Stephen Lucero is a financial advisor with UBS Financial Services in San Jose, CA, holding Series 63 and Series 65 credentials and over 33 years of industry experience. He has been with UBS since 1999. Lucero serves as a board member and advisor for Camp Kesem, a nonprofit organization supporting children with parents who have terminal illnesses. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor plans according to clients’ goals and risk tolerances.

Susan Huang Cramer is a financial advisor with Morgan Stanley in Cupertino, CA, holding Series 63 and Series 65 licenses and possessing 28 years of industry experience. She has worked with Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2010. Outside of her advisory role, she is the owner of the Cramer Family Trust. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools as part of its advisory services.

Zifeng Chen is a financial advisor with Fidelity Investments in Campbell, CA, holding a Series 66 designation and one year of industry experience. Prior to joining Fidelity in 2025, Chen worked at East West Bank and UBS. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including Charitable Gift Funds and registered investment companies. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction, offering model portfolios built from mutual funds, ETFs, and ETPs through systematic methodologies and long-term asset allocation benchmarks.

Byron Ishiwata is a financial advisor at Cetera with 23 years of industry experience and holds a Series 66 credential. His prior work includes significant tenures at Avantax and 1st Global Advisors. Outside of his advisory role, he serves as the Head Minister of the Konko Church of San Jose and as Assistant Chief Administrative Minister for the Konko Church of North America. He is also a partner in the CPA firm Johanson & Yau and serves on the advisory board of the Japanese American Museum of San Jose. Cetera Investment Advisers LLC is an SEC-registered adviser that supports a large network of independent advisors, serving individuals from non-high-net-worth to high-net-worth clients, as well as retirement plans, corporate, charitable, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform featuring both affiliated and third-party managers.

Thomas Cochran is a financial advisor with LPL Financial, holding a Series 63 designation and bringing 42 years of industry experience. He previously worked for BancWest Investment Services for 24 years before joining LPL Financial in 2023. Outside of advising, he is involved with the Civil Service Commission for the City of San Jose. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Sumer Tatangelo is a financial advisor at Ameriprise with 10 years of industry experience. He holds the Series 66 designation and has been with Ameriprise and its affiliate firms since 2015. Tatangelo is based in Campbell, CA. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a Premier Retirement Income service designed for clients nearing or in retirement, providing customized planning advice focused on reliable income sources and tax-aware withdrawal strategies.

Talin Shaheen is a financial advisor at Merrill with a Series 66 credential and one year of industry experience. Prior to joining Merrill and Bank of America, N.A., Shaheen held positions at JPMorgan Chase and Premierone Credit Union. Outside of finance, Shaheen worked in the food service industry and has experience in education. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutions.

Shana Hudson is a financial advisor with Ameriprise in Morgan Hill, CA, holding a Series 63 designation and over 33 years of industry experience. She has worked at Ameriprise and Ameriprise Financial Services, Inc. since 1993. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on written recommendation reports and ongoing retirement-income planning advice. The firm’s approach includes tax-aware withdrawal strategies and uses proprietary research and third-party data within a defined investment framework.

Daljibhai Chaudhari is a financial advisor at Wells Fargo Clearing with a Series 66 designation and four years of industry experience. He has been with Wells Fargo Clearing since 2021 and also has experience at Wells Fargo Bank, NA dating back to 2018. Prior to his financial services career, he worked in roles including at Global Space Web Tech Pvt Ltd and Costa Coffee. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a broad investment menu that includes insurance-related vehicles and bank deposit sweep options.

David Farkouh is a CFP® with 22 years of industry experience, currently serving as a financial advisor at Ameriprise in San Jose, CA. He has been with Ameriprise and its affiliated entities since 2003. Ameriprise is an institutional firm offering a retirement-income planning service focused on clients with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide annual, non-discretionary retirement recommendations, supported by a centralized consulting team and algorithmic tools overseen by a Retirement Income Oversight Committee.

Carlton Pace is a financial advisor at RBC Capital Markets with 35 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including City National Bank, Wells Fargo Clearing, and Prudential Equity Group. Based in San Jose, CA, he has been with RBC Capital Markets and City National Bank since 2018. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers comprehensive advisory programs with tailored investment strategies implemented through a combination of in-house and third-party managers, along with integrated capital-markets capabilities.

Thomas Blakeley is a financial advisor with Wells Fargo Clearing in San Jose, CA, holding Series 63 and Series 65 credentials and 18 years of industry experience. He has been with Wells Fargo Clearing since 2016 and has also worked at Wells Fargo Bank NA since 2011. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm combines internal research with third-party analytics to offer diversified investment solutions and provides a range of financial products through its bank and insurance affiliates.

Thomas Vanderzwaag is a financial advisor with LPL Financial in San Jose, CA, holding Series 63 and Series 66 licenses and possessing 12 years of industry experience. Prior to joining LPL Financial in 2017, he worked at National Planning Corporation from 2014 to 2017. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Thuy Le is a financial advisor with Ameriprise based in San Jose, CA, holding a Series 66 designation and 22 years of industry experience. She has been with Ameriprise and its affiliated entities since 2004. Le serves on the Board of Directors for the American Beethoven Society and is a trustee at San Jose State University. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, known for its Premier Retirement Income service that provides personalized retirement income planning and tax-aware withdrawal strategies.

Haley Rudee is a financial advisor at UBS Financial Services with one year of industry experience. She holds the Series 66 designation and has a diverse background including roles at University Carlos III of Madrid, California Closets, and work with private families. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, combining institutional trading capabilities with wealth management services tailored by proprietary research and model-based asset allocations.

Barbara Littlepage is a financial advisor with Ameriprise in San Jose, CA, holding a Series 63 designation and 36 years of industry experience. She has worked at Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Outside of her advisory role, she serves as Treasurer on the board of the Gamma Eta House Corporation of Delta Gamma. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on income sources and tax-aware withdrawal strategies.

Diego Llano is a Financial Consultant at Fidelity Investments, a role he has held since 2025. He specializes in providing thoughtful guidance and partnership to his clients, focusing on understanding their individual goals and values to build tailored financial strategies. Diego supports clients through various financial scenarios, including market fluctuations, retirement planning, and significant life changes. He has accumulated experience in the financial services industry through prior positions as a Financial Advisor at Merrill Lynch from 2024 to 2025, a Financial Consultant at Charles Schwab from 2021 to 2024, and a Private Client Banker at J.P. Morgan Chase between 2019 and 2021. Diego holds a California Insurance License, adding to his professional qualifications. Outside of his professional career, Diego engages in activities related to family, fitness, movies, music, parenthood, and surfing.

Jeffrey Alejandro Jr. is a financial advisor at LPL Financial with 24 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at firms including Raymond James Financial Services, Addison Avenue Investment Services, and First Tech Federal Credit Union. He is also a partner in his wife's skincare business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, and institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Caroline Brodersen is a financial advisor at UBS Financial Services with 42 years of industry experience, all spent with UBS since 1984. She holds Series 63 and Series 65 credentials and is based in San Jose, CA. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings. The firm combines institutional trading capabilities with wealth management services and provides a broad range of financial products and capital markets services.

Bryon Botsford is a financial advisor at Morgan Stanley with 26 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Wells Fargo Clearing, Citigroup Global Markets, Barclays Capital, and Lehman Brothers. He serves as a board member of the Tall Trees Foundation, a nonprofit organization based in Palo Alto, CA. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individual and institutional clients. The firm provides tailored financial planning supported by structured processes and proprietary planning tools.