Abio Jino David Ladu Meleby is a financial advisor at Merrill with a Series 66 credential and no prior industry experience. His background includes roles at Dark Alpha Capital and Pekepay Remittance Services, as well as involvement with the University of North Florida and its Board of Trustees. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to a broad client base that includes individuals, high-net-worth clients, and institutional investors.

Melissa Churchwell is a CFP® professional with 16 years of industry experience, currently affiliated with Raymond James Financial Services Advisors, Inc. She has previously worked at Truist Advisory Services and Bb&T Securities, LLC. Churchwell serves as Secretary on the board of the St. Johns County Industrial Development Authority, which issues tax-exempt bond financing for local manufacturing and nonprofit facilities. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and municipal entities. The firm emphasizes tailored financial planning and non-discretionary investment consulting, often providing advisory support rather than discretionary management.

Thomas Heed is a financial advisor with Equitable Advisors in Jacksonville, FL, holding a Series 66 designation and two years of industry experience. Prior to joining Equitable Advisors, he worked at Northwestern Mutual Investment Services and Ben Carter. Outside of his advisory work, Heed referees youth lacrosse games on weekends. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through third-party programs. The firm employs a hybrid referral and implementation model, offering both advisory and brokerage channels tailored to client goals and risk tolerance.

Candace Huston is a financial advisor at Fidelity with eight years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at Petros Estate & Retirement Planning. Outside of her advisory role, she is involved in several promotional marketing activities predominantly in the beverage and event sectors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm manages discretionary and non-discretionary portfolios, including fund advisory and model portfolio delivery, and engages in activities such as commodity pool operation and fund governance.

Collin Wright is a financial advisor with Fidelity Investments in Jacksonville, FL, holding Series 65 and Series 63 licenses. He has one year of industry experience and has worked in various roles, including positions at Florida State University and Indian Rocks Christian School. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver discretionary and non-discretionary advisory services, model portfolios, and fund advisory.

Lawrence Christian is a financial advisor at Raymond James & Associates with 44 years of industry experience. He holds a Series 63 designation and has been with Raymond James & Associates since 2016. The firm is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $500.956 billion in assets and serving a broad client base including individuals, pension plans, corporations, and government entities. Raymond James emphasizes non-discretionary wealth advisory planning and investment consulting, supported by a broad affiliate network and active involvement in municipal and public finance.

Michael Jones is a CFP® professional affiliated with Fidelity with seven years of industry experience. His career includes roles at Fidelity Brokerage Services LLC and prior work in education with VIPkid and the Seoul Metropolitan Office of Education. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage diversified portfolios and provide advisory solutions.

Eric Golden is Vice President and Financial Consultant at Fidelity Investments. In this role, he works closely with clients and their families to develop customized financial strategies that integrate various aspects of their financial lives, utilizing Fidelity's resources and technology. Eric has been with Fidelity Investments since 2016, holding several positions including Financial Consultant, Portfolio Specialist, Client Management Representative, Workplace Planning Consultant, Investment Solutions Representative, and Financial Services Representative. He holds insurance licenses in Arkansas and California. Outside of his professional responsibilities, Eric has interests in baseball, beach activities, football, military service, outdoor adventures, and volunteering.

Matthew Halfmann is a financial advisor with Fidelity in Jacksonville, FL, holding Series 63 and Series 66 licenses and bringing five years of industry experience. His prior work includes roles at Fidelity Brokerage Services LLC, OneMain Financial, TD Bank, and Members First Credit Union NH. Outside of his advisory work, he is a landlord managing a residential rental property in New Hampshire. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, offering a range of portfolio management and advisory solutions that utilize proprietary research, quantitative analysis, and algorithmic portfolio construction methods.

Darrell Sweeting is a financial advisor with Merrill based in Jacksonville, FL, holding a Series 66 license and bringing 10 years of industry experience. He has worked with Merrill since 2015 and Bank of America since 2016. Outside of his advisory role, he is involved part-time as an event DJ for a family business called Precision Sounds Entertainment. Merrill provides managed account services through the Select Portfolio Solutions program to a broad client base including individuals, high-net-worth clients, and institutional investors. The firm offers model-based and discretionary investment strategies integrated with Bank of America’s corporate platform.

Joshua Gilliland is a financial advisor at Fidelity with Series 63 and Series 66 credentials and two years of industry experience. His background includes service in the United States Army from 2018 to 2022 and various roles at Fidelity Investments since 2023. He has also held positions at Louisiana State University Shreveport and the St. Johns County Board of County Commissioners. He works at Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm applies a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios using mutual funds, ETFs, and ETPs.

Clayton Maloy Jr. is a financial advisor with Merrill, holding a Series 66 designation and 14 years of industry experience. He has been with Merrill and Bank of America since 2013. Merrill provides managed account services through the Select Portfolio Solutions program, serving a diverse client base that includes individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm offers various model-based and discretionary investment strategies integrated within Bank of America's broader corporate platform.

Melanie Gilbert is a financial advisor with Merrill in Jacksonville, FL, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. She has been with Merrill Lynch, Pierce, Fenner & Smith, Inc. since 2000. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base that includes individuals, high-net-worth clients, pension and profit-sharing plans, and charitable organizations. The firm integrates its investment offerings with Bank of America’s broader corporate platform, providing access to a wide range of products and services.

Philip Pouey is a financial advisor with Fidelity, holding a Series 66 designation and 13 years of industry experience. He has worked with various Fidelity entities since 2015. Outside of his advisory role, he is a partner in a real estate holding company involved in property management. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, offering discretionary and non-discretionary portfolio management, fund advisory, and model portfolio delivery. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction, serving a broad range of investors including registered investment companies and charitable funds.

Garrett Roberson is a financial advisor at Merrill with a Series 66 credential and less than one year of industry experience. Prior to joining Merrill, he held various roles in the hospitality and retail sectors, including positions at Fogo de Chao, Cantina Louise, and Bahama Breeze. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies designed for individuals, high-net-worth clients, and institutional investors.

Sanford Zimmerman is a financial advisor at Morgan Stanley with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. Zimmerman also serves as president of River Garden Hebrew Home, a nursing home care organization in Jacksonville, FL. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a wide range of advisory programs and tailored financial planning services. The firm employs structured planning tools and a sophisticated investment approach, managing approximately $2.74 trillion in client assets.

Kenneth Rose is a financial advisor at Merrill with 12 years of industry experience. He holds a Series 66 credential and has been with Merrill and Bank of America since 2013 and 2014, respectively. Outside of his advisory role, he is involved part-time with Revive America's Homes LLC, a company that purchases distressed properties for rehabilitation and resale. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, and institutional investors.

Arden Godshall is a financial advisor at Merrill based in Jacksonville, FL, holding a Series 66 designation with four years of industry experience. Prior to joining Merrill, Arden worked at Bank of America, N.A. and has experience in the technology sector with Smart Building Technologies. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a varied client base including individuals, high-net-worth clients, and institutional fiduciaries.

Valeri Cain is a financial advisor at Merrill with a Series 66 credential and 16 years of industry experience, all with Merrill. She is based in Ponte Vedra Beach, FL. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base that includes individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm’s integration into Bank of America’s broader platform allows access to a wide range of products and services beyond typical managed account offerings.

Robert Claggett is a financial advisor with Fidelity in Jacksonville, FL, holding Series 66 and Series 63 licenses and bringing 12 years of industry experience. He has worked with various Fidelity entities since 2013, including Fidelity Brokerage Services, Fidelity Personal and Workplace Advisors, and Fidelity Investments. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery. The firm integrates proprietary fundamental research with quantitative analysis and algorithmic portfolio construction, managing portfolios through systematic methodologies and leveraging affiliations with sub-advisers.