Donald Penn is a CFP® professional with 25 years of experience in the financial services industry. He is currently with Wealth Enhancement Advisory Services, LLC and has prior experience at Raymond James Financial Services and Woodbury Financial Services. Outside of his advisory role, he serves on the board of Princess Cit Developers, Inc., a property development company. Wealth Enhancement Advisory Services, LLC is an SEC-registered firm serving individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm employs a strategic investment process combining passive and active management, supported by quantitative and fundamental research, and offers a range of financial planning, asset management, and retirement consulting services.

Emily Palmer is a CFP® professional at Sanctuary Advisors, LLC with one year of experience in the industry. She previously worked at Sanctuary Securities, Inc., RenPSG, and Capital Group. Sanctuary Advisors, LLC provides investment advisory and financial planning services to a diverse range of clients, including individuals, corporations, pension plans, trusts, and charitable organizations. The firm operates through a large network of independent investment adviser representatives who employ various analytical approaches and manage portfolios using multiple strategies and platforms.

Jessica Mosier is a financial advisor with PNC Wealth Management in Carmel, IN, holding Series 65 and Series 66 licenses and bringing 13 years of industry experience. She has worked at PNC Capital Markets and PNC Investments, including her current role at PNC Wealth Management since 2014. PNC Wealth Management offers retail brokerage and advisory services through several model-based programs, including a discretionary digital model account available via an invitation-only employee pilot. The firm employs algorithm-driven risk assessment and utilizes approved model strategies managed by PNC or third-party strategists, with portfolio implementation and proxy voting delegated to external providers.

Garrett Henderson is a CFP® professional with four years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory, Inc. in Indianapolis, IN. His background includes roles at Charles Schwab & Co., Inc. and Primerica, as well as multiple positions at Taylor University. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s guidance emphasizes asset allocation and investment selection based on Schwab’s proprietary models and research, with at least annual reviews tailored to individual client goals and risk tolerances.

Lee Garrett is a CFP® certificant with five years of industry experience. He is currently affiliated with Schwab Wealth Advisory, Inc., where he has worked since 2022. Prior to this, he held positions at Charles Schwab & Co., Inc. and TEKsystems, among others. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning services to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm offers guidance on asset allocation and investment selection using proprietary models and research tools, with trades requiring client authorization.

Michael Kortfelt is a CFP® professional with 26 years of industry experience, currently serving at Schwab Wealth Advisory Inc. since 2014. His prior roles include positions at Essex National Securities, LPL Financial, FIFTH THIRD SECURITIES, Natcity Investments, and Merrill. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program, using Charles Schwab & Co.’s asset allocation models and internal research tools to guide investment decisions.

Elizabeth Evans is a Series 66-registered financial advisor with Sanctuary Advisors, LLC, based in Carmel, Indiana. She has 14 years of industry experience, having worked at both Bank of America, N.A., and Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2012. Outside of advisory work, she is a co-owner of Rider Kenley LLC, a tax preparation and accounting services business, where she oversees operational aspects. Sanctuary Advisors, LLC provides investment advisory and financial planning services to a diverse range of clients including individuals, corporations, pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm supports its network of over 400 independent investment adviser representatives with a variety of portfolio management options and employs multiple analytical approaches while acting as a fiduciary under written advisory agreements.

Vincent Kotarski is a financial advisor with Principal Financial Services based in Indianapolis, IN. He holds Series 63 and Series 65 designations and has 37 years of industry experience. He has worked with Principal Securities Inc. since 2016 and has been involved with Executive Benefits Inc. and Principal Life Insurance Company since 2010. Outside of his advisory role, Kotarski is president and 100% owner of Executive Benefits, Inc., an independent insurance agency specializing in employee benefits and individual life and health products. Principal Securities provides brokerage and registered investment advisory services to a wide range of clients, including individuals, retirement plans, trusts, and business entities. The firm focuses on direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Thomas Coffman is a financial advisor with Schwab Wealth Advisory in Indianapolis, IN, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. He has been with Charles Schwab and its affiliated entities since 1997, including 14 years at Schwab Wealth Advisory. Outside of his advisory role, he serves as a board member of the Edenwilde Homeowners Association in a volunteer capacity. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s guidance is based on proprietary asset-allocation models and internal research, with recommendations tailored to client goals and risk tolerance, while investment decisions require client authorization.

Bonnita Hughes is a financial advisor with Schwab Wealth Advisory Inc. She holds Series 63 and Series 66 licenses and has 21 years of industry experience. Her prior work includes roles at Charles Schwab Bank, OneAmerica Securities, American United Life, Principal Financial Services, Wells Fargo Clearing, and A.G. Edwards & Sons. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, offering non-discretionary fiduciary investment advice, financial planning, and wealth management consultations based on Charles Schwab & Co.’s asset-allocation models and internal research tools.

Brett Brenczewski is a financial advisor with PNC Wealth Management in Carmel, IN, holding Series 63 and Series 65 designations and bringing 30 years of industry experience. He has worked with PNC Investments since 2009. Outside of his advisory role, he is also a property owner. PNC Wealth Management offers retail brokerage and advisory services through several model-based programs, including an invitation-only online discretionary model account pilot for employees that employs algorithmic risk assessment and invests in mutual funds and ETFs with annual rebalancing.

David Chapin II is a CFP® professional with 15 years of industry experience, currently serving at Schwab Wealth Advisory, Inc. since 2021. His prior experience includes roles at Charles Schwab from 2018 and Sheaff Brock Investment Advisors from 2015 to 2018. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s services are based on Charles Schwab’s asset-allocation models and research tools, offering personalized recommendations without exercising discretionary trading authority.

Adam Bunday is a financial advisor with VALIC Financial Advisors in Carmel, IN, holding Series 63 and Series 65 licenses and having 26 years of industry experience. He has worked at VALIC Financial Advisors since 1999 and is also an agent with Agia, where he offers non-securities insurance products. Outside of his advisory role, he holds a notary public stamp, which he has offered without charge. VALIC Financial Advisors primarily serves U.S.-based individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet UMA models for portfolio construction and management.

James Hudson is a financial advisor at Schwab Wealth Advisory with 12 years of industry experience. He holds Series 63 and Series 66 credentials and has been with Schwab Wealth Advisory since 2018, as well as Charles Schwab since 2015. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm utilizes Charles Schwab’s asset-allocation models and research tools to make tailored recommendations, with trades executed only upon client authorization.

Anna Dickinson is a financial advisor with Schwab Wealth Advisory Inc. She holds Series 63 and Series 66 licenses and has 26 years of industry experience. Her prior roles include positions at Charles Schwab Bank, Beach Body, and Schwab Private Client Investment Advisory, Inc. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program. The firm’s guidance is based on Charles Schwab & Co.’s asset-allocation models and internal research tools, offering tailored recommendations without exercising discretionary trading authority.

Brandon Craiger is a financial advisor at &PARTNERS with 14 years of industry experience. He holds a Series 66 designation and previously worked at Edward Jones for 14 years before joining &PARTNERS in 2025. &PARTNERS serves a diverse client base including individuals, institutions, retirement plans, and charitable organizations. The firm offers investment management and financial planning services, utilizing a combination of fundamental, technical, and quantitative analyses alongside model portfolios and both proprietary and third‑party strategies.

Sara Luebbert is a financial advisor at PNC Wealth Management in Carmel, IN, with 11 years of industry experience. She holds the Series 66 designation and has been with PNC Investments and PNC Bank since 2015. PNC Wealth Management offers retail brokerage and advisory services through several model-based programs, including a discretionary digital offering that uses algorithm-driven risk assessment to guide investment strategy, primarily through mutual funds and ETFs. This program is currently available as an invitation-only pilot for PNC Bank employees.

Ian Flanagan is a financial advisor at Sanctuary Advisors, LLC with 13 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at KPMG Corporate Finance LLC and KPMG LLP from 2011 to 2019. Outside of advising, he is an owner and manager of Rider Kenley LLC, a tax preparation and accounting services firm. Sanctuary Advisors, LLC offers investment advisory and financial planning services to a diverse client base including individuals, corporations, pension plans, trusts, and charitable organizations through a network of more than 400 independent advisers. The firm supports a range of investment strategies and account types, employing various analytical approaches while acting as a fiduciary under written agreements.

Niki Woodworth is a CFP® professional with six years of industry experience, currently affiliated with Focus Partners Wealth, LLC. Her previous roles include positions at EverNest Financial Advisors, Sanctuary Wealth, Windsor Wealth Management, and Brooksource. Focus Partners Wealth serves individuals, high-net-worth families, family offices, and institutional clients, offering a range of wealth management and advisory services. The firm employs a long-term, tax- and fee-sensitive investment approach combining active and passive strategies, third-party managers, and private funds within an enhanced open architecture framework.

Tom Hornak is a financial advisor with PNC Wealth Management in Avon, Indiana, holding Series 63 and Series 66 designations and bringing 32 years of industry experience. He has been with PNC Investments since 2013. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an employee-only digital discretionary model account that uses algorithmic selection of investment strategies managed by PNC or third-party strategists, implemented via mutual funds and ETFs with annual rebalancing.