Jared Michaelis is a financial advisor with Charles Schwab in Lone Tree, CO, holding Series 65 and Series 63 designations and seven years of industry experience. He previously worked at Wells Fargo Clearing and Wells Fargo Bank, NA before joining Charles Schwab and Charles Schwab Bank in 2022. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary client advisory relationships with access to affiliated discretionary separately managed accounts and offers a multi-asset investment approach supported by research and due diligence on alternative investments.

Evan Ankenbruck is a financial advisor at J.P. Morgan Securities with 17 years of industry experience. He holds a Series 66 designation and has been with JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2015. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing a process that combines quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm delivers services on a non-discretionary basis, with clients retaining final decision-making authority.

Eduardo Pineda Ortega is a financial advisor at Charles Schwab with a Series 66 designation and four years of industry experience. His prior work history includes positions at Bank of America and Carmax. He is based in Lone Tree, Colorado. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary advice, discretionary separately managed accounts, and integrated brokerage and custody services. The firm's scale and integrated structure distinguish its multi-asset model portfolio approach and centralized operational platform.

Brock Lyons is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and five years of industry experience. He has worked at Charles Schwab & Co., Inc. since 2020 and at Charles Schwab Bank since 2025. Before entering the financial industry, his work experience included roles in security services, retail, and dining services. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm operates a mostly non-discretionary client relationship model, combining advisory recommendations with access to discretionary separately managed accounts and a structured alternative investments program.

Mark Renshaw is a financial advisor with LPL Financial holding a Series 66 designation and seven years of industry experience. His prior roles include positions at Woodbury Financial Services, Edward Jones, and Suncor Energy. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services with an emphasis on model portfolios, third-party asset management, and institutional platforms.

Adam Paulsen is a financial advisor at Charles Schwab with 30 years of industry experience. He has been with Charles Schwab since 1997 and holds Series 63 and Series 66 licenses. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions supported by multi-asset model portfolios, alternative investment due diligence, and integrated custody and brokerage services.

Samuel Shreve is a CFP® professional with 10 years of industry experience, currently affiliated with Charles Schwab in Lone Tree, CO. He has held roles at Charles Schwab since 2018, including positions at Charles Schwab bank, SSB, and previously worked with USAA Investment Management Company and USAA Financial Planning Services. Outside of his advisory work, he is involved with The DoSeum, a nonprofit organization. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering both non-discretionary and discretionary investment management alongside integrated brokerage and custodial services. The firm’s scale and integrated model provide clients with centralized supervision, multi-asset portfolio strategies, and formal alternative investment processes.

Robert Downing is a CFA® charterholder with 32 years of industry experience, currently serving as a financial advisor at Charles Schwab in Lone Tree, Colorado. His prior roles include positions at GWFS Equities, Inc., Cetera Advisors Networks LLC, and National Planning Holdings. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions, supported by centralized custody and operational infrastructure.

Dylan Ramos is a CFP® professional with eight years of experience in financial advising, currently with LPL Financial. His previous roles include positions at Lincoln Investment, Capital Analysts, and Valic Financial Advisors. Ramos is also the managing partner of Apollo Strategic Advisors, LLC and maintains active involvement in insurance sales and education as an insurance agent. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions, utilizing both proprietary and third-party strategies supported by advanced operational tools.

Eric Trinidad is a financial advisor with Charles Schwab in Lone Tree, Colorado, holding Series 63 and Series 66 licenses and eight years of industry experience. Prior to joining Schwab in 2018, he worked in various roles across multiple industries, including Bank of the West, AT&T, KeyBank, Enterprise Rent-A-Car, and Starbucks. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by research from Schwab Center for Financial Research.

Thanh Thi Le is a financial advisor at Charles Schwab & Co., Inc. with two years of industry experience. She holds the Series 66 and Series 63 designations. Prior to joining Schwab, her work history includes roles outside the financial industry and periods of full-time education. Charles Schwab & Co., Inc. serves a broad client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers integrated custody, brokerage, and advisory services.

Stephanie Jaouen Starr is a financial advisor at Charles Schwab with 24 years of industry experience and holds a Series 66 designation. She previously worked at Russell Investments for 12 years before joining Charles Schwab in 2017. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options supported by multi-asset model portfolios, centralized custody, and a formal alternative investment process.

Robert Schluter is a financial advisor with Charles Schwab in Lone Tree, Colorado, holding a Series 66 designation and bringing 11 years of industry experience. He has been with Charles Schwab since 2016 and is also affiliated with Charles Schwab Bank, SSB. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance utilizing multi-asset model portfolios and provides integrated custody, brokerage, and advisory services.

Damien Peterson is a financial advisor with Charles Schwab in Lone Tree, CO, holding Series 63 and Series 66 licenses and three years of industry experience. He previously worked at JPMorgan Chase & Co. and Centura Health. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary advisory relationships and access to discretionary separately managed accounts, combining strategic asset allocation with centralized operational support.

Scott Dulgarian is a financial advisor with Charles Schwab in Lone Tree, Colorado, holding a Series 66 designation and 19 years of industry experience. He has been with Charles Schwab and its affiliated entities since 2007. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through a range of advisory, brokerage, and custody services delivered via its Schwab Wealth Advisory wrap fee program. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and applies a multi-asset model portfolio approach supported by centralized operations.

Scott Douglass is a financial advisor at Charles Schwab with 17 years of industry experience. He has held roles at Charles Schwab since 2012 and at Charles Schwab Bank, SSB since 2021. Outside of his financial career, he has been involved with Northern Colorado Sports Officials since 2005. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, employing multi-asset model portfolios and a centralized operational structure.

Christopher Waldo is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. His career includes roles at Charles Schwab Bank, Charles Schwab, and TD Ameritrade. Outside of advisory work, he manages a real estate rental property. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory guidance and access to discretionary separately managed accounts, supported by a multi-asset model approach and comprehensive operational infrastructure.

Austin Bloom is a financial advisor at Charles Schwab with five years of industry experience. He holds a Series 66 designation and has worked at Merrill, Landmark Bank, Central Bank, and other financial institutions prior to joining Charles Schwab. In 2019, he volunteered with the Volunteer Income Tax Assistance (VITA) program. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by research and due diligence on alternative investments.

Kathryn Shamburger is a financial advisor with Charles Schwab, holding Series 63, 65, and 66 licenses and bringing 27 years of industry experience. She has held various roles within Charles Schwab entities since 2013. Outside of her advisory work, she owns and manages a rental property. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering both non-discretionary and discretionary investment management services alongside brokerage, custody, and cash-sweep solutions.

Winston Banks is a financial advisor at Merrill with Series 63 and Series 66 credentials. He has one year of industry experience, with prior roles including positions at Bank of America, Robinhood Markets, and UCHealth. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.