Brandon Miller is a financial professional with Cetera and holds a Series 66 designation, with three years of industry experience. He has worked with Cetera, Cetera Wealth Services, LLC, and Diamond State Financial Group since 2023, and previously was employed at Securian Financial Service and Minnesota Life Insurance Company in 2023. Outside of his advisory role, he has been involved with Dutch-Way Farm Market since 2005. Cetera Investment Advisers LLC is an SEC-registered firm that serves a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and retirement services through a multi-manager platform with access to various investment strategies and program structures.

Keith Kepplinger is a financial advisor at Morgan Stanley with six years of industry experience. He has held roles at Morgan Stanley Smith Barney LLC, Bank of America, Merrill, and J.P. Morgan Securities, among others. Outside of financial advising, he is a passive owner of several outpatient mental health franchises through Ellie Mental Health and High Horse Ventures LLC. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and analyses. The firm manages approximately $2.74 trillion in client assets and provides both direct and corporate financial planning services.

Connor Hollick is a financial advisor at LPL Financial with one year of industry experience and holds the Series 66 designation. His prior work includes roles at DealerFlex and Financial House, as well as experience in educational and recreational organizations. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions through a broad advisory and brokerage platform. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, utilizing a large network of investment adviser representatives and a variety of investment strategies.

Ryan Pahutski is a financial advisor at Cetera with a Series 66 designation and one year of industry experience. His prior roles include positions at SCO Wealth Management and Blue Beacon Truck Wash. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, charitable, and institutional clients through a large network of independent advisors, offering a variety of portfolio management and financial planning services across multiple program structures and custodians.

William Brennan is a CFP® professional affiliated with OSAIC, based in Newark, DE, with 41 years of industry experience. He previously worked at Securities America Advisors and Securities America Inc. He is also the owner of Brennan Financial Group and co-owner of The Inn at Westwynd Farm, a horse farm and inn. OSAIC serves a broad client base including individual, high-net-worth, institutional, and charitable clients through a large network of advisers offering integrated brokerage, advisory, and portfolio management services. The firm employs a variety of investment tools and third-party platforms to construct portfolios including stocks, bonds, mutual funds, ETFs, and alternative investments.

Jennifer Valentine is a financial advisor at Osaic with Series 66 credentials and one year of industry experience. Prior to joining Osaic Wealth Inc, she worked at Lindenberg Financial and spent 19 years at Learning Express Academy. She currently serves as a relationship manager at Lindenberg Financial, where she acts as the main point of contact for clients and coordinates with internal teams. Osaic Wealth Inc serves a diverse client base, including retail and institutional investors, through a large network of affiliated advisers and multiple advisory platforms. The firm employs various portfolio construction tools and offers integrated brokerage, investment advisory services, and access to third-party money managers.

Joseph Garrity is a financial advisor at LPL Enterprise with 12 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at several firms, including Citizens Bank and The Prudential Insurance Company of America. Additionally, he is involved in selling Medicare Supplement and Medicare Advantage insurance policies through United Healthcare. LPL Enterprise provides investment advisory and brokerage services to a wide range of clients, including individuals, high-net-worth investors, retirement plans, and corporate entities. The firm employs a model-driven investment approach and offers access to third-party asset managers, financial planning, and insurance products through affiliated entities.

William Smith II is a Series 66-licensed financial advisor at Ameriprise with 24 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he coordinates youth wrestling tournaments and serves as secretary on the board of directors for the Oxford Wrestling Alliance. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, with a specialized retirement income service that provides written recommendation reports and ongoing planning focused on dependable income and tax-aware withdrawal strategies.

Kevin Noguez Ochoa is a financial advisor with Merrill, holding a Series 66 designation and no prior industry experience before joining the firm. His work history includes roles at Kendal at Longwood from 2014 to 2023 and Bank of America, N.A. since 2025. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, institutions, and charitable organizations.

Gabriella Savage is a Series 66 licensed financial advisor at Merrill with six years of experience in the industry. She previously worked at Open Systems Healthcare Inc, The Riggin Group of RE/MAX, and Wells Fargo. Savage serves as a trustee for a family irrevocable trust. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, institutions, and charitable organizations.

Mitch Fryling is the Vice President, Wealth Planner at Fidelity, a role he has held since 2025. He has a comprehensive background in financial advising and planning, having worked with several firms including Fidelity Investments, Mallard Advisors, Capital One Investing, Vanguard, and Scotiabank. His professional experience spans roles such as Financial Consultant, Financial Adviser, Senior Financial Adviser, Financial Analyst, and Retirement Specialist. Throughout his career, Mitch has focused on understanding clients' financial goals and creating actionable, personalized plans. His approach emphasizes education and comprehensiveness tailored to the unique needs and circumstances of each client. Mitch's expertise includes wealth planning and financial consulting. Outside of his professional work, Mitch enjoys activities such as beach outings, fitness, kayaking, reading, running, and soccer.

Daniel Thompson is a financial advisor with Merrill in Wilmington, Delaware, holding Series 63 and Series 65 credentials and bringing 38 years of industry experience. He has been with Merrill and Bank of America since 2016. Outside of his advisory role, Thompson participates in fundraising and development activities for several Delaware-based cultural organizations, including the Delaware Museum of Art, the Kalmar Nyckel tall ship, and the Biggs Museum of American Art. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Kirby Watkins is a financial advisor at Edward Jones with a Series 66 designation and one year of industry experience. Prior to joining Edward Jones, he held positions at the Bureau of Labor Statistics, DeepTP LLC, S&P Global, EY, CrossBorder Solutions, RSM US LLP, and Axalta Coating Systems. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering advisory programs with approximately $1.01 trillion in assets under management and a nationwide network of over 23,700 financial advisors and 15,100 branch offices. The firm provides a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, and operates under a fiduciary standard.

Karen Poore is a financial advisor with Mass Mutual Investors Services in Wilmington, Delaware, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. She has worked at MassMutual Life Insurance Company since 2016 and at MetLife Securities from 2015 to 2017. Outside of her advisory role, she is also involved in an outside insurance business focusing on group health. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of programs and educational seminars, using firm-approved tools to analyze client goals and deliver written recommendations within annual planning engagements.

Matthew James is a financial advisor at Cetera with a Series 66 designation and one year of industry experience. His prior work includes roles at several businesses including Rehoboth Beach Country Club, Back Creek Golf Club, and Metro Steak and Seafood. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a range of portfolio management, financial planning, and consulting services with access to affiliated and third-party managers across multiple program structures.

Kimberlee Orth is a financial advisor with Ameriprise, holding a Series 63 designation and bringing 38 years of industry experience. She has been with Ameriprise and its predecessor firms since 1987. Orth serves on the board of Ministry of Caring Inc., a nonprofit organization based in Wilmington, Delaware. Ameriprise provides retirement-income planning services targeting individuals nearing or in retirement with substantial investable assets, delivering tailored recommendations that incorporate income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and adaptive withdrawal advice to support clients, primarily through managed accounts.

Brendan Murphy is a CFP® professional with nine years of industry experience currently advising clients at Edward Jones in West Chester, PA. Prior to joining Edward Jones in 2017, he served in the US Navy for ten years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, with approximately $1.01 trillion in assets under management. The firm offers a wide range of advisory strategies and affiliated investment products, operating under a fiduciary standard across its extensive national network.

Cindy Garrity is a financial advisor with LPL Enterprise in Newark, DE, holding Series 63 and Series 65 licenses and 18 years of industry experience. She has worked at UBS Financial Services, Bank of America N.A., Merrill, and Citizens Securities Inc. prior to joining LPL. LPL Enterprise provides investment advisory and brokerage services to a diverse client base including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm emphasizes model-driven investment implementation and offers financial planning, access to third-party asset managers, and participation in a wrap program.

David Rakow is a CFP®-certified financial advisor with Edward Jones in Chadds Ford, PA, and has 21 years of industry experience. He has been with Edward Jones since 2004. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of discretionary and non-discretionary investment strategies, along with affiliated mutual funds and tax-efficient services, operating under a fiduciary standard.

Robert Lank Jr. is a financial advisor at OSAIC with 26 years of industry experience. He holds the PFS™ designation and Series 66 license. Prior to joining OSAIC in 2025, he worked for Lincoln Financial Advisors for 13 years and has been a partner at Lank Johnson & Tull CPAs since 1985. In addition to his advisory work, he serves as an executor of an estate and as a trustee for a revocable trust. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, financial planning, and access to third-party managers, utilizing asset-allocation tools and automated rebalancing across a wide range of investment products.