Charles Schifano is a financial advisor with Morgan Stanley, holding Series 63 and Series 66 licenses and bringing 34 years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2016, currently serving at Morgan Stanley Private Bank, N.A. in Coral Gables, FL. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by proprietary tools and analysis.

Sam Ziada is a financial advisor at Equitable Advisors with two years of industry experience. He holds the Series 66 designation and previously worked at JP Morgan Chase Bank, JP Morgan Securities, Bank of America Merrill Lynch, and Standard Chartered Bank. In addition to his advisory role, he is involved with Mesaverse LLC (DBA MesaBytes), an entrepreneurial venture. Equitable Advisors serves individual and institutional clients, providing financial planning, retirement plan consulting, and a variety of asset-management programs. The firm utilizes a network of Investment Adviser Representatives and offers both proprietary and third-party advisory solutions tailored to clients' risk tolerance and financial goals.

Jaret Pogliano is a financial advisor at Fidelity with five years of industry experience. He holds Series 63 and Series 66 designations. Outside of his advisory work, Jaret streams video games on Twitch as an affiliate. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and charitable funds. The firm employs a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage a range of model portfolios.

Brett Cohen is a financial advisor with Morgan Stanley in Coral Gables, FL, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2009, including roles at Morgan Stanley Smith Barney LLC and Morgan Stanley Private Bank, N.A. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers planning services both directly and through Corporate Financial Planning agreements.

Brandon Arana is a financial advisor at Ameriprise with three years of industry experience. He holds a Series 66 designation and has prior experience at Equitable Advisors, LLC. Before entering the financial advisory field, he worked in education with Miami-Dade County Public Schools. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focusing on retirement planning through written recommendations and ongoing advice, utilizing proprietary research and algorithmic tools.

Sheily Distrubell is a financial advisor at Morgan Stanley with a Series 66 designation and six years of industry experience, including eight years at Citibank prior to joining Morgan Stanley. She is based in Coral Gables, Florida. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a variety of advisory programs. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and modeling methods.

Sofia Villasmil is a financial advisor at Raymond James & Associates with one year of industry experience. She holds a Series 66 designation and previously worked at Equitable Advisors and Optimum Corp, where she was assistant to the director and co-owner. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser serving individuals, institutions, pension plans, and municipal entities. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions, supported by extensive research and a range of portfolio management options.

James Mounier is a financial advisor with Charles Schwab who holds a Series 66 designation and has six years of industry experience. His prior roles include positions at Regions Bank and Charles Schwab Bank, SSB. Outside of his advisory work, he is a partial owner of a restaurant franchise where he is involved in passive oversight. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account services, combining non-discretionary advisory relationships with access to discretionary separately managed accounts and alternative investment options.

David Rodriguez is a Series 66 licensed financial advisor with Cambridge Investment Research Advisors, based in Miami, FL, and has five years of industry experience. He has been with Cambridge Investment Research Advisors and its affiliated entities since 2020. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, charitable organizations, and trusts by providing financial planning, investment management, and retirement plan advisory services. The firm supports a wide range of investment strategies through multiple platform arrangements and offers both proprietary and third-party model portfolios.

Stacy Janney is a financial advisor with Merrill in Miami, FL, holding a Series 66 designation and 36 years of industry experience. She has been with Merrill since 1987. Janney has served as a panel member for the New York Stock Exchange Hearing Board, adjudicating disciplinary matters for NYSE Regulation. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Edward Planas is a financial advisor with Wells Fargo Clearing in Miami, FL, holding Series 63 and Series 66 licenses and bringing 13 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors, LLC. Outside of finance, he is a self-employed bass guitarist performing music. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice grounded in modern portfolio theory. The firm serves institutional clients with an IPS-driven advisory process and includes a broad range of financial products such as insurance-related vehicles and bank deposit sweep options.

Joseph Beaton is a financial advisor with Merrill in Miami, FL, holding Series 63 and Series 66 credentials and 16 years of industry experience. He has been with Bank of America and Merrill Lynch, Pierce Fenner & Smith Incorporated since 2013. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Ivette Sanchez is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and 29 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions grounded in an IPS-driven process based on modern portfolio theory. The firm’s offerings include a broad range of financial products such as insurance-related vehicles and bank deposit sweep options.

Charu Narain is a Wealth Management Advisor at Merrill Lynch Wealth Management, specializing in providing customized financial strategies to corporate executives, professionals, and business owners. With over 20 years of experience at Merrill Lynch and a prior international banking career in India, Singapore, and South Korea, Charu brings a global perspective to wealth management. She focuses on areas including education planning, executive compensation, family wealth management, legacy planning, retirement income, and socially responsible investing. Charu holds multiple professional certifications, including CERTIFIED FINANCIAL PLANNER® (CFP®), Certified Private Wealth Advisor® (CPWA®), and Certified Plan Fiduciary Advisor® (CPFA®). She earned an undergraduate degree in Economics from St. Stephens College in Delhi University and a postgraduate degree in Management from the Indian Institute of Management. Fluent in English, Hindi, and Spanish, Charu leverages her analytical skills and extensive experience to help clients develop and implement financial strategies aligned with their long-term goals. In addition to her professional work, Charu is involved in the community through her service on the Executive Committee of the Women United Group of the United Way of Miami Dade. She is committed to supporting women's organizations and advancing professional opportunities for women. Her personal interests include music, swimming, traveling, and spending time with family.

Astrid Rodriguez Carranza is a financial advisor at Raymond James & Associates with 29 years of industry experience. She holds Series 63 and Series 65 licenses and has worked previously at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of her advisory role, she owns and manages multiple businesses, including social media marketing firms and a real estate property management company in Colombia, and serves as trustee for a trust benefiting a family member. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing over $500 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, providing tailored financial planning and non-discretionary investment consulting supported by extensive research and a wide range of portfolio management options.

Katherine Hart is a CFP® professional with 27 years of industry experience. She currently serves as an advisor at LPL Financial, where she has worked since 2018. Prior to this, she spent nine years at Invest Financial Corporation and has operated Hart Health Care Consultants since 1998. She is also president of Hart Financial Group, a non-investment related business. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage solutions, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Christina Zayas Bazan Ades is a financial advisor at Merrill with over 31 years of industry experience. She has been with Merrill since 1993 and holds a Series 66 designation. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

David Villavicencio is a financial advisor with Equitable Advisors, holding Series 65 and Series 63 licenses and one year of industry experience. His prior roles include positions at Wells Fargo Clearing, Wells Fargo Bank, Regions Financial Corporation, and Ocean Bank. Outside of finance, he is involved with Artistic Custom Woods LLC, a business he has been associated with since 2017. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset-management programs through a network of Investment Adviser Representatives, implementing various third-party advisory models and providing ERISA fiduciary services to qualified plans.

Natalie Cabrera is a financial advisor at Merrill with a Series 66 designation and six years of industry experience. She has worked at Merrill since 2021 and previously spent four years at Wells Fargo Clearing. Prior to her advisory career, she was involved with the Early Learning Coalition of Miami Dade Monroe for three years. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Milena Diaz is a financial advisor with Raymond James & Associates, holding a Series 66 designation and with 10 years of industry experience. She previously worked at Oppenheimer for six years before joining Raymond James in 2022. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, pension plans, and charitable organizations, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.