Lawrence Francis III is a financial advisor at Valic Financial Advisors with one year of industry experience. He holds a Series 66 designation and has prior work experience with KMG Ventures and Volunteers of America. Outside of advising, he owns a clothing and branding business, Lawrence Glory LLC, which designs and manufactures promotional merchandise. Valic Financial Advisors serves primarily U.S. individuals, including high net worth clients and employer-sponsored retirement participants, offering portfolio management, financial planning, and discretionary unified managed accounts through a large network of advisors.

Reynaldo Reza is a CFA® charterholder with 25 years of industry experience. He has been with Fayez Sarofim & Co. since 2003 and holds roles at affiliated entities including Sarofim International Management Company and Sarofim Trust Co. His career has focused on investment management within the Sarofim organization. Fayez Sarofim & Co. provides discretionary investment management to institutional and individual clients, including pension plans, endowments, and mutual funds. The firm employs a bottom-up research process focused on high-quality, large-cap companies with multi-year investment horizons and offers a range of equity and fixed-income strategies while generally avoiding derivatives, leverage, and short selling.

Clayton Nieman is a financial advisor with Valic Financial Advisors in Houston, TX. He holds Series 63 and Series 65 licenses and has 11 years of industry experience. Clayton has worked at Valic Financial Advisors since 2013, with a brief period of unemployment in 2021, and currently holds a position with Agia related to non-securities insurance products. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction.

Alexandria Jones is a financial advisor at Morgan Stanley with 10 years of industry experience. She holds a Series 66 credential and has been with Morgan Stanley Smith Barney LLC since 2013. Outside of her advisory role, she manages a rental property business as a sole proprietor. Morgan Stanley Wealth Management provides a wide range of advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s approach includes structured discovery conversations and firm-approved planning tools, supporting clients with tailored financial plans.

Eduardo Arzola is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 17 years of industry experience. He previously worked at J.P. Morgan Securities and J.P. Morgan Chase Bank NA, where he spent over a decade. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Reynaldo Pol is a financial advisor at J.P. Morgan Securities with nine years of industry experience. He holds Series 63 and Series 65 designations and has worked at firms including Ameriprise Financial and E*TRADE Financial Corporation. His background also includes independent contracting with sports organizations such as Metro Atlanta Sports Officials and the NCAA. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program. The firm’s approach combines quantitative and qualitative manager due diligence with forward-looking capital market assumptions to inform asset allocation and investment manager recommendations.

Kimberly Grant is an advisor at Wells Fargo Clearing with Series 63 and Series 65 licenses. She has experience with Wells Fargo Bank, N.A. since 2015 and joined Wells Fargo Clearing in 2025. Grant previously worked at Molak Corporation in 2019. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and supports over 14,000 financial advisors with both brokerage and advisory solutions.

Carl Guillory is a Wealth Management Advisor with Merrill Lynch Wealth Management. He leads The Guillory Group, which manages wealth for families, executives, high net-worth individuals, and small businesses. The group focuses on building long-term client relationships by addressing priorities such as retirement, investment strategy, college planning, and estate planning services. Their approach includes implementing customized investment strategies based on asset allocation models and conducting regular reviews to evaluate clients' progress. With over 25 years of experience, Carl has developed expertise in asset allocation, retirement planning, alternative investments, and estate planning. His practice emphasizes consistent performance, regular communication, and superior service. Carl holds the Personal Investment Advisor (PIA) designation and the Series 7 FINRA registration. He earned a bachelor's degree from Nicholls State University. In addition to his professional work, Carl is involved with St Cecilia Church and the Knights of Columbus. His client focus areas include college education planning, liquidity management, personal retirement planning, and retirement income.

Simone Shammai is a financial advisor with UBS Financial Services in Houston, TX, holding Series 63 and Series 66 designations and 20 years of industry experience. She has been with UBS since 2015. Outside of her advisory role, she is involved with Shammai Investments LLC, which includes management and supervisory responsibilities related to a rental four-plex property. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm employs proprietary research and model-based asset allocations to tailor financial plans and operates with a broad platform that includes trading, custody, and lending services.

Elias Davis is a Series 66-licensed financial advisor with Wells Fargo Clearing in Houston, TX, bringing 21 years of industry experience. He has been with Wells Fargo Clearing since 2007, except for a one-year period at Equitable Advisors. Outside of his advisory work, Davis is active as a football referee with the Texas Association of Sports Officials and co-owns a bakery in Cypress, TX. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting, managing approximately $671 billion in assets through a large network of more than 14,000 financial advisors.

Michael Pascarella is a CFP® with 20 years of experience in the financial industry, currently serving at Ameriprise since 2020. He previously worked at Ameriprise Financial Services, Inc. from 2005 to 2020. He serves on the Board of Directors for Massey Lakes Estates HOA in Houston, TX. Ameriprise offers retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, written recommendations. The firm provides a broad range of advisory, brokerage, and insurance solutions typical of a large institutional financial services provider.

Steve Garcia is a financial advisor with Wells Fargo Clearing in Houston, TX, holding Series 65 and Series 63 credentials and four years of industry experience. His prior positions include roles at J.P. Morgan Securities, JPMorgan Chase Bank, and Frost Bank. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets with more than 14,000 advisors and offers both brokerage and advisory solutions.

Daniel Miller is a Private Wealth Manager with Merrill Private Wealth Management, specializing in providing personalized wealth management strategies tailored to each client's unique financial situation and goals. He works closely with families and businesses to navigate complex areas such as family wealth management, estate and legacy planning, executive compensation, retirement income, and portfolio management. Daniel collaborates with specialists from Merrill and Bank of America to deliver comprehensive financial solutions and investment insights. With over 30 years as a Houston resident, Daniel focuses on helping clients, including corporate executives, women, and non-profit organizations, meet their investment objectives through a flexible approach that adapts to changing market conditions. His professional designations include Accredited Portfolio Management Advisor (APMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). He holds an Accredited Certificate from the College for Financial Planning. Beyond his professional role, Daniel actively contributes to the Houston community through volunteering with organizations such as BeaResource for CPS Kids, Big Brothers Big Sisters Greater Houston, Madison Place Home Owners Association, and Wonders and Worries. He values faith and family, spending time with his wife and two children, and enjoys outdoor activities, music, reading, and traveling.

Bill Corbell is a financial advisor with Morgan Stanley in Houston, TX, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. His career includes roles at Merrill from 1984 to 2002, Citigroup Global Markets from 2002 to 2009, and Morgan Stanley starting in 2009, with a concurrent tenure at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients by providing a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that includes proprietary tools and modeling techniques.

Devin Davidson is a financial advisor at Merrill with a Series 66 designation and has been in the industry since 2026. Prior to joining Merrill and Bank of America, he worked at J.P. Morgan Chase and Wells Fargo. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

William Smith is a financial advisor at Merrill with Series 63 and Series 65 credentials and 29 years of industry experience. He has worked at Merrill since 2006 and previously spent nine years at Morgan Stanley DW Inc. Smith is a limited partner in ABS Investments 803 LLC, a for-profit business focused on property management. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Roshni Choudhary is a financial advisor at Edward Jones in Houston, TX, with five years of industry experience. She holds a Series 66 designation and has worked exclusively with Edward Jones since 2020, with prior roles including positions at Potentia Analytics and Southern Illinois Miners. Outside of her advisory role, she teaches group fitness Zumba classes at the YMCA of Greater Houston. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a broad range of advisory programs and investment solutions, supported by a large nationwide network of financial advisors and branch offices.

Linda Sweeten is a financial advisor at J.P. Morgan Securities with 24 years of industry experience. She holds Series 66 and Series 65 designations. Her prior experience includes roles at Ameriprise Financial Services, Inc. and Banc One Securities Corporation. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process integrates quantitative screening and qualitative research, employing forward-looking capital market assumptions and an ESG eligibility framework.

Mark Cogdill is a financial advisor with J.P. Morgan Securities in Houston, TX, holding Series 63 and Series 66 credentials and 24 years of industry experience. His career includes roles at Banc of America Investment Services and JPMorgan Chase Bank. He serves on the finance committee of The Rise School, a nonprofit organization. J.P. Morgan Securities provides institutional consulting services focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting for plan sponsors, corporations, endowments, and other institutional clients. The firm’s advisory process integrates centralized due diligence with both quantitative and qualitative research and incorporates ESG considerations in recommendations.

Raheem Zare is a financial advisor at Edward Jones in Houston, TX, holding a Series 66 designation with 17 years of industry experience. He has been with Edward Jones since 2009. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by a large nationwide network of advisors and branch offices.