Herman Moening is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and 41 years of industry experience. He has been with Primerica since 1985, serving in various capacities within the firm for over three decades. Outside of his advisory role, he is involved with Moening Enterprises, Inc., a legal entity formed for Primerica business purposes. Primerica Advisors sponsors and manages a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm operates at scale with nearly 3,700 advisors and approximately $15.5 billion in assets under management, delivering advisory services primarily through model-driven investment strategies.

Jacob Sandmann is a financial advisor at J.P. Morgan Securities with three years of industry experience. He holds a Series 66 designation and previously worked at Merrill and Bank of America N.A. Outside of his advisory role, he owns Sandmann Vintage LLC, an e-commerce business specializing in the resale of mid-century bakeware and dishware. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on non-discretionary asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process integrates quantitative and qualitative research methods and incorporates ESG criteria, supported by a centralized manager solutions team.

Erik Dayhoff is a financial advisor at Ameriprise with 31 years of industry experience. He holds a Series 63 designation and has been with Ameriprise and its affiliates since 2005. Outside of his advisory role, he is involved in managing an LLC that shares office expenses with other Ameriprise advisors. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service. The firm’s approach combines proprietary research and third-party data to deliver tailored, tax-aware retirement strategies within a defined investment framework.

Austin Cline is a financial advisor at LPL Enterprise with five years of industry experience. He holds Series 65 and Series 63 licenses and has worked with firms including Northwestern Mutual and The Prudential Insurance Company of America. LPL Enterprise provides investment advisory and brokerage services to a wide range of clients, including individual and high-net-worth investors, retirement plans, banks, and charitable entities, primarily using model-driven portfolio management and offering access to third-party asset managers and financial planning.

Steven Arengo is a CFP® with 26 years of industry experience, currently serving as a financial advisor at Cambridge Investment Research Advisors. He has held positions with Cambridge Investment Research firms since 2001, including a five-year tenure at Invest Financial Corp. Outside of his advisory role, he is involved in youth sports as the owner of an online national youth sports directory and serves as a trustee for the David Bradley Wick Foundation, managing a golf outing and scholarship program. Additionally, he scouts prospective participants for Florida Citrus Sports bowl games. Cambridge Investment Research Advisors, Inc. serves a diverse client base including individual, pension, and charitable organizations by providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm operates through thousands of financial professionals and offers access to multiple platforms, proprietary model strategies, and third-party advisers.

Thomas Henry is a financial advisor at UBS Financial Services with 33 years of industry experience. He holds Series 63 and Series 65 credentials and has worked previously at LPL Financial, Universal 1 Credit Union, Inc., CUNA Brokerage Services, Inc., Midusa Credit Union, and Cuso Financial Services. Outside of his advisory role, he serves as an assistant basketball coach for Madison Local Schools in Middletown, Ohio. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, leveraging proprietary research and model-based asset allocations to tailor strategies according to client goals and risk tolerances. The firm integrates institutional trading capabilities with wealth management services and operates as a broker-dealer, investment adviser, and futures commission merchant.

James Stuart III is a financial advisor with Morgan Stanley in Centerville, Ohio, holding Series 63 and Series 65 licenses and having nine years of industry experience. He has worked at Morgan Stanley since 2016 and was involved with James Stuart Audio, L.L.C. from 2015 to 2022. He also serves as a board member for the Springboro Clearcreek Baseball nonprofit organization. Morgan Stanley Wealth Management offers advisory programs to individual and institutional clients, providing tailored financial planning that utilizes firm-approved tools and modeling techniques without offering individual security recommendations as part of standalone plans.

Zachary Jablonski is a financial advisor at LPL Financial based in Dayton, OH, holding a Series 66 designation with six years of industry experience. His prior roles include positions at CUSO Financial Services, LP, and multiple divisions of Federated Investment companies. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and advisory services utilizing various portfolio strategies and third-party managers, supported by operational tools that assist advisors without making investment decisions on behalf of clients.

Martin Mc Gillivary is a financial advisor with Raymond James Financial Services Advisors, Inc. in Dayton, OH, holding Series 63 and Series 65 credentials and possessing 38 years of industry experience. He has worked with firms including MLM & TRI Kettering, LLC and MLM & TRI SHK, Inc. Outside of advising, he is a partner and silent investor in a local restaurant franchise. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored non-discretionary planning and consulting using risk profiling and analytical modeling and supports municipal finance work through its affiliation with a municipal advisor.

Jessica Thacker is a financial advisor at Edward Jones with five years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at Huntington Investment Company and CODE Credit Union. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, supported by a large network of financial advisors and branch offices nationwide.

Mark Howie is a financial advisor with LPL Financial in West Chester, OH, holding Series 63 and Series 65 credentials and bringing 13 years of industry experience. He has been with LPL Financial since 2013. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a variety of advisory and brokerage services, including financial planning and access to model portfolios and third-party asset management, supported by extensive technology and a broad range of financial products.

Brittany Deweese is a financial advisor with Cambridge Investment Research Advisors in Centerville, OH, holding a Series 66 designation and nine years of industry experience. She has worked extensively with Cambridge Investment Research entities since 2016, as well as with S & D Capital. Cambridge Investment Research Advisors serves a diverse range of individual and institutional clients by providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs, operating through thousands of financial professionals and managing a multi-billion dollar asset base across multiple platforms and custodians.

Monica Thomas is a financial advisor with Cambridge Investment Research Advisors in Middletown, Ohio. She holds Series 65 and Series 63 licenses and has two years of industry experience. Prior to joining Cambridge, she worked for the City of Middletown and has been involved with West Central Wine, LLC for ten years. She also serves as a board member of the Middletown Garden Club. Cambridge Investment Research Advisors, Inc. serves individual and institutional clients, including pension and charitable organizations, by offering financial planning, investment management, and retirement-plan advisory services. The firm manages a multi-billion dollar asset base and provides access to various platforms, third-party advisers, and proprietary model strategies.

Craig Couch is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and 17 years of industry experience. His prior roles include positions at Citizens Securities, The Huntington Investment Company, LPL Financial, FirstMerit Bank, and Edward Jones. Outside of his advisory work, he serves as a play-by-play announcer for Elyria Lorain Broadcasting Co. Cambridge Investment Research Advisors serves a diverse range of individual and institutional clients, including pension and charitable organizations, by offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm supports both discretionary and non-discretionary management across multiple platforms and maintains proprietary model strategies under the Founders Gate Capital brand.

David Bailey is a financial advisor at Edelman Financial Engines with 19 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at several firms, including Financial Engines Advisors, Cinfed Federal Credit Union, LPL Financial, Fifth Third, and Scottrade. Edelman Financial Engines provides technology-enabled investment advisory services focused on workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages model-based and customized portfolios, offers sub‑advisory services, and supports a large client base through both advisor-led and online offerings.

John Milo is a financial advisor with LPL Financial in Dayton, Ohio, holding Series 63 and Series 66 licenses and bringing 38 years of industry experience. His career includes positions at Telhio Credit Union, Waddell & Reed, and U.S. Bancorp Investments. Outside of financial advising, he is involved with Adventure Therapy Travel LLC, a part-time travel agency. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services using various model portfolios, third-party subadvisors, and operational tools, supporting over $819 billion in discretionary assets and a network of more than 22,800 advisors.

Saad Sabri is the Vice President and Financial Consultant at Fidelity Investments. He has been with Fidelity since 2013, progressing through various roles including Full Trader, Investments Solutions Representative, Retirement Solutions Representative, Retirement Relationship Manager, Investment Consultant, and Financial Consultant before assuming his current position in 2025. Throughout his tenure, Saad has worked closely with clients and families to develop and implement financial plans, with a focus on wealth planning and addressing risks that may impact financial goals. He is committed to providing financial services tailored to diverse investor needs under the Fidelity brand. Outside of his professional role, Saad has interests in the beach, parenthood, and traveling.

Michael Balsom is a financial advisor at Morgan Stanley with 13 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank and Bank of America, including Merrill Lynch. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses firm-approved tools and models to guide its planning process.

Robert Patton Jr. is a financial advisor at Ameriprise with 32 years of industry experience. He holds Series 63, Series 65, and Series 66 designations. Prior to joining Ameriprise in 2026, he spent over three decades at The Huntington Investment Company and Huntington National Bank. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service, which focuses on tax-aware withdrawal strategies and dependable income sources.

Phillip Sorum is a CFP® and Series 66-licensed financial advisor with LPL Financial, where he has been practicing for five years. Prior to joining LPL, he worked at Joyride Tours LLC and Creative Glass. He is also involved in insurance and tax services through his DBA, Sorum Insurance and Tax Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment solutions, including third-party asset management and institutional platforms.