Jingxue Liang is a financial professional with eight years of industry experience, currently affiliated with GWN Securities Inc. She holds a Series 66 designation and has prior experience with Equitable Advisors and Axa Advisors. In addition to her advisory role, she is involved in marketing and translation work for an independent home fashion business. GWN Securities provides investment advisory and related services to individual and corporate clients through various managed account programs and financial planning options. The firm utilizes both affiliated and unaffiliated sub-advisers and combines asset allocation principles with tactical market-timing strategies in its portfolio management.

Marsha Williams is a financial advisor with Independent Financial Group, LLC, holding a Series 66 designation and 22 years of industry experience. She worked at D.A. Davidson & Co. for 11 years prior to joining her current firm. Independent Financial Group, LLC is a dual-registered broker-dealer and SEC-registered investment adviser serving individuals, charities, corporations, and plan sponsors. The firm offers a range of brokerage, portfolio management, financial planning, and retirement plan services and manages approximately $11.3 billion in regulatory assets.

Kenneth Ruan is a financial advisor at GWN Securities Inc. with Series 66 credentials and has been in the industry since 2025. Prior to joining GWN Securities, he had limited professional experience, including a role at One Bite Dumpling in 2021. He is also involved with Pension101, providing pension education and lead generation. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individual and business clients through discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios. The firm operates a large network of advisors and offers a range of investment programs, including traditional asset allocation and legacy market-timing strategies.

Sunny Leung is a financial advisor at Transamerica Financial Advisors with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Transamerica Financial Advisors since 2012. His prior experience includes eight years at Debtmerica Relief and 25 years at WFGIA. He is involved in the sales of insurance and non-insurance products affiliated with Transamerica. Transamerica Financial Advisors serves a diverse client base including individual investors, pension plans, trusts, and corporations. The firm provides both advisory and broker-dealer services through proprietary and third-party model portfolios, offering discretionary and non-discretionary program options.

Fabian Sierra is a financial advisor at Citigroup Global Markets with seven years of industry experience. He holds Series 63 and Series 66 designations and has worked at Citigroup Global Markets since 2019. Prior to this, he was employed at E*Trade Securities and had brief roles outside the financial industry. Citigroup Global Markets serves individual and institutional clients across various wealth segments, providing investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs and combines large institutional scale with unique market roles, including in-house research and futures commission services.

Karin Frieden is a financial advisor at TIAA-CREF with 22 years of industry experience. She holds the Series 66 designation and has been with TIAA-CREF and its predecessor since 2009. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing TIAA-administered employer retirement plans. The firm’s advisory model separates one-time planning services from ongoing discretionary management and acts as adviser to a donor-advised fund within a vertically integrated structure.

Benson Liao is a financial advisor with Eagle Strategies (NY Life) and holds Series 65 and Series 63 licenses. He has 32 years of industry experience, including long-term roles with New York Life Insurance Company and affiliated entities. Outside of his advisory practice, Liao serves on several nonprofit boards, including the Taiwan Hotel and Motel Association of Southern California and Moringa For Love, which focuses on combating malnutrition and poverty. Eagle Strategies serves individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated representatives. The firm emphasizes tailored recommendations and offers multiple program types, with the majority of assets managed on a non-discretionary basis.

Tsz Kwan Lau is a financial advisor with Citigroup Global Markets, holding Series 65 and Series 63 credentials and 11 years of industry experience. Prior to joining Citigroup in 2025, he worked at Cetera and Cathay Bank for eight years, and at Bank of America and Merrill for two years. Outside of his advisory role, he is the sole member of KDK1 LLC. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies with both discretionary and non-discretionary approaches and supports large institutional scale alongside specialized market roles.

Elizabeth Min is a financial advisor with Independent Financial Group, LLC, holding Series 66 and Series 63 licenses and with 10 years of industry experience. She is also the owner of T&J Financial Service, Inc., a separate business used for marketing purposes, and operates as a California insurance agent offering various insurance products. Independent Financial Group is a large, integrated advisory and brokerage firm serving individuals, trusts, corporations, and plan sponsors with investment advisory programs, financial planning, and retirement plan services. The firm combines in-house and third-party manager models and operates both as a registered investment adviser and an active broker-dealer.

Robert Cecil is a CFP® professional with 15 years of industry experience. He is currently with Focus Partners Wealth, LLC and has previously worked at Churchill Management Group and TIAA-CREF. Focus Partners Wealth serves a diverse client base including individuals, high-net-worth families, family offices, corporations, retirement plans, and institutions. The firm employs a long-term, tax- and fee-sensitive investment approach that integrates fundamental and quantitative analysis, with access to a broad range of investment strategies and affiliated service companies.

Tan Doan is a financial advisor at Citigroup Global Markets with eight years of industry experience. He holds the ChFC® designation and Securities Series 63 and 66 licenses. His prior experience includes roles at City National Bank, Wells Fargo Clearing, and Wells Fargo Advisors. Outside of his advisory role, he is a landlord of a single-family rental property in Oxnard, California. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and execution services. The firm implements multi-asset, multi-manager strategies through discretionary and non-discretionary programs and combines large institutional scale with unique market roles such as operating as a swap dealer and futures commission merchant.

Roberto Morales Jr. is a financial advisor with D.A. Davidson & Co. in Los Angeles, CA, holding Series 63 and Series 65 licenses and having 17 years of industry experience. He has been with D.A. Davidson & Co. since 2013. D.A. Davidson & Co. provides investment advisory and brokerage services to a diverse client base, including employer-sponsored retirement plans, individual and high-net-worth investors, charitable organizations, and corporate clients. The firm offers ERISA retirement plan advisory services, comprehensive financial planning, and a private wealth program for clients with over $20 million in net worth, operating under fiduciary standards and utilizing both qualitative and quantitative investment analysis.

Robert Elster is a financial advisor with Valic Financial Advisors in Glendale, CA, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. He has been with Valic Financial Advisors since 2003 and also serves as an insurance agent with Agia. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, consulting, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction.

Patrick Robison is a financial advisor with United Planners' Financial Services of America, holding Series 63 and Series 66 licenses and bringing 38 years of industry experience. His career includes roles at Creative Business Resources and Team UP, and he has owned an independent filming business in Los Angeles since 2014. He also acts as a trustee in a fiduciary capacity. United Planners Financial Services serves a diverse client base including individuals, corporations, charitable organizations, retirement plans, and institutional clients. The firm offers financial planning, portfolio management, retirement plan services, and brokerage solutions through a network of 477 independent advisors, operating an open-architecture platform with multiple custodians and third-party money managers.

Elsie Elias is a financial advisor with Citigroup Global Markets in Los Angeles, CA, holding Series 63 and Series 66 credentials. She has 17 years of industry experience and has been with Citigroup since 2012. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and broker-dealer services. The firm implements multi-asset, multi-manager strategies and maintains in-house research and security-pricing activities alongside roles as a swap dealer and futures commission merchant.

Emily Lin is a financial advisor with HSBC Securities (USA) Inc. and HSBC Bank USA, N.A., holding Series 63 and Series 66 designations and bringing 24 years of industry experience. She has worked with HSBC Securities since 2013 and concurrently serves as a Bank Officer for HSBC Bank (USA) N.A., selling bank-related products alongside her advisory role. HSBC Securities (USA) Inc. provides managed account programs to a variety of clients, including individuals, retirement accounts, charitable organizations, and corporations. The firm offers several program types ranging from client-directed to fully discretionary portfolios and employs a structured investment process combining asset allocation advice and fund due diligence through affiliated and third-party providers.

Benjamin Yeh is a financial advisor at Citigroup Global Markets with three years of industry experience. He holds a Series 66 designation and has been with Citigroup since 2022. Prior to that, he worked at Students of Georgetown Inc. from 2020 to 2021. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies and maintains in-house research and security-pricing activities, supporting a range of discretionary and non-discretionary investment solutions.

Jennifer Cook is a financial advisor at Capital Group Private Client Services, Inc. with nine years of industry experience. She holds the Series 63 and Series 65 designations and has worked at Capital Group Private Client Services, Inc., Capital Bank & Trust Company, and New Market Wealth Management. Capital Group Private Client Services, Inc. provides discretionary investment management and related services primarily to high-net-worth individuals and charitable organizations, focusing on relationships with at least $5 million in assets. The firm employs a fundamental research-driven, long-term investment approach using a multi-manager “Capital System” and commonly implements portfolios through affiliated pooled funds and separately managed account programs.

Richard Hansen is a financial advisor with Transamerica Financial Advisors holding Series 63 and Series 65 credentials and seven years of industry experience. He has worked with multiple firms including WFG Direct and Legal Shield and currently serves as a part-time Discipleship Pastor at Antelope Valley Foursquare Church, where he oversees various church ministries. Transamerica Financial Advisors serves a broad client base including individual investors, pension and profit-sharing plans, trusts, and charitable organizations, offering both advisory and broker-dealer services with a range of proprietary and third-party investment programs.

Lilach West is a financial advisor at Brookstone Capital Management LLC with six years of industry experience. She holds a Series 65 designation and has worked with Brookstone since 2020. In addition to her advisory role, West is a licensed insurance agent with JD Mellberg Financial and also serves as an attorney reviewing living trusts for past clients. Brookstone Capital Management is an SEC-registered adviser that provides fee-based asset management and financial planning through a turnkey asset management platform and wrap-fee program. The firm serves a diverse client base, including individuals, retirement plans, corporations, charitable organizations, sovereign wealth funds, and banking institutions, delivering investment management primarily on a discretionary basis via various model portfolios and managed accounts.