Xavier Mendoza Jr. is a financial advisor with Octavia Wealth Advisors LLC in San Diego, CA. He holds a Series 66 designation and has 15 years of industry experience. Prior to his current roles at Octavia Wealth Advisors and Octavia Risk Management, he worked at Equitable Advisors and Axa Advisors. Octavia Wealth Advisors is an SEC-registered multi-team firm managing approximately $2.15 billion for a diverse client base including individuals, high-net-worth clients, trusts, estates, businesses, retirement plans, and institutional entities. The firm employs customized portfolios using proprietary models that incorporate low-cost ETFs, mutual funds, individual securities, and alternative investments, with a focus on long-term strategies and specialized services for state and municipal clients as well as retirement plans.

Donald Van Dyke is a financial advisor with Sovran Advisors, LLC in San Diego, CA, holding the ChFC® designation and Series 63 and 66 licenses, with 26 years of industry experience. His prior experience includes roles at Mass Mutual Investors Services, MetLife Securities Inc., and Cetera Wealth Services, LLC. Outside of his advisory work, Van Dyke is an owner of an online health and wellness products business and teaches karate classes through the Chula Vista Parks and Recreation program. Sovran Advisors serves individuals, corporations, and retirement plan sponsors with financial planning and portfolio management, utilizing both discretionary and non-discretionary strategies across multiple program types. The firm employs a combination of active and passive investment exposures, working with written investment policy statements and leveraging internal and third-party portfolio models.

Albert Shapiro is a financial advisor with PFG Advisors based in El Cajon, CA. He holds Series 65 and Series 63 licenses and has six years of industry experience. His prior roles include positions at United Planners, OSAIC, and Securities America, Inc. Outside of his advisory work, he is involved as a financial advisor with MyPoint Credit Union. PFG Advisors provides fee-based investment advisory services to a diverse client base, including individuals, retirement plans, trusts, charitable organizations, and financial institutions. The firm’s investment approach utilizes model portfolios and third-party managers, emphasizing macro allocation with index-based ETFs and multi-platform access to diversified investment options.

Brandon Bol is a CFP® with six years of industry experience, currently serving as a financial advisor at AlphaCore Capital LLC in La Jolla, CA. His prior experience includes roles at The Colony Group, LLC and HoyleCohen, LLC. Outside of his advisory role, he is involved in managing investment holdings through JoMar_MAE LLC. AlphaCore Capital LLC is an independent wealth advisory firm serving individual, high-net-worth, institutional clients, and entities. The firm combines traditional and alternative investment strategies, offering comprehensive wealth planning, investment management, and specialized services such as trustee and ERISA retirement plan advisory, often managing accounts on a discretionary basis and utilizing third-party sub-advisers.

Michael Mcgreevy is a financial advisor with AlphaCore Capital LLC in La Jolla, CA, holding a Series 63 designation and 28 years of industry experience. He worked previously at Private Asset Management, Inc. for 24 years before joining AlphaCore Capital in 2022. AlphaCore Capital LLC is an independent wealth advisory firm that serves individual, high-net-worth, entity, and institutional clients. The firm offers comprehensive wealth planning and investment management, emphasizing alternative investing alongside traditional equity and fixed-income strategies to pursue multi-asset diversification and resilience.

Juan Carlos Moreno is a financial advisor with Snowden Capital Advisors LLC, holding a Series 66 designation and 20 years of industry experience. He has been with Snowden Lane Partners since 2016. Outside of his advisory role, Moreno owns El Corridor Group, a business providing corn husk materials for restaurant use. Snowden Capital Advisors serves high-net-worth individuals, family offices, foundations, pension plans, endowments, and other institutional clients. The firm offers discretionary and non-discretionary portfolio management, investment consulting, and financial and estate planning, utilizing a range of investment tools and third-party managers while maintaining client oversight.

Denise Kamel is a Series 66 licensed financial advisor with 12 years of industry experience. She is currently with Navy Federal Investment Services, LLC and Navy Federal Financial Group, LLC, having joined in 2026. Prior to this, she spent nine years at Commonwealth Financial Network and five years at CUSO Financial Services, LP. Navy Federal Investment Services primarily serves members of Navy Federal Credit Union as well as individual, trust, and institutional clients, providing financial planning, retirement-plan fiduciary services, and portfolio management through advisory programs and brokerage channels. The firm utilizes third-party portfolio managers and offers overlay services and a Private Wealth Consulting program for high-net-worth clients.

Scott Schechter is a financial advisor with Eagle Strategies (NY Life) in San Diego, CA, holding CFP® and ChFC® designations with 24 years of industry experience. He has been affiliated with New York Life and its related entities since 2002. Outside of his advisory role, Schechter serves on the board of the ACLU of San Diego & Imperial Counties and volunteers with Amplified Impact Partners, a nonprofit that provides strategic consulting services to other nonprofit organizations. Eagle Strategies serves a diverse client base including individual investors and institutional clients, offering financial planning, investment management, and retirement-plan advisory services. The firm provides tailored advice through multiple program types and manages a majority of its assets on a non-discretionary basis.

Jonah Shafer is a CFP® professional with seven years of industry experience, currently serving as a financial advisor at Mercer Global Advisors Inc. in San Diego, CA. His prior experience includes roles at Prosperity Wealth Planning, Raymond James, and Ameriprise Financial. Mercer Global Advisors provides investment advisory and planning services to individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments. The firm’s investment approach is based on Modern Portfolio Theory, employing globally diversified portfolios with multi-factor tilts and implementing a range of strategies including low-cost ETFs, separate account managers, and private funds.

Dennis Bavin is a financial advisor with Guardian Life and holds a Series 66 designation. He has 14 years of industry experience, including roles at Park Avenue Securities, MassMutual Life Insurance Company, and AXA Advisors. Outside of his advisory work, he is also an outside insurance broker in San Diego. Park Avenue Securities, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage services, financial planning, and investment advisory programs to individuals, pension plans, charitable organizations, and corporate clients. The firm offers both discretionary and non-discretionary advisory relationships utilizing in-house and third-party model portfolios, along with hybrid digital advisory solutions.

Thomas Alford is a CFA® charterholder with 16 years of experience in financial advisory roles. He is currently with Independent Financial Partners and IFP Securities, LLC, having previously worked at Triad Advisors, Resources Investment Advisors, OSAIC, and LPL Financial. In addition to his advisory work, he operates Trailhead Financial, a non-investment-related business. Independent Financial Partners provides investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent advisors. The firm supports a multi-advisor platform serving tens of thousands of clients and offers both decentralized investment strategies and centralized asset management options, with notable capabilities in retirement-plan advisory and pension consulting.

Randy Goodsell is a financial advisor at Independent Financial Group, LLC with 19 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Independent Financial Group since 2011. Goodsell is also a certified public accountant and a 50% owner of Goodsell & Company CPAs, where he provides tax, audit, and consulting services. Independent Financial Group, LLC is a dual-registered broker-dealer and SEC-registered investment adviser serving individuals, charities, corporations, and plan sponsors. The firm offers brokerage, portfolio management, financial planning, and retirement plan services through a national network of Investment Adviser Representatives and utilizes multiple advisory platforms and third-party asset managers.

Ethan Willis is a financial advisor with Citigroup Global Markets, holding a Series 66 designation and 19 years of industry experience. He has worked at Citigroup Global Markets since 2014 and at HSBC Securities (USA) Inc. since 2013. Outside of his advisory role, Willis serves as the head coach of the La Jolla High School rugby team. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies and maintains in-house research and security-pricing activities, supporting both discretionary and non-discretionary investment approaches.

Jason Giorgio is a CFP® professional with 29 years of industry experience, currently affiliated with Primerica Advisors and Park Avenue Securities. He has worked with Guardian Life Insurance Company of America since 2008 and engages in selling life insurance products from selected carriers to meet client needs. Park Avenue Securities serves a diverse retail client base, offering brokerage and advisory services, financial planning, and business consulting. The firm employs a combination of proprietary and third-party investment strategies and supports a range of account-level services, including lending solutions and donor-advised funds.

David Keely is a CFP® professional with 16 years of industry experience. He is currently with Valic Financial Advisors and has previously worked at Agia, CUSO Financial Services, LP, and Edward Jones. Outside of his advisory role, he serves as chairperson of a local 501(c)(3) organization formed to support a Boy Scout troop’s chartering and program delivery. Valic Financial Advisors serves U.S.-based individual investors, including high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction and management.

Kevin Tostado is a financial advisor with Eagle Strategies (New York Life) in San Diego, CA, holding Series 63 and Series 65 licenses with four years of industry experience. He has worked with Eagle Strategies since 2024 and has been affiliated with NYLIFE Securities LLC and New York Life Insurance Company since 2023. Outside of finance, he owns Tostie Productions, LLC, through which he has produced and directed multiple motion pictures, and he volunteers with the Community Emergency Response Team in San Diego. He also serves on local community boards, including the San Carlos Area Council and the Our Lady of Grace Catholic School Parent Teacher Group. Eagle Strategies serves individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services primarily on a non-discretionary basis. The firm emphasizes tailored advice and operates within the New York Life affiliate structure, offering various program types including fee-based advice, retirement plan consulting, and advisory services linked to insurance and annuity products.

Vernon Eberly is a CFP® professional with five years of industry experience, currently serving at Focus Partners Wealth, LLC. He has previously worked at The Colony Group, LLC and HoyleCohen, LLC. Focus Partners Wealth, LLC provides wealth advisory and investment management services to individuals, families, retirement plans, institutions, and businesses. The firm employs a long-term investment approach that combines active and passive strategies within an enhanced open architecture framework and offers a range of services including portfolio management, financial counseling, and fiduciary consulting.

Kevin Carlin is a financial advisor at Commonwealth Financial Network with 15 years of industry experience. He holds a Series 66 designation and has worked at Commonwealth since 2017 and LPL Financial since 2012. Outside of his advisory role, Carlin is involved in a nutritional supplement business and owns an online apparel company, Trail Comfort. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and managing over $212 billion in client assets. The firm offers a range of managed account programs and access to third-party asset managers, providing both discretionary and non-discretionary portfolio management options.

Nathan Parker is a CFA® charterholder with 15 years of industry experience. He has been with Commonwealth Financial Network in San Diego, CA since 2013. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 affiliated advisors and their individual and institutional clients. The firm offers a broad adviser-support platform including managed-account programs, access to third-party asset managers, and custody and clearing services.

Vincent Zupo is a CFP® professional with 20 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory, Inc. He has held prior roles at GW&K Investment Management, AlphaCore Wealth Advisory, and Sage Rhino Capital LLC. Zupo is a member of the City of El Segundo Investment Advisory Committee. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations based on Schwab’s asset allocation models and research tools. The firm operates within the Schwab ecosystem and does not exercise discretionary trading authority, distinguishing its approach from many enterprise wealth managers.