Rebecca Streamo is a financial advisor at HB Wealth with a Series 65 designation and seven years of industry experience. She previously worked at TrustCounsel and WMS Partners, LLC before joining HB Wealth in 2025. HB Wealth Management is a registered investment adviser that provides wealth management, investment management, and financial planning services to individuals, families, trusts, retirement plans, corporate entities, foundations, family offices, institutional clients, and investment companies. The firm offers outsourced chief investment officer and institutional advisory services, employing a combined quantitative and qualitative investment process across public and private strategies.

Eric Miller is a financial advisor with Janney Montgomery Scott in Towson, MD, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has been with Janney Montgomery Scott since 2006. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, corporate and retirement plans, and offers a range of brokerage, financial planning, and advisory services.

William Peck is a financial advisor with Janney Montgomery Scott in Towson, MD, holding Series 63 and Series 65 credentials and bringing 43 years of industry experience. He worked at Brown Advisory Securities, LLC for 13 years before joining Janney Montgomery Scott in 2018. Peck serves as a board member and treasurer of the Kernan Hospital Endowment and is an investment committee member for the University of Maryland Medical System. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a wide range of clients through brokerage services, financial planning, and advisory programs, using both in-house portfolio management and third-party managers.

Joshua Scheinker is a Series 66-licensed financial advisor with Janney Montgomery Scott, based in Hunt Valley, MD, with 28 years of industry experience. He has worked at Janney Montgomery Scott since 2009. Outside of his advisory role, Scheinker serves as a board member of the Cal Ripken Senior Foundation, a nonprofit focused on youth development, and sits on the advisory board of Crainius, a med tech startup working toward FDA approval. Janney Montgomery Scott is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, including individuals, families, trusts, estates, and institutional clients, offering brokerage, financial planning, consulting, and advisory programs through a combination of in-house and third-party portfolio management.

Lesa Crosser is a financial advisor at HB Wealth with 19 years of industry experience. She holds a Series 66 designation and previously worked at Wms Partners LLC for 14 years before joining HB Wealth in 2025. HB Wealth Management is a registered investment adviser serving individuals, families, trusts, retirement plans, corporate entities, foundations, and institutional clients. The firm offers wealth management, investment management, and financial planning, combining quantitative and qualitative due diligence across public and private investment strategies.

Lorraine Flowers is a CERTIFIED FINANCIAL PLANNER™ professional with 38 years of industry experience. She is an Investment Advisor Representative at Kestra Advisory Services, LLC, where she has worked since 2016. In addition to her advisory role, she owns The Flowers Financial Group, through which she acts as a life and health insurance agent. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a diverse client base, including institutional and individual investors. The firm offers services such as fiduciary consulting, plan design, employee education, and access to multiple management platforms, serving a range of clients from small plans to large institutional investors like sovereign wealth funds.

Kimberly Wright is a CFP® professional with 21 years of industry experience. She is currently with Janney Montgomery Scott, where she has worked since 2018, following a prior role at Morgan Stanley. Outside of her advisory work, she is a partner in MKW Properties, LLC, an entity involved in property management and related activities. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a wide range of clients including individuals, families, trusts, estates, corporate and retirement plan sponsors, and charitable organizations, offering brokerage services, financial planning, and advisory programs with both in-house and third-party portfolio management.

John Layug is a CFP® with 32 years of experience in the financial services industry. He is currently with Osaic Advisory Services, LLC and previously worked at Lincoln Financial Advisors, Kestra Investment Services, LLC, and Chesapeake Advisors, Inc. Outside of his advisory role, he is an agent and owner at Maller Wealth Advisors, where he offers various insurance products including health, disability, and life insurance. Osaic Advisory Services, LLC is an enterprise SEC-registered advisor serving a diverse client base that includes individuals, pension plans, corporate and charitable entities, and sovereign wealth funds. The firm offers a range of investment programs, retirement plan consulting, and access to alternative investments, combining fundamental and technical analysis with platform partnerships to deliver integrated wealth management solutions.

Robert Hopkins is a financial advisor at William Blair with 42 years of industry experience. He holds Series 63 and Series 65 designations and previously worked at Brown Advisory Securities, LLC for 17 years before joining William Blair in 2019. Outside of his advisory role, he serves on the boards of the Baltimore Cemetery Association and the Maryland Historical Society, chairs the investment committee of St. John’s Church, Western Run Parish, and is president of the Thomas Wilson Foundation for the Children of Baltimore City. William Blair’s Private Wealth Management division offers investment management, financial planning, and wealth services to individuals, foundations, and corporate clients. The firm employs active, research-driven strategies across various asset classes and provides access to proprietary models, third-party sub-managers, and private investment opportunities.

James Gauthier is a CFA® charterholder with 18 years of experience in investment management. He is currently with Cerity Partners LLC and previously worked at Maryland Capital Management, Vansant Mewshaw, BlackRock Investment Management, 1919 Investment Counsel, and Legg Mason Investment Counsel. Cerity Partners serves a diverse clientele including individuals, families, trusts, charitable institutions, and institutional investors, offering customized wealth management services incorporating proprietary quantitative screening, manager selection, direct security selection, and alternative investment access.

Kobe Bolanos is a CFP® professional with four years of industry experience, currently with Kestra Advisory. He has worked at Kestra Advisory and affiliated firms since 2021 and has prior experience at Armstrong Flooring, Under Armour, Stevenson University, Kohl’s, and Ruby Tuesday. Outside of advisory duties, he holds roles involving investment operations and registered representative activities at Kestra-related entities. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a broad mix of institutional and individual clients, offering services such as fiduciary consulting, plan design, and advisor-managed accounts. The firm serves large institutional investors and utilizes multiple management platforms and third-party solutions within a supervisory framework.

Marc Shuster is a financial advisor with Eagle Strategies (NY Life) in Timonium, MD, holding the ChFC® and Series 63 designations and bringing 22 years of industry experience. He has worked with Eagle Strategies since 2018 and has been the owner of MJS Financial Group, LLC since 2007. Outside of advisory services, Shuster is involved in brokering non-registered insurance products and property and casualty insurance through appointments with outside carriers, and he is also a personal investor in cryptocurrencies. Eagle Strategies serves a broad mix of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated investment adviser representatives. The firm emphasizes tailored recommendations and primarily manages assets on a non-discretionary basis, working extensively with institutional plan sponsors and integrating advisory and insurance solutions within the New York Life affiliate structure.

Ronald Fisher Jr. is a financial advisor at Private Advisor Group, LLC with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Private Advisor Group since 2012 and LPL Financial since 2011. He also operates Fisher Financial Services, which has been active since 1990, providing financial planning, portfolio management, and educational seminars. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans, offering discretionary and non-discretionary portfolio management, financial planning, and retirement plan consulting. The firm employs a fiduciary-based advisory model using a variety of investment strategies and technology platforms, often implementing advice through third-party managers and managed account programs.

Garmai Forlorma is a financial advisor at Creative Planning with 12 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at firms including Lockton Companies, Triad Advisors, Wells Fargo Advisors, and T. Rowe Price Investment Services. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to a broad client base, including high-net-worth individuals and institutional clients. The firm employs a financial-planning-led investment approach that emphasizes low-cost indexing, buy-and-hold strategies, and selective private market exposure while offering comprehensive support through affiliated legal, accounting, and trust service entities.

Joseph Conroy is a financial advisor at Private Advisor Group, LLC with 18 years of industry experience. He holds a Series 66 designation and has previously worked at Synergy Financial Group, LPL Financial, and Ameriprise. Outside of advising, he is the author of the book *Decades & Decisions*. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans, offering portfolio management, financial planning, retirement plan consulting, and access to various managed account solutions. The firm employs a fiduciary-based advisory model, utilizing technology platforms and a range of investment strategies while often implementing advice through third-party managers and turnkey asset management platforms.

Kaitlin Zook is a CFP® professional with six years of industry experience. She is currently with HB Wealth Management, having joined the firm in 2025 after six years at WMS Partners, LLC. HB Wealth Management provides wealth management, investment management, and financial planning services to individuals, families, trusts, retirement plans, corporate entities, foundations, family offices, institutional clients, and investment companies. The firm offers discretionary portfolio management aligned with clients’ objectives and risk tolerance, utilizing a mix of public and private investment strategies and providing consolidated quarterly reporting.

Daniel Verbic is a financial advisor at Janney Montgomery Scott with Series 65 and Series 63 credentials and 33 years of industry experience. He worked at Stifel for 20 years prior to joining Janney Montgomery Scott in 2026. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse clientele, including individuals, families, trusts, estates, corporate and retirement plan sponsors, charitable organizations, and municipal clients, offering brokerage services, financial planning, consulting, and various advisory programs.

Silvia Arrue Carcamo is a financial advisor with Janney Montgomery Scott, holding a Series 66 designation and two years of industry experience. Her prior roles include positions at Raymond James & Associates and Pro Services, LLC. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a wide range of clients, including individuals, families, trusts, estates, and institutional sponsors, offering brokerage, financial planning, and advisory programs through a combination of in-house and third-party portfolio management.

Nicholas Hood is a financial advisor with Equity Services, Inc. holding a Series 66 designation and 11 years of industry experience. Prior to joining Equity Services, he held roles at National Life Group, Cambridge Investment Research Advisors, and MassMutual, among others. Outside of finance, he owns and operates Nick Hood Photography and has been involved with Towson University’s Stephens Hall Theatre for nearly two decades. Equity Services, Inc., doing business as ESI Financial Advisors, provides financial planning, consulting, and asset management services to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms, combining long-term investment strategies with options for shorter-term trading and specialized instruments, and operates both as a broker-dealer and an SEC-registered investment adviser.

Matthew Clark is a financial advisor at William Blair with 14 years of industry experience. He holds a Series 66 designation and previously worked at Brown Advisory Securities, LLC for 10 years before joining William Blair in 2021. William Blair’s Private Wealth Management division offers investment management, financial planning, and wealth services to individuals, foundations, pension, and corporate clients. The firm employs an active, research-driven approach across multiple asset classes and provides proprietary models and access to private funds through its MB Investments Program.