Chase Payne is a financial advisor with Citigroup Global Markets, holding a Series 66 designation and bringing nine years of industry experience. He previously worked at Wells Fargo Clearing, Golden State Wealth Management, LLC, and LPL Financial. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment advisory programs alongside broker-dealer execution and custody services. The firm combines large institutional scale with unique market roles, providing both discretionary and non-discretionary strategies that include exposure to alternative and digital-asset products.

Linda Ginder is a CFP® professional with eight years of industry experience, currently serving as a financial advisor at EP Wealth Advisors since 2018. Prior to joining EP Wealth Advisors, she worked at SFMG Wealth Advisors from 2016 to 2018. EP Wealth Advisors is a registered investment adviser serving individuals, including high-net-worth clients, corporate and business clients, and retirement plans. The firm provides wealth management, discretionary portfolio management, financial planning, and ancillary services such as tax preparation and estate-document preparation, employing a customized investment approach that combines fundamental, technical, and cyclical analysis.

Michael Kruse is a CFP® professional with experience spanning multiple firms including Aspiriant, Hightower, and Transcend Wealth. He has worked in the financial advisory field since at least 2014 and joined Sequoia Financial Group, L.L.C. in 2025. Sequoia Financial Advisors, LLC provides wealth planning, investment management, and retirement-plan and business-consulting services to a diverse client base, including high-net-worth individuals, charitable organizations, corporations, trusts, and family offices. The firm employs a combination of in-house model portfolios, custom accounts, and third-party manager selection, supported by an Investment Policy Committee and extensive research resources.

Nathan Larsen is a CFA® charterholder with one year of industry experience. He is currently an advisor at EP Wealth Advisors, where he has worked since 2025. Prior to this, he spent eight years at Executive Wealth Management. EP Wealth Advisors is a registered investment adviser that serves individuals, including high-net-worth clients, corporate and business clients, and retirement plans. The firm offers wealth management, discretionary portfolio management, financial planning, and ancillary services such as tax preparation and estate-document preparation, utilizing customized model portfolios and a range of investment strategies.

Alexis Melchor is a financial advisor with Centaurus Financial, Inc. based in Anaheim, CA. He holds Series 63 and Series 65 licenses and has two years of industry experience. His prior work includes roles at NYLIFE Securities LLC and New York Life Insurance Company. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse clientele, including individuals, families, small businesses, and institutions. The firm offers a range of financial planning and portfolio management services with both discretionary and non-discretionary arrangements, utilizing fundamental, technical, and model-based investment approaches.

Robert Thomas is a Series 66-credentialed financial advisor with 14 years of industry experience. He has been with GWN Securities Inc. since 2016. In addition to his advisory role, he works as an independent agent placing fixed annuities and insurance products aimed at providing guaranteed benefits to suitable clients. GWN Securities provides investment advisory and related services to individual and corporate clients through a variety of managed account programs and financial planning services. The firm employs a mix of sub-advisers and model-based allocations, incorporating tactical trading strategies in certain legacy programs.

Patrick Robison is a financial advisor with United Planners' Financial Services of America, holding Series 63 and Series 66 licenses and bringing 38 years of industry experience. His career includes roles at Creative Business Resources and Team UP, and he has owned an independent filming business in Los Angeles since 2014. He also acts as a trustee in a fiduciary capacity. United Planners Financial Services serves a diverse client base including individuals, corporations, charitable organizations, retirement plans, and institutional clients. The firm offers financial planning, portfolio management, retirement plan services, and brokerage solutions through a network of 477 independent advisors, operating an open-architecture platform with multiple custodians and third-party money managers.

Joseph Palumbo is a financial advisor at EP Wealth Advisors with 12 years of industry experience. He holds the Series 66 designation and has worked previously at City National Bank, RBC Capital Markets, and Wells Fargo Clearing. Outside of his advisory role, Palumbo serves as an officer and board member of Kristin's Fund, a domestic violence awareness organization. EP Wealth Advisors serves individuals, corporate clients, and retirement plans, offering wealth management, discretionary portfolio management, and financial planning services. The firm constructs customized model portfolios and provides ongoing monitoring using a blend of fundamental, technical, and cyclical analysis, along with access to alternative investments and third-party managers.

James Fitzpatrick is a CFP® professional at EP Wealth Advisors with 35 years of industry experience. His background includes roles at Fidelity Personal and Workplace Advisors, Fidelity Brokerage Services LLC, and WealthVest Marketing. He has been with EP Wealth Advisors since 2022. EP Wealth Advisors is a registered investment adviser serving individuals, corporate clients, and retirement plans. The firm provides customized wealth management, discretionary portfolio management, and financial planning services, utilizing a combination of fundamental, technical, and cyclical analysis alongside access to alternative investments and third-party managers.

Julia Donnelly is a financial advisor with Empower Advisory Group in Long Beach, CA, holding Series 66 and Series 63 designations and two years of industry experience. Her prior roles include positions at Wells Fargo, Comprehensive Advisor LLC, and Empower Financial Services, Inc. Empower Advisory Group provides financial planning and investment management services primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm offers integrated solutions tied to its recordkeeping and administrative platforms, focusing on long-term portfolio returns and annual rebalancing.

Harlan Flint is a financial advisor with EP Wealth Advisors, holding Series 63 and Series 66 licenses and possessing 16 years of industry experience. Prior to joining EP Wealth Advisors in 2026, he spent 13 years at Longview Asset Management LLC. Flint is the sole owner and president of Sightline Ltd., a corporation established to hold a membership interest in Longview Asset Management LLC, which is not investment related. EP Wealth Advisors serves individuals, corporate clients, and retirement plans by offering wealth management, discretionary portfolio management, financial planning, and ancillary services such as tax preparation and estate-document preparation. The firm uses a combination of fundamental, technical, and cyclical analysis to construct customized portfolios and provides ongoing monitoring, rebalancing, and third-party manager recommendations.

Teresa Velgara is a CFP® and holds a Series 65 license with 10 years of experience in the financial industry. She currently works at EP Wealth Advisors, where she has been since 2025, following prior roles at Rappaport Reiches Capital Management, AT Investment Advisers Inc., and Geneva Advisors. EP Wealth Advisors is a registered investment adviser serving individuals, including high-net-worth clients, corporate and business clients, and retirement plans. The firm offers wealth management, discretionary portfolio management, financial planning, and ancillary services such as tax preparation and estate-document preparation, using customized model portfolios and a range of analytical approaches.

Kenneth Donnelly is a financial advisor with PlanMember Securities Corporation, holding a Series 63 designation and 28 years of industry experience. His career includes prior roles at National Planning Corporation and a break in employment between 2017 and 2018. He serves on the board of directors for the Joyful Child Foundation, a charity organization. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm emphasizes a strategic asset allocation approach and manages risk-based mutual fund portfolios, while also delivering education and support services to plan sponsors and participants.

Patrick Vahid is a Series 66 licensed financial advisor with 14 years of industry experience, currently associated with Centaurus Financial, Inc. since 2018. He previously worked at Axa Advisors, LLC from 2012 to 2018. Outside of his advisory role, Vahid is involved in property and casualty insurance sales and leads educational workshops on trust and estate planning through his position as president of Strandlife Wealth Management. Centaurus Financial, Inc. serves a diverse client base including individuals, families, small businesses, and foundations, offering financial planning, portfolio management, and retirement-plan consulting. The firm utilizes a range of investment strategies and provides both discretionary and non-discretionary services through platforms such as CLASSIC Plus and FlexUMA.

David Tate is a financial advisor at EP Wealth Advisors with over 24 years of industry experience. He holds the ChFC® designation as well as Series 63 and 65 licenses. Prior to joining EP Wealth Advisors in 2020, he worked at Financial Insight Center and The Insight Group Insurance Agency for nine years, among other firms. Outside of his advisory role, Tate is involved as a health coach, supporting clients in healthy living. EP Wealth Advisors serves individuals, corporate and business clients, and retirement plans by providing wealth management, discretionary portfolio management, and financial planning. The firm utilizes customized model portfolios and a combination of fundamental, technical, and cyclical analysis, alongside third-party manager recommendations and ERISA plan services.

Donald Peebles Jr. is a Series 65-credentialed advisor at EP Wealth Advisors with over 14 years of industry experience. He previously worked at CornerCap Investment Counsel from 2012 to 2024 before joining EP Wealth Advisors. EP Wealth Advisors serves individuals, corporate clients, and retirement plans, offering wealth management, discretionary portfolio management, financial planning, and ancillary services such as tax preparation and estate-document preparation. The firm utilizes customized model portfolios and a blend of fundamental, technical, and cyclical analysis, incorporating alternatives and third-party manager recommendations when appropriate.

Abel Kan is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has worked at Transamerica Financial Advisors since 2012 and previously held roles at Health Net Insurance Company and Debtmerica, LLC. Kan is also involved in the sale of insurance and non-insurance products affiliated with Transamerica Financial Advisors. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement-plan services to a diverse client base, including individuals, employer-sponsored plans, trusts, and charitable organizations. The firm employs a model portfolio approach with third-party managers and digital platforms, managing regulatory assets of about $1.7 billion.

Guillermo Sotelo Baizan is a financial advisor at Citigroup Global Markets with one year of industry experience. He holds a Series 66 designation and has worked previously at Morgan Stanley. His background also includes roles at Walnut Village Orange County Retirement Community, California State University Long Beach, Orange Coast College, and Villa Valencia Healthcare Center. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies and operates with significant institutional scale, providing customized solutions for high-net-worth and ultra-high-net-worth clients.

Gary Smith is a financial advisor with Transamerica Financial Advisors who holds the ChFC® and Series 63 designations and has 27 years of industry experience. He has been with Transamerica Financial Advisors since 2016 and is involved in several other business activities including real estate sales, tax preparation, and estate planning services. Smith also works as a tanker driver and operates an insurance agency that has been active since 1986. Transamerica Financial Advisors serves a broad client base including individual investors, retirement plans, trusts, estates, charitable organizations, and businesses. The firm delivers services through a large advisor network using model portfolios and third-party managers, with approximately $1.7 billion in regulatory assets under management.

Keaton Leslie is a CFP® credentialed financial advisor with five years of industry experience, currently serving clients at EP Wealth Advisors. Prior to joining EP Wealth Advisors in 2025, he held roles at Infinitas, Raymond James Financial, and Bank of America, among others. Leslie is also the owner and founder of KJL Talent Solutions, a recruiting firm operating outside of his advisory career. EP Wealth Advisors is a registered investment adviser that provides wealth management, financial planning, and ancillary services to individuals, including high-net-worth clients, corporate and business clients, and retirement plans. The firm employs a customized investment approach incorporating fundamental, technical, and cyclical analyses, and offers ERISA plan fiduciary services along with a range of portfolio management options.