Aidan Tripoli is a financial advisor with Morgan Stanley, holding a Series 66 designation and beginning his advisory career in 2025. Prior to joining Morgan Stanley, he worked at GlobalFoundries and has experience in the hospitality industry with Ninety Nine Restaurant & Pub and Outback Steakhouse. Outside of finance, he has been involved with Eagle Crest Golf Club for over a decade. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutions, offering tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and delivers services through both direct client relationships and corporate financial planning agreements.

Ashley Filuta is a financial advisor with Cetera, holding a Series 66 designation and one year of industry experience. Prior to joining Cetera, she worked at several firms including Janney Montgomery Scott, LLC and Curran Wealth Management. Outside of her advisory roles, she operated a shop on Etsy called Designs By EmmyLou. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers.

Jessica Klucka is a financial advisor at Equitable Advisors with 10 years of industry experience. She has held roles at Equitable Advisors since 2015 and previously worked with Axa Advisors LLC. Klucka also serves as an administrator or executor of estates and trustee of trusts. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm utilizes a network of Investment Adviser Representatives and offers a range of investment programs, including firm-offered and third-party advisory solutions.

Jeffrey Hollander is a financial advisor with Morgan Stanley in Latham, NY, holding Series 66, Series 63, and Series 65 licenses and bringing 42 years of industry experience. He has worked at Morgan Stanley Smith Barney since 2009 and at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, including tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides both direct individual plans and Corporate Financial Planning agreements.

Katherine Schonfarber is a financial advisor at LPL Financial in Albany, NY, holding a Series 66 designation. She has one year of industry experience and previously worked in various roles outside finance, including at the Funny Bone Comedy Club and Palais Royale Bar & Grille. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios and research from internal and third-party sources.

Brad Hipsley is a financial advisor at OSAIC with one year of industry experience. He has worked at Champlain Wealth Management and previously held positions with the Arizona Diamondbacks and Stony Brook University. OSAIC serves a diverse client base including individuals, institutions, and charitable organizations through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services with a range of portfolio management options and access to third-party money managers.

Lisa Lee is a financial advisor with Morgan Stanley in Latham, NY, holding Series 63 and Series 66 licenses and 19 years of industry experience. She has been with Morgan Stanley since 2013. Outside of her advisory role, she is involved in a painting business named Jay's Painting. Morgan Stanley Wealth Management serves individual and institutional clients by offering a range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services both directly and through corporate financial planning agreements.

Ryan Dalbey is a financial advisor at Equitable Advisors with three years of industry experience. He holds the Series 66 designation and has prior work experience in various roles including at Adirondack Beverages and SUNY Adirondack. Equitable Advisors serves individual clients across wealth levels, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm provides financial planning, retirement plan consulting, and asset management through a network of Investment Adviser Representatives, utilizing both proprietary and third-party investment programs.

Richard Pauli is a financial advisor with Mass Mutual Investors Services in Clifton Park, NY, holding the ChFC® and Series 63 designations and bringing 40 years of industry experience. He has been with Mass Mutual Investors Services since 1989 and MassMutual Life Insurance Company since 1988. Outside of his advisory work, he is involved in several business ventures including ownership roles in real estate LLCs and the Pauli Financial Group, which offers individual and group life, health, and property/casualty insurance products. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm uses detailed client data and firm-approved analytical tools to deliver collaborative, goal-oriented financial planning and offers specialized programs including estate settlement and employer-sponsored planning.

Thomas Schmitz is a financial advisor at Morgan Stanley with 25 years of industry experience. He holds Series 63 and Series 65 credentials and has worked with Morgan Stanley Private Bank since 2015, Morgan Stanley Smith Barney since 2009, and Citigroup Global Markets since 2000. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves both individuals and institutional clients, offering a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process that includes tools such as Monte Carlo simulations and secular return estimates.

Kevin Hedley is a financial advisor with Cetera who holds the PFS™ designation and Series 63 license, bringing 25 years of industry experience. He has managed his own CPA firm, Hedley & Co, PLLC, since 1992, providing tax preparation and accounting services, and serves as a treasurer for the Friends of Saratoga Battlefield non-profit organization. He is also a member of the community advisory board for Saratoga National Bank & Trust and a volunteer board member for the American Red Cross. Cetera Investment Advisers LLC operates as a multi-manager platform serving individual, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and retirement services, enabling advisors to implement model portfolios, select third-party managers, or create bespoke strategies, with assets under management exceeding $256 billion.

Carmelo Nicolosi is a financial advisor with Ameriprise in Hadley, NY, holding a Series 66 designation and 25 years of industry experience. He has been with Ameriprise and its affiliated entities since 2012. Outside of his advisory role, he is involved with Nicolosi Group LLC. Ameriprise is a large institutional firm that offers a retirement-income planning service targeting individuals approaching or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide personalized, non-discretionary retirement recommendations, primarily for clients maintaining assets in Ameriprise-managed accounts.

Ryan Kelton is a financial advisor at Raymond James Financial with over 11 years of industry experience. He holds the CFP® and ChFC® designations and has worked previously at Northwestern Mutual. Kelton is involved in a tax practice called KFG Tax Services, LLC, which offers accounting services separate from his advisory work. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, and institutions. The firm offers tailored, non-discretionary planning and analytical tools to support client goals and maintains a unique affiliation with a municipal advisor to enhance its public finance capabilities.

Ryan Mcauliffe is a financial advisor with Equitable Advisors in Malta, NY, holding a Series 66 designation and 11 years of industry experience. He has been with Equitable Advisors since 2015 and previously worked at Axa Advisors LLC. He is also a member of Pace Financial Partners, LLC. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and asset-management programs through a network of Investment Adviser Representatives and third-party managers.

Ashton Britt is a financial advisor with Ameriprise in Cohoes, NY, holding a Series 66 designation and four years of industry experience. Prior to joining Ameriprise in 2022, Britt worked in various roles including positions at Siena College and DICK's Sporting Goods. Ameriprise offers a retirement-income planning service primarily for clients with significant investable assets, combining research-driven modeling, tax-efficient strategies, and algorithmic support to generate personalized retirement recommendations. The firm provides a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Raymond Zegger is a CFP® with 29 years of experience in the financial services industry. He is currently with LPL Financial and previously worked at American Express Financial Advisors Inc. for 25 years, followed by Next Financial Group, Inc. He is also involved with Kellman Barnes Wealth Management, LLC, a business entity for tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement consulting, and brokerage services supported by proprietary research and third-party subadvisors.

Steven Massey is a financial advisor with LPL Financial in Albany, NY, holding a Series 66 designation and 26 years of industry experience. He has worked at LPL Financial since 2002 and was affiliated with Cap Com Financial Services, LLC for 19 years. Massey is also involved with Broadview Federal Credit Union. LPL Financial serves individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Richard Lane is a financial advisor at OSAIC with 20 years of industry experience. He holds Series 63, Series 65, and Series 66 credentials and previously spent 14 years at American Portfolios Financial Services, Inc. Outside of his advisory work, Lane serves on the finance committee and board of directors for the Galaway United Methodist Church endowment and participates in organizing a charity golf event. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisors, offering integrated brokerage and advisory services alongside access to third-party money managers and unified managed accounts. The firm employs asset-allocation tools and automated rebalancing to construct portfolios across a variety of investment types, managing accounts on both discretionary and non-discretionary bases.

William Kopp is a financial advisor with LPL Financial in Latham, NY, holding a Series 63 license and over 56 years of industry experience. His prior work includes roles at Cetera Advisors LLC and National Life Insurance Co. Outside of advising, he has involvement with National Planning Group Inc., a non-variable insurance business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network. The firm offers a range of financial planning, advisory programs, retirement consulting, and brokerage services supported by proprietary and third-party research and technology.

David Reilly is a Senior Financial Advisor with Merrill Lynch Wealth Management. He collaborates with individuals and families to help them understand their financial situations and develop personalized plans focused on achieving their financial goals. His areas of focus include personal retirement planning, portfolio management services, and retirement income strategies. David began his financial services career in 2007, initially concentrating on individual retirement planning. Over time, his practice expanded to encompass comprehensive wealth planning for families and businesses. He holds FINRA Series 7 and 63 registrations, Life and Health Insurance licenses, and the Personal Investment Advisor (PIA) designation. David earned a Bachelor's degree in Accounting from Siena College. Residing in Stillwater with his wife Michelle and their four daughters, David spends much of his time engaged in family activities. His personal interests include basketball, camping, football, gardening, and spending quality time with his family.