Jacob Katz is a CFP® credentialed financial advisor with Raymond James Financial Services Advisors Inc., where he has worked since 2014. He has 12 years of industry experience. Katz serves as a board member for the Erie1 Boces Education Foundation, involved in resource allocation and fundraising for local schools. He is also a partner and part-owner of Scheff Investment Group LLC and Scheff Liddell Wealth Group, where he works as a financial advisor. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm provides tailored, non-discretionary planning and consulting using analytical tools and supports municipal and public finance through a unique affiliation, along with specialized advisory programs.

Ryan Judson is a financial advisor with Mass Mutual Investors Services and holds Series 63 and Series 65 credentials. He has seven years of industry experience, including prior roles at Northwestern Mutual and MassMutual Life Insurance Company. In addition to his advisory work, he is the founder of Big Fish Advisor, a social media marketing business. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual financial planning engagements using firm-approved analytical tools and provides event-driven planning services such as divorce planning and estate settlement.

Diane Beresniewicz is a financial advisor at RBC Capital Markets with 24 years of industry experience. She holds a Series 66 designation and has been with RBC Wealth Management since 2008. RBC Wealth Management serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers a range of advisory programs that provide discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services tailored to each client’s risk profile.

Christina Bottega is a financial advisor at RBC Capital Markets with 19 years of industry experience. She holds the Series 66 designation and previously worked at UBS Financial Services for 22 years before joining RBC in 2024. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers a range of advisory programs featuring discretionary and non-discretionary portfolio management, financial planning, and brokerage services tailored to clients’ risk profiles.

Lisa Yuhnke is a financial advisor at Equitable Advisors with eight years of industry experience. She holds the Series 66 designation and previously worked at Axa Advisors, Llc, and Aurubis Buffalo, Inc. Lisa is a board member of the Chamber of Commerce of the Tonawanda. Equitable Advisors serves individual and institutional clients, providing financial planning, retirement plan consulting, and asset-management programs through a network of Investment Adviser Representatives. The firm offers a variety of investment options, including mutual funds, ETFs, separately managed accounts, and alternative investments, and it provides ERISA fiduciary services for qualified plans.

Michael Knavel is a financial advisor at Equitable Advisors with 15 years of industry experience. He holds Series 63 and Series 65 designations and has been with Equitable Advisors since 2011, including working at Axa Advisors prior to its integration with Equitable. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides financial planning, retirement plan consulting, and asset-management programs through a network of Investment Adviser Representatives and a variety of third-party and proprietary advisory solutions.

John Downing is a CFP® professional affiliated with LPL Financial, with eight years of experience in the financial industry. He has previously worked at Cadaret, Grant & Co., Inc. and operates Downing Financial Group. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of representatives, serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment solutions, including third-party asset management and institutional platforms.

Jonathan Behuniak is a financial advisor at Osaic with two years of industry experience. He holds the Series 66 designation and has previously worked at LPL Financial, Northwest Bank, and Mollot & Hardy. Outside of advising, he is a Registered Office Assistant and Life Insurance Agent with L&M Group Limited. Osaic Wealth, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm offers a range of brokerage and advisory services supported by proprietary asset-allocation tools and access to third-party money managers across a variety of investment products.

William Moran is a Series 63–registered advisor with LPL Financial, bringing 35 years of industry experience. He has worked at Securities America Advisors and OSAIC prior to joining LPL Financial, and he maintains a law practice through William C. Moran & Associates PC. Moran serves as a board member of the William and Diane Hein Foundation, a charitable organization. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and portfolio management solutions, utilizing both proprietary and third-party strategies, supported by advanced operational and research tools.

Andrew Ferenczy is a financial advisor with OSAIC, holding a Series 66 designation and beginning his industry experience in 2024. Prior to joining OSAIC in 2025, he was with L&M Wealth Management. He attended Michigan State University and completed his high school education at Williamsville North High School. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers and offers integrated brokerage and investment advisory services, including financial planning and retirement plan consulting. The firm employs various portfolio construction tools and provides access to third-party money managers and wrap programs.

Chalise Krentz is a financial advisor at Equitable Advisors with one year of industry experience. She holds the Series 66 designation and previously worked at Lockwood Asset Management Group for 12 years. Outside of her advisory role, she is the owner of TrueSpeed Logistics, a logistics business based in Buffalo, NY. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and asset management programs. The firm utilizes a range of third-party advisory programs and provides ERISA fiduciary services to qualified plans.

Nicholas Gnacinski is a financial advisor with Mass Mutual Investors Services in Amherst, NY. He holds a Series 63 designation and has 14 years of industry experience. His prior work includes roles at Massachusetts Mutual Life Insurance Company and METLIFE SECURITIES Inc. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, focusing on collaborative annual planning engagements using firm-approved analytical tools.

Dylan Schall is a Series 66-registered financial advisor with Equitable Advisors, holding one year of industry experience. Prior to joining Equitable Advisors, he worked at Tiede Zoeller for seven years and has diverse experience including roles at 2 the T Home Remodeling, Just Barns, and Green Fields. Equitable Advisors serves individuals ranging from non-high-net-worth clients to institutional clients such as pension plans and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset-management programs through a network of Investment Adviser Representatives, utilizing both firm-offered and third-party advisory solutions.

Randy Brown is a Financial Advisor at Merrill Lynch Wealth Management based in Buffalo. He specializes in investment consulting for defined contribution plans, personal retirement planning, portfolio management services, and retirement income, with a focus on serving clients in sports and entertainment. Randy holds a Bachelor's degree in Economics from Miami University and an MBA from the Texas A&M University System. He is a CERTIFIED FINANCIAL PLANNER (CFP), a Personal Investment Advisor (PIA), and a Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). He is also an Army veteran. Outside of his professional work, Randy enjoys baseball, fishing, football, golfing, ice hockey, and skiing. He is committed to helping families execute their financial plans by uncovering what matters most to them and creating strategies to pursue their financial goals.

Daniel Wilkinson is a financial advisor with Ameriprise in Clarence Center, NY, holding the ChFC® designation and Series 63 and 65 licenses. He has 30 years of industry experience, including over 20 years with Ameriprise and its affiliate Ameriprise Financial Services, Inc. Wilkinson serves on the Board of Directors for Lutheran Charities of Western New York. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide non-discretionary, written recommendations delivered through a centralized consulting team in partnership with clients' financial advisors.

Steven Sackel is a financial advisor at RBC Capital Markets with 24 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Bank of America, Merrill, and Wells Fargo Advisors. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers various advisory programs with tailored portfolio management, financial planning, and brokerage services, leveraging both in-house and third-party investment managers.

Michael Supernault is a financial advisor with LPL Financial, holding a Series 63 designation and eight years of industry experience. His prior roles include positions at Cadaret, Grant & Co., Inc., The Prudential Insurance Company of America, and Pruco Securities, LLC. Outside of his advisory work, he has experience with The Puppy Playpen, a non-investment business activity. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of services including financial planning, wrap and model portfolios, third-party asset management access, and institutional platforms, supported by a large network of investment adviser representatives.

Michael Makula is a financial advisor with Ameriprise in Buffalo, NY, holding a Series 66 designation and 11 years of industry experience. He has been with Ameriprise and its affiliate since 2014. Ameriprise offers a retirement-income planning service designed for individuals nearing or in retirement with significant investable assets, delivering customized Recommendation Reports that incorporate income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis with algorithmic tools overseen by specialized committees to support its advisory approach.

Kevin Klein is a CFP®-certified financial advisor with 20 years of industry experience. He currently works with Raymond James & Associates and previously held roles at Bank of America and Merrill. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and non-discretionary investment consulting supported by a nationwide adviser network.

Joseph Shaw III is a financial advisor with LPL Financial, holding a Series 66 designation and 17 years of industry experience. His prior roles include positions at Morgan Stanley, M&T Securities, and Private Advisor Group. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services through a large network of advisors, utilizing various portfolio strategies and technology tools to support advisory delivery.