Sonia Hernandez is a financial advisor at Fidelity with 10 years of industry experience. She holds Series 63 and Series 66 licenses and is based in Jacksonville, FL. Hernandez has worked with Fidelity Brokerage Services LLC since 2016 and joined Fidelity Investments in 2025. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm serves a diverse client base, including Charitable Gift Funds and registered investment companies, and is noted for its use of systematic methodologies and formal advisory roles to multiple registered funds.

Taylor Martin is a financial advisor with Merrill in Jacksonville, FL. He holds a Series 66 designation and has been with Merrill since 2025. His prior work experience includes roles in various industries such as hospitality and legal services. Outside of finance, he has worked at Metro Diner and Night Lite Pediatrics. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Katie Mc Kee is a financial advisor at Ameriprise with 20 years of industry experience. She holds the Series 66 designation and has worked at Ameriprise since 2017, following earlier roles at Damon Allen, Bradley Ernst, and Northwestern Mutual Investment Management. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with substantial investable assets, providing detailed Recommendation Reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm delivers these services through a centralized consulting team using research, modeling, and algorithmic tools, alongside a broad range of advisory, brokerage, and insurance solutions.

Daniel Smith is a financial advisor at Fidelity with Series 63 and Series 66 designations and three years of industry experience. He previously worked with Juice Plus as a partner involved in promotional events and speaker conferences. His background also includes roles at the Jewish Community Alliance and Martin J Gottlieb Day School. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, employing a systematic approach that combines fundamental research with quantitative analysis and model portfolio construction. The firm is noted for its use of algorithmic methods and its advisory role to multiple registered investment companies.

Bryan Ollier is a financial advisor with Merrill in Jacksonville, FL, holding Series 63 and Series 66 licenses and having 12 years of industry experience. He has been with Merrill since 2012. Outside of his advisory role, he works part-time in sales for a footwear company. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

William Hohmann is a CFP® professional with 26 years of industry experience. He is currently with Cetera and previously worked at Concourse Financial Group Securities Inc and operated advisory firms including Centerpoint Advisory Services Inc. Hohmann also owns Florida Shield Insurance & Advisory, focusing on property, casualty, life, and health insurance products. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporations, charities, and institutions, offering portfolio management, financial planning, and retirement services through a multi-manager platform that supports a range of investment strategies and program structures.

Martin Baptiste is a Financial Consultant at Fidelity Investments, where he has been providing personalized financial planning since 2025. He focuses on building long-term relationships with clients based on trust and transparency, delivering clear and objective guidance to support informed financial decisions over time. Martin has extensive experience in the financial services industry, having held multiple roles at Fidelity Investments since 2017, including Investment Management Consultant and Client Management Representative. Prior to joining Fidelity, he worked as a Financial Representative at UF Health of Jacksonville from 2007 to 2015. He holds insurance licenses in Arkansas and California. Outside of his professional work, Martin has interests in football, movies, music, and photography.

David Jenkins is a financial advisor at Merrill with 26 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Merrill since 1999 and Bank of America since 2011. Outside of his advisory role, Jenkins owns a sole proprietorship that provides tennis racket stringing services and also works part-time for the Nassau County Election Commission. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Michael Smulcheski is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and 14 years of industry experience. He has worked at Bank of America and Merrill Lynch since 2012. Outside of his advisory role, he serves as a power of attorney for a family member. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Ryan Marsh is a CFP® with nine years of industry experience, currently associated with Osaic Wealth, Inc. since 2024. He previously worked at Triad Advisors from 2014 to 2024. Marsh is also engaged in insurance sales, providing clients with insurance products to fit their needs. Osaic Wealth, Inc. serves a diverse range of clients, including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, utilizing asset-allocation tools and third-party platforms to construct and manage portfolios across various investment types.

Catherine Misner is a financial advisor at Fidelity with four years of industry experience. She holds a Series 66 designation and has worked at several firms including Fidelity Investments since 2021 and Fleet Landing in 2021. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to create model portfolios across mutual funds, ETFs, and ETPs.

Christopher Clark is a financial advisor with Fidelity, holding Series 63 and Series 66 licenses and 11 years of industry experience. He has been with Fidelity Brokerage Services LLC since 2015 and currently works within Fidelity Investments and Fidelity Personal and Workplace Advisors. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm utilizes a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory solutions.

Justin Bender is a financial advisor at Merrill with 15 years of industry experience. He holds the Series 66 designation and has worked at Merrill since 2012 and Bank of America, N.A. since 2013. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jose Checo is a financial advisor with Fidelity Investments based in Jacksonville, FL. He holds Series 63 and Series 66 credentials and has two years of industry experience. Prior to joining Fidelity, he worked at Northwestern Mutual and held academic roles at Old Dominion University and the University of North Florida. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including advisory work for charitable funds and registered investment companies. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, and is noted for its use of model portfolios and formal advisory roles within Fidelity’s institutional platform.

James Withrow is a financial advisor at Merrill in Jacksonville, FL, holding a Series 66 designation with nine years of industry experience. He has been with Merrill and Bank of America since 2017. Prior to his advisory role, he was involved with Whiffletree Farm in 2016. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Tina Rogers is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and 20 years of industry experience. She has worked at Merrill for the majority of her career, from 2004 to 2022 and again since 2022. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to Bank of America fiduciary clients. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michael Hakimi is a financial advisor with Merrill in Jacksonville, FL, holding Series 63 and Series 66 licenses and possessing 11 years of industry experience. He has been with Bank of America and Merrill since 2014. Outside of his advisory role, he serves as a consultant and independent contractor for the Financial Industry Regulatory Authority, participating in arbitrator activities such as hearings and dispute resolution. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts.

David Grass is a financial advisor with Merrill based in Jacksonville, FL, holding Series 63 and Series 66 credentials and 15 years of industry experience. He has been with Merrill and Bank of America, N.A. since 2015. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, and charitable organizations.

Christopher Hill is a financial advisor at Merrill with a Series 66 designation and six years of industry experience. He has been with Merrill since 2019 and concurrently works at Bank of America N.A. since 2020. Prior to his financial career, he held various roles including positions at Chick-fil-A and attended the University of North Florida from 2015 to 2019. Merrill provides managed account services through the Select Portfolio Solutions program, serving a broad client base that includes individuals, high-net-worth clients, pension plans, and charitable organizations. The firm offers model-based and discretionary investment strategies integrated into Bank of America’s platform, providing access to a wide range of products and services.

William Mccauley is a financial advisor at Merrill with 21 years of industry experience. He holds a Series 66 designation and has been with Merrill since 2004. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.