Justin Rice is a CFP® with five years of industry experience, currently affiliated with Raymond James Financial in Ann Arbor, MI. He manages client portfolios and operational systems at McLaren Wealth Strategies LLC, a business he is actively involved in alongside his advisory role. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individual, institutional, and high-net-worth clients. The firm offers customized, non-discretionary planning leveraging analytical tools and supports a broad advisor network with specialized services including municipal advisory and employer-sponsored retirement plan consulting.

Crystal Bain is a financial advisor at Ameriprise with 24 years of industry experience. She holds Series 63 and Series 66 designations and has worked at several firms, including The Huntington Investment Company, LPL Financial, Infinex Investments, Flagstar Bank, J.P. Morgan Securities, and Chase Investment Services. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Mark Foster is a financial advisor with LPL Financial in Ann Arbor, MI, holding Series 63 and Series 65 credentials and 27 years of industry experience. He has worked at LPL Financial since 2015 and previously spent time at Talmer Bank and Trust and Rehmann Wealth. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment services delivered through a large network of advisors using a variety of portfolio management strategies.

Collin Allor is a financial advisor at Cetera with a Series 66 designation and less than one year of industry experience. Prior to joining Cetera, he worked at Madonna University for six years and has experience in landscaping. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a wide range of clients including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers diverse investment and financial planning services through a large nationwide network of independent advisors and employs a multi-manager platform with various program options and custodial relationships.

De Anna Price is a Series 66-registered financial advisor with Merrill in Plymouth, MI, with nine years of industry experience. She has been with Merrill since 2017 and previously worked at New York Pizza Department and Arizona State University. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal Chief Investment Office teams and third-party managers for individuals, high-net-worth clients, and various institutional investors.

Michael Fitzsimmons is a CFP® professional with 38 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. He previously worked at Ameriprise Financial Services, Inc. for 33 years. Ameriprise provides a retirement-income planning service targeted at individuals nearing or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver written recommendation reports, emphasizing assets held in Ameriprise Managed Accounts and utilizing algorithmic automation overseen by specialized committees.

Lisa Lacross Courtney is a financial advisor at Edelman Financial Engines with 20 years of industry experience. She holds a Series 66 designation and has worked previously at Bank of America and Merrill. She has been with Edelman Financial Engines since 2019. Edelman Financial Engines provides technology-enabled investment advisory services focused on workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages model-based and customized portfolios, offers sub-advisory services, and supports a large client base through both advisor-led and online platforms.

Megan Davis is a financial advisor with Raymond James & Associates in Ann Arbor, MI, holding Series 63 and Series 66 licenses and 11 years of industry experience. She has been with Raymond James & Associates since 2016. Outside of her advisory role, she owns an independent distribution business for Young Living Essential Oils. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients, including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and municipal advisory services.

Jacquelyn Duggan is a CFP®-credentialed financial advisor with Edward Jones in Livonia, MI, holding six years of industry experience. She has worked at Edward Jones since 2020 and previously held roles in healthcare and education. Outside of her advisory work, she serves as the Color Guard Director for the Lakeland Band Boosters, directing their fall and winter guard programs. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies supported by a large national network of financial advisors and branch offices.

David Rychlick is a financial advisor at OSAIC with 33 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked for Lincoln Financial Advisors for nine years. Outside of advisory work, he is also licensed to sell life and disability insurance and offers fixed annuities. OSAIC serves a broad mix of retail and institutional clients, providing integrated brokerage and advisory services through a large network of affiliated advisers. The firm employs asset-allocation tools and supports multiple advisory platforms, including third-party managed account solutions and unified managed accounts.

Amanda Scull is a Series 65-registered financial advisor with Edelman Financial Engines, based in Brentwood, TN. She has nine years of industry experience, including two years at Plante Moran Financial Advisors before joining Edelman Financial Engines in 2017. Edelman Financial Engines provides technology-enabled investment advisory services across workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages both model-based and customized portfolios, supports a large client base through advisor-led and online platforms, and offers employer-facing retirement plan consulting and educational resources.

Eric Van Hevel is a financial advisor with Thrivent Investment Management in Plymouth, MI, holding a Series 66 designation and bringing 12 years of industry experience. He has been associated with Thrivent Financial and Thrivent Investment Management since 2014. Outside of his professional role, he serves as an independent contractor officiating high school football and basketball. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering comprehensive goal-based financial planning without discretionary trading authority. The firm’s approach includes holistic analyses and the option to combine planning with managed-account programs under a consolidated billing system.

John Shmyr Jr. is a financial advisor at Raymond James & Associates with 34 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses and previously worked at UBS Financial Services for 17 years. Raymond James & Associates, Inc. is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutional clients, pension and profit-sharing plans, charitable organizations, and governmental entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services.

Kevin Mcdevitt is a CFP® professional with 38 years of industry experience, currently serving as a financial advisor at UBS Financial Services in Troy, MI. He has been with UBS since 1987. In addition to his advisory role, he has acted as a trustee for a family trust for several years, overseeing its administration and asset distribution. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, utilizing proprietary research and model-based asset allocations to tailor client solutions.

Mark J. Sharkey is a financial advisor with UBS Financial Services in Livonia, MI, holding a Series 66 designation and 19 years of industry experience. He has been with UBS since 2015. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides a range of capital markets and custody solutions.

Dennis Lavoy is a CFP® professional with 17 years of industry experience, currently serving as a financial advisor at OSAIC since 2023. He has previously worked at FSC Securities Corporation and Michigan Financial Advisors, and he also operates Telos Financial, his own insurance and annuity business. Lavoy is a board member of the Community Foundation of Plymouth and serves on the Board of Directors for Community Financial Credit Union, where he holds the roles of Secretary and Treasurer. OSAIC serves a diverse client base including individual investors, high-net-worth clients, pension plans, corporations, and nonprofits, providing integrated brokerage and advisory services through a large network of affiliated advisors and multiple platforms. The firm employs a variety of tools and third-party services to construct and manage portfolios, accommodating both discretionary and non-discretionary accounts.

Eric Hatch is a financial advisor with Morgan Stanley in Ann Arbor, MI, holding a Series 66 designation and 16 years of industry experience. He has worked at Morgan Stanley and its Private Bank since 2016 and previously held roles at Merrill, Regal Advisory Services, and Ameriprise. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutions, emphasizing tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides services that include both retail and institutional investment options.

Nicholas Faiola is a financial advisor with J.P. Morgan Securities in Ann Arbor, MI, holding Series 63 and Series 66 licenses and 10 years of industry experience. He has been with JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2015. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting, delivered through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Patrick Ingram is a financial advisor at Raymond James & Associates with one year of industry experience. He previously worked at RFC Financial Planners and has been with Raymond James & Associates since 2024. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional clients, and municipal entities, offering financial planning, non-discretionary investment consulting, and specialized municipal advisory services.

Ellen Pritchard is a financial advisor at Merrill with a Series 66 designation and 25 years of industry experience. She has been with Merrill since 2005. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.