Patrick Preston is a Senior Financial Advisor with Merrill Lynch Wealth Management. He has developed expertise in creating personalized financial strategies that address the complex needs of individuals, families, and businesses. Patrick emphasizes a client-centered approach, aligning his services with the principle that "the client's needs come first." He collaborates with a team of specialists and coordinates with clients' attorneys and accountants to integrate investment management with tax minimization, wealth transfer, and estate planning. Patrick joined Merrill Lynch Wealth Management in 1991 after earning his bachelor's degree from the University of North Carolina at Greensboro, where he was a student-athlete on the men’s soccer team. He was promoted to Resident Director of the Freehold office in recognition of his client commitment and service delivery. Patrick holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Certified Private Wealth Advisor (CPWA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Residing in Freehold with his three children, Patrick actively contributes to the community through board memberships and volunteer work with organizations such as the YMCA of Western Monmouth, Graeme Preston Foundation for Life, Freehold Soccer League, and the Lake Topanemus Park Commission. His personal interests include gardening, golfing, traveling, and spending time with his family.

James Figurelli is a financial advisor with Equitable Advisors in Woodbridge, NJ, holding a Series 66 license and one year of industry experience. His prior work includes roles outside finance, such as positions at Tac Ops Laser Tag and Spring Brook Country Club. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm operates a hybrid referral and implementation model, offering both advisory and brokerage/insurance channels tailored to client goals and risk tolerance.

Theodore Fiolek III is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and over 35 years of industry experience. He has worked with LPL Financial since 2025 and previously with IC Advisory Services Inc. and The Investment Center, Inc. Mr. Fiolek is also the sole proprietor of a tax preparation and financial services business and is a self-published novelist. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad range of clients, including individuals, retirement plans, banks, and charitable organizations. The firm offers various financial planning and advisory programs, retirement consulting, and brokerage services, utilizing research, model portfolios, and advanced investment technologies.

Eric Eng is a Senior Financial Advisor with Merrill Lynch Wealth Management, where he has been serving clients since 2018. He focuses on developing strong client relationships by understanding clients' personal perspectives and priorities to create tailored financial strategies. Eric works to help clients pursue goals such as retirement planning, funding education, managing wealth transfers, and addressing potential health care costs. His approach emphasizes regular communication and adjustments to strategies, aiming to bring clarity and simplicity to complex financial planning. Eric’s expertise includes corporate executive services, divorce transition planning, employee benefits planning, executive compensation, and portfolio management services, among other areas. He holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) professional designations. Eric graduated from Rutgers University with a bachelor’s degree in economics. He lives in Mountain Lakes, New Jersey with his wife and two sons. Outside of work, Eric participates in community volunteering and enjoys personal interests such as biking, camping, chess, cooking, fishing, football, golfing, photography, and volleyball.

Joseph Dandola is a financial advisor at Equitable Advisors with eight years of industry experience. He holds Series 66 and Series 63 licenses and has worked at Equitable Advisors since 2017, previously associated with Axa Advisors and Rich Planning Group. Outside of advising, he is involved in Madison Travel as an outside agent for travel bookings. Equitable Advisors serves a diverse client base, including individuals, high-net-worth clients, retirement plans, and institutions, offering financial planning, brokerage, insurance, and access to third-party asset management programs. The firm operates as a dual-registered SEC investment adviser and broker-dealer, relying on LPL-sponsored programs and endorsed TAMPs to deliver advisory and brokerage solutions.

Jennifer Noone is a Senior Financial Advisor for The Noone Group, specializing in managing client relationships and client acquisition. She focuses on building relationships with clients founded on understanding, clear communication, and mutual respect. Jennifer's approach emphasizes goals-based wealth management to assist individuals and families in achieving their financial objectives. Jennifer holds a Bachelor of Arts degree in Psychology and Mathematics from Syracuse University and earned her MBA in Entrepreneurship from the Whitman School of Management at Syracuse University in 2017. She holds FINRA Series 7, 63, and 66 registrations and is licensed in life insurance. Jennifer also holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Her community involvement includes volunteering with the American Cancer Society and the Boomer Esiason Foundation. Jennifer chaired the 2014 Cancer Ball and co-chaired the 2015 Monmouth County Cancer Ball, supporting cancer research fundraising efforts. She is active in the National Women’s Exchange as Co-Chair of Marketing and Communications. Outside of work, Jennifer enjoys boating, fishing, golfing, hiking, music, photography, running, spending time with family, traveling, and yoga.

Michael Noone Jr. is a financial advisor with Merrill, holding a Series 66 designation and 16 years of industry experience. He has worked at Merrill since 2016 and previously held positions at Morgan Stanley and its Private Bank. No additional outside activities were reported. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, and institutional investors. The firm’s platform is integrated into Bank of America’s broader corporate services, including lending and custody.

Jennifer Lumsden is a Series 66 licensed advisor with Ameriprise Financial Services, LLC, based in Red Bank, NJ. She has 18 years of industry experience, including six years with Ameriprise Financial Services, LLC and four years with Ameriprise Financial Services, Inc. Ameriprise Financial Services is a large advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Daniel Krause is a financial advisor at LPL Enterprise with five years of industry experience. He holds the Series 66 designation and has previously worked at Prudential Insurance Company of America and Pruco Securities, LLC. Outside of his advisory work, he operates a business under the name Daniel Krause Design. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, access to model portfolios, third-party asset management, and a range of brokerage and insurance products supported by its integrated platform.

Derek Swanner is a financial advisor with Ameriprise in Little Silver, NJ, holding a Series 66 designation and 17 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2015. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement who meet certain asset criteria, providing written Recommendation Reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis delivered by a centralized consulting team, with an emphasis on assets held in Ameriprise Managed Accounts and a range of advisory, brokerage, and insurance solutions.

Dennis Rose is a financial advisor with LPL Financial, holding Series 63, 65, and 66 licenses and bringing 34 years of industry experience. He has worked at LPL Financial since 2017 and previously spent 12 years with National Planning Corporation. In addition to advising, he is a CPA actively involved in tax preparation and accounting services through multiple entities, including roles servicing entertainment industry clients. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad range of clients, including individuals, retirement plans, and institutions. The firm offers various advisory programs and financial planning services supported by proprietary and third-party research, serving clients through a national network of investment adviser representatives.

John Emerick III is a financial advisor at Charles Schwab with 33 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at TD Ameritrade and Charles Schwab in various capacities since 2014. He maintains a New Jersey insurance license, though he does not conduct other insurance-related business. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, supported by proprietary research and a centralized operational structure.

Christa Trust is a financial advisor with Morgan Stanley in Red Bank, NJ, holding Series 63 and Series 66 designations and bringing nine years of industry experience. She has been with Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2019 and has also worked at Couto DeFranco and HD Vest Investment Services since 2016. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides both direct and employer-sponsored financial planning services.

Janice Whiting is a financial advisor with Wells Fargo Advisors in Red Bank, NJ, holding Series 63 and Series 66 designations and 17 years of industry experience. She has worked across several Wells Fargo entities since 2010. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services, including specialized areas such as business-owner transition and sports & entertainment planning, using proprietary research and planning tools to develop tailored client recommendations.

Louis Gorini is a Financial Advisor with Merrill Lynch Wealth Management, focusing on delivering tailored financial guidance to individuals and families. He collaborates closely with clients to define their goals and develop portfolio strategies aimed at achieving those objectives, providing ongoing advice and adapting plans as circumstances evolve. With expertise in areas including college education planning, divorce transition planning, family wealth management strategies, legacy planning, managing new wealth, and personal retirement planning, Louis supports clients through the complexities of wealth management. He holds a Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from Seton Hall University. Louis resides in Monmouth County and is engaged in his community. His personal interests include baseball, basketball, bowling, cooking, football, pickleball, spending time with his family, traveling, and watching movies.

Jenna Faiella is a Series 66-licensed financial advisor with 15 years of industry experience, currently with Cetera. Her work history includes roles at Avantax Investment Services, J.P. Morgan Securities, and Guardian Life. Outside of her advisory work, she is the managing member of NJ SALT 4 LLC, a salt distribution company serving residential and commercial customers. Cetera Investment Advisers LLC serves a wide range of clients, including individuals, retirement plans, corporations, and charitable organizations, offering portfolio management, financial planning, and access to third-party money managers through a multi-manager platform.

Stephen Bannon is a financial advisor with UBS Financial Services in Red Bank, NJ, holding a Series 66 designation and 14 years of industry experience. His career includes two tenures at UBS Financial Services, from 2014 to 2019 and from 2022 to present, with a three-year period at Merrill in between. He is connected to a family-owned business, CBD Hair Studio LLC, which provides salon services but in which he does not have an active management role. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, employing proprietary capital market assumptions and research to tailor portfolios to client goals and risk tolerances. The firm integrates institutional trading capabilities with wealth management services, providing a broad range of financial products and capital markets services.

Enroy Hyles is a financial advisor at Cetera with 21 years of industry experience and holds a Series 66 designation. His prior experience includes roles at VOYA Financial Advisors and Cetera Wealth Services, LLC. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individual, employer-sponsored retirement plans, corporate, charitable, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform with a large network of independent advisors.

Sleem Chang is a financial advisor at Equitable Advisors with 13 years of industry experience. He holds Series 65 and Series 63 licenses and previously worked at J.P. Morgan Securities, J.P. Morgan Chase Bank, Xchange Place, and Axa Advisors. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, corporations, charities, and institutions, offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates as both an SEC-registered investment adviser and broker-dealer, utilizing LPL-sponsored programs and endorsed TAMPs to deliver advisory and brokerage solutions.

Robert Dipasquale is a financial advisor at Merrill with 10 years of industry experience. He holds a Series 66 designation and has been with Bank of America and Merrill since 2015. Merrill provides managed account services through the Select Portfolio Solutions program, serving a broad client base that includes individuals, high-net-worth clients, pension and profit-sharing plans, and corporate fiduciaries. The firm offers model-based and discretionary investment strategies integrated into Bank of America’s broader platform.