Julie Wendholt is a CFP® professional with 12 years of industry experience, currently serving as an advisor at Kestra Advisory. Her prior roles include positions at Ameriprise and Morgan Stanley, where she worked from 2014 to 2025. Outside of her advisory work, she was involved with Sel/Body Harmonics for over a decade. Kestra Advisory Services provides investment advisory and retirement plan consulting to a diverse range of institutional and individual clients. The firm offers services including fiduciary consulting, plan design and compliance testing, and plan-level investment advice, managing approximately $79.8 billion in assets with a client base that includes large institutional investors.

John Curry is a financial advisor at Eagle Strategies (NY Life) with 34 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Eagle Strategies since 2013. He has also maintained longstanding roles with Nylife Securities Inc. and New York Life Insurance Company since 1995. Eagle Strategies serves a broad mix of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated advisors. The firm offers various program types that tailor recommendations to client objectives and plan sponsor criteria, with the majority of assets managed on a non-discretionary basis.

Eric Wolfe is a financial advisor at Equity Services, Inc. with 11 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Mass Mutual Investors Services, MassMutual Life Insurance Co, New York Life Insurance Co, and NYLife Securities, LLC. Outside of his advisory role, he is the managing director and head of training at Wealthbridge Financial, where he is involved in recruiting, developing, and training agents. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms that combine long-term strategies with options for shorter-term trading, often utilizing third-party asset managers and model portfolios.

Aubrey Monette Padilla is a financial advisor with Eagle Strategies (NY Life) holding Series 63 and Series 65 credentials and two years of industry experience. Their career includes roles at New York Life and NYLIFE Securities LLC, as well as previous experience at AGM Ventures and Generika Drugstore. Eagle Strategies serves a diverse client base, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated advisers. The firm works with individual investors, institutional sponsors, and retirement plans, delivering tailored advice primarily through non-discretionary asset management within an integrated New York Life affiliate structure.

Christopher Mezzasalma is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 66 licenses and seven years of industry experience. His prior roles include positions at BNY Mellon Securities Corporation, JPMorgan Chase Bank, and NEFCU. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm operates with considerable institutional scale, providing services that include advisory programs, broker-dealer execution, custody, and derivatives and futures services.

Dominic Severino is a financial advisor with Principal Financial Services, holding a Series 66 credential and 20 years of industry experience. He previously worked at J.P. Morgan Securities from 2009 to 2022 before joining Principal Securities and Principal Life Insurance Company. He is also involved in the sale of fixed annuities, insurance, long-term care, and disability insurance through various carriers. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, estates, and military personnel. The firm offers financial planning, retirement consulting, and access to third-party money manager programs through both advisory and promoter arrangements.

Kevin Hilbert is a financial advisor at Kestra Advisory with Series 63 and Series 65 licenses and six years of industry experience. Prior to his advisory career, he worked at Verizon for 27 years. Kestra Advisory Services provides investment advisory and retirement-plan consulting to plan sponsors as well as institutional and individual clients. The firm offers a range of services including fiduciary consulting, plan design, compliance testing, and investment advice, and serves a diverse client base that includes sovereign wealth funds.

Susan Russo is a financial advisor with Ameritas Advisory Services, LLC who holds Series 63 and Series 65 licenses and has 20 years of industry experience. She has worked with a range of firms including Allegiant Divorce Solutions and Thomas Elliott & Company. Russo is a certified divorce financial analyst and provides financial planning and support for individuals undergoing divorce through her own practice, Susan Russo Financial. Ameritas Advisory Services, LLC provides investment advisory and planning services to individuals, high-net-worth investors, retirement plans, charitable organizations, and businesses. The firm offers a variety of asset management and financial planning solutions, utilizing model portfolios, mutual funds, ETFs, and third-party managers across multiple program platforms.

Benjamin Balkaran is a financial advisor with Voya Financial Advisors, Inc. in Melville, NY. He holds a Series 66 designation and has six years of industry experience, including prior roles at Optum and CDL. He also operates as an independent insurance agent selling fixed insurance products. Voya Financial Advisors, Inc. provides financial planning, portfolio management, retirement-plan advisory services, and access to third-party money managers for individuals, pension plans, charitable organizations, and corporations. The firm combines in-house and external strategists with technology-driven tools to manage both non-discretionary and discretionary accounts.

Robert Seipp is a financial advisor with GWN Securities Inc. holding a Series 66 designation and 14 years of industry experience. He has been with GWN Securities since 2015 and also works as a high school math teacher in the Wappingers Central School District, a role he has held since 1998. Additionally, he is involved in life insurance sales. GWN Securities provides investment advisory and related services to individual and corporate clients through a variety of managed account programs and financial planning. The firm utilizes both affiliated and unaffiliated sub-advisers, employing portfolio strategies based on asset allocation, Modern Portfolio Theory, and momentum-based trading approaches.

Maria Carmen Abustan is a financial advisor with CWM, LLC, holding Series 63 and Series 65 licenses and seven years of industry experience. She has worked at CWM, LLC since 2022 and previously held roles at Mitlin Financial, Angulo Strategies LLC, NYLIFE Securities LLC, and New York Life Insurance Company. Outside of advisory work, she is also licensed as a life insurance agent. CWM, LLC is an SEC-registered investment adviser managing approximately $50.6 billion through over 650 advisors. The firm offers discretionary asset management, financial planning, and retirement plan services, leveraging a committee-driven investment process and access to alternative investments and customized portfolio solutions.

Drew Schmidt is a financial advisor with Eagle Strategies (NY Life) in Melville, NY, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He has been affiliated with Eagle Strategies since 2007 and holds concurrent roles at Wealth Conservation Group, Inc. and RSA Financial Group. Outside of his advisory work, Schmidt serves as the head of the finance committee at Centerport United Methodist Church. Eagle Strategies provides financial planning, investment management, and retirement-plan advisory services to a diverse client base that includes individuals, defined contribution and benefit plans, as well as charitable and corporate entities. The firm emphasizes tailored advice delivered primarily on a non-discretionary basis within an integrated New York Life affiliate structure.

Stephen Grande is a financial advisor with VOYA Financial Advisors, Inc., holding Series 63 and Series 65 licenses and possessing 29 years of industry experience. He has worked at VOYA Financial Advisors since 2014 and previously at Anthony Izzo & Associates and Benefits Planning Corporation. Additionally, he operates as an independent insurance agent specializing in fixed insurance product sales. VOYA Financial Advisors, Inc. is an enterprise-scale advisory and broker-dealer firm serving individuals, pension and profit-sharing plans, charitable organizations, and corporate clients. The firm offers financial planning, portfolio management, and various advisory services through a large network of investment adviser representatives, utilizing a combination of in-house and external strategists, model portfolios, and technology-enabled tools.

Carissa Luna is a financial advisor at Citigroup Global Markets with eight years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Citibank NA since 2008. She is also involved in educational activities spanning over 20 years. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies and maintains distinctive institutional roles, including in-house research and regulatory functions.

Anthony Romeo is a financial professional with 34 years of industry experience, currently affiliated with GWN Securities Inc. since 1995. He also holds a position at CGAA Inc., where he provides financial and insurance services including life, health, long-term care, and annuities. His credentials include Series 63 and Series 65 licenses. GWN Securities offers investment advisory and related services to individual and corporate clients, utilizing a range of managed account programs and financial planning solutions. The firm employs a mix of affiliated and unaffiliated sub-advisers and incorporates market-timing and momentum-based strategies within certain legacy programs.

Ravi Adimoolam is a financial advisor at Citigroup Global Markets with 36 years of industry experience. He holds the Series 63 and Series 65 designations and has been with Citigroup since 2014. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and brokerage services. The firm employs multi-asset, multi-manager strategies and maintains unique market roles, including operations as a swap dealer and futures commission merchant.

Patricia Smagin is a financial advisor with Kestra Advisory, holding Series 63 and Series 65 licenses and possessing 16 years of industry experience. Her prior roles include positions at UBS Financial Services and Merrill. She is also involved with Kentra Advisory Services LLC, providing fee-based investment advisory services and client reviews. Kestra Advisory Services offers investment advisory and retirement-plan consulting to institutional and individual clients, including plan sponsors. The firm provides services ranging from fiduciary consulting and plan design to employee education and pooled plan solutions, managing approximately $79.8 billion in assets with a focus that includes large institutional investors such as sovereign wealth funds.

Rw Barnes Jr. is a financial advisor with Kestra Advisory, holding a Series 66 designation and bringing 11 years of industry experience. He has worked at Kestra Advisory and Kestra Investment Services since 2018, following roles at Mass Mutual Investors Services, Massachusetts Mutual Life Insurance Company, and MetLife Securities Inc. Barnes also serves as president and CEO of Richard W Barnes Jr Wealth Management Inc., a tax reporting entity. Kestra Advisory Services provides investment advisory and retirement-plan consulting to plan sponsors and a diverse range of institutional and individual clients, offering fiduciary consulting, plan design, employee education, and access to multiple management platforms and third-party solutions. The firm manages approximately $79.8 billion in assets and serves large institutional investors, including sovereign wealth funds.

Vanessa Inesti is a financial advisor with Bankers Life Advisory Services, Inc., holding Series 63 and Series 65 licenses and five years of industry experience. She has been with Bankers Life Advisory Services since 2021 and has worked at Bankers Life since 2015. In addition to her advisory role, she serves as a unit field trainer and insurance sales agent, recruiting and training new agents in insurance products. Bankers Life Advisory Services, Inc. is an SEC-registered investment adviser serving mass-affluent and high-net-worth individuals through discretionary portfolio management, investment consulting, and retirement plan consulting. The firm employs a combination of fundamental, technical, and cyclical analysis to tailor asset allocations and portfolio management strategies aligned with clients’ goals and risk tolerances.

Emily Gunston is a financial advisor with Janney Montgomery Scott, holding a Series 66 designation and one year of industry experience. Her prior work includes roles at Wells Fargo Clearing, Deloitte, Capital One, and JPMorgan Chase. Janney Montgomery Scott LLC is a large broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, including individuals, families, trusts, estates, corporate and retirement plan sponsors, charitable organizations, and municipal clients, offering a range of brokerage services, financial planning, and advisory programs.