Robyn Loftin is a financial advisor with Empower Advisory Group in Greenwood Village, CO, holding Series 63 and Series 65 designations and 21 years of industry experience. She has been with Gwfs Equities, Inc. since 2014. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to certain retail clients. The firm’s approach integrates planning and management services with Empower’s recordkeeping and administrative platforms, focusing on long-term portfolio returns and clients' savings rates.

Benjamin Briggs is a CFP® professional with nine years of industry experience, currently serving as a financial advisor at Creative Planning since 2017. Prior to this, he worked at Tolleson Wealth Management for one year. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to a diverse client base, including high-net-worth individuals, pension plans, trusts, and corporations. The firm employs a financial-planning-led investment approach that incorporates low-cost indexing, buy-and-hold strategies, and selective private market exposure, managing approximately $295.6 billion in client assets.

Nathan Dunn is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and bringing three years of industry experience. He has worked at Schwab Wealth Advisory Inc and Charles Schwab & Co., with prior experience at Mariner Wealth Advisors and Enam Investments. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice within the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations while leaving final trading decisions to clients. The firm operates as an internal advisory unit within the Schwab ecosystem and delivers advice using Schwab’s asset allocation models and research tools.

Brendan Hefter is a CFP® professional with 11 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory. His prior experience includes roles at TIAA-CREF and Fidelity Personal and Workplace Advisors. Hefter holds Series 63 and Series 66 licenses. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations using Schwab’s asset allocation models and research tools. The firm operates within the Schwab ecosystem and does not charge clients directly, distinguishing its advisory approach from many enterprise wealth managers.

Jonathan Blomquist is a financial advisor with Empower Advisory Group in Greenwood Village, CO. He holds Series 63 and Series 66 designations and has 22 years of industry experience. His prior work includes positions at Gwfs Equities, Inc., J.P. Morgan Institutional Investments Inc., and J.P. Morgan Retirement Plan Services, Llc. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm delivers services through an integrated model tied to Empower’s recordkeeping and administrative platforms and offers both point-in-time financial plans and optional managed account solutions.

Alexander Noonan is a financial advisor with Empower Advisory Group, holding a Series 65 designation and six years of industry experience. He has previously worked at Personal Capital Advisors Corporation and RSM US LLP. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and certain retail brokerage clients. The firm offers integrated services tied to Empower’s recordkeeping and administrative platforms, focusing on long-term portfolio returns, annual rebalancing, and clients’ savings rates.

Samuel Jay Bayad is a financial advisor with Empower Advisory Group, holding Series 66 and Series 63 licenses and eight years of industry experience. He previously worked at Wells Fargo Internation Solution LLC-Philippines and Directed Services LLC, as well as Cognizant Technology Solutions. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, along with IRA and select retail brokerage clients. The firm operates through a large integrated platform linking financial advice to Empower’s recordkeeping and administrative services.

Caleb Wedgle is a financial advisor at Schwab Wealth Advisory with three years of industry experience. He holds the Series 63 and Series 66 registrations and has worked primarily within the Charles Schwab organization. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in its Schwab Wealth Advisory program, offering services such as financial reviews, retirement planning discussions, and investment recommendations based on Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees, differentiating its approach from many enterprise wealth managers.

Fred Surganty is a financial advisor at SPC with 17 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Charles Schwab Bank and Charles Schwab for eight years. Surganty operates his financial services practice under the name Capitol Peak Financial, LLC. SPC provides investment management, financial planning, and retirement-plan advisory services to a diverse client base, including individual investors, retirement plans, charitable organizations, and corporations. The firm supports a large network of advisors and delivers tailored, discretionary investment advice through multiple program platforms.

Cynthia Egger is a financial advisor with Empower Advisory Group, holding Series 63 and Series 66 credentials and 27 years of industry experience. She has worked with GWFS Equities, Inc. since 2015. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, using an integrated model linked to Empower’s recordkeeping and administrative platforms. Their services focus on long-term portfolio returns and include both point-in-time financial plans and optional managed account solutions.

Kevin Ziegler is a CFP® professional with five years of industry experience. He is currently with Schwab Wealth Advisory, Inc., where he has worked since 2022, and has prior experience at Wells Fargo Bank. In 2019, he took a year to travel extensively in Southeast Asia. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations using Schwab’s research tools and standard asset allocation models. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees.

Phillip Woodford is a financial advisor at Focus Partners Wealth, LLC with 10 years of industry experience and a Series 65 designation. His prior experience includes roles at Strategic Capital Advisors, Transform Wealth, LLC, and Kovitz Investment Group Partners, LLC. Focus Partners serves individuals, high-net-worth families, family offices, corporate and institutional clients with wealth management and advisory services. The firm employs a long-term, tax- and fee-sensitive investment approach that combines active and passive strategies, third-party managers, and private funds within an enhanced open architecture framework.

Tanya Elling is a CFP®-credentialed financial advisor with seven years of industry experience. She is currently with Schwab Wealth Advisory and has worked at Charles Schwab & Co., Inc. since 2020. Her prior experience includes roles at KMS Financial Services, BCA Financial Services, and Fisher Investments. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients in the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations across various asset classes. The firm operates within the Schwab ecosystem using standard asset allocation models and research tools, with advisors recommending allocations while clients make final trading decisions.

Nicole Kinnamon is a financial advisor at Schwab Wealth Advisory with five years of industry experience. She holds Series 63 and Series 66 designations and has worked across several roles within Charles Schwab and affiliated entities since 2020. Prior to her financial services career, she was involved with Speakeasy Tattoo Industries, LLC for six years. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program. The firm offers annual financial reviews, retirement planning, and investment recommendations, utilizing Schwab’s research tools and asset allocation models while leaving final trading decisions to clients.

Matthew Martin is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. His career includes 24 years at TIAA and TIAA-CREF prior to joining Schwab Wealth Advisory in 2022. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, delivering guidance through standard asset allocation models and Schwab research tools. The firm structures its advisory services as an internal unit within Charles Schwab and does not charge clients directly for its services.

Jeffrey Klein is a financial advisor with Schwab Wealth Advisory in Lone Tree, Colorado, holding Series 63 and Series 66 licenses and nine years of industry experience. He has been with Schwab Wealth Advisory since 2018 and has worked at Charles Schwab & Co., Inc. since 2016. Outside of his advisory role, Klein serves as an on-ice official for USA Hockey. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, utilizing standard asset allocation models and research tools to support client-directed investment decisions. The firm operates as an internal advisory unit within the Schwab ecosystem, offering annual financial reviews and wealth management education without exercising discretionary trading authority.

Leslie Morgan is a CFP®-designated financial advisor with 25 years of industry experience, currently with Schwab Wealth Advisory since 2021. Previously, Morgan worked at TIAA and TIAA-CREF for 15 years. Outside of advising, Morgan practices backyard beekeeping and occasionally sells honey. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations using Schwab’s research tools and asset allocation models. The firm operates within the Schwab ecosystem and generally does not exercise discretionary trading authority.

Michael Machado is a financial advisor with Schwab Wealth Advisory in Lone Tree, CO, holding Series 63 and Series 65 licenses and nine years of industry experience. His prior roles include positions at Janus Management Holdings Corp, AlphaSense, and ModernIR. He has been with Charles Schwab and Schwab Wealth Advisory since 2019. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations across various asset classes. The firm operates as an internal advisory unit within Charles Schwab, utilizing standard asset allocation models and Schwab research tools, while leaving final trading decisions to clients.

Hunter Baumgartner is a financial advisor with Schwab Wealth Advisory, holding Series 66 and Series 63 designations and three years of industry experience. He previously worked at the Credit Union of Denver and has a background outside finance, including six years at Virgilio's Pizzeria & Wine Bar. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering annual financial reviews and investment recommendations using Schwab’s asset allocation models and research tools. The firm operates within the Schwab ecosystem and does not directly charge clients fees; it also distinguishes itself by lacking discretionary trading authority and by its affiliation with a registered futures commission merchant.

Sean Bazewicz is a financial advisor at Transamerica Financial Advisors with 21 years of industry experience. He holds the Series 63 and Series 65 credentials and has worked at Transamerica Financial Advisors since 2012. Outside of his advisory role, he manages 7th and Pearl LLC, a property maintenance business. Transamerica Financial Advisors serves a broad client base including individual investors, retirement plans, trusts, and businesses, delivering services through a large advisor network and multiple program platforms. The firm’s advisory model primarily uses model portfolios and third-party managers for investment execution and discretion.