Robert Basham Jr. is a financial advisor with Cetera, holding the Series 63 and Series 65 registrations and bringing 38 years of industry experience. He has worked at Cetera since 2023 and concurrently serves as a financial advisor at Virginia Asset Management since 2018. Basham also holds a board member position on the Citizens Transportation Advisory Committee in Richmond, Virginia. Cetera Investment Advisers LLC serves a broad client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers portfolio management, financial planning, retirement services, and access to a variety of third-party managers through a multi-manager platform.

Cody Rankin is a financial advisor at Morgan Stanley with six years of industry experience. He holds the Series 66 designation and has previously worked at J.P. Morgan Chase Bank and LPL Financial LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery and firm-approved tools.

Patrick Dunbar is a financial advisor at Morgan Stanley with seven years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley since 2017, including time at Morgan Stanley Private Bank, N.A. prior to his current role. Morgan Stanley Wealth Management offers a broad range of advisory programs to individuals and institutional clients, providing tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and delivers services through both direct client relationships and employer-sponsored financial planning agreements.

Tiana Smith Cluff is a Financial Advisor at Merrill Lynch Wealth Management in Richmond, Virginia. She holds the Certified Plan Fiduciary Advisor® (CPFA®), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA) designations. Tiana partners with successful professionals, business owners, and families to build financial strategies focused on retirement planning, wealth management, alternative investments, and employee benefits designed to adapt as life and business evolve. With over nine years of experience spanning banking, government, real estate, and financial services, Tiana brings a comprehensive perspective to her clients. Her career began at Bank of America while earning a bachelor's degree in computer science from Virginia Commonwealth University. She has also worked at Morgan Stanley and has served in roles supporting the US Army and real estate, providing her with insight into how businesses operate. This diverse background enables Tiana to deliver clear, collaborative, and inclusive financial guidance, with fluency in both English and Spanish. Beyond her professional work, Tiana is involved in community organizations including the Virginia Opera Board and the VCU Women's Impact Network. She is also a member of the National Association of Women Business Owners (NAWBO). Tiana resides in the Richmond area with her family and enjoys reading, traveling, and spending time with them.

Winata Wicker is a financial advisor with Ameriprise Financial Services in Richmond, VA, holding Series 63 and Series 65 licenses and possessing 21 years of industry experience. She has been with Ameriprise since 2009. In addition to her advisory role, she co-owns WB Elite Tax & Accounting, a business providing tax preparation and bookkeeping services. Ameriprise Financial Services is a large, diversified firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that combines research, data, and algorithmic tools to deliver written retirement income recommendations and ongoing planning advice.

Jasmine Robinson is a financial advisor at Wells Fargo Clearing with Series 65 and Series 63 credentials and three years of industry experience. She previously worked at SunTrust Banks (now Truist) from 2016 to 2021. Outside of her advisory role, she operates a contracted dog boarding and walking service in South Chesterfield, VA. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

Daniel Price is a financial advisor at Morgan Stanley with 26 years of industry experience. He has been with Morgan Stanley Smith Barney since 2014 and holds the Series 66 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services that incorporate firm-approved tools and modeling techniques to assist clients in planning their financial futures.

Shah Nawaz is a financial advisor at Merrill in Richmond, VA, with one year of industry experience. He holds a Series 66 designation and previously worked at Bank of America, N.A., Woodforest National Bank, and Gujar One Inc. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base including individuals, high-net-worth clients, and corporate fiduciaries.

Samantha Wooton is a financial advisor at Ameriprise with 11 years of industry experience. She holds the Series 66 designation and has been with Ameriprise and its affiliated entities since 2006. Outside of her advisory role, she is involved in managing BE BRAVE LLC, an LLC that supports her Ameriprise practice operations, and assists with office work for her husband’s home inspection and remodeling business. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement with substantial investable assets, combining research-driven, algorithm-supported recommendations with personalized financial advice. The firm offers a broad range of advisory, brokerage, and insurance solutions through its large institutional platform.

Charles Allen is a financial advisor with LPL Financial in Richmond, VA, holding Series 63 and Series 65 designations and bringing 12 years of industry experience. He previously worked at Mass Mutual Investors Services and Massachusetts Mutual Life Insurance Company from 2013 to 2019. Outside of his advisory role, Allen is also involved in music as a part-time musician. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory services, including discretionary and non-discretionary portfolio management supported by model portfolios, third-party research, and technology-driven strategies.

Vernon Stockton III is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and possessing 25 years of industry experience. His prior roles include positions at Argent Credit Union, Wells Fargo Clearing, Mass Mutual Life Insurance Company, and ICMA Retirement Corporation. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by research from LPL Research and third-party subadvisors.

Thomas Heaton is a Senior Financial Advisor and Senior Vice President at Merrill Lynch Wealth Management. He has 28 years of experience guiding clients through complex markets and significant life events. Heaton specializes in goal-based investment strategies focused on long-term retirement planning and risk management, incorporating principles of Behavioral Finance to help clients avoid emotional decision-making related to greed and fear. His services extend to comprehensive financial solutions including banking, mortgages through Bank of America, investments, risk management, and estate planning. Heaton holds a Bachelor's Degree from the Pennsylvania State University System and professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He emphasizes understanding clients' life priorities to create personalized plans aligned with their goals and aspirations. Heaton works alongside his assistant, Nina Sjogren, who supports his clients with administrative needs. Outside of his professional role, Heaton enjoys golfing, running, and spending time with his family. He lives in Hanover County and is married with two daughters who have graduated from Virginia Tech.

Christopher Geary is a CFP® with 22 years of industry experience, currently affiliated with Wells Fargo Advisors. His prior roles include positions at OSAIC, Triad Advisors, Gallagher Fiduciary Advisors, Independent Financial Group, LLC, F3Logic, LLC, and National Planning Corporation. Wells Fargo Advisors Financial Network is a broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients, offering a broad range of investment and financial planning services tailored to clients meeting certain net-worth criteria. The firm uses proprietary research and planning tools to develop customized recommendations delivered through meetings and written summaries.

Fletcher Metz is a financial advisor at Morgan Stanley with 21 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and holds the Series 63 and Series 66 designations. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs, including tailored financial planning that uses firm-approved tools and models to assist clients in developing personalized strategies.

James Robertson is a financial advisor with Cetera, holding a Series 66 designation and four years of industry experience. He has worked at firms including Virginia Asset Management and Securian Financial Services Inc. Robertson is also involved in fixed insurance sales through Virginia Asset Management. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a range of portfolio management services, financial planning, and access to third-party money managers.

Louis Frates is a financial advisor with Ameriprise in Midlothian, VA, holding Series 63 and Series 65 licenses and 13 years of industry experience. His prior roles include positions at Thompson Davis & Co., LPL Financial, Wealthcare Capital Management, and Securities America. He is also the owner of BRDG Generations, a business related to managing his Ameriprise practice. Ameriprise provides retirement-income planning services primarily for individuals with substantial investable assets, combining research, modeling, and tax-efficient strategies to develop written recommendation reports tailored to clients approaching or in retirement. The firm offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Noah Harvey is a financial advisor at Wells Fargo Clearing with Series 63 and Series 65 credentials and three years of industry experience. His work history includes roles at Wells Fargo Bank, Northern Virginia Community College, LL Bean, Virginia Commonwealth University, Wegmans, and Fairfax High School. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice grounded in modern portfolio theory. The firm’s approach includes a broad range of financial products, including insurance-related vehicles and bank deposit sweep options, serving plan sponsors with tailored investment solutions.

Ian Patrick is a Wealth Management Advisor at Merrill Lynch Wealth Management. He advises clients on family wealth management strategies, managing new wealth, personal retirement planning, philanthropic planning, portfolio management services, and socially responsible, values-based, and ESG investing. He also focuses on tax minimization, retirement income, and small business strategies. Ian earned a bachelor's degree in economics from the University of Colorado at Boulder and a master's degree from the University of North Carolina System. He holds professional designations including CERTIFIED FINANCIAL PLANNER (CFP), Certified Plan Fiduciary Advisor (CPFA), Chartered SRI Counselor (CSRIC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Ian is fluent in English and Spanish. He is active in the Richmond, Virginia community where he resides with his wife and three daughters. Ian serves on the board of directors of Belltower Pictures and volunteers with the James River Association and Rotary International. His personal interests include boating, music, scuba diving, singing, skiing, and soccer.

Jill Jeter is a financial advisor with Raymond James Financial Services Advisors, holding CFP® and Series 63 credentials and bringing 25 years of industry experience. Her career includes multiple roles within Raymond James as well as positions at Lion Street Financial, Mercer Global Advisors, and Pinnacle Wealth Solutions. She is also a partner in PJ Capital LLC, an independent Raymond James branch where she manages payroll and payables. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to individual and institutional clients, including high-net-worth investors, pension plans, and government entities. The firm offers tailored, primarily non-discretionary advisory services and has notable involvement in municipal and public finance through its affiliation with Raymond James’ Public Financing department.

Joshua Visconti is a CFP® professional with 13 years of industry experience, currently affiliated with Wells Fargo Clearing since 2016. He previously worked at WELLS FARGO Advisors, LLC from 2014 to 2016. Outside of his advisory role, he is involved in strength training and firearm instruction through his ownership of IRON FORGED GRIT, LLC, and serves on the fundraising committee at Saint Michael Catholic Church. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.