Stephen Killop is a financial advisor with Morgan Stanley in Bloomfield Hills, MI. He holds a Series 66 designation and has three years of industry experience. His prior work includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and the AAA Dave Brown Insurance Agency. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored financial planning services.

Mary Lester is a financial advisor with Merrill in Bloomfield Hills, MI, holding a Series 66 designation and six years of industry experience. She has been affiliated with both Merrill and Bank of America since 2012. Outside of advisory work, she is involved with Silver Tree Creations LLC as a digital template designer and assists with social media promotion and account balancing for the business. Merrill, alongside its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and various institutions.

James Pollard is a financial advisor at Merrill with 18 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Bank of America, N.A., Merrill, and Fifth Third Securities. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and organizations.

Julie Leenknegt is a financial advisor with Ameriprise in Waterford, MI, holding a Series 66 designation and 21 years of industry experience. She has been with Ameriprise and its related entities since 2003. Outside of her advisory role, she is the president and owner of Dorbz World, LLC, a business involved in voice-over work, modeling, and bookkeeping. Ameriprise offers retirement-income planning services targeted at individuals approaching or in retirement with substantial investable assets, combining research, modeling, and tax-efficiency analysis to deliver annual, customized Recommendation Reports through a centralized consulting team.

Thomas Greer is a financial advisor with Cetera in Troy, MI, holding a Series 66 credential and possessing 20 years of industry experience. His prior experience includes a decade at Ameriprise Financial Services and more recent roles at Victory Wealth Group and Greer Financial Group LLC. Outside of his advisory work, he serves as an elder at Heritage Church of Macomb and assists with direct sales for a kitchen products business. Cetera Investment Advisers LLC is a nationwide firm serving individual, retirement plan, corporate, charitable, and institutional clients through a multi-manager platform offering a range of portfolio management, financial planning, and consulting services. The firm supports discretionary and non-discretionary management options with access to both affiliated and third-party managers across various program structures.

Daniel Wisniewski Jr. is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 credentials and bringing 26 years of industry experience. He has been with Raymond James & Associates since 2001. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a broad client base that includes individuals, institutional and pension plans, charitable organizations, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services.

Jason Stachura is a Wealth Management Advisor at Merrill Lynch Wealth Management with over 20 years of investment experience. He specializes in personal retirement planning, portfolio management services, tax minimization, and retirement income. Jason and his team follow a planning-first approach, using a goals-based wealth management process to provide clients with a clear roadmap from their current financial situation to their desired future outcomes. Jason holds a Bachelor's Degree from the University of Detroit Mercy and a Master's Degree from Walsh College. He is a Certified Financial Planner (CFP) and a Personal Investment Advisor (PIA). His professional principles emphasize honesty, integrity, transparency, and a strict investment philosophy designed to limit conflicts of interest. Outside of his professional work, Jason enjoys boxing, ice hockey, running, soccer, and spending time with his family.

Diane Vertin is a financial advisor with Robert Baird & Co. in Rochester Hills, MI, holding Series 63 and Series 66 credentials and bringing 37 years of industry experience. She has been with Robert Baird & Co. since 1998. She is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, charitable organizations, and institutional clients. The group offers consulting and portfolio services tailored to client goals and risk tolerances, utilizing a range of investment strategies and management approaches.

Edgar Jackson is a financial advisor with J.P. Morgan Securities LLC in Birmingham, MI, holding Series 63 and Series 66 licenses and eight years of industry experience. His prior roles include positions at Citizens Bank, Citizens Securities, Edward Jones, and Clarfeld. Outside of finance, he serves as a board member and treasurer for the Detroit Alumni Chapter of Kappa Alpha Psi Fraternity, Inc., a nonprofit organization, and is involved in publishing Christian-based relationship management books. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Jason Vogel is a financial advisor with Raymond James & Associates, holding Series 63 and Series 66 licenses and 15 years of industry experience. He previously worked at Edward Jones for six years before joining Raymond James in 2022. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base—including individuals, institutional clients, and municipal entities—and offers a range of financial planning and investment consulting services with a variety of portfolio management options.

Henry Gembis is a CFP® and holds a Series 66 license, with nine years of experience in the financial industry. He is currently employed at Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2024. Prior to this, he worked at Bank of America and Merrill Lynch from 2017 to 2024. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering financial planning and estate planning services supported by structured planning tools and modeling techniques.

Moiz Kharodawala is a financial advisor with Cambridge Investment Research Advisors, holding Series 65 and Series 63 credentials and having 12 years of industry experience. He has been with Cambridge Investment Research Advisors since 2017 and also serves as an independent insurance agent through Gleba and Associates Inc. since 2013. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals, utilizing multiple custody platforms and both proprietary and third-party investment strategies.

Patrick Maly is a financial advisor with Morgan Stanley who holds Series 63 and Series 65 licenses and has 33 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs and financial planning services supported by structured processes and advanced modeling tools.

Joseph Longo is a financial advisor with LPL Financial, holding Series 63 and Series 65 designations and possessing 52 years of industry experience. He has been with LPL Financial since 2000. Outside of his advisory role, he is involved in marketing fixed insurance and annuity products and has experience as an independent insurance agent specializing in fixed and Medicare annuities and elder care planning. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers various advisory programs, financial planning, retirement consulting, and brokerage services, utilizing model portfolios, third-party subadvisors, and technology-driven solutions.

Peter Strek is a financial advisor with RBC Capital Markets in Bloomfield Hills, MI, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has worked at RBC Capital Markets since 2009 and has been with City National Bank since 2020. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a wide range of clients including individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers various advisory programs that provide portfolio management, financial planning, custody, and brokerage services tailored to each client’s risk profile, utilizing both in-house and third-party investment managers.

Nicole Haines Livesay is a Series 66 licensed financial advisor with Morgan Stanley in Birmingham, MI, bringing 13 years of industry experience. She has worked at Morgan Stanley since 2020 and previously held roles at Bank of America and Merrill. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides planning services through its Financial Advisors and Estate Planning Strategies Group.

Caleb Kinney is a financial advisor at Ameriprise in Detroit, MI, holding a Series 66 designation with one year of industry experience. Prior to joining Ameriprise, he was a full-time student and worked in the restaurant industry. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with specific asset eligibility criteria. The firm provides a range of advisory, brokerage, and insurance solutions through affiliated companies, combining algorithmic tools and personalized recommendations in its retirement planning approach.

Giuseppe Leone is a financial advisor with Fisher Investments, holding a Series 66 designation and 14 years of industry experience. He previously worked at Fidelity Personal and Workplace Advisors and Fidelity Brokerage Services LLC. Fisher Investments serves a global range of institutional and private clients, including pension plans, foundations, investment companies, and high-net-worth individuals, providing discretionary portfolio management across equity, fixed-income, and blended mandates. The firm uses a centralized investment approach combining quantitative and qualitative research to construct globally diversified portfolios and employs various risk management and tax-aware strategies.

Frank Banks is a financial advisor with Morgan Stanley in Bloomfield Hills, MI, holding CFP® and Series 66 designations and bringing 25 years of industry experience. His prior roles include positions at Wells Fargo Clearing and Wells Fargo Advisors. He has also worked with Morgan Stanley Private Bank since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients by offering a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and provides services through both direct client relationships and corporate financial planning agreements.

Darcy Andrews is a financial advisor at UBS Financial Services with 16 years of industry experience. Prior to joining UBS in 2021, Andrews worked for The Huntington Investment Company from 2009 to 2021. He holds Series 63 and Series 65 designations. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, employing proprietary research and model-based asset allocations to tailor client plans.