Michael Fontaine is a financial advisor with Ameriprise in North Andover, MA, holding a Series 66 designation and 20 years of industry experience. He has been with Ameriprise since 2005, including its predecessor Ameriprise Financial Services, Inc. Outside of his advisory work, Fontaine serves as a part-time ski coach for his children's race program at the Franconia Ski Club. Ameriprise offers retirement-income planning services focused on individuals near or in retirement, using research-driven, tax-efficient strategies and algorithmic tools to provide tailored recommendations primarily for clients with substantial investable assets.

Judith Henry is a CFP® with 27 years of industry experience, currently serving at Raymond James Financial in Marlborough, MA. Her prior roles include positions at LPL Financial, First Technology Federal Credit Union, Banc of America Investment Services, and Quick & Reilly. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, high-net-worth clients, and institutional entities. The firm employs tailored, non-discretionary planning and analytical tools to support client goals and maintains a diverse advisory platform with specialized programs such as municipal and SIMPLE IRA employer consulting services.

Mark Rosen is a financial advisor with Cetera, holding CFP® and Series 66 credentials and bringing nine years of industry experience. He has a background in accounting and dental practice consulting, serving as a partner and trustee in various related businesses and nonprofit activities. Rosen is also president of the Larry S. Rosen Memorial Foundation, which awards scholarships. Cetera Investment Advisers LLC is an SEC-registered advisor with a nationwide network of over 10,000 advisors serving individual, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and retirement services through a multi-manager platform that includes affiliated and third-party model portfolios and strategies.

Robert Host is a financial advisor with LPL Financial based in Holliston, MA, holding a Series 66 designation and having 22 years of industry experience. His prior roles include positions at Barbara Sekely and Waddell & Reed, Inc. He has maintained a tax preparation and accounting practice since 1987. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm provides a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Laura Wiedeman is a Senior Financial Advisor at Merrill Lynch Wealth Management. She joined Merrill Lynch in 2016 and leads The Freeman Wiedeman Group, providing comprehensive financial strategies that address clients' diverse financial needs. Laura combines her experience as a former Bank of America Assistant Manager with the investment resources of Merrill Lynch to serve a high-net-worth clientele including engineers, educators, business owners, and women seeking financial guidance. Her expertise encompasses college education planning, family wealth management, legacy planning, tax minimization, retirement income, and socially responsible investing. Laura emphasizes a client-centric approach, focusing on understanding clients' personal passions, goals, and challenges. She believes in educating clients and offering straightforward recommendations, especially during market volatility and personal difficulties. Laura earned a bachelor's degree from Worcester State College and a high school diploma from Tahanto Regional High School. She holds the Personal Investment Advisor (PIA) designation. Outside of her professional work, Laura is involved in community organizations such as Big Brothers Big Sisters, Dress for Success Worcester, and United Way. She enjoys spending time with her family, playing soccer, and practicing yoga.

Bill Philpott is the Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2026. He began his career with Fidelity Investments in 2021, progressing through positions including Financial Representative, Investment Consultant, and Financial Consultant. Bill focuses on developing financial plans tailored to the unique goals of individuals and families. His approach involves understanding clients on both personal and financial levels to help them build confidence in their financial strategies. Outside of his professional work, Bill has interests in fitness and golf.

Yuli Zhang is a financial advisor at Merrill with six years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Bank of America and Merrill since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

John Noone Jr. is a financial advisor with LPL Financial, holding a Series 66 designation and 13 years of industry experience. His prior roles include positions at Hanscom Federal Credit Union, Citizens Securities, Inc., and Merrill. He is associated with Hanscom Investment Services, a DBA related to his LPL business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Lisa Hirschfeld is a financial advisor at Fidelity with 16 years of industry experience. She holds a Series 66 designation and has been affiliated with various Fidelity entities since 2013, including Fidelity Brokerage Services LLC and Fidelity Personal and Workplace Advisors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from a broad investable universe, and it holds registrations and roles that distinguish it in the institutional advisory space.

Joseph Luiso is Vice President Private Wealth Management Advisor at Fidelity Investments. In this role, he and his team focus on understanding the priorities of clients and their families to develop personalized wealth strategies. Utilizing the expertise of his team of credentialed specialists, he works to assist clients in achieving their financial goals. Joseph has been with Fidelity Investments since 1998. He served as a VP Financial Consultant from 1998 to 2015, after which he has been a Wealth Management Advisor. This extensive experience has provided him with a deep understanding of wealth management practices. Additional details about his education, credentials, and personal interests were not provided.

George Goulas is a financial advisor at Cambridge Investment Research Advisors with 17 years of industry experience. He holds Series 65 and Series 63 licenses and has been with Cambridge Investment Research in various roles since 2014. In addition to his advisory work, he is an independent insurance agent for several insurance companies. Cambridge Investment Research Advisors is an SEC-registered firm serving a diverse client base that includes individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory through a network of independent professionals, utilizing multiple custody platforms and tailored investment strategies.

Amanda Hancock is a CFP® with 14 years of industry experience, currently serving as a financial advisor at Cetera. She has been affiliated with Cetera Advisors LLC and its related entities since 2014. Outside of her advisory work, she serves as treasurer for the Charles River Dressage Association, a nonprofit equestrian club, where she is responsible for financial record keeping. Cetera Investment Advisers LLC is an SEC-registered firm that provides portfolio management, financial planning, and retirement services to individual, corporate, charitable, and institutional clients nationwide. The firm operates a multi-manager platform offering a range of program structures and investment options, supported by a large network of independent advisors.

Mark Cote is a financial advisor at Morgan Stanley with 42 years of industry experience. He holds the Series 63 and Series 65 licenses and has worked at Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm uses structured planning tools and modeling techniques to support its advisory services while clients remain responsible for plan implementation and updates.

Molly Kirkland is a Wealth Management Advisor at Merrill Lynch Wealth Management. She specializes in working with next-generation clients and families, including high-income professionals and couples, to help navigate key financial decisions such as equity compensation, purchasing a home, family savings, and long-term financial independence. Molly focuses on creating a cohesive investment strategy that integrates financial planning, tax strategy, and estate considerations. Raised by a financial advisor and now partnering alongside her father, Molly brings an early perspective on wealth management to her work. She holds the CERTIFIED FINANCIAL PLANNER® and Certified Divorce Financial Analyst® designations, emphasizing a structured, planning-first approach, especially valuable during periods of transition. Molly's client focus areas include college education planning, employee benefits planning, family wealth management strategies, legacy planning, personal retirement planning, and women and wealth. Molly earned her Bachelor's Degree from the University of Massachusetts Amherst. She is involved with professional organizations such as Thrive Support & Advocacy and serves as an ambassador for the Westborough Chamber of Commerce. In the community, she participates with Big Sister Greater Boston, Read to a Child, and Special Olympics. Outside of work, she enjoys cooking, golfing, hiking, photography, reading, and tennis.

Douglas Cook is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and seven years of industry experience. His prior work includes roles at Davinci Capital Management, URPC, and ADP LLC. Cambridge Investment Research Advisors serves a broad range of clients including individuals, pension plans, charitable organizations, and trusts, providing financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals. The firm offers diverse investment solutions across multiple platforms, combining proprietary and third-party strategies with both discretionary and non-discretionary implementation.

Carlos Ortiz is a financial advisor with Cambridge Investment Research Advisors in Worcester, MA, holding Series 63 and Series 65 licenses and seven years of industry experience. His prior roles include positions at FSC Securities Corp, The Feingold Companies, and PFE Advisors. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, charitable organizations, and trusts, providing financial planning, investment management, and retirement advisory services through a wide network of independent professionals. The firm offers a range of investment solutions across multiple platforms, with both proprietary and third-party strategies tailored to client objectives.

Stacia Patton Bowe is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and 12 years of industry experience. She has been with Primerica Advisors and Primerica Financial Services since 2014 and also has a longstanding role at WCVB-TV since 2003. In addition to her advisory work, she is involved in sales of loan products and home security-related services through affiliated companies. Primerica Advisors serves individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm offers a wrap-fee asset management program that relies on model-delivery strategies managed by unaffiliated asset managers, supported by custodial and trade execution services from BNY Mellon Advisors and Pershing.

Stephen Piotte is a financial advisor with Cetera, holding Series 63 and Series 66 registrations and bringing 21 years of industry experience. He has worked at firms including Avantax Investment Services, H&R Block, and 1st Global Capital Corp. Piotte is CEO of Constellation Financial & Wealth Management Services and operates Piotte Enterprises, Inc., which conducts wealth management activities. He also owns an income tax preparation business and assists with a family-owned craft company’s financial management. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory platform serving individuals, employer retirement plans, corporate, charitable, and institutional clients. The firm offers discretionary and non-discretionary portfolio management, financial planning, and access to multiple investment managers, managing over $256 billion in assets through more than 10,000 advisors.

Ronald Scott is a financial advisor with OSAIC, holding Series 63 and Series 65 licenses and bringing 46 years of industry experience. His prior work includes long tenures at Sagepoint Financial, Inc. and Sunamerica Securities, Inc. Outside of his advisory work, he owns a sole proprietorship making custom bamboo fly rods by hand. OSAIC serves a diverse client base including individuals, institutions, and charitable organizations through a broad network of advisers and multiple advisory platforms. The firm offers integrated brokerage, advisory, and retirement plan consulting services, utilizing a range of investment tools and third-party solutions to manage portfolios tailored to client needs.

Matthew Wallace is a financial advisor with Cetera, holding Series 63 and Series 66 licenses and four years of industry experience. He has worked at Fidelity Investments and currently serves in an administrative role at True Wealth Advisor Group Inc., a financial advisory firm. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a range of portfolio management and consulting services through a multi-manager platform with access to affiliated and third-party managers.