Richard Mclinden III is a financial advisor with Raymond James Financial, holding a Series 66 designation and 15 years of industry experience. He previously worked at Edward Jones for eight years before joining Raymond James in 2019. He is also involved with Oakcrest Advisors in a non-owner, support role. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting services to a wide range of clients, including individuals, corporations, and institutional investors, using tailored, non-discretionary planning and analytical tools to support client goals.

Brian Hanley is a Financial Advisor at Merrill Lynch Wealth Management. He provides financial advisory services within the firm. Additional details regarding his experience, education, credentials, or personal interests have not been provided.

John Schantz III is a financial advisor with Ameriprise Financial Services, holding a Series 66 designation and nine years of industry experience. He has worked at Ameriprise since 2018 and previously spent two years at Merrill. Schantz also served in the U.S. Army Reserves from 2010 to 2017. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service focused on retirement-income planning through a centralized team and non-discretionary implementation, utilizing investment research and algorithmic tools to support tax-aware withdrawal strategies and Social Security claiming options.

Garrett Frazier is a financial advisor with LPL Financial, holding a Series 66 designation and having one year of industry experience. He previously worked at Fund Services Group and completed his education at the University of Oklahoma. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a network of over 22,800 advisors.

Jeffrey Howell is a financial advisor with Edward Jones in Tomball, TX, holding Series 63 and Series 66 licenses. He has 27 years of industry experience, all with Edward Jones since 1998. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Molly Anders is a financial advisor at Fidelity with 14 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Fidelity Investments since 2021, following prior roles at Wells Fargo Clearing, Wells Fargo Advisors, LLC, and Wells Fargo Bank, N.A. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to a variety of clients, including retail and institutional investors, with a focus on discretionary portfolio management and fund advisory. The firm uses a combination of fundamental research, quantitative analysis, and systematic methodologies to construct model portfolios and plays a formal advisory role to multiple registered investment companies.

Gregory Cater Sr. is a financial advisor with Cetera who holds the Series 63 and Series 66 designations and has 46 years of industry experience. He has worked at Cetera and its affiliated entities since 2000 and serves as president of Cater Wealth Management. Cater also acts as a FINRA arbitrator. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual and institutional clients through a nationwide network of advisors. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Kurt Murphy is a Senior Financial Advisor with Merrill Lynch Wealth Management. In his role, he focuses on helping clients build and manage wealth through personalized financial planning strategies. He specializes in family wealth management strategies, managing new wealth, and personal retirement planning. Kurt holds a Bachelor's Degree from Florida Atlantic University and is designated as a Personal Investment Advisor (PIA). He emphasizes working closely with clients to develop customized financial strategies aimed at pursuing their long-term goals. Outside of his professional responsibilities, Kurt enjoys spending time with his family and engaging in activities such as golfing, cooking, fishing, reading, and traveling. He is also involved in community volunteer work following Merrill's tradition of community participation.

Nicole Stokes is a financial advisor at Morgan Stanley with 30 years of industry experience. She has been with Morgan Stanley since 2009. Stokes holds a Series 63 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Nicholas Hirstein is a financial advisor at J.P. Morgan Securities with 14 years of industry experience. He holds Series 63 and Series 66 designations and has been with J.P. Morgan Securities since 2012. Prior to that, he worked at JPMorgan Chase Bank, N.A. starting in 2011. J.P. Morgan Securities LLC provides consulting services to institutional clients, including corporations and foundations, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm delivers these services alongside brokerage, distribution, and investment management capabilities as a subsidiary of J.P. Morgan.

Jonas Peterson is a financial advisor at J.P. Morgan Securities with 29 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at J.P. Morgan Securities since 2012, following a long tenure at Bank One, Wisconsin. He serves on the Board of Directors for Citizens for Animal Protection. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Joseph Canlas is a financial advisor at Merrill with nine years of industry experience. He holds a Series 66 designation and has worked at Bank of America and Merrill since 2016. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Angela Caraway is a financial advisor with Wells Fargo Clearing in The Woodlands, TX, holding Series 63 and Series 66 licenses and eight years of industry experience. She has been with Wells Fargo Bank since 2016 and joined Wells Fargo Clearing in 2026. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, retirement plan consulting, and brokerage solutions to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and emphasizes research-driven portfolio management and a comprehensive suite of financial products through its bank and insurance affiliates.

Rene Ewing is a financial advisor at Robert W. Baird & Co. with 28 years of industry experience. He has been with Robert W. Baird since 2015 and holds Series 63 and Series 66 designations. He is part of The DDK Group, a team within Baird’s Private Wealth Management department that serves individuals, corporate clients, pensions, profit-sharing plans, and charitable organizations. The firm provides a range of services including financial planning, portfolio management, separately managed accounts, and municipal advisory services, supported by internal research and a combination of manager-traded and model-traded strategies.

Peter Cymbala III is the Senior Resident Director at Merrill Lynch Wealth Management's Hughes Landing office in The Woodlands. He joined Merrill Lynch in 1998 and has held multiple management positions within the firm. He is a FINRA Registered Principal and focuses on client wealth management and advisory business management. Peter's expertise includes college education planning, family wealth management strategies, personal retirement planning, philanthropic planning, small business strategies, sports and entertainment, tax minimization, and retirement income. He holds a Personal Investment Advisor (PIA) designation. He earned both a Bachelor of Business Administration and an MBA from the University of Phoenix. Outside of work, Peter enjoys biking, boating, camping, cooking, hiking, running marathons, spending time with his family, traveling, and woodworking.

Ted Lukeman is a financial advisor with Osaic, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. He has worked with Royal Alliance Associates since 2011. Outside of advisory services, he operates a sole proprietorship as a general agent offering major medical and life insurance. Osaic Wealth, Inc. serves a broad mix of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm provides integrated brokerage and investment advisory services with a focus on asset allocation, risk management, and access to third-party money managers and wrap programs.

Kara Averitt is a financial advisor with Merrill based in The Woodlands, TX. She holds the Series 66 designation and has been with Merrill since 2012, including seven years under its affiliation with Bank of America. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Mark Hemann is a financial advisor with Thrivent Investment Management in Spring, TX, holding Series 63 and Series 65 licenses and possessing 38 years of industry experience. He has been with Thrivent and its predecessor, Thrivent Financial for Lutherans, since 2002. Outside of his advisory role, Hemann serves as a board member and treasurer for the Northampton Municipal Utility District and co-manages a family-owned ranch property. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on holistic, goal-based analyses across various planning areas without portfolio management for institutional clients. The firm allows clients to combine planning with managed-account programs through a consolidated billing option called “WealthPlan” while keeping these services separate.

Debra Hilton is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 36 years of industry experience. She has been with LPL Financial since 2009 and also serves as Executive Vice President of D. Hilton Associates, a management consulting firm specializing in human resource and compensation consulting for the credit union industry. Hilton is licensed to sell non-variable life insurance and receives commissions for this business. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, participant-level retirement advice, and institutional platforms, supported by a large network of investment adviser representatives and a wide range of strategic and tactical investment options.

Jared Poullard is a financial advisor at Wells Fargo Clearing with 17 years of industry experience. He has held positions at Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors, LLC from 2011 to 2016. He holds Series 63 and Series 65 licenses and is based in The Woodlands, Texas. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment management. The firm’s advisory approach is IPS-driven and incorporates modern portfolio theory, with a range of investment options including insurance-related vehicles and bank deposit sweep programs.