Robert Vernon is a CFA® charterholder with 32 years of experience in the financial industry. He has been with Brown Investment Advisory & Trust Company since 2008. Brown Advisory provides investment management and advisory services to a diverse range of clients, including high net worth individuals, institutions, and charitable organizations. The firm employs a bottom-up, fundamental research approach and offers a variety of strategies, including sustainable investment options, alongside a notable private-fund and venture program.

Eric Decker is a financial advisor with Janney Montgomery Scott, holding a Series 66 designation and 25 years of industry experience. He has previously worked at Wells Fargo Advisors LLC and Wells Fargo Clearing. Outside of advising, he has an interest in rental property management through a company that handles operations on his behalf. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves individuals, families, trusts, corporate and retirement plan sponsors, charitable organizations, and municipal clients, offering brokerage services, financial planning, consulting, and multiple advisory programs.

Trevor Dunn is a financial advisor with T. Rowe Price Advisory Services, Inc., holding Series 63 and Series 66 credentials and four years of industry experience. He has worked at T. Rowe Price since 2021 and has held various roles in other companies including United Parcel Service and Autani. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management primarily for individual investors and households with at least $250,000 in investable assets. Their offerings combine goals-based planning, retirement income projections using Monte Carlo simulations, and portfolios invested exclusively in T. Rowe Price mutual funds and ETFs.

Brandon Kriebel is a CFA® charterholder with five years of industry experience and has been with T. Rowe Price Associates, Inc. since 2007. He is based in Baltimore, MD. T. Rowe Price Advisory Services, Inc. provides the Retirement Advisory Service to individual investors and households, combining nondiscretionary financial planning, retirement income planning, and discretionary investment management focused on retirement goals. The firm uses model allocations invested exclusively in T. Rowe Price mutual funds and ETFs, employing tax-aware strategies and Monte Carlo simulations to deliver point-in-time financial plans and ongoing reviews.

Eric Seale Jr. is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds Series 63 and Series 66 designations and has 19 years of industry experience. His career includes 17 years at T. Rowe Price Investment Services, Inc. before joining T. Rowe Price Advisory Services in 2026. T. Rowe Price Advisory Services offers retirement-focused financial planning and discretionary investment management primarily for individual investors and households. The firm uses model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, employing tax-aware strategies and Monte Carlo simulations for retirement income projections.

Christopher Browne is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds Series 63 and Series 66 designations and has 19 years of industry experience. He has been with T. Rowe Price Investment Services, Inc. since 2006. T. Rowe Price Advisory Services, Inc. provides a retirement-focused advisory service that combines nondiscretionary financial planning, retirement income planning, and discretionary investment management for individual investors and households. Their approach utilizes proprietary mutual funds and ETFs, model portfolio allocations, and incorporates tax-aware strategies and Monte Carlo simulation-based planning tools.

William Morrison is a CFP® and ChFC® with 22 years of experience in financial advisory services. He is currently with CWM, LLC, where he has worked for 10 years, and has held roles at Jacob William Advisory and Jacob William, Inc. Morrison serves as an adjunct professor at Towson University and is a board member for both the University of Baltimore Foundation and the Pro Bono Counseling Project. CWM, LLC is an SEC-registered investment adviser serving individuals, families, foundations, endowments, corporations, and institutional clients through a network of more than 600 advisors. The firm offers portfolio management, financial planning, retirement-plan services, and employs a discretionary management approach using model portfolios governed by an in-house Investment Committee.

Louis Foxwell is a CFA® charterholder with four years of industry experience, currently serving as a financial advisor at Focus Partners Wealth, LLC. Prior to this role, he worked at The Colony Group, LLC, and Connectus Wealth. Focus Partners Wealth serves a diverse range of clients including individuals, high-net-worth families, family offices, corporations, retirement plans, and institutions. The firm employs a long-term, tax- and fee-sensitive investment approach featuring enhanced open architecture, fundamental and quantitative analysis, and an extensive network of affiliated service companies offering various financial and insurance solutions.

William Crossan III is a financial advisor with Guardian Life and holds Series 63 and Series 65 licenses. He has 16 years of industry experience, including roles at New York Life Insurance Company and Eagle Strategies before joining Guardian Life and Park Avenue Securities. Outside of his advisory work, he is involved with Campfire Culture, a life coaching business. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management, is a broker-dealer and SEC-registered investment adviser serving individuals, pension plans, charitable organizations, and corporations. The firm offers brokerage, financial planning, retirement consulting, and advisory programs, utilizing both proprietary and third-party models.

John Blair is a Certified Financial Planner (CFP®) with 25 years of industry experience. He currently works at Cerity Partners LLC and previously spent 18 years at Maryland Capital Management, LLC. Cerity Partners is an SEC-registered investment adviser serving a diverse client base including individuals, families, trusts, corporations, and institutional investors. The firm offers a range of services such as investment management, financial planning, tax and insurance support, retirement plan services, and access to alternative and private-market investments, with a focus on diversified asset allocation and customized portfolios.

Martin Eby is a CFP® with 32 years of experience in the financial advisory industry. He has worked at HB Wealth since 2025 and previously spent 31 years at WMS Partners, LLC. He serves as Chairman of the Investment Committee and a board member for Cristo Rey, a nonprofit organization. HB Wealth Management provides wealth management, investment management, and financial planning services to individuals, families, trusts, retirement plans, corporate entities, foundations, family offices, and institutional clients. The firm employs a combined quantitative and qualitative investment approach across a broad range of public and private strategies.

Steven Dengler is a CFP® professional with eight years of industry experience, currently serving at Kestra Advisory since 2018. Prior to this, he worked at Mariner Finance LLC for one year. In addition to his advisory role, Dengler is a non-credit instructor at Cecil Community College. Kestra Advisory Services provides investment advisory and retirement-plan consulting to institutional and individual clients, offering services including plan design, fiduciary consulting, and employee education. The firm manages approximately $79.8 billion in assets and serves a broad range of clients, including large institutional investors.

William Brandenburg is a financial advisor at TIAA-CREF with the Series 66 designation and 26 years of industry experience. He has been with TIAA-CREF and TIAA since 2005. TIAA‑CREF Individual & Institutional Services, LLC provides financial planning, discretionary managed account programs, and broker-dealer services primarily to individuals connected to TIAA-administered retirement plans, as well as to trusts, estates, partnerships, and small retirement plans. The firm distinguishes between point-in-time financial planning and ongoing discretionary management using model or customized portfolios, and it also serves as adviser to a donor-advised fund sponsored by Charityvest.

Pierce Dahlka is a financial advisor at T. Rowe Price Advisory Services, Inc. with four years of industry experience. He holds the Series 66 designation and previously worked at Bank of America, Merrill, and other organizations before joining T. Rowe Price. T. Rowe Price Advisory Services, Inc. offers retirement-focused financial planning and investment management primarily for individual investors and households. Their approach combines nondiscretionary goals-based planning, retirement income strategies, and discretionary portfolio management using proprietary mutual funds and ETFs.

Terese Hopper is a financial advisor at PNC Wealth Management with seven years of industry experience. She holds a Series 66 designation and has worked previously at Bank of America, N.A. and Merrill. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including the Portfolio Solutions Strategist Digital Offering, an online discretionary model account available by invitation to PNC Bank employees. The firm employs algorithm-driven portfolio recommendations and delegates investment implementation and proxy voting to third parties.

Daniel Fuqua is a financial advisor with Empower Advisory Group in Abingdon, MD, holding a Series 66 designation and six years of industry experience. He previously worked at Edward Jones and Anderson of Hunt Valley LLC. Outside of his advisory role, he operates an eBay business selling personal items such as clothing, sports cards, and comics. Empower Advisory Group provides financial planning and investment management primarily for employer-sponsored retirement plan sponsors and participants, as well as Empower Premier IRA and retail brokerage clients. The firm’s services emphasize long-term portfolio returns and are closely integrated with Empower’s recordkeeping and administrative platforms.

Todd Wickwire is a financial advisor with HB Wealth who holds Series 63 and Series 65 licenses and has 32 years of industry experience. His prior roles include positions at WMS Partners, LLC and Wells Fargo Securities, LLC. He is also an adjunct professor at Loyola University Maryland. HB Wealth Management provides wealth management, investment management, and financial planning services to individuals, families, trusts, retirement plans, corporate entities, foundations, family offices, institutional clients, and investment companies. The firm offers discretionary portfolio management aligned with client objectives, incorporates a capital markets outlook, and utilizes a comprehensive investment process that includes both public and private strategies.

David Hunter is a CFA® charterholder with 13 years of industry experience, currently serving at Brown Advisory in Baltimore, MD. He has been with Brown Investment Advisory & Trust Company since 2007. Brown Advisory provides investment management and advisory services to a diverse client base, including high net worth individuals, institutions, and charitable organizations. The firm employs a bottom-up, fundamental research process to construct concentrated portfolios and offers a range of strategies, including sustainable investing and private-fund programs.

Thomas Rogers is a financial advisor at William Blair with six years of industry experience. He holds a Series 66 designation and has worked at William Blair since 2021, following four years at Brown Advisory. William Blair’s Private Wealth Management division offers investment management, financial planning, and wealth services to individuals, foundations, pension, and corporate clients. The firm employs active, research-driven management across multiple asset classes and provides access to proprietary models, sub-advisory arrangements, and private investment opportunities.

Michael Grossman is a CFP®-certified financial advisor with 13 years of industry experience. He currently works at &PARTNERS and has previously held roles at Wells Fargo Clearing Services LLC, EMSAR, ICSEP, and T. Rowe Price. &PARTNERS serves a diverse client base including high-net-worth individuals, retirement plans, and institutional entities, offering investment management, financial and tax planning, and retirement-plan consulting. The firm employs a variety of analytical approaches and both proprietary and third-party strategies, managing accounts through discretionary and non-discretionary services.