Joseph Sivilli is a financial advisor with Wells Fargo Advisors in Tucson, AZ, holding Series 63 and Series 65 licenses and having 11 years of industry experience. He has been with Wells Fargo Advisors Financial Network since 2015. Outside of his advisory work, he tutors in the Norwegian Critical Languages Program at the University of Arizona and is active as an artist, creating and selling his artwork. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutions. The firm offers a broad range of planning services and integrates advisory services with other financial products and referral channels.

Deborah Kerr is a financial advisor with Thrivent Investment Management in Tucson, AZ, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. She has worked at several firms including Vanguard Investment Group and Journey Advisory Group. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers goal-based, holistic analyses and allows clients to combine planning with managed-account programs under a consolidated billing option called “WealthPlan,” while keeping the services separate.

Steven Magnuson is a CFP®-certified financial advisor with 11 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at WELLS FARGO Advisors, LLC from 2014 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options in its investment menus.

Jazlee Cossio is a Senior Financial Advisor with Merrill Lynch Wealth Management. She joined Merrill Lynch in 2019 and works with individuals, families, foundations, corporations, and business owners to deliver customized wealth management strategies. Her approach emphasizes understanding clients’ financial, business, and personal life goals, incorporating factors such as risk tolerance, time horizon, and liquidity needs to provide tailored solutions. Her expertise includes retirement income planning, portfolio and risk management, 401(k) retirement plans, alternative investments, wealth transfer and legacy planning, long-term care, and lending services through Bank of America, N.A. Jazlee holds a Bachelor's degree from the University of Arizona, where she studied International Studies with minors in Business Administration and Spanish. She carries professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Prior to her financial advisory career, she worked for nearly a decade in Wine and Liquor sales across Southern Arizona. Originally from Phoenix, Arizona, Jazlee relocated to Tucson in 2004 and is active in the local community, serving as Vice President of her neighborhood association. She is married with two daughters and two French Bulldogs. Outside of work, she enjoys cooking, dancing, music, traveling, yoga, and spending time with her family.

Chad Winn is a financial advisor with LPL Financial in Tucson, AZ, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. His prior roles include positions at Waddell & Reed, Inc., Wells Fargo Clearing, and Ameriprise Advisor Services. He is also involved with Winnme LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Analicia Grant is a financial advisor with RBC Capital Markets in Tucson, AZ. She holds a Series 66 designation and has two years of industry experience, including prior roles at Edward Jones and Bank of America. Outside of finance, she is involved with Acknowledging the Lord, LLC, a business designing faith-based apparel and managing related social media marketing. RBC Wealth Management serves a wide range of clients from individual investors to institutions, offering discretionary and non-discretionary portfolio management, financial planning, and brokerage services. The firm customizes strategies based on client risk profiles, utilizing both in-house and third-party investment managers, and provides access to alternative investments and integrated capital markets capabilities.

Carol Ruehl is a financial advisor with Morgan Stanley in Tucson, Arizona, holding Series 63 and Series 65 designations and over 20 years of industry experience. She has been with Morgan Stanley since 2009 and has worked at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored financial planning services.

Craig Mccrindle is a financial advisor with Wells Fargo Clearing in Tucson, AZ, holding Series 63 and Series 66 licenses and possessing 29 years of industry experience. He has worked at Wells Fargo Advisors LLC and Wells Fargo Clearing since 2011. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, performance reporting, participant education, and plan benchmarking. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes both non-discretionary and discretionary options, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Abraham Islas is a financial advisor with Fidelity, holding a Series 66 designation and one year of industry experience. His prior experience includes roles at Gugliemo and Associates and Allworth Financial. Fidelity, through its Strategic Advisers LLC division, offers investment management and advisory services to a diverse client base, including retail and institutional investors. The firm employs a process that combines fundamental research with quantitative analysis and algorithmic portfolio construction to manage portfolios across mutual funds, ETFs, and other investment vehicles.

Rebecca Johnson is a financial advisor with Ameriprise in Tucson, AZ, holding a Series 63 designation and bringing 40 years of industry experience. She has been with Ameriprise and its affiliate since 2005. Johnson serves on the Board of Directors for the Sahuaro Girl Scout Council SO Property Board. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team. The firm also offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Zachary Ewing is a financial advisor at LPL Financial in Tucson, AZ, holding a Series 66 designation with seven years of industry experience. He previously worked at Edward Jones for seven years and has held various roles including positions at Grand Canyon Spirits and other organizations. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory services including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by extensive operational tools and oversight of over $819 billion in discretionary assets.

Kevin Tokarski is a financial advisor with J.P. Morgan Securities in Tucson, AZ, holding a Series 66 designation and 13 years of industry experience. He has been with J.P. Morgan Securities and its related entities since 2013. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering non-discretionary investment recommendations supported by centralized due diligence and ESG processes.

Veronica Canchola is a financial advisor at Wells Fargo Clearing with 21 years of industry experience. She holds Series 63 and Series 66 credentials and has worked at Merrill, Bank of America, Morgan Stanley Smith Barney, and J.P. Morgan Securities. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Jennifer O'Sullivan is a financial advisor with UBS Financial Services in Tucson, AZ, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. She has worked at UBS and Fidelity Investments throughout her career. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management solutions. The firm uses proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Kim Ohler is a CFP® professional with 27 years of industry experience, currently serving as a financial advisor at Raymond James & Associates since 2017. Prior to this, Kim worked at National Bank of Arizona and LPL Financial. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional and pension plans, and charitable organizations, offering tailored financial planning and non-discretionary investment consulting through various specialized programs and affiliated research resources.

Jerry Diaz is a Planning Consultant at Fidelity Investments, where he collaborates with clients to develop tailored financial plans that align with their unique goals. He has been with Fidelity since 2024, initially serving as a Financial Representative and then as a Relationship Manager before assuming his current role in 2025. Prior to joining Fidelity, Jerry worked as a Wealth Analyst at BMO Private Bank from 2022 to 2024 and began his career as a Client Services Associate at Tocco Financial Services from 2021 to 2022. His professional experience encompasses client relationship management, wealth analysis, and financial planning. Outside of his professional work, Jerry engages in family activities and enjoys golf, snowboarding, traveling, and spending time with his pets.

David Morochnick is a financial advisor with Wells Fargo Clearing in Tucson, AZ, holding Series 63 and Series 66 licenses and bringing 31 years of industry experience. He has worked at Wells Fargo Clearing since 2017 and previously spent three years at RBC Capital Markets. Outside of his advisory role, he co-owns Mountainview Staffing LLC, where he advises on marketing strategies. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Zulema Noriega is a financial advisor at Merrill with nine years of industry experience. She holds a Series 66 designation and has been with Merrill since 2017. Prior to joining the firm, she was a homemaker for two years. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves a range of clients including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations, offering model-based and discretionary investment strategies.

Michael Salomon is a financial advisor at Annecy LLC in Tucson, AZ, with 11 years of industry experience. He holds a Series 65 credential and has operated his own CPA practice, Michael Salomon CPA, since 2004. Salomon has led Annecy LLC since its founding in 2014. Annecy LLC is an independent firm serving clients with personalized financial advisory services.

James Hannley is the sole advisor at Jim Hannley, LLC in Tucson, AZ, holding Series 63 and Series 65 licenses with 22 years of industry experience. He has operated his independent firm since 2004. Jim Hannley, LLC is an independent advisory firm serving clients with personalized financial planning and investment services.