Chad Bearce is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and three years of industry experience. His prior experience includes roles at Edward Jones and Northwestern Mutual Investment Services, LLC. Outside of finance, he has been involved in restaurant management and operated a property maintenance business. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Andrew Kofman is a financial advisor with Cetera who holds Series 63 and Series 66 licenses and has six years of industry experience. Prior to joining Cetera in 2025, he spent five years with Avantax Advisory Services and has operated his own CPA practice since 2014, providing tax preparation services for individuals and businesses. He is also a licensed attorney, though he does not actively practice law. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, retirement plan, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a variety of portfolio management and financial planning services and supports multiple investment program options, including model portfolios, third-party managers, and customized strategies.

Ross Gobeille is a financial advisor with Ameriprise in Lincoln, Rhode Island, holding a Series 66 designation and 21 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement who meet specific eligibility criteria, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Michael Drought is a financial advisor with RBC Capital Markets in Providence, RI, holding Series 63 and Series 65 credentials and 21 years of industry experience. He has been with RBC Capital Markets Corporation since 2008. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers various advisory programs with discretionary and non-discretionary portfolio management, financial planning, and brokerage services tailored to clients’ Advisory Risk Profiles.

Richard Mollicone is a financial advisor with Ameriprise in Greenville, RI, holding Series 63 and Series 66 designations and 23 years of industry experience. His prior experience includes roles at MassMutual Life Insurance Co., Mass Mutual Investors Services, and Metlife Securities Inc. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service. This service provides written recommendation reports and ongoing advice focused on income sources and tax-aware withdrawal strategies for clients nearing or in retirement.

Pavel Malyuta is a financial advisor at Fidelity with nine years of industry experience. He holds Series 63 and Series 66 licenses and has held positions at Fidelity Investments and Citizens Securities, Inc. His career includes multiple roles within Fidelity and Citizens Bank. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm manages discretionary and non-discretionary portfolios, fund advisory services, and model portfolios, employing systematic methodologies and long-term asset allocation benchmarks.

Rupsa Maity is a financial advisor at Fidelity with three years of industry experience. She holds a Series 66 designation and has worked at Fidelity Investments since 2022. Prior to this, she was employed at H & R Block and Lincoln Technical Institute. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and discretionary management, with distinctive activities such as commodity pool operation and advisory roles to multiple registered funds.

Kari Lin Blackwell is a financial advisor with Fidelity Investments, holding Series 63 and Series 66 credentials and two years of industry experience. Prior to joining Fidelity in 2023, she worked for seven years at Bally's Twin River Casino. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including Charitable Gift Funds and registered investment companies. The firm uses a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction, with a focus on model portfolios built from mutual funds, ETFs, and ETPs.

Eamon Connolly is a financial advisor at Fidelity with two years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Vinfen, Tosca, and Scarlet Oak Tavern. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, offering portfolio management, fund advisory, and model portfolio delivery. The firm combines fundamental research with quantitative and algorithmic methods in its investment process and serves as an advisor to multiple registered investment companies and fund-of-funds.

Theodore Trafton is a CFP® with 18 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. He previously worked at Ameriprise Financial Services, Inc. from 2009 to 2020. Outside of his advisory role, he is involved in nonprofit work, serving on the Board of Directors and as Past Chair of the Children’s Wish Group of Rhode Island, and holds multiple positions including Investment Committee Chair and Board Member at The Gordon School. Ameriprise provides retirement-income planning services tailored to individuals nearing or in retirement, combining research-driven strategies with personalized recommendations. The firm serves clients primarily through a centralized retirement-income consulting team and offers a broad range of advisory, brokerage, and insurance solutions.

Paul Mcdonough is a financial advisor with RBC Capital Markets in Providence, Rhode Island, holding a Series 66 designation and 26 years of industry experience. He has been with RBC Capital Markets Corporation since 2008. Outside of his advisory role, Mcdonough serves on the board of the King Philip Walpole Youth Hockey Association, coordinating the Pee Wee hockey program. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, and charitable organizations. The firm offers a range of advisory programs with customizable portfolio management and implements strategies through both in-house and third-party investment managers.

Patrick Frieary Jr. is a financial advisor at Fidelity with Series 63 and Series 66 credentials and two years of industry experience. Prior to joining Fidelity, he held positions in various organizations including The Aquidneck Club and the National Park Service. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, leveraging a blend of proprietary research, quantitative analysis, and systematic portfolio construction. The firm is noted for its use of algorithmic methods and AI in research, its role in managing registered investment companies, and its CFTC registration as a commodity pool operator.

Gary Cartwright is a financial advisor at Merrill with nine years of industry experience. He holds a Series 66 designation and previously worked at Bank of America from 2015 to 2017 before joining Merrill in 2017. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations, using model-based and discretionary investment strategies developed by internal and third-party teams.

Jonathan Fasoli is a financial advisor at Fidelity with Series 63 and Series 66 licenses and two years of industry experience. Prior to joining Fidelity, his background includes roles at Hatherly Country Club, The Home Depot, and various positions in recreation and education. Fidelity's Strategic Advisers LLC provides investment management and advisory services to a diverse client base including retail and institutional investors, with an investment process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm also offers model portfolios, advisory work, and serves in formal roles for multiple registered investment companies.

Curtis Rafter is a CFP® professional at RBC Capital Markets with seven years of industry experience. He has previously worked at Mass Mutual Life Insurance Company, Mass Mutual Investors Services, Horner Townsend & Kent, Penn Mutual Life Insurance Company, and Needham Bank. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers a variety of wrap fee advisory programs with tailored investment strategies implemented through a combination of in-house and third-party managers.

Ann Stiness is a Wealth Management Advisor with Merrill Lynch Wealth Management. She provides customized wealth management strategies for individuals, families, and institutions to align with their unique goals and priorities. Ann has over 30 years of industry experience, focusing on comprehensive wealth management through listening to client needs and tailoring strategies accordingly. Her expertise includes divorce transition planning, executive compensation, family wealth management strategies, legacy planning, liquidity management, retirement planning, portfolio management services, small business strategies, tax minimization, and retirement income. She holds professional designations including Chartered Financial Consultant (ChFC), Certified 401(k) Professional (C(k)P), Chartered Retirement Planning Counselor (CRPC), and Certified Plan Fiduciary Advisor (CPFA). Ann attended Rhode Island College and Johnson & Wales University. She supports Merrill's tradition of community involvement through volunteer service and supports organizations that positively impact local communities. In her personal time, she enjoys hiking, spending time with family, and practicing yoga.

Courtney Mahoney is a financial advisor with RBC Capital Markets in Providence, RI, holding a Series 66 designation and 11 years of industry experience. She has worked at RBC Capital Markets since 2014 and City National Bank since 2018. Mahoney serves on the event planning committee for the 2023 Hasbro Children's Hospital Heroes Ball. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers a range of advisory programs with tailored portfolio management, financial planning, and brokerage services, utilizing both in-house and third-party investment managers.

Peter Durfee is a financial advisor with Ameriprise in Raynham, MA, holding a Series 63 designation and 34 years of industry experience. He has been with Ameriprise and its related entities since 2005. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with substantial investable assets, combining research, modeling, and tax-efficiency analysis to deliver non-discretionary recommendations through a centralized consulting team.

Kalyn Tavares is a Financial Advisor with Merrill Lynch Wealth Management. In this role, Kalyn focuses on understanding clients' priorities to develop strategies that address their short-, mid-, and long-term financial goals. She offers guidance on a range of financial topics including investing, retirement planning, and saving for unforeseen circumstances. Kalyn holds the Professional Investment Advisor (PIA) designation. She completed her high school education at Tavares High School and earned an Associate's Degree from Lake Sumter State College. Through her work, she aims to provide ongoing advice and connect clients with Bank of America specialists for additional banking and financing solutions as needed.

Felix Salvatore is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 21 years of industry experience. He has worked at Wells Fargo Clearing Services since 2020 and previously spent eight years at Ameriprise Financial Services. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, participant education, and plan benchmarking. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with an emphasis on fiduciary responsibility and a range of investment options including insurance-related vehicles and bank deposit sweep programs.