Blake Soto is a financial advisor with RBC Securities, Inc. in La Mesa, CA, holding Series 63 and Series 66 licenses and five years of industry experience. His previous roles include positions at Navy Federal Investment Services, Sprott Asset Management USA, and Stifel. Outside of finance, he has worked as a part-time grill cook at Chipotle Mexican Grill. RBC Securities, Inc. provides wealth management and brokerage services to individuals, trusts, estates, IRAs, and retirement plans through its wrap-fee investment advisory program. The firm integrates investment advisory services with affiliated sub-advisors and a broad financial services group that includes banking, trust, and municipal advisory activities.

David Gotz is a financial advisor with Hilltop Securities Inc. in San Diego, CA, holding a Series 63 designation and 44 years of industry experience. He has been with Hilltop Securities since 1982. Hilltop Securities serves individual, high-net-worth, and institutional clients through investment advisory and broker-dealer services, offering managed accounts, financial planning, retirement-plan advisory, and annuity solutions. The firm combines custody, banking, and market-making capabilities and utilizes both third-party and proprietary strategies.

Courtney Hincks is a financial advisor with Concurrent Investment Advisors, LLC, holding Series 63 and Series 65 licenses and seven years of industry experience. Her prior roles include positions at Commonwealth Financial Network, J.P. Morgan Securities LLC, and Northwestern Mutual. Outside of her advisory work, she coaches youth lacrosse for the Coronado Lacrosse Club. Concurrent Investment Advisors, LLC is an SEC-registered firm providing wealth management, investment management, financial planning, and retirement advisory services to individuals, families, trusts, businesses, and retirement plans. The firm manages approximately $15.7 billion in assets with around 240 advisors, employing a long-term, portfolio-driven investment approach using ETFs, mutual funds, and selected individual securities.

David Ohanian is a financial advisor with RBC Securities, Inc. in San Diego, CA, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has worked at City National Securities since 2017 and was previously with UnionBanc Investment Services. Outside of his advisory role, Ohanian serves on the boards of the Old Globe regional theater and the UCI Beal Applied Innovation incubator program. RBC Securities, Inc. provides wealth management and brokerage services to individuals, trusts, estates, IRAs, and retirement plans through its wrap-fee investment advisory program. The firm is affiliated with a broad financial services group and utilizes RBC Rochdale as a sub-advisor to implement discretionary asset allocation strategies.

Spencer Morgan is a Series 65 licensed financial advisor with six years of industry experience. He is currently with Cantor Fitzgerald Investment Advisors and previously worked at TBM Consulting Group and Efficient Market Advisors, LLC. Cantor Fitzgerald Investment Advisors, L.P. provides discretionary investment management and advisory services to a diverse client base including individual, high-net-worth, and institutional investors. The firm employs a strategic approach using proprietary ETF model portfolios and offers specialized value and income strategies alongside fixed-income management.

James Thomas Jr. is a CFP® and ChFC® with over 43 years of industry experience. He is currently affiliated with Calton & Associates, Inc. and has held roles at Superior Planning, LLC and Carmel Capital Partners. Outside of his advisory work, he serves as a trustee for the Catholic Community Foundation of San Diego and is a board member of Build a Miracle, a nonprofit focused on housing and employment support. Calton & Associates serves individual investors, retirement plans, trusts, and estates, offering portfolio management, financial planning, and access to third-party money managers. The firm provides tailored investment recommendations through multiple program structures and combines fee-based and commissionable products in its dual registration as both a registered investment adviser and broker-dealer.

Sandra Mapp is a Series 66 licensed advisor at Savvy with 12 years of industry experience. She previously worked at Mercer Global Advisors and Epstein and White Financial. Outside of advising, Mapp serves as Vice President of the Mt Miguel High School Foundation in a volunteer capacity. Savvy provides investment and financial planning services to individuals, trusts, businesses, ERISA plan sponsors, and charitable organizations. The firm emphasizes customized, primarily index-based investment strategies combined with active equity and tax-aware direct indexing, supported by third-party sub-advisers and technology platforms.

Forrest Padilla is a CFP® professional with 21 years of industry experience, currently serving at Concorde Asset Management, LLC since 2018. He previously worked with Independent Financial Group, LLC for 14 years and has operated Financial Designs LTD since 2005. Outside of his advisory work, he co-hosts a weekly financial radio show on KOGO AM 600 in San Diego. Concorde Asset Management serves a diverse client base, including high-net-worth individuals and corporate retirement plans, offering discretionary and non-discretionary portfolio management along with tailored financial planning. The firm utilizes model portfolios and third-party strategists, acting as an overlay manager to implement asset allocation and trading strategies.

Joan Koss is a financial advisor with AlphaCore Capital LLC, holding CFP® and ChFC® designations, and has 22 years of industry experience. Her prior roles include 15 years at TIAA/TIAA-CREF and shorter tenures at Stordahl Capital Management and Callan Capital. AlphaCore Capital LLC is an independent wealth advisory firm serving individual, high-net-worth, entity, and institutional clients. The firm offers comprehensive wealth planning and investment management with an emphasis on alternative investing alongside traditional strategies, managing accounts largely on a discretionary basis and utilizing third-party managers when appropriate.

Alan Clopine is a financial advisor with Pure Financial Advisors, LLC and holds a Series 65 designation. He has 15 years of industry experience, including 14 years with Pure Financial Advisors, Inc. prior to joining the current firm. Outside of his advisory role, he is the managing member of Sandy Lots, LLC, a business involved in ownership and management oversight of rental units in Phoenix, Arizona. Pure Financial Advisors provides financial planning and portfolio management services primarily to individual and high-net-worth clients, as well as trusts, estates, charitable organizations, and pension and profit-sharing plans. The firm emphasizes a planning-centered investment approach overseen by an Investment Committee and incorporates tax-aware strategies, diversified portfolios, and use of sub-advisers for specialized investment sleeves.

Daniel Conners is a financial advisor with AlphaCore Capital LLC in La Jolla, CA, holding Series 63 and Series 65 licenses and 42 years of industry experience. His career includes ten years at UBS Financial Services and prior roles at Entrust Wealth Advisors and Arete Wealth Management. He is a limited partner investor in Sorrento Ventures, a venture capital firm, with no operational management responsibilities. AlphaCore Capital LLC is an independent wealth advisory firm serving individual, high-net-worth, institutional clients, and entities. The firm combines traditional and alternative investment strategies with comprehensive wealth planning, trustee services, and retirement plan advisory, emphasizing multi-asset diversification through both direct management and third-party sub-advisers.

Timothy Voytko is a financial advisor with Sovran Advisors, LLC in San Diego, CA, holding Series 63 and Series 65 registrations and bringing 36 years of industry experience. His prior roles include positions at Metlife Securities Inc., MassMutual Investors Services, and Integrative Wealth Partners, where he currently serves as a partner. Sovran Advisors serves individuals, corporations, and retirement plan sponsors by providing financial planning, advisory relationships, and portfolio management across multiple program types. The firm employs a combination of active and passive investment strategies and uses technology-supported rebalancing and administrative services tailored to client objectives.

Michael Cadis is a financial advisor at Sovran Advisors, LLC with 25 years of industry experience. He holds the CFP® and ChFC® designations and has previously worked at Mass Mutual Investors Services, Massachusetts Mutual Life Insurance Company, and MetLife Securities Inc. Cadis is also a licensed insurance agent involved in the sale of life, health, disability, annuities, and long-term care insurance. Sovran Advisors provides investment advisory and financial planning services to individuals, high-net-worth clients, charitable and corporate entities, and retirement plans. The firm manages client assets through a combination of advisor-managed portfolios, model portfolios, and third-party managers, offering tailored solutions based on written investment policy statements and regular reviews.

Kurt Volker is an investment advisor representative with Octavia Wealth Advisors LLC in San Diego, CA, holding a Series 66 designation and 10 years of industry experience. He previously worked at Morgan Stanley Wealth Management and AXA Advisors. In addition to his advisory role, Volker is involved with Octavia Risk Management LLC, where he implements insurance products. Octavia Wealth Advisors is a multi-team SEC-registered firm managing approximately $2.15 billion for a diverse client base including individuals, high-net-worth clients, trusts, businesses, and municipal entities. The firm uses proprietary models favoring low-cost ETFs, mutual funds, and individual securities, with a long-term investment approach complemented by alternative investments and specialized retirement plan advisory services.

Vaughn Woods is a financial advisor with Bolton Securities Corporation in La Jolla, CA, holding a CFP® designation and Series 63 and 65 licenses. He has 40 years of industry experience and has been affiliated with Bolton Global Asset Management and Bolton Global Capital since 2007, as well as operating Vaughn Woods Financial Group since 2005. Outside of advisory work, he is the owner and president of Vaughn Woods Financial Group, Inc., and is licensed to sell fixed insurance products. Bolton Global Asset Management provides discretionary and non-discretionary asset management and financial planning services to a diverse client base, including individuals, high-net-worth investors, and institutions. The firm’s advisor-driven approach customizes portfolios using mutual funds, ETFs, equities, and fixed-income securities, emphasizing long-term investing combined with tactical trading and rebalancing.

Lisa Hohl is a financial advisor at Wedbush Securities Inc. with six years of industry experience. She holds Series 63 and Series 65 licenses and has held roles at Morgan Stanley, Northwestern Mutual Investment Services LLC, and Wedbush Securities. Hohl also leads The Kelly-Pitchkolan Wealth Management Group, a team operating under Wedbush Securities. Wedbush Securities serves a diverse clientele including individual and high-net-worth investors, foundations, and institutional clients. The firm offers brokerage and SEC-registered investment advisory services across multiple asset classes and operates various managed account and wrap fee programs.

Robert Holaday is a financial advisor with Infinity Financial Services Advisory and holds a Series 63 designation. He has 43 years of industry experience and has been associated with Infinity Financial Services Advisory since 2021, with prior experience at Holaday & Associates Financial & Insurance Services dating back to 1974. He is also the owner of Holaday Financial and Insurance Services, a fixed insurance business. Infinity Financial Services Advisory serves individuals, including high-net-worth clients, pension and profit-sharing plans, charitable organizations, and small businesses. The firm provides discretionary portfolio management and financial planning using a variety of analytical methods and investment strategies across multiple asset classes.

Richard Glass is an investment advisor representative with Sovran Advisors, LLC, holding Series 63 and Series 65 licenses and 19 years of industry experience. His prior roles include positions at Mass Mutual Investors Services, MassMutual Life Insurance Company, and AXA Advisors. Glass also sells fixed insurance products on a limited basis. Sovran Advisors serves individuals, corporations, and retirement plan sponsors with financial planning, advisory relationships, and portfolio management that incorporates both active and passive strategies across multiple asset classes.

Jessica Passier is a financial advisor with Madison Avenue Securities, LLC, holding Series 65 and Series 66 licenses and bringing 11 years of industry experience. She previously worked at Girard Securities from 2014 to 2018 before joining Madison Avenue Securities in 2018. Outside of her advisory role, she works part-time as a server and bartender for an event service company. Madison Avenue Securities provides investment advisory and brokerage services primarily to individual and high-net-worth clients, offering pension consulting, college-savings assistance, and services for charitable institutions. The firm manages approximately $2.0 billion for around 14,000 clients through multiple advisory models that include discretionary and non-discretionary portfolio management.

Marci Bair is a CFP®-credentialed financial advisor with The Wealth Consulting Group in San Diego, CA, bringing 33 years of industry experience. She has been associated with WCG Wealth Advisors, LLC and LPL Financial, LLC since 2014 and has led Bair Financial Group since 1998. The Wealth Consulting Group offers fee-based wealth management, portfolio management, financial planning, and retirement-plan advisory services to a diverse client base, including individuals, corporate and plan sponsors, charities, trusts, and estates. The firm employs a tailored investment approach combining fundamental, technical, macroeconomic, and quantitative analysis, and integrates legal-service pathways alongside its advisory offerings.