Amy Brooks is a financial advisor with UBS Financial Services in Troy, MI, holding a Series 66 designation and 24 years of industry experience. She has been with UBS Financial Services Inc. since 2013. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research to tailor client plans.

Cole Rener is a financial advisor at Equitable Advisors with two years of industry experience. He holds a Series 66 designation and has prior work experience in the fitness industry and real estate as a sales associate with Realty Benefit Services. Equitable Advisors provides financial planning, retirement plan consulting, and asset management programs to individuals, pension plans, corporations, and charitable organizations. The firm employs a range of advisory models delivered through a network of Investment Adviser Representatives and offers both proprietary and third-party investment solutions.

Brett Morris is a financial advisor at Charles Schwab with 25 years of industry experience. He holds Series 63 and Series 66 designations and previously worked at TD Ameritrade for 12 years. Outside of his advisory role, Morris serves as a housing board member for the Cowlitz Indian Tribe, reviewing housing assistance needs for tribal members. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and employs a multi-asset model portfolio approach supported by centralized custody and operational infrastructure.

Rosemary Carlisle is a financial advisor with Wells Fargo Clearing in San Diego, CA, holding Series 63 and Series 65 designations and bringing 33 years of industry experience. She has worked with Wells Fargo Advisors LLC from 2011 to 2016 before joining Wells Fargo Clearing in 2016. Outside of finance, she co-owns a specialty home products business focused on refabricated cabinet sales. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Katherine Tawoda is a financial advisor at UBS Financial Services with 22 years of industry experience. She has held roles at UBS since 2021 and previously worked at Wells Fargo Advisors for 12 years. Her credentials include Series 63 and Series 65 licenses. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Lindy Pickinpaugh is a financial advisor at UBS Financial Services with nine years of industry experience. She holds a Series 66 designation and has been with UBS since 2015. Based in San Diego, CA, she works within one of the largest financial advisory networks at the firm. UBS Financial Services Inc. serves individual, corporate, and institutional clients, offering a range of brokerage and investment advisory services including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, supported by proprietary research and a broad service platform.

Ayat Abuakar is a financial advisor at Morgan Stanley with one year of industry experience. She holds a Series 66 designation and previously worked at Wells Fargo Clearing, First Republic Bank, and Wells Fargo Bank. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s financial planning process utilizes structured discovery and firm-approved tools, serving clients in both direct and corporate financial planning arrangements.

Kip Flar is a financial advisor with Merrill in San Diego, CA, holding Series 63 and Series 66 credentials and bringing 28 years of industry experience. He has been with Merrill since 1997. Outside of his advisory role, he serves as a co-trustee for a family trust. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Donald Wilkie is a financial advisor at OSAIC with 41 years of industry experience. He holds Series 63 and Series 65 designations and has worked in advisory roles at Securities America Advisors and Securities America, Inc. since 1996. In addition to his advisory work, Wilkie owns Financial Strategies Group, where he engages in insurance sales. OSAIC serves a diverse client base, including retail and institutional investors such as high-net-worth individuals, pension and profit-sharing plans, and charitable organizations. The firm offers integrated brokerage and advisory services, utilizing asset-allocation tools and multiple investment platforms to provide portfolios tailored to client needs.

Manuel Horner is a financial advisor with Ameriprise in Chula Vista, CA, holding Series 63 and Series 65 licenses and bringing 18 years of industry experience. His prior work includes roles at Cuso Financial Services and North Island Credit Union. Outside of his financial advisory work, he serves as a basketball referee. Ameriprise offers retirement-income planning services primarily for clients nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver personalized recommendations through a centralized consulting team.

George Melbrod Jr. is a financial advisor with LPL Financial who holds Series 63 and Series 65 credentials and has 45 years of industry experience. His career includes roles at The Planners Network, National Planning Corp, and his own firm, Melbrod Financial Services Inc., where he is also involved in tax preparation services. He holds an outside fixed insurance license related to non-variable insurance products. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by advanced research and technology tools.

Jordi Teixido Teixido is a financial advisor at UBS Financial Services with three years of industry experience. He holds the Series 66 designation and previously worked at Santander International for ten years. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services.

Michael Wasserman is a financial advisor with UBS Financial Services in San Diego, CA, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He has been with UBS since 2016. Outside of his advisory role, he serves as a school board trustee for Cold Spring School and is a committee member of the nonprofit organization Hillel of Santa Barbara, which focuses on enhancing Jewish life on the college campus. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services, using proprietary research and model-based asset allocations to tailor plans according to client goals and risk tolerances.

Veronica Ramos Flores is a financial advisor with UBS Financial Services in San Diego, holding a Series 66 designation and two years of industry experience. She previously worked at Banco Santander International for twelve years. Outside of her advisory role, she serves as grantor and trustee for a wealth planning entity in San Diego. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client strategies.

Karen Brady is a financial advisor at LPL Financial with 42 years of industry experience. She holds the Series 63 and Series 65 credentials. Prior to joining LPL Financial in 2023, she worked at Wedbush Morgan Securities for 14 years. LPL Financial is a national broker-dealer and SEC-registered investment adviser that offers advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of financial planning and investment solutions including model portfolios, third-party asset management, and institutional platforms.

Analisa Mcguffie is a financial advisor with UBS Financial Services, holding a Series 66 designation and two years of industry experience. Prior to joining UBS in 2022, she held roles at Quality Controlled Manufacturing Inc. and the University of Arizona. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services and proprietary research to tailor investment plans and portfolio management.

Gilda Aceves is an International Wealth Advisor with Merrill Lynch Wealth Management. She specializes in developing personalized wealth management strategies for a select group of high net worth clients, focusing on areas such as family wealth management, international wealth management, managing new wealth, portfolio management services, and women and wealth. Gilda holds a Bachelor's Degree from San Diego State University and the Personal Investment Advisor (PIA) designation. She emphasizes a one-on-one approach to create financial strategies tailored to each client's long-term goals. In addition to her professional work, Gilda is actively involved in community volunteer activities and enjoys personal interests including cooking, music, reading, running, tennis, traveling, and spending time with her family.

Christopher Quinley is a Series 66-licensed financial advisor with LPL Financial in San Diego, CA, where he has worked since 2011. He has 20 years of industry experience, including five years at Ameriprise prior to joining LPL. Quinley is also co-owner and president of Liang & Quinley Tax Management and co-owner of Bruno Skorheim LLP, both of which provide tax preparation and accounting services. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering a range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm supports its advisors with model portfolios, third-party subadvisors, and various investment platforms while maintaining a broad range of related financial services.

Leonel Aceituno is a financial advisor at LPL Financial with 13 years of industry experience. He previously worked at Unionbanc Investment Services from 2013 to 2024 and Union Bank from 2008 to 2017. He holds Series 63 and Series 66 licenses. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Charity Schulz is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and 21 years of industry experience. She has been with J.P. Morgan Securities since 2012 and concurrently with JPMorgan Chase Bank, N.A. since 2010. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.