William Bridell is a financial advisor at Wells Fargo Clearing with 32 years of industry experience. He holds Series 63 and Series 65 credentials and has worked previously at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Outside of his advisory role, he owns a rental property in Mountain Brook, Alabama. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and includes a discretionary investment option, with a notable inclusion of insurance-related products and bank deposit sweep options in its investment menus.

Richard Hirsch is a financial advisor with Morgan Stanley in Birmingham, AL, holding Series 63 and Series 65 licenses and bringing 48 years of industry experience. He has been with Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC since 2009. Outside of finance, Hirsch works as an independent contractor in landscape architecture consulting. Morgan Stanley Wealth Management serves individual and institutional clients through a range of advisory programs, offering tailored financial planning supported by structured processes and advanced modeling tools. The firm manages approximately $2.74 trillion in client assets and provides services both directly and under corporate agreements.

Wendy Magnuson is a financial advisor at Morgan Stanley in Birmingham, AL, with 17 years of industry experience. She has been with Morgan Stanley since 2014 and holds Series 63 and Series 66 licenses. Morgan Stanley Wealth Management provides a broad range of advisory programs to individual and institutional clients, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and scenario modeling as part of its financial planning process.

Timothy Pitts is a financial advisor at Cetera with 26 years of industry experience and holds a Series 66 designation. He also serves as president of Lischkoff & Pitts PC, a tax consulting and preparation firm, and is involved in developing RFID chip technology through Indago Devices Inc. Additionally, he owns and operates Top Financial Advisors, providing financial planning services. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients. It offers a range of portfolio management and financial planning services through a nationwide network of independent advisors and supports multiple program structures and investment strategies.

Victoria Hale is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. She has worked previously at Investment Distributors Inc and Concourse Financial Group Securities Inc. In addition to her advisory role, she serves as a FINRA arbitrator, acting as a dispute decision maker in investment-related cases. Cetera Investment Advisers LLC is an SEC-registered adviser offering services through a nationwide network of independent advisors. The firm serves a wide range of clients, including individuals, retirement plans, corporate and charitable clients, and institutional accounts, with access to various portfolio management options and third-party money managers.

Gregory Burchell is a financial advisor with Morgan Stanley in Birmingham, AL, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has been with Morgan Stanley since 2009 and has worked at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering advisory programs and tailored financial planning to individual and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools, including Monte Carlo simulations and secular return estimates, as part of its financial planning process.

Paulette Farquhar is a financial advisor with Cetera, holding a Series 66 credential and 12 years of industry experience. She has worked at various Cetera affiliates since 2025 and previously spent eight years with Concourse Financial Group Securities Inc. Outside of her advisory role, she also works as a flight attendant for Southwest Airlines and serves as a part-time substitute teacher with Hoover City Schools. Cetera Investment Advisers LLC is a nationwide advisory firm that serves individual, retirement plan, corporate, charitable, and institutional clients through a multi-manager platform offering discretionary and non-discretionary portfolio management, financial planning, and access to both affiliated and unaffiliated third-party managers.

Morgan Paugh is a financial advisor at Raymond James & Associates with one year of industry experience. He holds the Series 66 designation and previously worked at Regions Bank for six years and at the University of Alabama for four years. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing roughly $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary services with a range of portfolio management styles and affiliated research.

William Poe is a financial advisor with STIFEL, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. He has been with STIFEL since 2015. STIFEL serves a diverse client base including individuals, institutional clients, and nonprofit organizations, offering brokerage and investment advisory services supported by proprietary investment analysis and allocation methodologies developed by its Investment Strategy Group.

Malin Tate is a financial advisor with Ameriprise in Birmingham, AL, holding a Series 66 designation and 19 years of industry experience. She has been with Ameriprise and its affiliate since 2006. Outside of her advisory role, she has involvement in a non-investment-related real estate ownership activity. Ameriprise is a large institutional firm offering a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets. The firm provides written Recommendation Reports using research and modeling techniques, emphasizing tax-smart withdrawal strategies and asset bucketing, supported by a centralized consulting team.

Clay Cochran is a financial advisor at Ameriprise with 12 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Ameriprise and its affiliate firms since 2014. Outside of his advisory role, he serves as Treasurer on the Board of Directors for Vestavia Hills Youth Football. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement who meet specific asset criteria. The firm combines research, modeling, and tax-efficiency analysis to deliver written recommendation reports, supported by a centralized consulting team, and provides a broad range of advisory, brokerage, and insurance solutions.

Robert Crane is a financial advisor with Cambridge Investment Research Advisors in Birmingham, AL, holding a Series 66 designation and five years of industry experience. He previously worked at Morgan Stanley for three years and has a diverse background including roles in education and banking. Outside of his advisory role, he is involved as Vice President at TIPTON ADVISORY GROUP and holds agent positions in insurance and financial planning through related entities. Cambridge Investment Research Advisors serves a broad client base including individuals, retirement plans, charitable organizations, and trusts by providing financial planning, investment management, and retirement plan advisory services. The firm offers a range of portfolio management solutions and uses both proprietary and third-party investment strategies, with services delivered through a large network of independent financial professionals.

John Damrich is a financial advisor at Morgan Stanley in Birmingham, AL, holding Series 63 and Series 65 licenses with five years of industry experience. His prior roles include positions at Wells Fargo Clearing and Stifel. Outside of finance, he has worked in several capacities at The University of Alabama and briefly at Innisfree Irish Pub. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by structured discovery processes and firm-approved tools.

Stacy Murdoch is a financial advisor with Primerica Advisors in Birmingham, AL, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. She has been with Primerica Advisors and Primerica Financial Services since 1993 and also operates EHR Financial Group, focusing on investment-related sales and affiliated product referrals. Additionally, she is an owner and partner of Lorna Ridge Group, LLC. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and selective separately managed accounts. The firm uses third-party asset managers and a wrap-fee structure, emphasizing oversight and model curation.

Amanda Reid is a financial advisor at Cetera with 23 years of industry experience. She holds a Series 66 designation and has been with Cetera and its affiliate firms since 2013. In addition to her advisory role, she serves as an accounting manager for Regions Investment Services. Cetera Investment Advisers LLC offers a broad range of investment advisory services through a nationwide network of independent advisors, serving individual, retirement, corporate, charitable, and institutional clients with multi-manager portfolio options and varied program structures.

Charles Norwood is a Series 66 registered advisor with Morgan Stanley in Birmingham, Alabama, where he has worked since 2013, including 11 years at Morgan Stanley Private Bank, National Association. He has 23 years of industry experience. Outside of his advisory role, he is an officer of Ricky's Place, LLC, a recreation business in Birmingham. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutions with a wide range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and modeling techniques in its financial planning process.

Mark Cole is a financial advisor with Wells Fargo Clearing in Birmingham, AL, holding a Series 66 designation and nine years of industry experience. He previously worked at Bank of America and Merrill. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, wrap-fee programs, and retirement plan consulting. The firm combines brokerage and advisory solutions and utilizes research from Wells Fargo Investment Institute alongside diversification and modern portfolio theory principles in its investment approach.

David Anthony is a financial advisor with Raymond James & Associates based in Birmingham, AL. He holds a Series 63 designation and has 42 years of industry experience. He has been with Raymond James & Associates since 2013. Raymond James & Associates, Inc. is a large dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves individuals, institutional clients, pension and profit-sharing plans, charitable organizations, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary services.

Andrew Clanton is a financial advisor at Wells Fargo Clearing with nine years of industry experience. He holds the Series 66 designation and previously worked at Merrill for ten years. Outside of his advisory role, he serves as a junior board member for Unless U, a nonprofit organization based in Vestavia Hills, Alabama. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a range of financial products, such as insurance-related vehicles and bank deposit sweep options.

Lori Kirkner is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 66 credentials and bringing 33 years of industry experience. Her career includes roles at Wells Fargo Clearing and TD Ameritrade prior to joining Wells Fargo Advisors Financial Network in 2026. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm uses proprietary research and planning tools to develop tailored recommendations covering a broad range of planning areas, including specialized services such as business-owner transition and special-needs analysis.