Cote Mangel is a financial advisor with Charles Schwab in Boise, ID, holding Series 63 and Series 66 designations and bringing 23 years of industry experience. Prior to joining Charles Schwab and Charles Schwab Bank, SSB in 2022, Mangel worked at TD Ameritrade Investment Management, LLC and TD Ameritrade, Inc. from 2018 to 2022, and at SCOTTRADE, Inc. for 17 years. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed accounts and financial planning services. The firm offers a combined non-discretionary and discretionary investment model with integrated custody, brokerage, and advisory services, supported by Schwab’s centralized infrastructure and due diligence research.

Nathanael Downs is a financial advisor with Cambridge Investment Research Advisors in Boise, ID, holding a Series 66 credential and 15 years of industry experience. He has worked at Cambridge Investment Research Advisors since 2011 and also at Duncan Financial Planning Advisors since 2018. Outside of advising, he owns Nathan Downs Coffee Co., a food and beverage business in Nampa, ID. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, retirement plans, and charitable organizations. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals, utilizing various portfolio management and model-based solutions tailored to client objectives.

Ryan Whitney is a financial advisor with RBC Capital Markets in Eagle, Idaho. He holds a Series 66 designation and has two years of industry experience, including five years at UBS prior to joining RBC. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base ranging from individual investors to institutional clients and charitable organizations. The firm offers various advisory programs with discretionary and non-discretionary portfolio management tailored to clients’ risk profiles, utilizing a combination of in-house and third-party investment managers.

Leslie Elgin is a financial advisor at Morgan Stanley with five years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley since 2019. Her background includes roles at Boise Art Museum and Boise State University, as well as the University of Colorado, Boulder. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, emphasizing tailored financial planning supported by structured discovery processes and advanced modeling tools. The firm manages approximately $2.74 trillion in client assets and provides services through both direct individual plans and Corporate Financial Planning agreements.

Andrew Linsenmann is a financial advisor at Osaic with eight years of industry experience. He holds a Series 66 designation and has worked previously at Woodbury Financial Services and MassMutual in various capacities. Outside of his advisory work, he is involved in fixed insurance sales and group insurance as a sole proprietor and independent contractor, and owns an LLC used for tax planning related to his insurance activities. Osaic Wealth, Inc. serves a wide range of retail and institutional clients through a large network of affiliated advisors and platforms. The firm offers integrated brokerage and advisory services and uses firm-provided tools to create diversified portfolios that include various asset classes, managing accounts on either a discretionary or non-discretionary basis.

Mark Rupp is a CFP® with 20 years of industry experience, affiliated with Cetera in Boise, ID. He has held roles at firms including Summit Financial Group Inc and Cetera Wealth Services, and he currently serves as owner and president of Rupp Financial Companies, Inc. Outside of his advisory work, he is vice board chair of the nonprofit Conservation Voters for Idaho Education Fund. Cetera Investment Advisers LLC is an SEC-registered firm providing a multi-manager platform that supports a large nationwide network of independent advisors. The firm serves individual clients, employer-sponsored retirement plans, and institutional accounts with services ranging from portfolio management to financial planning and access to third-party managers.

Tod Ayers is a financial advisor at Wells Fargo Clearing with 18 years of industry experience. He holds a Series 66 designation and has worked at Wells Fargo Clearing since 2016, following five years at Wells Fargo Advisors LLC and 20 years at Wells Fargo Bank NA. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, incorporating a broad range of financial products including insurance-related vehicles and bank deposit sweep options.

Tanner Richards is a financial advisor with Fidelity Investments, holding Series 63 and Series 66 credentials and nine years of industry experience. He has worked at Fidelity Brokerage Services since 2017 and joined Fidelity Investments in 2025. His prior experience includes roles at USSA, Dixon Land Co., Vista Counseling Services, and Life Centre Athletic Club. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm combines proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and discretionary management.

Timothy Zadzora is a financial advisor at Cetera with 17 years of industry experience. He holds a Series 66 designation and has been with Cetera Advisors LLC since 2013. Outside of his advisory role, he works as an insurance agent, selling life insurance and annuities. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a large network of independent advisors and operates a multi-manager platform with over $256 billion in assets under management.

Vickie Little is a financial advisor with Raymond James Financial, holding Series 63 and Series 66 licenses and bringing 18 years of industry experience. Her background includes roles at M & M Traffic Control, LLC, and Subzero Ice Cream, in addition to her ongoing work with Raymond James since 2016. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth and non-HNW clients, pension and profit-sharing plans, charitable organizations, corporations, and municipal entities. The firm offers financial planning and non-discretionary investment consulting, utilizing asset-allocation analysis and firm research to develop tailored financial plans and investment recommendations.

Brandon Schmidt is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. His prior roles include positions at Corebridge Financial and hospitality-related businesses. Fidelity’s Strategic Advisers LLC, where he works, provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across mutual funds, ETFs, and ETPs.

Angela Bohn is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 19 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Joseph Schneider is a financial advisor at Stonewell Financial Management LLC in Boise, ID, holding a Series 66 designation with two years of industry experience. He previously worked at LPL Financial LLC and LeadVantage. Stonewell Financial Management LLC provides discretionary investment management and advisory services to individuals and high-net-worth clients, focusing on customized portfolios primarily using low-cost mutual funds and ETFs. The firm employs a long-term investment approach with periodic rebalancing and operates as a fiduciary, maintaining continuous client contact while directing clients to an institutional custodian.