Scott Johnson is a financial advisor at Wells Fargo Clearing with 31 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Outside of advising, he is involved in managing rental properties in Idaho. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable range of investment options including insurance-related vehicles and bank deposit sweep programs.

Robert Gerichs is a financial advisor with Raymond James Financial, holding a Series 66 designation and 15 years of industry experience. He previously worked at Edward Jones for nine years before joining Raymond James Financial Services Advisors, Inc. in 2020. Gerichs serves on the finance and investment committee of Holy Apostles Catholic Church, advising on the church’s financial activities. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, pension plans, corporations, charitable organizations, and institutions. The firm offers tailored, non-discretionary planning and uses advanced analytical tools to support its broad client base.

Tyler Anderson is a financial advisor with Wells Fargo Clearing in Boise, ID, holding Series 63 and Series 65 licenses and four years of industry experience. He has previously worked at Wells Fargo Bank, NA, and has employment experience in the food service industry. Outside of advising, he is involved in managing a rental property. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm combines research from internal and third-party sources and offers both brokerage and advisory solutions across a large network of financial professionals.

John Adams is a financial advisor with Raymond James & Associates holding a Series 66 designation and over eight years of industry experience. His career includes seven years at Baker Boyer National Bank and five years at JK Adams Ranches, Inc. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, and offers financial planning and non-discretionary investment consulting supported by a broad range of portfolio management styles and affiliated research.

Rebekah Faasau is a financial advisor with Raymond James & Associates, holding a Series 66 credential and 19 years of industry experience. She previously worked at Bank of America, N.A., and Merrill. Outside of her advisory role, she is involved as a committee member for Capstone Primary School’s charity golf tournament. Raymond James & Associates serves a diverse client base including individuals, institutions, and charitable organizations, offering financial planning and non-discretionary investment consulting. The firm supports its advisors with a range of portfolio management styles, firm research, and model manager options, and is notable for its municipal advisory services and extensive affiliate network.

Gunnar Gull is a financial professional with Cetera who holds Series 63 and Series 65 licenses and has three years of industry experience. He has worked with several entities, including Gull Financial, LLC, which he owns, and Cetera Wealth Services, LLC. Cetera Investment Advisers LLC serves a diverse client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a large network of independent advisors, utilizing multiple program structures and a multi-manager platform.

Amy Flohr is a CFP® professional with four years of experience, currently serving as a financial advisor at Edward Jones in Meridian, ID. Prior to joining Edward Jones, she worked in education for several years and also held a position at Etsy. Edward Jones is a full-service wealth management firm serving individual and institutional clients, with approximately $1.01 trillion in assets under management and a large national network of financial advisors and branch offices. The firm offers a range of advisory strategies and affiliated investment products, operating under a fiduciary standard.

Bradley Grooms is a financial advisor at Edward Jones with 22 years of industry experience. He holds the Series 63 and Series 66 designations and has been with Edward Jones since 2004. He serves as a board member of the Charis Initiative Foundation, where he helps select recipients for college scholarships and oversees distribution payments. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a large network of financial advisors and branch offices nationwide.

Lori Reinke is a financial advisor at Cetera with 12 years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at MassMutual and Thrivent Financial. She also provides financial services through Capital Financial Solutions, LLC. Cetera Investment Advisers LLC serves a broad range of clients including individuals, retirement plans, and institutional accounts. The firm offers portfolio management, financial planning, and access to multiple program platforms and third-party managers.

Michael Billings is a financial advisor with LPL Financial in Boise, ID, holding the CFA® designation along with Series 63 and Series 65 licenses. He has 22 years of industry experience, having previously worked at Wells Fargo Advisors, Merrill, and KeyBanc Capital Markets. Billings is also the sole owner of Grant Street LLC, a business entity related to tax and investment activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and portfolio management services supported by research and technology tools.

Nathanael Downs is a financial advisor with Cambridge Investment Research Advisors in Boise, ID, holding a Series 66 credential and 15 years of industry experience. He has worked at Cambridge Investment Research Advisors since 2011 and also at Duncan Financial Planning Advisors since 2018. Outside of advising, he owns Nathan Downs Coffee Co., a food and beverage business in Nampa, ID. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, retirement plans, and charitable organizations. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals, utilizing various portfolio management and model-based solutions tailored to client objectives.

Ryan Whitney is a financial advisor with RBC Capital Markets in Eagle, Idaho. He holds a Series 66 designation and has two years of industry experience, including five years at UBS prior to joining RBC. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base ranging from individual investors to institutional clients and charitable organizations. The firm offers various advisory programs with discretionary and non-discretionary portfolio management tailored to clients’ risk profiles, utilizing a combination of in-house and third-party investment managers.

Leslie Elgin is a financial advisor at Morgan Stanley with five years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley since 2019. Her background includes roles at Boise Art Museum and Boise State University, as well as the University of Colorado, Boulder. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, emphasizing tailored financial planning supported by structured discovery processes and advanced modeling tools. The firm manages approximately $2.74 trillion in client assets and provides services through both direct individual plans and Corporate Financial Planning agreements.

Andrew Linsenmann is a financial advisor at Osaic with eight years of industry experience. He holds a Series 66 designation and has worked previously at Woodbury Financial Services and MassMutual in various capacities. Outside of his advisory work, he is involved in fixed insurance sales and group insurance as a sole proprietor and independent contractor, and owns an LLC used for tax planning related to his insurance activities. Osaic Wealth, Inc. serves a wide range of retail and institutional clients through a large network of affiliated advisors and platforms. The firm offers integrated brokerage and advisory services and uses firm-provided tools to create diversified portfolios that include various asset classes, managing accounts on either a discretionary or non-discretionary basis.

Mark Rupp is a CFP® with 20 years of industry experience, affiliated with Cetera in Boise, ID. He has held roles at firms including Summit Financial Group Inc and Cetera Wealth Services, and he currently serves as owner and president of Rupp Financial Companies, Inc. Outside of his advisory work, he is vice board chair of the nonprofit Conservation Voters for Idaho Education Fund. Cetera Investment Advisers LLC is an SEC-registered firm providing a multi-manager platform that supports a large nationwide network of independent advisors. The firm serves individual clients, employer-sponsored retirement plans, and institutional accounts with services ranging from portfolio management to financial planning and access to third-party managers.

Tod Ayers is a financial advisor at Wells Fargo Clearing with 18 years of industry experience. He holds a Series 66 designation and has worked at Wells Fargo Clearing since 2016, following five years at Wells Fargo Advisors LLC and 20 years at Wells Fargo Bank NA. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, incorporating a broad range of financial products including insurance-related vehicles and bank deposit sweep options.

Tanner Richards is a financial advisor with Fidelity Investments, holding Series 63 and Series 66 credentials and nine years of industry experience. He has worked at Fidelity Brokerage Services since 2017 and joined Fidelity Investments in 2025. His prior experience includes roles at USSA, Dixon Land Co., Vista Counseling Services, and Life Centre Athletic Club. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm combines proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and discretionary management.

Timothy Zadzora is a financial advisor at Cetera with 17 years of industry experience. He holds a Series 66 designation and has been with Cetera Advisors LLC since 2013. Outside of his advisory role, he works as an insurance agent, selling life insurance and annuities. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a large network of independent advisors and operates a multi-manager platform with over $256 billion in assets under management.

Vickie Little is a financial advisor with Raymond James Financial, holding Series 63 and Series 66 credentials and 18 years of industry experience. Her work history includes roles at UBS Financial Services and Riverside Associates Financial Group, alongside her current tenure at Raymond James. Outside of finance, she was involved with M & M Traffic Control, LLC, and Subzero Ice Cream. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individual, high-net-worth, institutional, and charitable clients. The firm uses analytical tools and risk profiling to tailor non-discretionary planning and supports a wide advisor network with services including municipal advisory and SIMPLE IRA employer consulting programs.

Brandon Schmidt is a financial advisor at Fidelity with a Series 66 designation and two years of industry experience. His prior work includes roles at Corebridge Financial and the hospitality sector. He works within Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to a broad client base including retail and institutional investors. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios and advise registered investment companies.