Ezekiel Cortez I is a financial advisor with Empower Advisory Group holding a Series 66 designation and has one year of industry experience. Prior to joining Empower, he worked at Vail Resorts and Whole Foods Market. Empower Advisory Group provides financial planning and investment management primarily for employer-sponsored retirement plan sponsors and their participants, delivering services through an integrated model tied to Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and manages a large participant base relative to its advisor headcount.

Jessica Marchesini is a financial advisor at Commonwealth Financial Network with 13 years of industry experience. She holds the Series 66 designation and has worked at Commonwealth since 2009, with a brief tenure at LPL Financial beginning in 2026. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and managing about $212.7 billion in client assets. The firm offers a comprehensive adviser-support platform including managed-account programs, access to third-party asset managers, and custody services.

Kevin Yang is a financial advisor with Empower Advisory Group in San Diego, CA, holding Series 63 and Series 66 credentials and two years of industry experience. He has been with Empower Advisory Group since 2025 and was previously affiliated with Empower Financial Services, Inc. from 2023. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm’s services are integrated with Empower’s recordkeeping and administrative platforms and emphasize long-term portfolio returns and annual rebalancing.

Elisabeth Cullington is a Certified Financial Planner (CFP®) with 25 years of industry experience. She is currently with Focus Partners Wealth, LLC and has prior experience at The Colony Group, LLC and HoyleCohen, LLC. Cullington also has a long-standing association with CT. General Life Insurance Company. Focus Partners Wealth serves individuals, high-net-worth families, family offices, and institutional clients with comprehensive wealth management and advisory services. The firm employs a long-term, tax- and fee-sensitive investment approach combining active and passive strategies within an enhanced open architecture framework.

Ian Carr is a financial advisor with Commonwealth Financial Network in San Diego, CA, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. Prior to joining Commonwealth in 2022, he worked at JPMorgan Chase Bank and JP Morgan Securities LLC from 2015 to 2021 and spent a year as a homemaker and at-home dad. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their retail and institutional clients. The firm offers a range of advisory programs and services, including discretionary model portfolios and personalized investment solutions, while providing operational, trading, technology, and compliance support to affiliated advisors.

Katherine Fries is a Certified Financial Planner® with 21 years of industry experience. She is currently with Beacon Pointe Advisors, LLC and previously spent over 17 years at The Family Firm. Beacon Pointe Advisors provides investment advisory and consulting services to a diverse range of individual and institutional clients. The firm employs a disciplined approach that includes allocating across third-party independent managers selected through a proprietary due-diligence process and offers a variety of services including discretionary wealth management, retirement plan consulting, and outsourced CIO solutions.

Brandon Borcic is a financial advisor at Empower Advisory Group with five years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at GWFS Equities, INC, Core Staff, Jeppesen Sanderson, and Staff Pro. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and certain retail brokerage clients. The firm uses an integrated model tied to Empower’s administrative platforms, offering both point-in-time financial plans and optional managed account solutions.

Arturo Mendez Vega is a financial advisor with VOYA Financial Advisors, Inc. He holds Series 63 and Series 65 licenses and has 10 years of industry experience. His prior roles include positions at Vanguard Marketing Corporation, TIAA-CREF, Empower Financial Services, and Tiaa. VOYA Financial Advisors, Inc. serves a diverse client base including individual and institutional investors, offering services such as financial planning, portfolio management, and plan-sponsor consulting. The firm emphasizes recommendation-based advice with a large portion of assets managed through non-discretionary arrangements and operates both as an SEC-registered investment adviser and broker-dealer.

Sheila Braun is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and four years of industry experience. Prior to joining Commonwealth in 2021, she worked at PricewaterhouseCoopers LLP for ten years. She is currently associated with Plan to Prosper alongside her role at Commonwealth. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides a range of advisory programs and back-office support, including portfolio management, trading, compliance, and technology services.

Daniel Parent is a financial advisor with TIAA-CREF in San Diego, CA, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. He has been with TIAA-CREF since 2015. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals—often those connected to TIAA-administered employer retirement plans—as well as to trusts, estates, partnerships, corporate entities, and small retirement plans. The firm’s advisory model separates one-time planning services from ongoing discretionary management through managed accounts that utilize model portfolios or customized portfolios managed under client-approved investment policies.

Adriana Pacheco is a financial advisor at Voya Financial Advisors, Inc. with 23 years of industry experience. She holds a Series 63 designation and has been with Voya since 2014. Outside of her advisory role, she is a professional ballroom dancer who performs at events, competes, and teaches. Voya Financial Advisors, Inc. serves a diverse client base including retirement plan sponsors, charitable organizations, corporations, and high-net-worth individuals. The firm offers financial planning, portfolio management, wrap programs, and consulting through multiple program structures, primarily operating with non-discretionary recommendations.

Matthew Digiacomo is a CFP® professional with 23 years of industry experience. He is currently affiliated with Commonwealth Financial Network and Core Financial Group since 2023, and previously worked at Woodbury Financial Services, Inc. from 2011 to 2023. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients, providing a range of advisory programs, investment management, and practice-management support. The firm offers discretionary model portfolios and customized program options, backed by substantial clearing and custody relationships.

Tedd Meyer is a Series 66-licensed financial advisor with seven years of industry experience. He currently works at TLG Advisors, Inc. and has previously held roles at J Alden Associates, Inc., Hornor Townsend & Kent Inc., Penn Mutual Life Insurance Co., and Northrop Grumman. Meyer is also a director at Newcleus LLC, where he provides life insurance solutions to credit unions, and he maintains an independent insurance agent role focused on life insurance sales. TLG Advisors, Inc. is an SEC-registered investment adviser managing approximately $2.0 billion in discretionary assets, serving a diverse client base including individuals, retirement plans, trusts, estates, charitable organizations, businesses, and institutional investors. The firm offers investment supervisory services, comprehensive financial and estate planning, and ERISA fiduciary services, employing a research approach based on fundamental analysis and Modern Portfolio Theory.

Stephan Sandoval is a financial advisor with Principal Financial Services in San Diego, CA, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. He has been with Principal Securities and Principal Life Insurance since 2010. Sandoval also serves as a bank officer with Principal Bank and Principal Trust Company, supporting retirement plan account relationships across multiple offerings. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty U.S. military personnel abroad. The firm offers financial planning, retirement plan consulting, and access to third-party money manager programs under various advisory and promoter arrangements.

Alan Pamintuan is a financial advisor at VALIC Financial Advisors with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Forthright Capital Partners, Forthright Capital Advisory, Pruco Securities, and The Prudential Insurance Company of America. He is also appointed as an agent to sell non-securities insurance products. VALIC Financial Advisors, Inc. serves primarily U.S. individuals, including high net worth and ultra-high net worth clients, as well as employer-sponsored retirement participants. The firm offers wrap programs, portfolio management, and financial planning through a large network of advisors, utilizing discretionary unified managed accounts on Envestnet’s platform combined with tax-aware and impact overlays.

Dauna Bohlken is a financial advisor with Voya Financial Advisors, Inc. in San Diego, CA, holding Series 63 and Series 65 credentials and bringing 29 years of industry experience. She has been with Voya since 2014, including roles at Voya Retirement Advisors and Voya Financial. Voya Financial Advisors, Inc. serves a broad range of individual and institutional clients, providing financial planning, portfolio management, wrap programs, and plan-sponsor consulting. The firm offers multiple program structures, including unified managed accounts and third-party money manager access, with a focus on recommendation-based, non-discretionary client relationships.

Michael Simon is a financial advisor with RBC Rochdale, LLC in La Jolla, CA. He holds a Series 66 designation and has five years of industry experience. His prior work history includes roles at Merrill and City National Rochdale, as well as positions outside the financial sector, including at Cinemark and Sal's Pizza and Baglery. RBC Rochdale serves a diverse client base, including high net worth individuals, corporations, charitable organizations, and government entities. The firm employs an active, multi-strategy investment process that integrates quantitative screening, fundamental analysis, and proprietary tools to tailor portfolios across various asset classes.

Gregory Ochinero is a financial advisor with Kestra Advisory, holding a Series 66 designation and seven years of industry experience. He has worked at Kestra Advisory since 2019 and concurrently holds roles with Sanmina Corporation and Kestra Investment Services, LLC. His other business activities include serving as a registered field assistant, providing backup support and client outreach. Kestra Advisory Services offers investment advisory and retirement-plan consulting to plan sponsors and a diverse range of institutional and individual clients. The firm provides services such as fiduciary consulting, plan design, and investment advice, managing approximately $79.8 billion in assets and serving large institutional investors including sovereign wealth funds.

Elaine Rodriguez is a financial advisor at Empower Advisory Group with three years of industry experience. She holds Series 65 and Series 63 licenses and previously worked at JPMorgan Chase Bank and J.P. Morgan Securities. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and retail brokerage account holders. The firm’s integrated service model is linked with Empower’s administrative platforms and emphasizes long-term portfolio returns, annual rebalancing, and clients’ savings rates.

Mark Berdan is a financial advisor with Principal Financial Services in San Diego, CA, holding the ChFC® and Series 63 credentials and possessing 39 years of industry experience. He has held roles at Principal Life Insurance Company since 1998 and operates Mark Berdan Insurance Services, Inc. in addition to his advisory work. Berdan also sells health insurance and ancillary group benefits through various carriers. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty U.S. military personnel stationed internationally. The firm offers financial planning, retirement plan consulting, and access to third-party money manager programs, with investment implementation typically managed on a discretionary basis.