Michael Maloon is a CFP® and ChFC® with 39 years of industry experience. He is affiliated with California Financial Advisors and has held roles at Foothill Securities and his own firm Maloon, Powers, Pitre & Higgins, LLC dba CFA. He also maintains insurance agent roles with Lincoln National Life Insurance Company and Jackson National Life Insurance Company, providing service for existing insurance and annuity business. California Financial Advisors is an SEC-registered advisory firm serving individuals, charitable organizations, and businesses. The firm manages over $2 billion in assets and employs an investment approach that includes asset allocation, mutual fund and ETF analysis, and third-party manager due diligence tailored to client objectives and tax considerations.

Alexis Olian is a CFP® with nine years of industry experience, currently serving at Treehouse Wealth Advisors. She previously worked for The Humphreys Group for 12 years before joining Treehouse Wealth Advisors in 2025. Treehouse Wealth Advisors provides discretionary and non-discretionary portfolio management, financial consulting, and comprehensive wealth planning to individual and high-net-worth clients. The firm’s investment approach incorporates technical and fundamental analysis, offering tailored strategies that include long- and short-term trading, supported by institutional research and custodial partnerships.

Andrew Houghton is a financial advisor at Delta Investment Management, LLC in San Francisco, holding Series 63 and Series 65 licenses with 19 years of industry experience. He has worked at Delta since 2008 and was previously with US Capital Wealth Management, LLC from 2016 to 2018. Delta Investment Management provides discretionary investment management and consulting to individuals, institutions, trusts, and pension plans, and serves as a subadvisor to other firms. The firm offers a range of strategies including systematic ETF rotation, concentrated equity mandates, and alternative investments, integrating financial planning within its advisory services.

Jacob Mahoney is a financial advisor at Fort Point Capital Partners LLC with 14 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Parcion Private Wealth, Coldstream Capital Management, and Wells Fargo Advisors. Fort Point Capital Partners provides financial planning and discretionary portfolio management primarily to high-net-worth individuals and family offices. The firm emphasizes global diversification, active risk management, and cost control, while also managing a multi-series private investment program across alternative yield, growth equity, real estate, and credit strategies.

Henri Moudi is a CFP® and CFA® charterholder with 10 years of industry experience, currently serving as an advisor at Mission Creek Capital Partners, Inc. in San Francisco, where he has been with the firm since 2012. Mission Creek Capital Partners serves a diverse client base including family offices, trusts, executives, pension plans, and institutional investors, providing discretionary investment management, financial planning, and specialized services such as private equity distribution management and portfolio transition strategies. The firm integrates fundamental analysis with tax-aware implementation and risk management, utilizing both active and passive instruments alongside quantitative tools and options overlays.

Troy Murphy is a financial advisor at Black Diamond Financial, LLC with five years of industry experience. He previously worked at Goldman Sachs for four years and has been involved with Powder Enterprises, LLC since 2019. Murphy serves on the Investment Committee of the U.S. Ski and Snowboard Association and is the owner of a personal branding company, Donny Pelletier Enterprises, LLC. He also sits on the advisory board of Progression LLC, an organization focused on sustaining outdoor recreation. Black Diamond Financial, LLC provides investment management, financial planning, and retirement plan advisory services to individuals, trusts, and institutional clients. The firm employs a multi-advisor team and combines strategic asset allocation with tax-aware portfolio construction, offering access to private pooled investment vehicles for qualifying investors.

Jackson Sendell is a financial advisor at California Financial Advisors with two years of industry experience. He holds the Series 65 designation and previously worked at Praetorian Wealth Management and Nia Impact Advisors. Before entering the financial industry, he spent ten years in full-time education. California Financial Advisors serves individuals, charitable organizations, and businesses by providing investment supervisory services, financial planning, and consulting. The firm’s investment process focuses on asset allocation, mutual fund and ETF analysis, and due diligence of third-party managers, with portfolios reviewed quarterly and managed according to clients’ objectives and risk tolerance.

Joshua Schefers is a CFP® professional with 18 years of industry experience. He is affiliated with Valley Wealth Strategies, LLC and has previously worked with LPL Financial and National Planning Corporation. He also operates Zuk Financial Group. Valley Wealth Strategies, LLC serves individuals, families, trusts, small businesses, and charitable organizations by providing customized investment management and financial planning services. The firm employs a primarily long-term investment approach and manages a significant portion of assets on a non-discretionary basis.

Adrian Azofeifa is a financial advisor at Liberty Wealth Management, LLC with one year of industry experience. He holds a Series 65 credential and previously worked at OBI Capital and in educational roles at San Diego State University and Moreau Catholic High School. Outside of advisory work, he is involved as an insurance agent with Lifetime Planning Marketing, Inc., a privately held insurance field marketing association. Liberty Wealth Management, LLC is an SEC-registered advisory firm serving individuals, trusts, estates, retirement plans, corporations, and other entities. The firm offers investment management, financial planning, and employee-benefit plan services, utilizing a combination of centrally developed models and adviser-developed strategies to construct diversified portfolios that incorporate mutual funds, ETFs, fixed income, real estate, and private market investments.

Frederic Devinney is a Series 63-licensed financial advisor with American Investors Company in Walnut Creek, CA, where he has worked since 1994. He has 59 years of industry experience, including operating as an independent insurance agent specializing in term life insurance. American Investors Company provides investment advisory and financial planning services to a range of clients, including individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm offers both discretionary and non-discretionary management, financial planning, 401(k) consulting, and uses a combined broker-dealer and SEC-registered adviser structure.

Jared Harper is a financial advisor with Malakoff Wealth in Danville, CA, holding a Series 66 designation and five years of industry experience. He has worked at LPL Financial since 2020 and has also been involved with Metis Technology Solutions since 2019. Outside of his advisory role, he provides administrative support to Malakoff Wealth. Malakoff Wealth offers financial planning and consulting services to individuals, trusts, nonprofit organizations, banks, business entities, and pension/profit-sharing plans. The firm focuses on fundamental analysis and manager evaluation, providing advice through hourly, fixed-fee, or retainer arrangements while referring clients to LPL Financial for investment implementation and portfolio supervision.

Roger Coit is a financial advisor with American Investors Company who holds a Series 63 designation and has 54 years of industry experience. He has been associated with American Investors Company since 1994 and is also involved in managing multiple real estate entities through Coit Financial Group LLC and Coit Real Estate Group, Inc. in Walnut Creek, California. Outside of advisory services, he engages in real estate consulting and oversees real estate enterprises as president of Coit Real Estate Group, Inc. American Investors Company provides investment advisory and financial planning services to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm offers both discretionary and non-discretionary asset management, financial planning, 401(k) services, and conducts initial and ongoing evaluations of third-party money managers, operating with a combined broker-dealer and SEC-registered advisor structure.

Anthony Castelli is a financial advisor with Penserra Wealth Management in Orinda, CA, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has been associated with multiple Penserra entities since 2008, including Penserra Securities LLC, Penserra Capital Management, and Penserra Transition Management. Penserra Wealth Management, founded in 2024, provides discretionary portfolio management, pension consulting, and financial planning. The firm applies a combination of fundamental, technical, cyclical, and economic analyses in managing approximately $15 million in discretionary assets, employing strategies that include strategic asset allocation and the use of ETFs, mutual funds, options, and certain alternative investments.

Stanislav Godsky is a CFP® professional with 10 years of industry experience, currently serving as an advisor at Liberty Wealth Management, LLC. He has worked with AE Financial Services, LLC since 2018 and has been involved with Lifetime Planning Marketing, Inc. for over a decade as a licensed insurance agent. Liberty Wealth Management, LLC is an SEC-registered advisory firm serving individuals, trusts, estates, retirement plans, corporations, and other entities. The firm combines centrally developed models with advisor-developed strategies, offering diversified portfolios that include mutual funds, ETFs, fixed income, real estate, and private market investments, and integrates third-party managers while providing client education programs.

Anita Singh is a CFP® and holds a Series 66 license, currently serving as an advisor at Meridian Investment Counsel, Inc. in Lafayette, CA, with five years of industry experience. She has been with Meridian since 2022 and also has a long-standing role with Arbonne. Outside of her advisory work, she provides bookkeeping services for a workers' compensation law firm in Walnut Creek. Meridian Investment Counsel offers discretionary investment management and financial planning primarily to individuals, families, trusts, non-profit organizations, and retirement plans. The firm employs a tax-aware, conservative growth strategy with fundamental security analysis and in-house portfolio management.

Patricia Delgrande is a CFP® and an advisor at Chequers Financial Management LLC with four years of experience at the firm. She also serves as COO and CFO of DN&E Walter & Co., where she has worked since 2000. Chequers Financial Management provides wealth management and financial planning primarily for ultra-high-net-worth individuals, complex multi-generational families, and related entities. The firm employs a strategic and tactical asset allocation approach, emphasizing low-cost, passively managed funds and comprehensive planning services.

Elizabeth Ly is a financial advisor at Sentry Advisors, LLC with 26 years of industry experience. She holds Series 63 and Series 66 designations and has been with Sentry Advisors and its related entities since 2015. Sentry Advisors provides portfolio management, financial planning, and consulting services to individuals, trusts, pension plans, and charitable organizations. The firm manages approximately $2.41 billion in client assets and emphasizes individualized advice through a combination of fundamental, technical, and modern portfolio theory approaches.

David Gemmer is the founder of Gemmer Asset Management LLC and holds 39 years of industry experience. He has led the firm since its inception in 1992. Outside of his advisory work, he has an interest in Crew Wine Co., a business he has been involved with since 2009. Gemmer Asset Management LLC manages just over $2.0 billion in discretionary assets and serves individuals, trusts, estates, retirement plans, corporations, nonprofits, and independent fiduciaries. The firm employs an asset-allocation approach focused on no-load mutual funds and ETFs, with a dedicated Social Strategy that integrates ESG scores and fossil-fuel exposure metrics.

Lee Geiger is a financial advisor at Penserra Wealth Management with 37 years of industry experience. He holds Series 63 and Series 66 credentials. Geiger has worked at Screaming Eagle Trading, Inc. and MOBIUS DESIGN, INC. since 2008. Outside of his advisory role, he is a self-employed novelist, dedicating approximately 10 hours a month to writing. Penserra Wealth Management is an SEC-registered investment adviser that provides discretionary portfolio management, pension consulting, and financial planning. The firm employs a mix of analytical approaches and implements varied strategies including asset allocation, ETFs, options, and alternative investments.

Stephanie Nehmens is a financial advisor at North Berkeley Wealth Management, LLC with one year of industry experience. She holds Series 65 and Series 66 licenses. Prior to joining North Berkeley Wealth Management, she worked at Arta Finance, Finix Payments, Secfi Securities, Homepoint Financial, LendingClub, and JP Morgan Chase & Co. North Berkeley Wealth Management provides comprehensive financial planning and investment management to a diverse client base, including individuals, families, business owners, and charitable organizations. The firm employs customized asset allocation strategies primarily using institutional mutual funds and ETFs, with options for ESG-focused investing and the use of sub-advisers or separately managed accounts in certain cases.