Mansoor Saqi is a financial advisor at Merrill with nine years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Wells Fargo Clearing Services LLC and Wells Fargo Bank NA. Saqi’s background also includes a brief tenure at Home Depot. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services and implements model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions. The firm offers various portfolio approaches developed by internal and third-party managers and supports a range of client types including pension plans, corporations, and charitable organizations.

Gregory Mabra is a financial advisor at Edward Jones in Roseville, CA, holding a Series 66 designation with one year of industry experience. His prior work history includes roles at First Command Brokerage Services Inc. and Patriot Group Global, as well as experience outside the financial services sector. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of discretionary and non-discretionary investment strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Jacquelyn Gallo is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 22 years of industry experience. She has worked at Wells Fargo Bank NA since 2003 and has been with Wells Fargo Clearing since 2016, following five years at Wells Fargo Advisors LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute.

Glenn Kenes is a financial advisor with Ameriprise in Auburn, CA, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. He has been with Ameriprise and its affiliate since 2015. Kenes serves on the Board of Directors for the Boys and Girls Club of Placer County and is Secretary of the Gold Country Foundation. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement with significant investable assets, combining research and modeling with written recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Mike Oroszi is a Financial Consultant at Fidelity Investments, where he works with clients to help them pursue their financial goals. He has extensive experience in the financial services industry, having held various roles at T. Rowe Price from 2009 to 2023, including Vice President of Client Implementation and Client Operations, as well as Senior Manager and Supervisor positions in advisory and financial institution services. Mike holds a California Insurance License, supporting his work in financial consulting. Outside of his professional career, he and his family enjoy outdoor activities available in the Northern California area, including biking, camping, snowboarding, tennis, and traveling.

Kevin Cueva is a financial advisor at Morgan Stanley with 10 years of industry experience. He has held positions at Morgan Stanley Private Bank, J.P. Morgan Securities, and J.P. Morgan Chase. He holds Series 63 and Series 66 licenses and is based in Sacramento, CA. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and offers services that incorporate structured planning tools and various investment strategies.

Annette Holt is a financial advisor with Raymond James Financial Services Advisors, Inc. in Roseville, CA, holding a Series 66 designation and bringing 19 years of industry experience. She has worked with Tri Counties Bank since 2016, where she serves as Operations Supervisor and Branch Manager Delegate, assisting advisors and providing client services. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, institutions, and charitable organizations. The firm provides tailored, non-discretionary planning and encourages implementation through various advisory programs while supporting municipal and public finance work through a unique affiliated municipal advisor.

James Biasotti is a financial advisor with OSAIC in Roseville, CA, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He has previously worked at Royal Alliance Associates, Inc. and Signator Investors, Inc. Biasotti operates The Sportsman's Financial Advisor, where he also teaches Social Security and Medicare planning classes at a local community college. Additionally, he serves as co-trustee on a family trust and is a volunteer manager and part owner of a local hunting club. OSAIC serves a diverse range of retail and institutional clients through a broad network of affiliated advisers, offering integrated brokerage, investment advisory services, and access to multiple third-party money managers. The firm employs asset-allocation tools and automated rebalancing to construct portfolios across a wide variety of asset classes.

Nichol Nadeau is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 credentials and bringing 29 years of industry experience. She has been affiliated with Addison Avenue Investment Services and Raymond James since 2012 and provides backup notary services for First Tech Federal Credit Union. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, institutions, and charitable organizations. The firm employs tailored, non-discretionary planning using analytical tools to model potential outcomes and supports a broad array of advisory programs and institutional consulting.

Darrell Cleland is a financial advisor with Ameriprise in Sacramento, CA, holding a Series 66 designation and 26 years of industry experience. He has been with Ameriprise and its affiliated entities since 2009. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports on income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis through a centralized consulting team, delivering tailored, algorithm-supported advice primarily for clients with Ameriprise-managed accounts.

Margaret Lunsford is a financial advisor at Robert W. Baird & Co. with 22 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Robert W. Baird since 2021, following roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. The DDK Group at Robert W. Baird & Co. serves individual, corporate, pension, and charitable clients through comprehensive wealth management services, including financial planning, portfolio management, and separately managed account programs. The firm uses a combination of manager-traded and model-traded strategies supported by internal research and technology, managing approximately $394 billion in regulatory assets.

David Hillesland is a CFP® professional with 31 years of industry experience, currently serving as a financial advisor at Charles Schwab in Roseville, CA. He has been with Charles Schwab and Charles Schwab Bank since 2009. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance, leveraging a multi-asset model portfolio approach and comprehensive due diligence on alternative investments.

Hyong Leung is a financial advisor with LPL Enterprise holding a Series 66 designation and four years of industry experience. His prior roles include positions at The Prudential Insurance Company of America and Pruco Securities LLC, as well as self-employment and work at Ivoclar Vivadent. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, access to model portfolios, and third-party asset management, utilizing an integrated platform that combines adviser programs with the sale of other financial products.

Pamela Rosse is a financial advisor with Cetera, holding the ChFC® designation along with Series 63 and Series 65 licenses, and has 31 years of industry experience. She has been with Cetera and its affiliated entities since 2016 and also serves as a client services manager at Gba Wealth Group. Outside of her advisory roles, she acts as co-trustee and holds durable power of attorney for financial management and personal care decisions for her mother. Cetera Investment Advisers LLC operates a multi-manager platform serving individual, retirement plan, corporate, charitable, and institutional clients nationwide. The firm provides a range of portfolio management, financial planning, and retirement services, with over 10,000 advisors and more than $256 billion in assets under management.

Craig Gorman Jr. is a Financial Advisor at Merrill Lynch Wealth Management. He joined Merrill in 2019 after a 15-year career building and running an IT business that provided end-to-end IT solutions for various businesses across the west coast. This experience involved analyzing and solving client problems and delivering tailored solutions. Craig earned his FINRA Series 66 and Series 7 registrations prior to joining Merrill. He holds the Chartered Retirement Planning Counselor (CRPC) designation and is a Personal Investment Advisor (PIA). His educational background includes a High School Diploma from White Pine High School, and attendance at Western Nevada Community College, University of Nevada - Reno, and Simpson University, without degree completion. In his advisory role, Craig emphasizes understanding his clients' visions of success to devise personalized financial plans. His focus areas include college education planning, divorce transition planning, family wealth management, legacy planning, liquidity management, personal retirement planning, portfolio management, small business strategies, investment strategy, and tax minimization. Outside of work, he enjoys baseball, basketball, camping, fishing, football, golfing, music, soccer, spending time with family, and traveling.

Michael Irwin is a financial advisor at Wells Fargo Clearing with 12 years of industry experience. He holds the Series 66 designation and has been with Wells Fargo Clearing since 2016, following four years at Wells Fargo Advisors, LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment menus.

Ashlyn Rollins Koons is a CFP®-certified financial advisor with six years of industry experience, currently affiliated with LPL Financial. Her prior roles include positions at Norcal Financial Group and teaching assignments at Kansas State University and other academic institutions. She also serves as a lecturer at California State University, Chico, and works in tax preparation and accounting related to investment activities. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, supported by research and model portfolios, including services for both discretionary and non-discretionary asset management.

Brieanna Churchill is a financial advisor at Merrill with seven years of industry experience and a Series 66 designation. She has worked at Bank of America, N.A. and Merrill since 2017 and has prior experience outside the financial sector at Kremer Family Chiropractic. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Daniel Lowe is a Senior Financial Advisor with Merrill Lynch Wealth Management. He has been with Merrill since 1997 and brings 30 years of experience in the financial services industry. Daniel’s expertise includes corporate benefit programs such as equity compensation, defined benefit, defined contribution, and nonqualified deferred compensation plans. He focuses on integrating corporate benefits into clients' long-term financial strategies. Daniel holds a Bachelor's degree from the University of California, Berkeley. Prior to joining Merrill, he worked with Wells Fargo Bank in the 401(k) division, specializing in serving Spanish-speaking clients. He also spent three years at Financial Engines in Palo Alto as a Manager of Business Development. Daniel and his business partner, Jeff Nielsen, concentrate on wealth management for families and small businesses, with client focus areas including college education planning, family wealth management strategies, and investment consulting for defined contribution plans. Daniel’s professional designations include Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Outside of his professional work, he enjoys playing tennis, swimming, golf, and soccer.

Laila Kassardjian is a financial advisor at Wells Fargo Clearing with 35 years of industry experience. She holds the Series 63 designation and has worked at Wells Fargo Clearing since 2016, following five years at Wells Fargo Advisors LLC. Outside of her advisory role, she provides in-home supportive services to her elderly sister, assisting with grocery shopping, light housekeeping, and meal preparation. Wells Fargo Clearing offers retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, providing both discretionary and non-discretionary investment advisory solutions. The firm’s approach is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.