Ross Allen is a CFP® professional with nine years of industry experience. He is currently with EP Wealth Advisors and has previously worked at LPL Financial, Commonwealth Financial Network, and several other financial services firms. EP Wealth Advisors, LLC is an independent, fee-only registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm offers discretionary portfolio management, financial planning, retirement plan advisory, and additional services such as tax preparation and estate-document facilitation.

Rhea Ravindran is a CFP® and Series 65-licensed financial advisor with seven years of industry experience. She currently works at EP Wealth Advisors, having joined the firm in 2025, and previously spent eight years at Rappaport Reiches Capital Management. Outside of financial advising, she has been involved with Weight Watchers since 2015 and has maintained a self-employed business since 2014. EP Wealth Advisors is an independent, fee-only registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm employs a suitability-driven process to manage portfolios, offering discretionary management, financial planning, retirement plan advisory, and ancillary services including tax preparation and estate-document facilitation.

Rick Bryan is a CFP®-certified financial advisor with 19 years of industry experience. He has worked at EP Wealth Advisors since 2019 and previously spent 13 years at Conlon & Dart LLC. EP Wealth Advisors, LLC is a fee-only, independent registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm offers discretionary portfolio management, financial planning, retirement plan advisory, and ancillary services such as tax preparation and estate-document facilitation, managing approximately $35.57 billion in assets with a team of 214 advisors.

Eduardo Ramirez is a CFP® and Series 65-registered advisor with eight years of industry experience. He currently works at EP Wealth Advisors, having been with the firm since 2024, and previously spent seven years at Mariner Wealth Advisors. EP Wealth Advisors is a registered investment adviser serving individuals, high-net-worth clients, corporate and business clients, and retirement plans. The firm offers wealth management, discretionary portfolio management, financial planning, and ancillary services such as tax preparation and estate-document preparation for qualifying clients, using a blend of fundamental, technical, and cyclical analysis alongside alternative investment recommendations.

Todd Flynn is a CFP® and Series 65 professional with 23 years of experience in the financial advisory industry. He has worked at EP Wealth Advisors since 2021 and previously spent 13 years at Soundmark Wealth Management, LLC. He is based in Seattle, WA. EP Wealth Advisors, LLC is a fee-only, independent registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm provides discretionary portfolio management, financial planning, retirement plan advisory, and ancillary services such as tax preparation and estate-document facilitation, employing a suitability-driven process and offering access to third-party managers and fiduciary ERISA services.

Robert Priola is a financial advisor with EP Wealth Advisors, holding Series 65 and Series 66 licenses and four years of industry experience. He previously worked at Wacker Wealth Partners for eight years before joining EP Wealth Advisors. EP Wealth Advisors serves individuals, corporate and business clients, and retirement plans, offering wealth management, discretionary portfolio management, and financial planning services. The firm employs a mix of fundamental, technical, and cyclical analysis to construct customized model portfolios and provides additional services such as tax preparation and estate-document preparation for qualified clients.

Derek Holman is a financial advisor at EP Wealth Advisors with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has been with EP Wealth Advisors since 2005. EP Wealth Advisors, LLC is a fee-only, independent registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm offers discretionary portfolio management, financial planning, retirement plan advisory, and ancillary services such as tax preparation and estate-document facilitation, managing approximately $35.57 billion in assets.

Linda Coffey is a financial advisor at EP Wealth Advisors with five years of industry experience. She holds Series 63 and Series 65 designations. Prior to joining EP Wealth Advisors in 2021, she worked at Wipfli Financial Advisors, LLC and Independent Financial Partners. EP Wealth Advisors is a fee-only, independent registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm uses a suitability-driven process to manage portfolios and provides financial planning, retirement plan advisory, tax preparation, and estate-document facilitation services.

Joan Wenglikowski is a CFP® professional with 17 years of industry experience. She has worked at EP Wealth Advisors since 2024 and previously spent 14 years at Wacker Wealth Partners. EP Wealth Advisors, LLC is a fee-only, independent registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm offers discretionary portfolio management and financial planning, using a suitability-driven process to develop customized portfolios that include mutual funds, ETFs, equities, fixed income, and alternative investments.

Michael Mccullough is a financial advisor with United Planners' Financial Services of America, holding Series 63 and Series 65 licenses and with 16 years of industry experience. He has worked at Anthony Azavedo, CPA since 2019 and previously at Orange Coast Financial Group. In addition to his advisory role, he is president of Beach Wealth Management and owner of McCullough Financial, LLC, a tax preparation and accounting firm. United Planners Financial Services serves a diverse client base including individuals, corporations, and institutional clients, offering financial planning, portfolio management, retirement plan services, and brokerage solutions through a network of 477 independent advisors. The firm employs an open-architecture platform with multiple custodians and third-party money managers, primarily managing largely non-discretionary assets.

Ashley Oliveira is a CFP® professional at EP Wealth Advisors with experience at Aspiriant and Brown Advisory. She has been in the financial industry since 2019, transitioning from a prior role as a homemaker. EP Wealth Advisors is an independent, fee-only registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm uses a suitability-driven process to manage portfolios and offers a range of services including financial planning, retirement plan advisory, tax preparation, and estate-document facilitation.

Subash Seshadri is a financial advisor at Wealth Enhancement Advisory Services, LLC with four years of industry experience. He holds a Series 66 designation and has previously worked with Cetera Advisor Networks LLC, Securian Financial Services, and Ameriprise Financial. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm serving individuals, trusts, charitable organizations, corporations, and retirement plans through a large network of advisors. The firm offers financial planning, asset management, and specialized retirement consulting, employing a strategic investment approach that combines passive and active managers with quantitative and fundamental analysis.

Craig Mc Crory is a CFA® charterholder with 18 years of industry experience. He is currently with EP Wealth Advisors, where he has worked since 2026, following a 16-year tenure at Capital Insight Partners. EP Wealth Advisors is a fee-only, independent registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm employs a suitability-driven process to manage portfolios using a range of investment vehicles and offers services including financial planning, retirement plan advisory, tax preparation, and estate-document facilitation.

Doug Ireland is a financial advisor at EP Wealth Advisors with 30 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Wedbush Securities, Mass Mutual Investors Services, and Ameriprise Financial Services. Outside of his advisory role, he serves as a high school baseball assistant coach in Irvine, CA. EP Wealth Advisors serves individuals, including high-net-worth clients, corporate and business clients, and retirement plans. The firm offers wealth management, discretionary portfolio management, and financial planning services, utilizing customized model portfolios and a range of investment strategies, while also providing ancillary services such as tax preparation and estate-document facilitation for qualifying clients.

Stephanie Garcia is a financial advisor with Citigroup Global Markets, holding a Series 66 designation and one year of industry experience. Her prior roles include positions at Merrill, Bank of America, and Wells Fargo. Citigroup Global Markets Inc. serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment programs, broker-dealer execution, and custody services. The firm combines large institutional scale with specialized market roles such as swap dealing and futures commission merchant activities.

Christine Tillman is a CFP® professional with 11 years of industry experience, currently serving as a financial advisor at Creative Planning since 2023. She previously worked at several Cetera entities and AXA Advisors from 2014 to 2023. Outside of financial advising, she is an officer of TireSwing Media, LLC, a film and TV production company based in Manhattan Beach, CA. Creative Planning provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, and retirement plans. The firm emphasizes a financial planning-led investment approach with low-cost indexing and buy-and-hold strategies, supported by a large advisory team and centralized infrastructure.

Kevin Cross is a CFP® professional with 24 years of industry experience. He is currently with EP Wealth Advisors and has previously worked at firms including Private Client Services LLC and Executive Wealth Management, LLC. EP Wealth Advisors is an independent, fee-only registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm offers discretionary portfolio management, financial planning, retirement plan advisory, and ancillary services such as tax preparation and estate-document facilitation.

Lyndsey Xa is a CFP® with six years of industry experience and is currently with EP Wealth Advisors in Torrance, CA. She previously worked at The Insight Group and Ameriprise, and has a background that includes two years at T-Mobile prior to entering the financial industry. EP Wealth Advisors serves individuals, corporate and business clients, and retirement plans, providing wealth management, discretionary portfolio management, and financial planning services. The firm uses customized model portfolios and a variety of analytical techniques, also offering ancillary services such as tax preparation and estate-document preparation for qualifying clients.

Yehudah Judah is a financial advisor at Transamerica Financial Advisors with five years of industry experience. He holds a Series 65 designation and has worked with several firms, including Mercor, WFGIA, King David Capital, and Chasing Value Asset Management. His business activities include sales of insurance and non-insurance products affiliated with Transamerica Financial Advisors. Transamerica Financial Advisors serves a diverse client base that includes individual investors, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm offers a range of advisory and broker-dealer services, including fee-based wrap programs, model portfolios, and access to third-party money managers.

Jason Bahramian is a financial advisor with Voya Financial Advisors, Inc. and holds a Series 66 designation, bringing 11 years of industry experience. His prior work includes roles at JP Morgan Securities, JP Morgan Chase Bank, and GWN Securities Inc. He also operates as an independent insurance agent, focusing on sales of fixed insurance products. Voya Financial Advisors, Inc. is a dual-registered SEC investment adviser and broker-dealer serving individuals, employer-sponsored retirement plans, and charitable and corporate clients. The firm offers financial planning, portfolio management, third-party money manager access, and brokerage and insurance product distribution through its network of Investment Adviser Representatives.