Kristen Vicente is a financial advisor at Morgan Stanley with nine years of industry experience. She has worked at Morgan Stanley Smith Barney since 2018 and previously held positions at LPL and Citizens Securities. Morgan Stanley Wealth Management serves individual and institutional clients by providing a wide range of advisory programs and tailored financial planning, utilizing structured planning tools and proprietary investment models. The firm manages approximately $2.74 trillion in client assets and offers both direct individual plans and employer-sponsored financial planning agreements.

David Brawley is a financial advisor at Merrill with 16 years of industry experience and holds a Series 66 designation. He has been with Merrill since 2014. Outside of his advisory work, he serves as the Grand Knight for the Knights of Columbus Council #330, a charitable organization in North Attleboro, Massachusetts. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies tailored for individuals, high-net-worth clients, and various institutional investors.

Eric Alcusky is a financial advisor at Merrill with 10 years of industry experience. He holds the Series 66 designation and has been with Merrill since 2016. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Karen Lemke is a financial advisor with Edward Jones in Providence, RI, holding Series 63 and Series 66 credentials and 10 years of industry experience. She previously worked at RBC Capital Markets from 2015 to 2019 before joining Edward Jones in 2019. Outside of her advisory role, she serves as a member of the Finance Committee for both the Providence Preservation Society and the Rhode Island chapter of the Daughters of the American Revolution. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm operates under a fiduciary standard and supports its clients through a nationwide network of over 23,700 financial advisors.

Valdir Pina serves as Senior Resident Director and Wealth Management Advisor with Merrill Lynch. He began his financial services career in 2000 and has developed expertise in family wealth management strategies, liquidity management, managing new wealth, and personal retirement planning. Valdir has worked in multiple locations including Indian Wells, California, and Salt Lake City, Utah, supporting individuals, families, and business owners in making informed financial decisions and optimizing their financial resources. Valdir holds a Bachelor of Science degree in Finance from Brigham Young University. He is a Certified Financial Planner (CFP®) certificant, a CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), a Chartered Retirement Planning Counselor (CRPC), a Personal Investment Advisor (PIA), and a Retirement Benefits Consultant (RBC). He is associated with the Bradley Center and participates in church and civic causes in his community. Valdir and his wife, Melanie, reside in South Jordan, Utah, with their six children.

Justin Cahir is a financial advisor with Merrill in Riverside, Rhode Island, holding a Series 66 credential and 20 years of industry experience. He has been with Merrill since 2009. Outside of his advisory role, he serves as a board member for West Bay Christian Academy and works as a consultant for CCs Sports Cards LLC, engaging in sports card collectible content on social media. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, and charitable organizations.

Connor White is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. His work history includes roles at Bank of America and Kohl’s, as well as eight years as an educator at Tall Pines Academy. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Jessica Therien is currently a Planning Consultant at Fidelity Investments, where she collaborates with multiple Wealth Management Teams to assist clients in achieving financial peace of mind. Her role emphasizes integrity, transparency, and putting clients' interests first, aiming to support individuals in making informed financial decisions. Jessica's professional experience at Fidelity Investments includes roles as a Financial Representative from 2023 to 2025, followed by a position as Relationship Manager until 2026, before advancing to her current role. Through these positions, she has gained experience in client relationship management and financial planning, focusing on personalized guidance and service to meet unique financial goals. Outside of her professional work, Jessica has interests in cars, fitness, hiking, skiing, snowboarding, and traveling.

Brian Fuller is a financial advisor with Cetera, holding a Series 66 designation and two years of industry experience. He has worked at Cetera and affiliated entities since 2023 and is also involved with Pioneer Financial Group as a financial advisor. Outside of his advisory role, Fuller works as a sales associate for Rhode Runner Inc., a retail business specializing in running footwear and apparel. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management, financial planning, and retirement services through a multi-manager platform with access to affiliated and third-party managers, supporting various program structures and custodial relationships.

Maureen Kerrigan is a Series 66 registered advisor with RBC Capital Markets in Providence, RI, bringing 23 years of industry experience. She has been with RBC Capital Markets Corporation since 2008. Kerrigan serves on the board of directors for Starkids Scholarship Programs, a nonprofit focused on education support. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutional clients, and charitable organizations. The firm offers a range of advisory programs that provide portfolio management, financial planning, and brokerage services, tailored to each client's risk profile and investment objectives.

Nicholas Mastrostefano is a financial advisor at Merrill with 11 years of industry experience. He holds the Series 66 designation and has worked at Merrill since 2009 and Bank of America since 2016. Outside of his advisory role, he owns a sole proprietorship that produces original designs and provides consulting services for small businesses. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, providing model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

Daniel Dehoney is a financial advisor with Ameriprise in Lincoln, Rhode Island, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has been with Ameriprise and its predecessor firms since 2005. Outside of his advisory role, he is the owner of The DeHoney Group, a financial planning business, and contributes pro bono work to the Angel Foundation’s Financial Cancer Care program. Ameriprise offers retirement-income planning services primarily for individuals approaching or in retirement who meet certain asset thresholds, combining research, modeling, and tax-efficiency analysis to provide tailored income recommendations. The firm provides a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Scott Goltsos is a financial advisor with Merrill, holding a Series 66 designation. He has been with Merrill since 2026 and has previous work experience primarily with Vector Marketing Corporation. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual and institutional clients.

Deidre Piers is an International Wealth Advisor with Merrill Lynch Wealth Management. She has been with Merrill since 2001, bringing over two decades of experience in guiding a select group of wealthy families through goals-based wealth management. Deidre emphasizes building personal relationships with her clients to better understand their risk tolerance and provide comprehensive financial services tailored to their entire financial needs. Deidre holds a Bachelor's degree in Economics from Boston University and earned the Certified Investment Management Analyst® (CIMA®) designation from the Investments & Wealth Institute™ in 2010. Fluent in English and Spanish, she utilizes Merrill's investment resources and the banking strength of Bank of America to deliver bespoke strategies aligned with her clients’ aspirations and risk profiles. Her approach focuses on helping clients navigate complex market environments while maintaining financial health and achieving long-term goals. Deidre values relationships grounded in integrity, respect, and understanding, and is committed to supporting her clients through both prosperous and challenging times.

Joshua Mcmillen is a financial advisor at Fidelity with Series 63 and Series 66 licenses and one year of industry experience. His prior roles include positions at MassMutual Life Insurance Co, MML Investors Services, LLC, and Easton Winwater. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides advisory and investment management services to retail and institutional clients. The firm utilizes a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across mutual funds, ETFs, and ETPs.

Bruce Balkcom is a financial advisor with Cetera, holding a Series 63 designation and over 33 years of industry experience. His prior work includes roles at Investors Capital Corporation and Cetera Advisors LLC. Outside of his advisory work, he is involved in fixed insurance sales through his business activities. Cetera Investment Advisers LLC is a nationwide platform serving individual and institutional clients with portfolio management, financial planning, and retirement services. The firm offers a range of program options including model portfolios, third-party managers, and bespoke strategies, managing over $256 billion in assets across more than 10,000 advisors.

John Lima is a financial advisor with Merrill in Riverside, RI, holding Series 63, 65, and 66 licenses and bringing 15 years of industry experience. He has worked at Merrill since 2017 and previously spent one year at Santander Bank N.A. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Akbar Tirmizey is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. His prior roles include positions at Bank of America N.A. and Savings Bank Life Insurance. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jodi Gaynor is a financial advisor at Thrivent Investment Management with one year of industry experience. She holds the Series 66 designation and previously worked at CVS Health Inc. for 24 years. Jodi is also the CFO of BetterX Compounding, Inc., a company developing automated pharmaceutical compounding technology. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on holistic, goal-based financial planning without discretionary trading authority. The firm’s approach separates planning from managed accounts while offering a consolidated billing option called “WealthPlan.”

Kerri Converse is a financial advisor with Merrill, holding Series 66 and Series 63 licenses and bringing 13 years of industry experience. She has been with Merrill since 2011. Outside of her advisory role, she consults on product design for an Etsy-based business and serves as a board member for the North Smithfield Athletic Association, where she helps organize community fundraising events including the town’s annual 5K run. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.