Tyler Grabner is a financial advisor at LPL Financial with six years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Grove Point Advisors, T. Rowe Price, and Grabner Financial. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, corporations, and other institutions through a large national network. The firm provides a range of advisory programs and financial planning services supported by research and technology.

Ian Frank is a financial advisor at Charles Schwab with 15 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Charles Schwab since 2022, following seven years at TD Ameritrade. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through Schwab Wealth Advisory’s wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management, using multi-asset model portfolios and alternative investment options supported by Schwab Center for Financial Research.

Cathy Whitestone is a financial advisor with Morgan Stanley in Baltimore, MD, holding Series 63 and Series 66 licenses and possessing 26 years of industry experience. She has been with various Morgan Stanley entities since 2007, including Morgan Stanley & Co., Morgan Stanley Smith Barney, and the Morgan Stanley Services Group. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides a range of advisory programs and tailored financial planning services, managing approximately $2.74 trillion in client assets.

Stephanie Kormanis is a financial advisor with Merrill in Towson, MD, holding a Series 66 designation and over 26 years of industry experience. She has been with Merrill since 1999. Outside of her advisory role, she is a general partner and managing member of Kormanis Properties LLC, a business organization related to a condominium in Ocean City, Maryland. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, and institutional investors.

Dawn Biedenkapp is a financial advisor at Morgan Stanley in Baltimore, MD, with 20 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley since 2009, including nine years with Morgan Stanley Services Group Inc. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm provides a variety of advisory programs, including tailored financial planning that utilizes structured discovery conversations and firm-approved tools.

Jeremy Schwendeman is a CFP®-certified financial advisor with 17 years of industry experience, currently affiliated with Morgan Stanley in Baltimore, MD. He has worked with Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2011. Morgan Stanley Wealth Management serves both individual and institutional clients by providing a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and models.

Nicholas Meinert is a CFP® with two years of industry experience, currently affiliated with Wells Fargo Clearing. His prior work includes roles at the US Naval Academy Alumni Association, Phillips Edison and Company, Lordstown Motors, and Siemens DISW. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering investment policy development, performance reporting, participant education, and discretionary plan-level investment management. The firm’s advisory process is IPS-driven and includes a broader set of financial product offerings than typical large institutional advisers.

John Mele is a financial advisor with Morgan Stanley in Baltimore, MD, holding a Series 66 designation and 22 years of industry experience. He has worked with Morgan Stanley Private Bank, National Association since 2015 and with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs that include tailored financial and estate planning supported by structured planning tools and broad investment capabilities.

Frank Carbone is a financial advisor with Merrill in Baltimore, MD, holding a Series 66 designation and eight years of industry experience. He has worked at Merrill since 2017 and concurrently at Bank of America, N.A. since 2018, with prior experience at Howard Bank from 2016 to 2017. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, and institutional investors.

Dennis Parlante is a financial advisor at Morgan Stanley with 28 years of industry experience. He has worked at Morgan Stanley since 2024 and previously spent 15 years at Charles Schwab. He holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs and emphasizes a structured financial planning process supported by firm-approved tools and analysis.

Angela Kuzmeskus is a financial advisor with LPL Financial in Hanover, MD, holding Series 63 and Series 65 credentials and 32 years of industry experience. She has worked at LPL Financial and Tower Federal Credit Union since 2005. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services with discretionary and non-discretionary management options.

Eli Ben Zev is a financial advisor with LPL Enterprise in Baltimore, MD, holding a Series 66 designation and 16 years of industry experience. His prior work includes roles at Prudential Insurance Company of America and Pruco Securities, LLC. He is also involved in selling health insurance through the Maryland Health Exchange. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, consulting, and access to model portfolios and third-party asset management programs through both advisory and brokerage channels.

Michelle Fox is a financial advisor with Morgan Stanley in Baltimore, MD, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. She has been with Morgan Stanley since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process utilizing firm-approved tools and modeling techniques.

Baylee Gray is a Financial Advisor with Merrill Lynch Wealth Management, specializing in personalized financial planning and wealth management strategies. She works with individuals, families, and business owners to make informed financial decisions that align with their long-term goals. Her areas of focus include family wealth management, personal retirement planning, managing new wealth, women and wealth, sports and entertainment, individual and corporate investment strategy, tax minimization, and retirement income planning. Prior to her career in finance, Baylee served as an Emergency Medical Technician, an experience that contributed to her service-first mindset and ability to navigate complex situations calmly and thoughtfully. She has several years of experience supporting advisory teams and developing expertise in investment management, financial planning, and client service. Baylee is a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Baylee holds a Bachelor's Degree from the University System of Maryland and a Master of Business Administration from the Louisiana State University System. She is involved with the University of Maryland Medical Center in her community. Outside of work, Baylee enjoys boating, bowling, cooking, football, hiking, interior decorating, spending time with her family, swimming, traveling, and watching movies.

Max Hoffman is a financial advisor at Fidelity with Series 66 registration and one year of industry experience. His prior roles include positions at Equitable Advisors and various non-financial organizations. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including discretionary and non-discretionary portfolio management. The firm employs a systematic investment approach utilizing fundamental research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs.

Zouhair Tahri is a financial professional with Cetera and holds Series 63 and Series 65 licenses. He has professional experience managing a tax and accounting firm, Tahri CPA PLLC, since 2021. Prior to his current financial services role, he worked in the technology sector with DXC Technology and Xerox. Cetera Investment Advisers LLC serves a wide range of clients, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers various portfolio management and financial planning services through a large network of independent advisors and employs a multi-manager platform combining affiliated and third-party investment options.

Sarah White is a Series 66 licensed financial advisor at Stifel with five years of industry experience. She has worked at firms including T. Rowe Price, Merrill, and Guidehouse/Grant Thornton prior to joining Stifel. Stifel serves a wide range of clients, including individuals, institutional investors, and charitable organizations, offering brokerage and investment advisory services supported by proprietary investment analysis and asset allocation methodologies developed by its Investment Strategy Group.

Anthony Viglucci is a financial advisor with Stifel in Baltimore, MD, holding Series 63 and Series 66 credentials and possessing 25 years of industry experience. He has been with Stifel since 2006. Stifel serves a broad range of clients including individuals, institutional clients, charitable organizations, and municipal entities, offering brokerage and investment advisory services such as fee-based financial planning and the use of proprietary investment methodologies developed by its Investment Strategy Group.

Joseph Morgan is a financial advisor at Osaic with 34 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at Lincoln Financial Advisors Corporation for 33 years. Outside of his advisory role, he is involved in philanthropic activities, including ownership of The Morgan Family Foundation, which raises funds for dyslexic schools and programs in Maryland, and serves on the board of a dyslexia tutoring non-profit. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated financial services through a large network of advisers, utilizing asset-allocation tools and multiple advisory platforms to support customized portfolio management.

Sueann Griffin is a financial advisor with Robert W. Baird & Co. in Towson, MD, holding a Series 66 designation and 27 years of industry experience. She has been with Robert W. Baird & Co. since 2009. She is part of The DDK Group, a team within Robert W. Baird & Co.’s Private Wealth Management practice that advises a wide range of clients, including individuals, families, pensions, corporations, and charitable organizations. The group offers tailored financial planning and portfolio management services, utilizing a variety of strategies and managers to meet client goals and risk tolerances.