Christopher Malmstrom is a financial advisor with Ameriprise in Newark, DE, holding Series 63, 65, and 66 licenses and with 18 years of industry experience. He previously worked at Alpine Brokerage Services, LLC for six years before joining Ameriprise in 2019. Outside of his advisory role, Malmstrom serves on multiple nonprofit boards, including as Treasurer of the Association of Fundraising Professionals Brandywine Chapter and as a board member for the Epilepsy Foundation of Delaware. Ameriprise Financial Services is a large, diversified advisory firm that serves individual and institutional clients, featuring a specialized Premier Retirement Income service which provides retirement-income planning advice through a written Recommendation Report and ongoing guidance focused on income sources and tax-aware withdrawal strategies.

Robert Young is a financial advisor at Wells Fargo Clearing with Series 63 and Series 65 licenses and three years of industry experience. His prior roles include positions at The Vanguard Group, Randstad, Infosys, and Guardian Life Insurance Company of America. Outside of finance, he co-owns and operates a judo studio where he teaches and coaches. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s investment approach is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Benjamin Geiger is a financial advisor with J.P. Morgan Securities in West Chester, PA. He holds Series 63 and Series 66 designations and has five years of industry experience. His prior work includes roles at Shopify and JPMorgan Chase Bank, N.A. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Robert Wadleigh is a financial advisor at Wells Fargo Advisors with 18 years of industry experience. He holds the Series 66 designation and has worked within various Wells Fargo entities since 2009. Based in Wilmington, DE, his background includes extensive experience at Wells Fargo Clearing and Wells Fargo Advisors LLC. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, providing investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a wide range of planning services and integrates advisory offerings with other financial products and referral channels.

Andrew Ferrell is a financial advisor with Mass Mutual Investors Services in Newark, Delaware, holding a Series 66 designation and eight years of industry experience. He previously worked at Ameriprise Financial Services from 2016 to 2019 before joining MassMutual and its subsidiary MML Investors Services in 2019. MML Investors Services, LLC operates as a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, emphasizing annual collaborative relationships and event-driven planning programs.

Melissa Ray is a Financial Consultant at Fidelity Investments, where she collaborates with clients to develop personalized financial plans aimed at helping them achieve their goals with clarity and confidence. She focuses on translating complex financial decisions into actionable strategies that align with clients' priorities. Melissa has been with Fidelity Investments since 2019, progressing through roles including Client Experience Associate, Financial Representative, Relationship Manager, and Planning Consultant before her current position. This experience has provided her with a comprehensive understanding of financial services and client relationship management. Outside of her professional work, Melissa has interests in cooking and baking, music, outdoor adventures, parenthood, reading, and running.

David Walker is a financial advisor with LPL Financial in Wilmington, DE, holding Series 63 and Series 65 licenses and having two years of industry experience. Prior to joining LPL Financial, he worked at Compass Ion Advisors and spent over a decade at Willowdale Chapel. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base that includes individuals, retirement plans, financial institutions, corporations, and nonprofits. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services through a national network of investment adviser representatives.

Eric Gustafson is a financial advisor with Morgan Stanley in Greenville, Delaware, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has been associated with Morgan Stanley Smith Barney since 2009 and currently works at Morgan Stanley Private Bank, National Association. Morgan Stanley Wealth Management provides advisory programs and financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s financial planning emphasizes structured discovery and utilizes approved planning tools, offering a range of retail and institutional products and services.

James Mcdermott is a financial advisor at Edelman Financial Engines with a Series 65 designation. He has been with Edelman Financial Engines since 2025 and previously worked in the mortgage industry at NVR Mortgage, Freedom Mortgage, and DITECH GREEN TREE. Edelman Financial Engines provides technology-enabled investment advisory services focused on workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages model-based and customized portfolios, offers sub‑advisory services, and supports a large participant base through both advisor-led and online platforms.

Mark Verbanas is a financial advisor with Ameriprise in Oxford, PA, holding a Series 66 designation and 26 years of industry experience. He has been with Ameriprise and its affiliate since 2005. Verbanas serves on the Finance Committee of the Oxford Presbyterian Church. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver non-discretionary recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Charles Allen is a financial advisor at Morgan Stanley with 26 years of industry experience. He holds the Series 63, Series 65, and Series 66 credentials and has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009. Allen serves on the executive boards of both the Southern New Jersey Council and the Garden State Council of the Boy Scouts of America. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and firm-approved tools, serving clients through a combination of advisory and brokerage services.

Marcia Upton is a Planning Consultant who collaborates with clients to develop personalized financial plans that align with their individual goals and needs. She emphasizes the importance of financial success as encompassing peace of mind, not just numerical achievements. Prior to her current role, Marcia worked as an Investment Consultant at Fidelity Investments from 2023 to 2025. She also served as a Financial Advisor at Thrivent from 2019 to 2023. Outside of her professional work, Marcia enjoys reading, playing tennis, and volunteering.

Christopher John Hickey is a Senior Financial Advisor at Merrill Lynch Wealth Management with a career in the financial services industry beginning in 1995. He has held various leadership positions within the Wealth Management Division, including Investment Center Manager, Assistant Market Director, and Market Director across the New Jersey, Pennsylvania, and Delaware markets. Mr. Hickey employs a disciplined wealth management process, integrating clients' financial and personal circumstances to develop tailored investment strategies and recommendations. Utilizing Merrill Lynch's investment insights alongside Bank of America's banking services, he aims to provide comprehensive and integrated financial solutions. He regularly conducts financial reviews with clients to monitor progress and adjust strategies as needed in response to changes in clients' lives or financial markets. He holds the Chartered Retirement Planning Counselor™ designation awarded by the College for Financial Planning Institutes Corp., along with Series 7, 9, 10, 24, 63, and 65 registrations from FINRA. Additionally, he is licensed in Life, Health, and Long-Term Care insurance. Mr. Hickey earned a Bachelor of Science in Business Administration from Villanova University and a High School Diploma from Chaminade High School. Mr. Hickey resides in Wilmington, Delaware with his wife Amy and their four children. In his personal time, he often engages in golfing.

David Sauers is a CFP® professional at Osaic with 31 years of industry experience. He previously worked for nine years at Lincoln Financial Advisors before joining Osaic in 2025. He is also involved in offering various insurance products, including disability insurance, fixed annuities, equity-indexed annuities, and traditional life insurance. Osaic Wealth, Inc. serves a diverse client base ranging from individuals to institutions, providing brokerage and investment advisory services through a large network of affiliated advisors. The firm utilizes advanced portfolio construction tools and offers access to multiple third-party money managers and managed-account solutions.

Erich Dischert is a financial advisor with Raymond James & Associates in Wilmington, DE, holding a Series 66 designation and bringing 22 years of industry experience. He has been with Raymond James & Associates since 2015. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base including individuals, institutional clients, and charitable organizations. The firm offers financial planning, investment consulting, and institutional fiduciary services, utilizing a range of portfolio management styles and affiliated research to support client decision-making.

Jeffrey Racan is a financial advisor at Merrill with 19 years of industry experience. He holds the Series 66 designation and has worked at Merrill since 2009. He also has experience at Bank of America, N.A., where he has worked since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, and institutional investors, employing a range of internal and third-party investment managers.

Garrett Hadley is a financial advisor with Morgan Stanley, holding a Series 66 credential and bringing 26 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. since 2015 and at Morgan Stanley Smith Barney LLC since 2009. Outside of his advisory role, he serves as a board member of the Avalon Yacht Club in Avalon, New Jersey. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers services through both direct and corporate financial planning agreements.

Leandro Genoese is a financial advisor with Cetera, holding a Series 66 designation and over 26 years of industry experience. He has worked with Avantax and has operated Genoese & Associates, P.A., a CPA firm specializing in tax preparation, business consulting, payroll, bookkeeping, and accounting, since 2008. Besides advisory work, he serves as president of this firm and is involved as a general partner in real estate and mortgage-related partnerships. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a network of independent advisors. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform that provides access to diverse investment strategies under both discretionary and non-discretionary arrangements.

Charles Fazio is a financial advisor with Mass Mutual Investors Services in New Castle, DE, holding Series 66 and Series 63 licenses and has 11 years of industry experience. He has been with Mass Mutual Investors Services since 2016 and has also worked at MassMutual Life Insurance Co since 2014. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of programs including wrap and money-manager services as well as educational seminars.

Blake Corrigan is a Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2016. He has been with Fidelity Investments since 2012, serving previously as an Investment Consultant from 2014 to 2016 and as a Private Client Specialist from 2012 to 2014. Prior to joining Fidelity, he worked as a Retirement Specialist at T. Rowe Price from 2008 to 2012. Blake's professional focus is on building long-term relationships with clients, emphasizing trust and understanding of their goals and needs. He partners with clients to create and maintain tailored financial plans that address their objectives for today, the future, and for generations to come, supported by consistent communication. Outside of his professional role, Blake is engaged in family activities and enjoys gardening, hiking, parenthood, and skiing.