Christopher Borowiec is a financial advisor at Merrill with 12 years of industry experience and holds a Series 66 designation. He has been with Merrill and its affiliate Bank of America, N.A. since 2009. Outside of his advisory role, he serves as a committee member for the Springfield Museums, a charitable organization in Massachusetts. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Jason Gutcheon is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and 27 years of industry experience. He serves as President of Professional Business Insurers, providing employee benefit plans and health insurance services to small businesses. Gutcheon is also a board member of the Greater Hartford Arts Council and Junior Achievement of Southwest New England, where he contributes to arts advocacy and financial education. Cetera Investment Advisers LLC supports a large nationwide network of independent advisors and offers a range of portfolio management, financial planning, and retirement services for individuals, employer plans, corporate, charitable, and institutional clients. The firm operates a multi-manager platform with various program structures and custodial relationships, managing over $256 billion in assets across more than 10,000 advisors.

Nathan Stephens is a financial advisor at Charles Schwab with 12 years of industry experience and holds a Series 66 designation. His prior roles include positions at Fidelity Personal and Workplace Advisors and TD Ameritrade. Outside of his advisory work, he owns a rental property used for short-term vacation rentals. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, combining non-discretionary advisory models with access to discretionary separately managed accounts and alternative investments.

Charles Beyer is a financial advisor at Edward Jones with the designations ChFC® and Series 66, and six years of industry experience. His prior career includes 24 years of service in the U.S. Army. He is the principal and registered agent of B2G LLC, a company with no activity since its registration in 2017. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment advisory programs and strategies and manages approximately $1.01 trillion in assets, supported by a nationwide network of more than 23,700 financial advisors.

Timothy Reynolds is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and 23 years of industry experience. He has been with Cambridge since 2010 and has also maintained a long-standing role at Viola Chrabaszc Reynolds and Co., LLC since 1977. Outside of his advisory work, Reynolds serves as a member of the board of directors for Peoples Bank and is an elected selectman for the town of Suffield, CT. He also holds a partnership role at a tax preparation and accounting firm. Cambridge Investment Research Advisors serves a diverse client base—including individuals, pension plans, and charitable organizations—providing financial planning, investment management, and retirement plan advisory services through a network of independent professionals. The firm offers multiple investment platforms and strategies, including proprietary models and access to third-party managers, with tailored approaches to suit client objectives.

Mena Haile is a financial advisor at Morgan Stanley in Hartford, CT, holding the Series 63 and Series 65 designations with four years of industry experience. Prior to joining Morgan Stanley in 2025, Haile worked at CapAcuity Securities, Inc., Sidney Federal Credit Union, and several other firms. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and market simulations as part of its financial planning process.

Monica Forbes is a financial advisor with Edward Jones in Windsor, CT. She holds a Series 66 designation and has over 28 years of prior experience at IBM. She is also the owner and broker of Forbes Insurance Solutions LLC, a health insurance brokerage. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with a wide range of advisory programs, managing approximately $1.01 trillion in assets. The firm is notable for its extensive retail advisor network and affiliated financial services.

Harvey Silverman is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 66 licenses and over 51 years of industry experience. He previously worked at Metlife Securities Co. for 14 years before joining MassMutual and its related entities in 2016. In addition to his advisory role, he is also a funeral director and embalmer, a position he has held since 1959. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser providing financial planning, asset management, and educational services to individuals, business owners, trusts, estates, and charitable organizations. The firm emphasizes collaborative, annual planning engagements using firm-approved analytical tools, with optional implementation of recommendations through brokerage or insurance arrangements.

Benjamin Emory is a CFP® professional with eight years of industry experience. He is currently with OSAIC and has previously worked at Ameriprise, Fidelity Investments, Lincoln Financial Advisors, Bank of America, Merrill, and the University of Connecticut. Emory also serves as Lead Advisor at IronBridge Wealth Counsel, LLC. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides brokerage and advisory services with access to various investment platforms and third-party managers, utilizing asset-allocation tools and automated rebalancing to manage portfolios across multiple asset classes.

Daniel Cirino is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Prior to joining Fidelity Investments in 2026, he held positions at Valenti Volkswagen of Old Saybrook and AAA Club Alliance. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to both retail and institutional clients. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios that include mutual funds, ETFs, and ETPs.

Calla Poulos is a financial advisor with Cetera, holding a Series 66 designation and 12 years of industry experience. She has worked at Cetera since 2021 and previously at Voya Financial Advisors and MassMutual Financial Group. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers portfolio management, financial planning, and access to third-party money managers through a multi-manager platform with over $256 billion in assets under management.

Susan Banville is a financial advisor at Edward Jones with 31 years of industry experience. She holds the Series 63 and Series 66 designations and has worked at Edward Jones since 1999. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a nationwide network of more than 23,700 financial advisors, offering a range of investment strategies and affiliated services under a fiduciary standard.

Sherry Turner is a financial advisor with Merrill in Hartford, CT, holding a Series 66 designation and nine years of industry experience. Her prior roles include positions at Voya Financial Advisors and Wells Fargo Advisors. Outside of her advisory work, she is an affiliate marketer for a digital marketing education program called Selling with Confidence (SWC 2.0). Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Thomas Vinson is a Series 66-registered financial advisor with Cambridge Investment Research Advisors, bringing six years of industry experience. He has worked with Cambridge Investment Research since 2019 and has held roles at Noble Capital Markets and Clemson University. Outside of his advisory work, he has operated Sunshine Kleen Coin Laundry since 2018. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse range of clients, including individuals, retirement plans, and charitable organizations. The firm offers comprehensive financial planning and investment management services through a network of independent professionals, employing both proprietary and third-party strategies tailored to client objectives.

Derek Meade is a financial advisor with Cetera, holding Series 63 and Series 66 licenses and 24 years of industry experience. His prior roles include positions at Avantax Advisory Services and Ohio National Insurance. Meade has also been active in his community, serving as president of the North Central CT Chamber of Commerce and as a member of the Rotary Club of Enfield, CT. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers.

Ryan Kennedy is a financial advisor at Cetera with 25 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Cetera since 2022, with prior experience at Cantella and Co., Inc. and RCK Wealth Management, where he is also a principal. Cetera Investment Advisers LLC is an SEC-registered adviser serving a nationwide network of independent advisors and a diverse client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers, managing over $256 billion in assets.

Srikumar Ramanan is a financial advisor with Morgan Stanley in Hartford, CT, holding a Series 63 designation and 36 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and has been with Morgan Stanley Smith Barney since 2009, following prior experience at Citigroup Global Markets beginning in 2005. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning and estate planning services, managing approximately $2.74 trillion in client assets.

Richard Howell is a financial advisor at Cetera with 37 years of industry experience. He holds the ChFC® designation as well as Series 63 and Series 66 licenses. Prior to joining Cetera in 2019, he worked at Foresters Financial for seven years. Outside of finance, Howell is involved in historical reenactments and lectures, serving as president of Historic Lectures and Living History, and holds trustee and board positions with several historical societies and organizations. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with over 10,000 advisors and $256 billion in assets under management.

Dan Mayorov is a Financial Consultant at Fidelity Investments, where he collaborates with clients to develop financial plans aligned with their family's goals and priorities. He emphasizes building plans, exploring strategies for improvement, and maintaining open communication as clients' needs evolve. He has been with Fidelity Investments since 2021, progressing through roles including Financial Representative and Investment Consultant before becoming a Financial Consultant in 2023. Prior to Fidelity, Dan worked as a Member Consultant II at BECU from 2016 to 2021. Outside of his professional work, Dan has interests in cars, fitness, outdoor adventures, parenthood, and swimming.

Jason Ellis is a financial advisor at Fidelity with 13 years of industry experience and holds a Series 66 designation. His prior roles include positions at Valic Financial Advisors, Transamerica Investors Securities Corporation, and Charles Schwab. Ellis is also active in higher education, teaching undergraduate and graduate courses as adjunct and affiliate faculty at institutions including Southern New Hampshire University, Johnson and Wales University, Southwestern College, and Maryville University. He works with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm utilizes a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction to deliver diverse investment solutions including discretionary and non-discretionary advisory services, fund advisory, and model portfolios.