Albert Herzog III is a CFP® and ChFC® with 42 years of experience in financial advisory services. He is currently with EP Wealth Advisors and has held leadership roles at Executive Wealth Management, LLC, EWM Capital, LLC, and other affiliated firms. Outside of advisory roles, he is involved in tax preparation through EWM Tax Solutions, LLC and owns an independent financial consulting business, Herzog and Associates. EP Wealth Advisors, LLC is an independent, fee-only registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm employs a suitability-driven process for portfolio management and offers services including financial planning, retirement plan advisory, tax preparation, and estate-document facilitation.

Adam Phillips is a CFP®, CFA®, and Series 63 registered advisor with EP Wealth Advisors in Torrance, CA, bringing 13 years of industry experience. He has been with EP Wealth Advisors since 2014. EP Wealth Advisors, LLC is a fee-only, independent registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm uses a suitability-driven process to create and manage portfolios with a range of investment vehicles and offers discretionary portfolio management, financial planning, retirement plan advisory, tax preparation, and estate-document facilitation.

Gabriela Heffernan is a financial advisor with Principal Financial Services who holds a Series 66 designation and has 25 years of industry experience. Her prior roles include positions at CUNA Brokerage Services, Cuna Mutual Group, and Lincoln Financial Advisors. She also serves as a bank officer supporting Principal retirement plan account relationships across the firm’s insurance, broker, and trust services. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and business entities. The firm offers financial planning, retirement plan consulting, and access to third-party money manager programs under both advisory and promoter arrangements.

Maarten Kerstens is a CFP® professional at EP Wealth Advisors with 13 years of industry experience. He previously worked at The Vanguard Group, Inc. for 12 years and has held roles at Harbour Investments, Inc. and Thompson Wealth Management. Outside of his advisory work, he is an independent insurance agent. EP Wealth Advisors is a registered investment adviser serving individuals, corporate and business clients, and retirement plans. The firm offers customized wealth management and financial planning services, employing a variety of investment strategies including fundamental and technical analysis, and provides ancillary services such as tax preparation and estate-document support for qualified clients.

Michael Chechel Jr. is a financial advisor at EP Wealth Advisors with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Executive Wealth Management, Private Client Services, and INVEST Financial Corp. Outside of his advisory role, he owns MC3 Financial Planning Corp, which manages income and taxes. EP Wealth Advisors, LLC is a fee-only, independent registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm employs a suitability-driven process for portfolio management and offers additional services such as tax preparation and estate-document facilitation.

Natalia Amato is a financial advisor at Ep Wealth Advisors with 12 years of industry experience. She holds a Series 66 designation and has previously worked at Cetera Investment Services LLC, Cetera Advisor Networks LLC, InvestCloud Inc., Infosys Limited, Niagara International Capital Limited, and Finestone Partners. Ep Wealth Advisors serves individual, corporate, and retirement plan clients by offering wealth management, discretionary portfolio management, and financial planning services. The firm employs customized model portfolios with fundamental, technical, and cyclical analysis, and provides ancillary services such as tax preparation and estate-document preparation for qualified clients.

Michael Ramirez Jr. is a CFP® and Series 65-registered financial advisor with 15 years of industry experience. He has been with EP Wealth Advisors since 2018 and previously worked at Private Asset Management, Inc. from 2010 to 2018. EP Wealth Advisors is a fee-only, independent registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm uses a suitability-driven process to create and manage portfolios and offers a range of services including financial planning, retirement plan advisory, tax preparation, and estate-document facilitation.

Robert Mccarty is a financial advisor at EP Wealth Advisors with eight years of industry experience and holds a Series 65 credential. He has been with EP Wealth Advisors since 2022 and has also been involved with Technology Ventures Corporation since 2014. Outside of his advisory role, he serves as a board member and advisor to the CEO and CTO of Prism Analytics, Inc., a technology-based startup focusing on predictive analytics for supply chain issues. EP Wealth Advisors is an independent, fee-only registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm offers discretionary portfolio management, financial planning, retirement plan advisory, and ancillary services such as tax preparation and estate-document facilitation, employing a suitability-driven investment process across various asset classes.

Tom Nguyen is a CFP® with eight years of industry experience, currently serving as a financial advisor at EP Wealth Advisors since 2018. Prior to this, he spent 17 years at The Capital Group. Outside of his advisory role, he is an advisory board member and chair of the finance and investment committee for the Friendship Foundation, a nonprofit focused on programs for individuals with developmental disabilities. EP Wealth Advisors is a fee-only, independent registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm uses a suitability-driven process to develop and manage portfolios and offers services including financial planning, retirement plan advisory, tax preparation, and estate-document facilitation.

Daiana Kelleyian is a CFA® charterholder with 12 years of industry experience. She is currently with EP Wealth Advisors, where she has worked since 2019. Prior to that, she held roles at City National Rochdale, RIM Securities, LLC, and City National Bank. EP Wealth Advisors, LLC is a fee-only, independent registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm uses a suitability-driven process to manage portfolios and offers a range of services including financial planning, retirement plan advisory, tax preparation, and estate-document facilitation.

Armando Estevane is a CFP®-certified financial advisor at EP Wealth Advisors with 12 years of industry experience. His career includes roles at Fidelity Investments and JP Morgan Chase Bank prior to joining EP Wealth Advisors. EP Wealth Advisors is a registered investment adviser serving individuals, corporate clients, and retirement plans. The firm offers wealth management, financial planning, and ancillary services, employing customized portfolios and a range of investment strategies including fundamental and technical analysis.

Ryan Kuhn is a CFP® professional with three years of experience in financial advising. He is currently with EP Wealth Advisors, where he has worked since 2019. Prior to that, he held roles at Pathlight Investors and Wageworks and has experience related to Arizona State University. EP Wealth Advisors, LLC is a fee-only, independent registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm offers discretionary portfolio management, financial planning, retirement plan advisory, and ancillary services such as tax preparation and estate-document facilitation, utilizing a suitability-driven process and a range of investment vehicles.

German Amaya Jr. is a financial advisor with Citigroup Global Markets holding Series 65 and Series 66 licenses and two years of industry experience. His prior work includes positions at Bank of America, Merrill, JP Morgan, and Amazon, among others. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and execution services. The firm combines large institutional scale with unique market roles, implementing multi-asset, multi-manager strategies through discretionary and non-discretionary programs.

Daniel Potter is a financial advisor at EP Wealth Advisors with Series 63 and Series 65 credentials and three years of industry experience. Prior to joining EP Wealth Advisors in 2025, he worked at TBFM, LLP dba Buffington Mohr McNeal for three years and spent eight years at Boise State University. EP Wealth Advisors, LLC is a fee-only, independent registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm provides discretionary portfolio management, financial planning, retirement plan advisory, and ancillary services such as tax preparation and estate-document facilitation, using a suitability-driven process with a range of investment options.

Thomas Quinn is a CFA® charterholder and Series 65 licensed advisor with nine years of industry experience. He is currently with EP Wealth Advisors and previously spent 35 years at Cornercap Investment Counsel, where he also serves as CEO. Based in Atlanta, GA, Quinn’s background includes extensive leadership within investment management. EP Wealth Advisors is an independent, fee-only registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm employs a suitability-driven approach to portfolio management and offers additional services such as tax preparation and estate-document facilitation.

Henry Degooyer is a CFP® and Series 65-licensed advisor with six years of industry experience. He is currently with EP Wealth Advisors, where he has worked since 2020, following roles at The Insight Group Inc., Integrated Financial Group, LLC, and HCA Healthcare. Based in Salt Lake City, UT, he provides financial advisory services through EP Wealth Advisors. EP Wealth Advisors, LLC is an independent, fee-only registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm offers discretionary portfolio management and financial planning, employing a suitability-driven process that includes the use of mutual funds, ETFs, equities, fixed income, and alternative investments, along with fiduciary ERISA services and ancillary offerings such as tax preparation and estate-document facilitation.

Anita Ravani is a Series 66 licensed financial advisor with 12 years of industry experience, currently with Citigroup Global Markets since 2023. Her prior roles include positions at Raymond James & Associates, DA Davidson Companies, Stifel Nicolaus & Co Inc, and Morgan Stanley. Outside of her advisory work, she serves as an adjunct professor at California State University Los Angeles. Citigroup Global Markets serves individual and institutional clients across a broad range of wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm combines large institutional scale with unique market roles, including in-house research and security pricing, and provides a variety of custody, execution, and advisory services.

Hansen Champlin is a financial advisor with Independent Financial Partners and holds Series 63 and Series 65 designations. He has 32 years of industry experience and has worked previously with LPL Financial and Unify Federal Credit Union, where he continues to serve in various roles, including Vice President. Champlin is also a board member of the Irlen Syndrome Foundation, a nonprofit focused on raising awareness and funding research. Independent Financial Partners offers investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent advisors. The firm supports a multi-advisor platform serving individual, charitable, corporate, and high-net-worth clients, with a notable capability in retirement-plan advisory and pension consulting.

Pei Li Wang is a financial advisor at Integrated Wealth Concepts LLC with two years of industry experience. She holds a Series 63 designation and has worked at Integrated Wealth Concepts since 2024. Outside of her advisory role, Wang is a partner at Windes, Inc., a CPA firm, where she has served since 2000. Integrated Wealth Concepts serves individuals, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, and family office services, utilizing customized portfolios with a long-term investment approach combined with tactical rebalancing and oversight of third-party managers.

Alexander Deherrera is a financial advisor at Focus Partners Wealth, LLC with 12 years of industry experience. He holds a Series 65 designation and has worked at Churchill Management Group since 2011, joining Focus Partners Wealth in 2025. Focus Partners Wealth, LLC provides wealth advisory and investment management services to individuals, high-net-worth families, family offices, retirement plans, institutions, and businesses. The firm employs a long-term investment approach that emphasizes tax- and fee-sensitivity and combines active and passive strategies within an enhanced open architecture framework.