Davidson Carroll is a financial advisor at Wells Fargo Clearing in Charlotte, NC, holding a Series 66 designation with one year of industry experience. Prior to his current role, he worked briefly at Equitable Advisors and has held various positions in the food service and retail industries. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and employs over 14,000 financial advisors, offering both brokerage and advisory solutions.

Edward Busch is a financial advisor with Vanguard Advisers in Charlotte, NC, holding Series 63 and Series 65 licenses and nine years of industry experience. Prior to joining Vanguard in 2025, he worked at Equitable Advisors, New South Wealth Management, Cambridge Investment Research, Tata Consultancy Services, and Prudential. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to deliver personalized asset allocations and offers a wide range of customization options through predominantly Vanguard funds and ETFs.

Jennifer Sims is a financial advisor with Vanguard Advisers who holds Series 66 and Series 63 licenses and has nine years of industry experience. Her work history includes roles at Walmart, Food Lion, and self-employment periods before joining Vanguard Advisers. She is also affiliated with Vanguard Marketing Corporation and The Vanguard Group. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans, providing automated and human-supported investment advice through digital and personal advisory services. The firm uses a goal-based, algorithm-driven approach to construct portfolios primarily from Vanguard funds and ETFs, offering customization options and managing a large scale of client relationships through its digital platform.

Christopher Hord is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding Series 65 and Series 63 licenses and seven years of industry experience. His prior roles include positions at Principal Securities Inc., Principal Life Insurance, and The Vanguard Group. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and both brokerage and advisory solutions. The firm manages approximately $671 billion in assets and emphasizes research-driven investment evaluations and a diversified approach to portfolio management.

Ian Flores is a financial advisor with Vanguard Advisers in Charlotte, NC, holding a Series 66 designation and two years of industry experience. His prior work includes roles at TIAA-CREF Individual & Institutional Services and TLEAF Gallery, an art-related business. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach with portfolios constructed mainly from Vanguard funds and ETFs.

Nicholas Thomas is a financial advisor at Vanguard Advisers with six years of industry experience. He holds a Series 66 designation and previously worked at Edward Jones, the Cleveland Clinic - Akron General, and Robert Morris University. Vanguard Advisers provides automated and human-supported investment advice through its Vanguard Digital Advisor and Personal Advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary methodologies and constructs portfolios mainly from Vanguard funds and ETFs with various tax-aware and customization features.

Jazlynn Torres is a financial advisor at Vanguard Advisers with seven years of industry experience. She holds Series 63 and Series 66 licenses and has been with The Vanguard Group since 2018. Her prior work includes roles at Waterbean Coffee, Hantzmon Wiebel LLP, Lowe's Home Improvement, and Aramark at James Madison. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participant clients in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages large-scale client relationships through a combination of digital platforms and advisory teams.

Shameka Roberts is a financial advisor at Vanguard Advisers with seven years of industry experience. She holds the Series 66 designation and has worked at Vanguard since 2021, following prior roles at Wells Fargo and Edward Jones. Outside of her advisory role, she is a managing partner of FCF Logistics LLC, a freight transportation business. Vanguard Advisers provides automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants. The firm employs a goal-based, algorithm-driven investment approach and manages portfolios primarily composed of Vanguard funds and ETFs.

Alexander Mc Laughlin is a Series 66-licensed advisor at Merrill with less than one year of industry experience. Prior to joining Merrill, he held roles at the University of Kentucky and North Carolina State University and was self-employed for two years. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Kate Krauser is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding Series 65 and Series 63 licenses and one year of industry experience. Prior to joining Wells Fargo, she worked at DYSIS and has experience with institutions such as NEPC and Extra Special People. Outside of her advisory role, she has worked as a babysitter for Bambino Technologies, Inc. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients. The firm offers investment advisory, financial planning, and retirement plan consulting services and manages approximately $671 billion in assets through more than 14,000 advisors.

Ralph Himpel is a financial advisor with Wells Fargo Clearing in Concord, NC, holding Series 63, Series 65, and Series 66 licenses and possessing 26 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and was previously with WELLS FARGO Advisors, LLC from 2014 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Caleb Glick is a financial advisor at Merrill with eight years of industry experience. He holds a Series 66 designation and has worked previously at Fidelity Investments, Bank of America, and Merrill. Outside of his advisory role, he is a co-owner of a family rental property in Charlotte, NC. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Robert White is a Wealth Management Advisor and First Vice President with Merrill Lynch Wealth Management in Boston, MA. He has been with Merrill Lynch since 2011 and brings extensive experience in multi-generational wealth management for established families and corporate entities. Robert emphasizes a personalized approach to financial strategies, focusing on areas such as family wealth management, philanthropic planning, special needs planning, and services tailored for non-profits, endowments, and foundations. Before joining Merrill Lynch, Robert held various roles in Boston’s financial services sector, including positions at Morgan Stanley Smith Barney and Massachusetts Financial Services, where he specialized in investment strategy and retirement planning. He holds the CERTIFIED FINANCIAL PLANNER® designation and maintains several FINRA registrations, including Series 7, 52, 63, 65, and 31. Additionally, Robert is licensed to provide life, long-term care, disability, and annuity insurance. Robert earned a Bachelor of Science in Business Administration with a focus on Finance and International Business from Bowling Green State University in 1993. He is a member of the Financial Planning Association and participates actively in community organizations such as the Museum of Fine Arts Boston and Raising a Reader Massachusetts. He has received recognition including the Presidential Volunteer Award from the President of the United States.

Valerie Rattigan is a financial advisor with Vanguard Advisers based in Charlotte, NC, holding Series 63, 65, and 66 licenses and bringing 24 years of industry experience. Her background includes roles at TIAA and Allstate Insurance Company, along with experience in real estate through contracting with Berkshire Hathaway HomeServices Elite Properties. Vanguard Advisers provides automated and human-supported investment advice primarily for retail investors and participants in employer-sponsored retirement plans, using a goal-based, algorithm-driven approach with portfolios constructed mainly from Vanguard funds and ETFs. The firm manages a large client base through a combination of digital platforms and advisor teams.

David Tatich is a CFP® professional with 27 years of industry experience, currently serving as a financial advisor at Vanguard Advisers since 2016. He has been affiliated with Vanguard Marketing Corporation and The Vanguard Group, Inc. since 2000. Based in Charlotte, NC, Tatich holds Series 63 and Series 65 licenses. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach, primarily constructing portfolios from Vanguard funds and ETFs, with customizable options including ESG and tax-aware features.

Abigale Smalley is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Prior to joining Merrill, she held various roles including positions at Bruegger's Bagels and Applebee's/RMH Franchise Holding. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts.

Russell Winchester is a financial advisor with Vanguard Advisers in Charlotte, NC, holding Series 66 and Series 63 licenses and bringing 34 years of industry experience. His prior roles include positions at Ascensus Broker Dealer Services LLC, Newport Group, Inc., Transamerica Capital, Inc., and LPL Financial. Outside of his advisory career, he has been involved with the USA Track and Field Association (USATF) since 2021. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm’s investment approach is goal-based and algorithm-driven, utilizing proprietary methodologies and primarily Vanguard funds and ETFs to create personalized asset allocations.

Robert Mc Racken is a financial advisor at Vanguard Advisers with two years of industry experience. He holds the Series 66 designation and has worked previously at Equitable Advisors LLC and Townebank. Vanguard Advisers offers both automated and human-supported investment advice through its digital and personal advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach primarily using Vanguard funds and ETFs, and manages a large client base through its digital platform and advisory teams.

Courtney Griffin is a financial advisor with Vanguard Advisers in Charlotte, NC, holding Series 63 and Series 66 designations and seven years of industry experience. Prior to joining Vanguard Advisers, she worked at The Vanguard Group, Vanguard Marketing Corporation, and has experience in retail and catering sectors as well as university administration. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, using a goal-based, algorithm-driven approach with portfolios primarily constructed from Vanguard funds and ETFs. The firm manages a large client base through a combination of digital delivery and a team servicing model.

Laura Grasso is a financial advisor with Ameriprise in Mooresville, NC, holding a Series 66 designation and 24 years of industry experience. She has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Outside of her advisory role, she holds a real estate license. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement who meet specific eligibility criteria, combining research, modeling, and tax-efficiency analysis to provide written recommendations. The firm serves clients through a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.