Jason Lewis is a Series 66-licensed financial advisor with 19 years of industry experience. He is currently with LPL Financial and has prior experience at Cadaret Grant & Co, CUSO Financial Services, Atria Wealth Solutions, and Morgan Stanley. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and portfolio management options, utilizing model portfolios, third-party subadvisors, and customized strategies.

Scott Kilian is a CFP® with 23 years of industry experience, currently affiliated with LPL Financial. His career includes multiple tenures at LPL Financial as well as roles at The Family Firm, Inc., Delphi Private Advisors, Commonwealth Financial Network, and Centara Capital Management Group. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, participant-level retirement advice, and institutional platforms, utilizing a range of investment strategies supported by research and technology tools.

Valerie Saucedo is a CFP® with seven years of industry experience, currently an advisor at LPL Enterprise. Her prior roles include positions at The Prudential Insurance Company of America, UBS Financial Services, and Harbour Investments, Inc. She is based in San Diego, CA. LPL Enterprise provides investment advisory and brokerage services to a wide range of clients, including individuals, high-net-worth investors, and institutional entities. The firm’s investment approach is model-driven, using portfolios developed internally or by third-party strategists, and offers access to a variety of financial planning and asset management solutions.

Megan Gunn is a financial advisor with Charles Schwab in San Diego, CA, holding Series 63 and Series 66 registrations and bringing 20 years of industry experience. Her prior work experience includes roles at First Republic Bank, J.P. Morgan Securities, and JPMorgan Chase Bank. Outside of her advisory work, she serves as an independent consultant mystery shopper for several consumer service companies. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, offering a combination of non-discretionary and discretionary investment solutions supported by extensive research and integrated operational capabilities.

Ken Morris is a Senior Resident Director at Merrill Lynch, where he focuses on helping wealthy families, institutions, and endowments preserve and grow their wealth through proactive financial planning and the simplification of complex investment management strategies. As a founding partner of the Morris Sevier Group, he is committed to providing fully customized, research-backed guidance. Ken has over a decade of experience in financial services, including positions as a Financial Analyst on Wall Street, an Assurance and Advisory Specialist at Deloitte and Touche, and senior leadership at Canyon Ranch. He holds multiple professional designations including Chartered Financial Analyst (CFA), CERTIFIED FINANCIAL PLANNER (CFP), Certified Exit Planning Advisor (CEPA), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Ken earned both his Bachelor's and Master's degrees in Business Administration from the University of Arizona. Active in his community, Ken contributes to the Frances Parker School and is involved with professional organizations such as the Frances Parker Finance Committee and Provisors. In his personal time, he enjoys spending time with his wife and children, playing golf, and participating in Crossfit.

Monika Windle is a CFP® with 26 years of experience in the financial industry. She is currently with LPL Financial and previously worked at MW Asset Management Inc., Robert J. Woods, Incorporated, and Wamu Investments, Inc. Outside of her advisory work, she provides financial planning and consulting services through her independent firm, Financial Plan Design. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individual and institutional clients through a large network of investment adviser representatives. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management access, and retirement advice, supported by advanced operational tools and a broad array of affiliated financial activities.

Kevin Mcsweeny is a financial advisor with LPL Financial in San Diego, CA, holding a Series 66 designation and 23 years of industry experience. His prior roles include positions at Merrill from 2003 to 2012 and Stratos Wealth Partners from 2012 to 2019. He has been with LPL Financial since 2012. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, utilizing a variety of investment strategies supported by research and technology tools.

Brad Habbestad is a Planning Consultant with Fidelity Investments, where he currently works within the Wealth Management Team. In this role, he focuses on helping clients identify planning strategies tailored to their unique financial situations. Brad's professional background includes experience as a Paraplanner at Ameriprise Financial from 2021 to 2023 and as a Relationship Banker II at JP Morgan Chase from 2017 to 2020. He holds a California Insurance License. Outside of his professional work, Brad engages in activities such as family activities, fitness, playing musical instruments, outdoor adventures, spending time with pets, and running.

Christian Ng is a financial advisor with UBS Financial Services in San Diego, CA, holding a Series 66 designation and seven years of industry experience. He has been with UBS Financial Services since 2012. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, including fee-based financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm integrates institutional trading capabilities with wealth management services and provides research, custody, underwriting, and capital markets services through its platform.

Andrew Beckstrand is a financial advisor at Charles Schwab with eight years of industry experience. He holds a Series 66 designation and has previously worked at TD Ameritrade, Fidelity Brokerage Services LLC, Cuso Financial Services, LP, and E*Trade. He is based in San Diego, CA. Charles Schwab & Co., Inc. serves a large client base of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to affiliated discretionary separately managed accounts, supported by multi-asset model portfolios and centralized operational infrastructure.

Raquel Fang is a financial advisor with J.P. Morgan Securities in San Diego, CA, holding Series 63 and Series 65 licenses and 15 years of industry experience. She has been with J.P. Morgan Securities and JPMC Bank NA (Southwest) since 2016. Outside of her advisory role, she has experience as a mobile notary and has worked with the Privilege/Momentum Talent Agency. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process integrates quantitative and qualitative research with an ESG eligibility framework and offers unique regulatory registrations and derivatives capabilities.

Saundra Gardner is a Wealth Management Advisor with Merrill Lynch Wealth Management, where she has been serving clients since 2007. She brings over 25 years of experience in creating comprehensive wealth management strategies. Prior to joining Merrill Lynch, Saundra worked at Smith Barney, Beverly Hills as a Senior Investment Management Consultant. Her career has spanned major markets including New York, Chicago, Miami, and Los Angeles, where she has served as a Branch Manager, Licensed Securities Principle, and Registered Investment Advisor. Saundra holds a Bachelor's Degree from New Mexico State University and is a CERTIFIED FINANCIAL PLANNER® certificant. She also carries designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Saundra specializes in personalized wealth management strategies tailored to clients' unique financial goals, including retirement planning, legacy planning, portfolio management, and tax minimization. In addition to her professional work, Saundra participates in community involvement through the Community Church. Her personal interests include biking, gardening, hiking, reading, spending time with her family, and traveling.

Colton Punches is a financial advisor at Fidelity with a Series 66 designation and four years of industry experience. His prior roles include positions at LPL Financial and Securities America Advisors. Fidelity, through its affiliate Strategic Advisers LLC, provides investment management and advisory services to both retail and institutional clients, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to create diversified model portfolios.

Casey Caliva is a CFP®-designated financial advisor with 20 years of industry experience, currently with Edward Jones since 2007. Prior to joining Edward Jones, Casey worked at Wells Fargo Investments for one year. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large nationwide network of financial advisors and branch offices.

Ryan Friesen is a CFP® professional with three years of industry experience, currently affiliated with Cetera. He has held roles at several related firms including Celeste Financial Group and Vanderbyl Associates INC. Outside of his advisory work, he is involved with Celeste Financial Group, where he reviews client profiles and prepares client reviews. Cetera Investment Advisers LLC is a large, SEC-registered advisory firm that serves a diverse client base including individuals, retirement plans, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform featuring both affiliated and third-party investment options.

Jake Johnson is a financial advisor at Merrill with a Series 66 credential and one year of industry experience. His prior roles include positions at Blanke Schein Wealth Management and CV Strategies, as well as various non-financial roles including teaching at Palm Desert High School and Palm Desert Charter Middle School. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, and institutional entities.

Camilla Kaae is a financial advisor at Cetera with two years of industry experience. She holds the Series 66 designation and has previously worked at Fisher Investments UK, Fisher Investments, and CIM Group. Cetera Investment Advisers LLC serves a wide range of clients including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers various portfolio management and financial planning services through a nationwide network of independent advisors and provides access to multiple investment platforms and third-party managers.

Luke Rican is a Financial Advisor at Merrill Lynch Wealth Management. He works directly with clients to define financial goals and develop portfolio strategies designed to help clients pursue those goals. He provides ongoing advice and adjusts portfolios as clients' situations change. Luke holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. He earned a Bachelor's Degree from the University of Washington. His approach focuses on understanding what matters to clients and their families to help create a financial strategy tailored to their needs.

Nolan Worley is a financial advisor with LPL Financial in San Diego, CA, holding a Series 66 designation and bringing 20 years of industry experience. His prior roles include positions at Raymond James Financial, NW Asset Management, and Cavanaugh Financial Group. LPL Financial is a national broker-dealer and SEC-registered investment adviser that offers a broad range of advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm provides access to various investment programs and utilizes technology tools to support advisors while maintaining oversight of a large network of representatives and significant discretionary assets.

Jared Roethlisberger is the Vice President and Branch Leader at Fidelity Investments, where he leads a team of financial professionals dedicated to providing comprehensive wealth planning and investment strategies tailored to clients' financial goals and needs. He has been with Fidelity Investments since 2013, progressing through roles including Regional Relationship Manager, Investment Consultant, Financial Consultant, and Assistant Branch Office Manager before assuming his current leadership position in 2018. Prior to joining Fidelity, Jared worked as a Financial Advisor at Merrill Lynch from 2011 to 2013. He holds a California Insurance License, supporting his expertise in financial and insurance planning. Jared's professional experience encompasses wealth management, investment consulting, and client relationship management. Outside of his professional responsibilities, Jared enjoys camping, cars, family activities, hiking, parenthood, and traveling.