Shane Heinrich is a financial advisor with Edward Jones in Meridian, ID, holding a Series 66 designation and two years of industry experience. Prior to joining Edward Jones, he worked in various roles including positions at Coding Dojo, INC and the Veterans Benefit Administration. He is a partner and investor in Prox-Connect, a currently non-operational technology company. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and corporate entities. The firm offers a range of advisory programs and investment solutions, supported by a large network of advisors and branch offices nationwide.

Morgan Smith is a financial advisor at Wells Fargo Clearing with Series 63 and Series 65 credentials and three years of industry experience. His prior work includes roles at Wells Fargo Bank, nA, Market Basket, Montana State University Alumni Foundation, and Alvirne High School. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering investment policy development, performance reporting, participant education, and discretionary investment management services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broader range of investment options than typical institutional advisers, such as insurance-related vehicles and bank deposit sweep programs.

Bruce Davidson is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 designations and bringing 36 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors from 2012 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both non-discretionary and discretionary solutions. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, serving plan sponsors with tailored investment approaches and a broader set of financial product offerings, including insurance-related vehicles and bank deposit sweep options.

Lamar Settlemires is a financial advisor at Edward Jones with eight years of industry experience. He holds a Series 66 designation and has been with Edward Jones since 2018. Prior to his career in finance, he served in the military from 2015 to 2018. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of investment advisory programs and maintains a large national network of financial advisors and branch offices, supporting approximately $1.01 trillion in assets under management.

Stephen Stech is a financial advisor at Cetera with 22 years of industry experience. He holds the CFP® designation and has worked at Cetera and Summit Financial Group in various capacities since 2015. Outside of his advisory role, Stech serves as Investment Committee Chair for the Girl Scouts of Silver Sage and holds board positions with the Idaho Veterans Network and the Bristol Heights Neighborhood Association. Cetera Investment Advisers LLC is a nationwide SEC-registered firm that serves a diverse client base including individuals, retirement plans, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, supported by over 10,000 advisors and more than $256 billion in assets under management.

Todd Murphey is a CFP® and Series 66-licensed financial advisor with Edward Jones in Boise, ID. He has 23 years of industry experience and has been with Edward Jones since 2004. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, access to separately managed accounts, affiliated mutual funds, and tax-efficient services, supported by a nationwide network of more than 23,000 financial advisors.

Dennis Porter is a financial advisor at Thrivent Investment Management with one year of industry experience. He holds a Series 66 designation and previously worked at Wells Fargo for 13 years. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering goal-based analyses and written recommendations on a broad range of financial topics. The firm allows clients to combine planning with managed-account programs under a consolidated billing option, while keeping planning and portfolio management services separate.

Alan Watson is a financial advisor with UBS Financial Services in Boise, ID, holding Series 63 and Series 65 credentials and 24 years of industry experience. He has been with UBS Financial Services since 2016. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning, portfolio management, and access to mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and provides research-based, model-driven investment strategies tailored to clients’ goals.

Fred Rhoads is a financial advisor with OSAIC, holding Series 63 and Series 65 licenses and having 36 years of industry experience. His work history includes roles at Royal Alliance and Pacific Capital Resource Group since 2021, as well as 12 years with Waddell & Reed, Inc. and various insurance carriers. In addition to his advisory work, he serves as Vice President of Talent Acquisition for Advisory Resource Group LLC, focusing on insurance marketing and advisor recruitment. OSAIC Wealth, Inc. serves a diverse client base, including retail and institutional investors, with a range of advisory platforms and integrated brokerage services. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to manage portfolios across multiple asset classes, offering both discretionary and non-discretionary account management.

John Killingsworth is a financial advisor with Raymond James & Associates and holds a Series 66 designation. He has four years of industry experience and has worked at Raymond James since 2021. Outside of his advisory role, he tutors math and science at Huntington Learning Center on weekends. Raymond James & Associates oversees approximately $501 billion in assets and serves individuals, institutional clients, pension plans, and charitable organizations. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions, utilizing a range of portfolio management styles supported by affiliated research and model managers.

Zachary Mc Waters is a financial advisor with Edward Jones in Meridian, ID, holding a Series 66 designation and one year of industry experience. Prior to joining Edward Jones, he worked for General Dynamics NASSCO for 20 years. Outside of his advisory work, he oversees a property management business in San Diego. Edward Jones is a wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory strategies, including discretionary wrap fee programs and separately managed accounts, supported by a nationwide network of more than 23,000 financial advisors.

Robyn Parks is a financial advisor at Stifel with seven years of industry experience. She holds the Series 66 designation and has been with Stifel since 2014. Parks is also a notary public in Idaho. Stifel serves a wide range of clients, including individuals, institutions, and nonprofit organizations, offering brokerage and investment advisory services that incorporate proprietary methodologies for asset allocation and financial planning.

Richard Sample is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing 33 years of industry experience. His prior roles include positions at Morgan Stanley and Morgan Stanley Private Bank, National Association. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Naoko Thigpen is a financial advisor at Wells Fargo Clearing with 30 years of industry experience. She holds Series 63 and Series 66 designations and has worked at firms including RW Investment Management LLC, Stifel, and Morgan Stanley. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory options. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broader range of financial products than typical institutional advisers, such as insurance-related vehicles and bank deposit sweep options.

Matthew Peterson is a financial advisor at LPL Financial with 14 years of industry experience. His prior roles include positions at Fidelity Investments, Clearwater Advisors, LLC, and Idaho Trust Bank. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives, offering a range of advisory programs, financial planning, and brokerage services.

David Heffernan is a CFP® and ChFC® with 22 years of industry experience, currently serving as a financial advisor at Edward Jones since 2011. Based in Eagle, ID, he holds Series 63 and Series 66 licenses. Outside of his advisory role, he owns a rental property in Meridian, ID, which is professionally managed. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of more than 23,700 financial advisors.

Jason Neil is a financial advisor with Edward Jones in Boise, ID, holding a Series 66 designation and 13 years of industry experience. He has worked at Edward Jones since 2012, with a brief tenure at Morgan Stanley in 2017. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients through a nationwide network of approximately 23,701 advisors. The firm offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Philip Browning is a financial advisor with Ameriprise in Boise, ID, holding a Series 66 designation and five years of industry experience. His prior roles include multiple positions within Ameriprise and Thrivent Financial. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service, which provides written recommendations and ongoing annual advice focused on dependable income and tax-aware withdrawal strategies.

Timothy Andrus is Vice President and Financial Consultant at Fidelity Investments, where he has been part of the Private Client Group since 2014. He works with clients who have established portfolios and are seeking to refine their strategies, support their families, or create a lasting legacy. Timothy focuses on building relationships based on trust and confidence to help clients shape their vision for financial progress and work toward their individual goals. Timothy has been with Fidelity Investments since 2007, progressing through various roles including Investments Representative, Investments Solutions Representative, Premium Relationship Associate, College Planning Representative, and Financial Representative. He holds a California Insurance License. Outside of his professional work, Timothy's personal interests include board games, family activities, football, gardening, golf, and yoga.

Rebecca Gill is a financial advisor with Wells Fargo Clearing in Boise, ID, holding a Series 66 designation and 21 years of industry experience. She has been with Wells Fargo Clearing since 2016, following five years at Wells Fargo Advisors LLC. Outside of her advisory role, she co-owns Marasta Management, LLC, a non-investment-related business. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options in its investment menus.