Berkeley Harrison is a CFA® charterholder with 13 years of industry experience. He is currently with Sterling Financial Group, Inc. and Sequoia Financial Group, LLC, having previously worked at Citibank, N.A. / Citigroup Global Markets Inc. His background includes roles at LPL Financial and Sterling Financial Group since 2019. Sterling Financial Group serves individuals, trusts, estates, retirement plans, charitable organizations, and businesses by providing customized financial planning, ongoing consulting, and fee-based investment management. The firm focuses on individualized asset allocation strategies aligned with clients’ risk tolerances and goals, employing a range of investment vehicles and maintaining regular portfolio monitoring and rebalancing.

Artin Muradyan is a financial advisor at GWN Securities Inc. with one year of industry experience. He holds the Series 66 designation and has worked previously at Full Stop Management and Kara Content. Muradyan is also a registered representative for LA Pension Planners. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individual and business clients, including high-net-worth individuals. The firm offers discretionary managed accounts and access to third-party sub-advisers and model portfolios, operating a large network of approximately 423 advisors and managing about $3.65 billion across more than 37,000 client accounts.

Jingxue Liang is a financial professional with eight years of industry experience, currently affiliated with GWN Securities Inc. She holds a Series 66 designation and has prior experience with Equitable Advisors and Axa Advisors. In addition to her advisory role, she is involved in marketing and translation work for an independent home fashion business. GWN Securities provides investment advisory and related services to individual and corporate clients through various managed account programs and financial planning options. The firm utilizes both affiliated and unaffiliated sub-advisers and combines asset allocation principles with tactical market-timing strategies in its portfolio management.

Marsha Williams is a Series 66-licensed financial advisor at Independent Financial Group, LLC with 23 years of industry experience. She previously worked at D.A. Davidson & Co. for 11 years and Crowell, Weedon & Co. for 6 years. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base including individuals, high-net-worth clients, trusts, and corporate and pension plans. The firm uses model-driven portfolio management combining passive and active strategies across multiple risk profiles.

Kenneth Ruan is a financial advisor at GWN Securities Inc. with Series 66 credentials and has been in the industry since 2025. Prior to joining GWN Securities, he had limited professional experience, including a role at One Bite Dumpling in 2021. He is also involved with Pension101, providing pension education and lead generation. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individual and business clients through discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios. The firm operates a large network of advisors and offers a range of investment programs, including traditional asset allocation and legacy market-timing strategies.

Sunny Leung is a financial advisor at Transamerica Financial Advisors with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Transamerica Financial Advisors since 2012. His prior experience includes eight years at Debtmerica Relief and 25 years at WFGIA. He is involved in the sales of insurance and non-insurance products affiliated with Transamerica. Transamerica Financial Advisors serves a diverse client base including individual investors, pension plans, trusts, and corporations. The firm provides both advisory and broker-dealer services through proprietary and third-party model portfolios, offering discretionary and non-discretionary program options.

Fabian Sierra is a financial advisor at Citigroup Global Markets with seven years of industry experience. He holds Series 63 and Series 66 designations and has worked at Citigroup Global Markets since 2019. Prior to this, he was employed at E*Trade Securities and had brief roles outside the financial industry. Citigroup Global Markets serves individual and institutional clients across various wealth segments, providing investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs and combines large institutional scale with unique market roles, including in-house research and futures commission services.

Karin Frieden is a financial advisor at TIAA-CREF with 22 years of industry experience. She holds the Series 66 designation and has been with TIAA-CREF and its predecessor since 2009. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing TIAA-administered employer retirement plans. The firm’s advisory model separates one-time planning services from ongoing discretionary management and acts as adviser to a donor-advised fund within a vertically integrated structure.

Benson Liao is a financial advisor with Eagle Strategies (NY Life) and holds Series 65 and Series 63 licenses. He has 32 years of industry experience, including long-term roles with New York Life Insurance Company and affiliated entities. Outside of his advisory practice, Liao serves on several nonprofit boards, including the Taiwan Hotel and Motel Association of Southern California and Moringa For Love, which focuses on combating malnutrition and poverty. Eagle Strategies serves individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated representatives. The firm emphasizes tailored recommendations and offers multiple program types, with the majority of assets managed on a non-discretionary basis.

Tsz Kwan Lau is a financial advisor with Citigroup Global Markets, holding Series 65 and Series 63 credentials and 11 years of industry experience. Prior to joining Citigroup in 2025, he worked at Cetera and Cathay Bank for eight years, and at Bank of America and Merrill for two years. Outside of his advisory role, he is the sole member of KDK1 LLC. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies with both discretionary and non-discretionary approaches and supports large institutional scale alongside specialized market roles.

Elizabeth Min is a financial advisor at Independent Financial Group, LLC with 10 years of industry experience. She holds Series 66 and Series 63 licenses and is also the owner of T&J Financial Service, Inc., through which she offers insurance products outside of her firm role. Independent Financial Group, LLC provides investment advisory and brokerage services to individuals, high-net-worth clients, trusts, corporate and pension/profit-sharing plans, and charitable organizations. The firm utilizes both firm- and third-party investment models to deliver tailored portfolio management and financial planning services.

Robert Cecil is a CFP® with 15 years of industry experience, currently with Focus Partners Wealth, LLC since 2025. His prior roles include six years at Churchill Management Group and three years at TIAA-CREF. Focus Partners Wealth, LLC serves individuals, high-net-worth families, family offices, corporate, and institutional clients with comprehensive wealth management and advisory services. The firm employs a long-term, tax- and fee-sensitive investment approach that combines active and passive strategies, third-party managers, and private funds within an enhanced open architecture framework.

Tan Doan is a financial advisor at Citigroup Global Markets with eight years of industry experience. He holds the ChFC® designation and Securities Series 63 and 66 licenses. His prior experience includes roles at City National Bank, Wells Fargo Clearing, and Wells Fargo Advisors. Outside of his advisory role, he is a landlord of a single-family rental property in Oxnard, California. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and execution services. The firm implements multi-asset, multi-manager strategies through discretionary and non-discretionary programs and combines large institutional scale with unique market roles such as operating as a swap dealer and futures commission merchant.

Roberto Morales Jr. is a financial advisor at D.A. Davidson & Co. with 17 years of industry experience. He holds Series 63 and Series 65 licenses and has been with D.A. Davidson since 2013. D.A. Davidson & Co. provides investment advisory and brokerage services to a diverse client base, including employer-sponsored retirement plans, individual investors, charitable organizations, and corporate clients. The firm offers a range of services such as ERISA retirement plan advisory, wrap fee programs, equity research, and comprehensive financial planning, operating under fiduciary standards for both advisory and retirement accounts.

Robert Elster is a financial advisor with Valic Financial Advisors in Glendale, CA, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. He has been with Valic Financial Advisors since 2003 and also serves as an insurance agent with Agia. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, consulting, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction.

Patrick Robison is a financial advisor with United Planners' Financial Services of America, holding Series 63 and Series 66 licenses and bringing 38 years of industry experience. His career includes roles at Creative Business Resources and Team UP, and he has owned an independent filming business in Los Angeles since 2014. He also acts as a trustee in a fiduciary capacity. United Planners Financial Services serves a diverse client base including individuals, corporations, charitable organizations, retirement plans, and institutional clients. The firm offers financial planning, portfolio management, retirement plan services, and brokerage solutions through a network of 477 independent advisors, operating an open-architecture platform with multiple custodians and third-party money managers.

Elsie Elias is a financial advisor with Citigroup Global Markets in Los Angeles, CA, holding Series 63 and Series 66 credentials. She has 17 years of industry experience and has been with Citigroup since 2012. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and broker-dealer services. The firm implements multi-asset, multi-manager strategies and maintains in-house research and security-pricing activities alongside roles as a swap dealer and futures commission merchant.

Emily Lin is a financial advisor with HSBC Securities (USA) Inc. in Arcadia, CA, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. She has worked at HSBC Securities since 2013 and concurrently serves as a Bank Officer for HSBC Bank (USA) N.A., an affiliate firm. Her prior experience includes roles at Merrill and Charles Schwab. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charitable organizations, and corporations, offering both client-directed and discretionary investment options. The firm combines strategic and tactical asset allocation developed with HSBC Global Asset Management and oversees fund selection and monitoring through affiliated providers.

Kevin Ku is a financial advisor with Wealth Enhancement Advisory Services, LLC, holding a Series 65 designation and one year of industry experience. He previously worked at KPMG for 12 years before joining Wealth Enhancement Group and its affiliate firm. Wealth Enhancement Advisory Services provides financial planning, asset management, and retirement-plan consulting to individuals, high-net-worth clients, corporations, and retirement plans. The firm manages over $122 billion in assets and employs a diversified investment approach blending passive and active strategies overseen by an internal Investment Committee.

Benjamin Yeh is a financial advisor at Citigroup Global Markets with three years of industry experience. He holds a Series 66 designation and has been with Citigroup since 2022. Prior to that, he worked at Students of Georgetown Inc. from 2020 to 2021. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies and maintains in-house research and security-pricing activities, supporting a range of discretionary and non-discretionary investment solutions.