James Papas is a financial advisor at Mariner with 25 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at Charles Schwab and U.S. Bancorp Investments. Mariner serves a diverse client base including individuals, pension plans, trusts, and charitable organizations, offering investment management, financial planning, retirement plan consulting, and coordinated tax services. The firm utilizes customized discretionary portfolios supported by in-house research and third-party managers, with additional capabilities in tax integration and employer financial wellness solutions.

Scott Benson is a financial advisor at Concurrent Investment Advisors, LLC with 20 years of industry experience. He holds a Series 66 designation and has worked at firms including Purshe Kaplan Sterling Investments and Raymond James Financial Services Advisors. Outside of his advisory role, Benson serves as a FINRA arbitrator and is employed part-time with SEIU Local 280 in a union position related to horse racing events. Concurrent Investment Advisors, LLC is a multi-team SEC-registered advisory firm serving individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans. The firm emphasizes customized, primarily long-term portfolio management using ETFs, mutual funds, and other securities, supported by integrated operational tools and affiliated sub-advisory arrangements.

Gregg Whelan is a financial advisor at Oppenheimer with 43 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including D.A. Davidson & Co., Raymond James & Associates, Wells Fargo Clearing, and Citigroup Global Markets prior to joining Oppenheimer in 2023. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension and profit-sharing plans, charitable organizations, pooled investment vehicles, and IRAs. The firm offers a broad range of programs and advisory services across equity, balanced, and fixed-income portfolios, utilizing both discretionary and non-discretionary management approaches.

Lauren Mc Gowan is a CFP® with six years of industry experience and currently serves as a financial advisor at Corient. Her prior experience includes roles at Charles Schwab Bank, Dowling & Yahnke, and Hilltop Wealth Advisors. Corient provides investment advisory and financial planning services to a diverse client base including individuals, high-net-worth clients, trusts, pension plans, charitable organizations, and corporate entities. The firm employs a goals-based, team investment approach that integrates in-house strategies with third-party solutions and uses risk management tools and continuous portfolio monitoring to align investments with client objectives.

Luke Schork is a financial advisor with Integrated Wealth Concepts LLC in Carlsbad, CA, holding a Series 66 credential and nine years of industry experience. He has worked at Integrated Wealth Concepts since 2019, following two years at Independent Financial Partners and concurrent tenure with LPL Financial. Outside of his advisory roles, Schork is a licensed notary public. Integrated Wealth Concepts serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan advisory services, using customized portfolios and a combination of internal management and third-party asset managers.

Nicole Trakimas is a CFP® professional with one year of industry experience, currently serving as a financial advisor at Principal Financial Services. Her prior work includes a one-year tenure at Edward Jones and over a decade at the Financial Industry Regulatory Authority. Outside of finance, she has been involved with Carruth Cellars Winery, where she occasionally assists with grape crushing, bottling, and tasting room activities as a hobby. Principal Financial Services offers brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm’s advisory approach features direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager solutions through both adviser and promoter arrangements.

Tracy Yang is a financial advisor with Transamerica Financial Advisors who holds Series 63 and Series 65 licenses and has 10 years of industry experience. She has worked at Transamerica Financial Advisors since 2015 and Fastrack Financial Corporation since 2022, where she is an owner. Yang is also affiliated with World Financial Group, Inc. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement-plan services to individual investors, employer-sponsored plans, trusts, estates, charitable organizations, and businesses. The firm utilizes a model portfolio approach implemented through third-party managers and platform providers, supported by a large network of advisors and multiple program platforms.

Dominic Ramdin is a financial advisor at GWN Securities Inc. with a Series 66 designation and less than one year of industry experience. His prior work includes roles at Next Membranes, Northrop Grumman Corporation, and the University of California, Los Angeles. GWN Securities provides investment advisory and related services to individual and corporate clients through various managed account programs and financial planning services. The firm employs a mix of affiliated and unaffiliated sub-advisers and utilizes investment strategies that include market-timing and momentum-based approaches.

David Hobbs is a CFP® and CFA® affiliated with Corient, with five years of industry experience. He previously worked at Bordeaux Wealth Advisors and Ernst & Young. Corient provides investment advisory and financial planning services to a diverse client base, including individuals, trusts, pension plans, charitable organizations, and corporations. The firm employs a goals-based, team investment approach that combines in-house strategies with third-party manager solutions and utilizes risk management tools and stress testing to align portfolio exposures with client objectives.

Erick Montiel is a financial advisor with Independent Financial Group, LLC, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He previously worked at Morgan Stanley Smith Barney LLC for nine years before joining his current firm in 2022. Outside of his advisory role, he is involved consultatively in a family business and shares responsibilities related to a commercial property investment. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse clientele, including individuals, high-net-worth clients, trusts, and corporate and retirement plans. The firm uses a combination of firm- and third-party investment models, strategic asset allocation, and both active and passive portfolio management to develop tailored client strategies.

Duane Knopke is a financial advisor with Independent Financial Group, LLC, holding Series 63 and Series 65 licenses and bringing 51 years of industry experience. He worked at LPL Financial for 11 years before joining Independent Financial Group in 2009. Knopke also operates an independent insurance business focused on life, health, disability insurance, and fixed annuities. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base, including individuals, trusts, corporations, and charitable organizations. The firm offers financial planning and portfolio management through multiple platforms, utilizing both firm- and third-party models to tailor strategies based on client risk profiles.

Ira Tweed is a financial advisor at Lincoln Investment with 22 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with firms including Capital Analysts, Lincoln Investment, Great American Advisors, and Mass Mutual Life Insurance. In addition to his advisory roles, he is involved as an agent for insurance and fixed annuity products. Lincoln Investment Planning, LLC serves a broad client base including individual investors, high-net-worth clients, trusts, charities, and retirement plans, notably educators participating in 403(b) and 457(b) programs. The firm offers financial planning, portfolio management, and access to third-party managers, supported by an in-house Investment Management & Research team that constructs strategic model portfolios and dynamic strategies.

Evan Cohen is a financial advisor at Stratos Wealth Partners, Ltd with 16 years of industry experience. He holds the Series 66 designation and has previously worked at Edward Jones and Morgan Stanley. Cohen is based in San Diego, CA. Stratos Wealth Partners is an SEC-registered enterprise advisor with approximately 379 advisors and $18.6 billion in assets under management. The firm serves a broad mix of clients including individuals, retirement plans, corporations, nonprofits, and other institutions, offering customized portfolio management, financial planning, and outsourced CIO solutions through an independent contractor model and an open-architecture platform.

Nathan Sorkin is a CFP® and Series 65 credentialed financial advisor with Stratos Wealth Partners, Ltd, based in San Diego, CA. He has three years of industry experience and has held prior roles at San Diego State University, the City of Del Mar, and Torrey Pines High School. Stratos Wealth Partners is an enterprise firm with approximately 379 advisors managing about $18.6 billion in assets. The firm serves a diverse client base including individuals, retirement plans, corporations, nonprofits, and institutional clients, using a model that emphasizes independent advisor discretion and an open-architecture investment approach incorporating multiple third-party platforms and managers.

Halle Hewitt is a Series 65 licensed financial advisor with Stratos Wealth Partners, Ltd. in San Diego, CA, bringing one year of industry experience. Prior to joining Stratos, she worked at WCG Wealth Advisors, LLC and Fides Wealth Strategies Group. Hewitt’s background also includes roles outside the financial industry, such as positions at Ketch Grill & Taps and involvement with the YMCA San Diego. Stratos Wealth Partners, Ltd. is an SEC-registered enterprise adviser with approximately 379 advisors and $18.6 billion in assets under management. The firm serves a broad range of clients, including individuals, retirement plans, corporations, and nonprofits, employing an open-architecture investment approach that integrates multiple third-party platforms and managers to provide customized portfolio management and specialized planning services.

John Foster is a CFP® with 34 years of industry experience, currently affiliated with Independent Financial Group, LLC since 2026. His prior experience includes roles at Park Avenue Securities and Guardian Life, where he worked for 20 years. Outside of advisory services, he teaches financial professionals at Guardian on the Living Balance Sheet software and is also engaged in authoring books. Independent Financial Group, LLC serves a diverse client base including individuals, high-net-worth clients, trusts, and pension plans, offering financial planning and portfolio management through multiple platforms and third-party managers. The firm combines strategic asset allocation with active and passive investment approaches, providing tailored client strategies developed by its Investment Adviser Representatives.

Colin Domonoske is a financial advisor at Stratos Wealth Partners, Ltd with six years of industry experience. He holds a Series 65 designation and has worked at Brown Wealth Management and Allegiance Inc. prior to joining Stratos. Stratos Wealth Partners, Ltd is an SEC-registered enterprise firm with approximately 379 advisors managing around $18.6 billion in assets. The firm serves a diverse client base including individuals, retirement plans, corporations, nonprofits, and institutional clients, employing an IAR-driven model that offers customized portfolio management via an open-architecture platform integrating multiple third-party managers.

Laurel Packham is a financial advisor with Eagle Strategies (NY Life) based in Oceanside, CA. She holds a Series 66 designation and has 23 years of industry experience. Laurel has been affiliated with Eagle Strategies and New York Life since 2013 and 2014, respectively. Eagle Strategies serves a diverse client base including individuals, institutions, and retirement plans. The firm provides financial planning, investment management, and retirement-plan advisory services, emphasizing tailored recommendations and primarily managing assets on a non-discretionary basis.

Eron Reyes is a CFP®, CFA®, and Series 63-registered advisor with seven years of industry experience. He has worked at Mariner Wealth Advisors since 2019, following roles at Seaside Wealth Management and Wells Fargo. Reyes is also a consultant and contributor to Simplicity Ops Academy, where he helps develop educational course content on general finance concepts. Mariner serves a diverse client base including individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, corporations, and private funds with investment management, financial planning, retirement plan consulting, and coordinated tax services. The firm combines in-house research with third-party managers to implement customized discretionary portfolios, supported by tax and accounting integration and administrative family office services.

Michael Tobin is a financial advisor with Independent Financial Group, LLC in San Diego, CA, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. His prior experience includes roles at Hartford Funds Management Company, LLC, Hartford Funds Distributors, LLC, LPL Financial, and Invesco Advisers, Inc. He has worked with Capital Growth Inc. and Independent Financial Group since 2026. Independent Financial Group, LLC provides investment advisory and brokerage services to individuals, high-net-worth clients, trusts, corporate and pension plans, and charitable organizations. The firm utilizes firm- and third-party models, combining strategic asset allocation with multi-manager portfolios and ongoing due diligence, offering both discretionary and non-discretionary portfolio management through multiple platforms.