financial services and business management. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions, offering a range of advisory and brokerage services including financial planning, model portfolios, and institutional platforms.

Katharine Charton is a financial advisor with LPL Financial in Albany, NY, holding Series 63 and Series 65 credentials and bringing 11 years of industry experience. Her prior roles include positions at Cambridge Investment Research, CETERA Advisor Networks, and Empire Asset Management Group. Outside of her advisory work, she operates a tax preparation and accounting service under the name Kate Charton, EA. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms, supported by a large network of investment adviser representatives and advanced research tools.