David Goldpenny is a financial advisor at LPL Financial with 30 years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at CUSO Financial Services, LP and Cuna Mutual Group, including Cuna Brokerage Services, Inc. He also operates Cornerstone Investment & Retirement Services, a business related to his advisory activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions, offering a range of financial planning and investment management solutions through a large network of investment adviser representatives.

Candice Uzarowski is a financial advisor with LPL Financial holding Series 63 and Series 65 licenses and 29 years of experience in the industry. Her prior roles include positions at CUSO Financial Services, LP and Calamar Financial Group. LPL Financial is a national broker-dealer and SEC-registered investment adviser that offers advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides access to financial planning, model portfolios, third-party asset management, and institutional platforms, supporting advisors with tools including machine learning for operational and research purposes.

Nancy Beale is a financial advisor with Morgan Stanley in Williamsville, NY, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. She has worked at Morgan Stanley Smith Barney since 2009 and has been with Citigroup Global Markets since 1987. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm provides a range of advisory programs including financial planning services that use structured discovery processes and modeling tools to support client outcomes.

Christopher Panza is a financial advisor with MassMutual Investors Services and holds Series 63 and Series 65 registrations. He has 10 years of industry experience, including roles at WNY Asset Management, Spectrum Wealth Management, and New York Life Insurance Company. Outside of his advisory work, he is an insurance broker and tax preparer, and serves as president of Panza Enterprises, Inc. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, with a focus on collaborative, goal-oriented planning.

Ryan Judson is a financial advisor with Mass Mutual Investors Services and holds Series 63 and Series 65 credentials. He has seven years of industry experience, including prior roles at Northwestern Mutual and MassMutual Life Insurance Company. In addition to his advisory work, he is the founder of Big Fish Advisor, a social media marketing business. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual financial planning engagements using firm-approved analytical tools and provides event-driven planning services such as divorce planning and estate settlement.

Diane Beresniewicz is a financial advisor at RBC Capital Markets with 24 years of industry experience. She holds a Series 66 designation and has been with RBC Wealth Management since 2008. RBC Wealth Management serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers a range of advisory programs that provide discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services tailored to each client’s risk profile.

Christina Bottega is a financial advisor at RBC Capital Markets with 19 years of industry experience. She holds the Series 66 designation and previously worked at UBS Financial Services for 22 years before joining RBC in 2024. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers a range of advisory programs featuring discretionary and non-discretionary portfolio management, financial planning, and brokerage services tailored to clients’ risk profiles.

Lisa Yuhnke is a financial advisor at Equitable Advisors with eight years of industry experience. She holds the Series 66 designation and previously worked at Axa Advisors, Llc, and Aurubis Buffalo, Inc. Lisa is a board member of the Chamber of Commerce of the Tonawanda. Equitable Advisors serves individual and institutional clients, providing financial planning, retirement plan consulting, and asset-management programs through a network of Investment Adviser Representatives. The firm offers a variety of investment options, including mutual funds, ETFs, separately managed accounts, and alternative investments, and it provides ERISA fiduciary services for qualified plans.

Michael Knavel is a financial advisor at Equitable Advisors with 15 years of industry experience. He holds Series 63 and Series 65 designations and has been with Equitable Advisors since 2011, including working at Axa Advisors prior to its integration with Equitable. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides financial planning, retirement plan consulting, and asset-management programs through a network of Investment Adviser Representatives and a variety of third-party and proprietary advisory solutions.

John Downing is a CFP® professional affiliated with LPL Financial, with eight years of experience in the financial industry. He has previously worked at Cadaret, Grant & Co., Inc. and operates Downing Financial Group. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of representatives, serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment solutions, including third-party asset management and institutional platforms.

Jonathan Behuniak is a Series 66-registered financial advisor with Osaic, based in Amherst, NY, and has two years of industry experience. His prior work history includes roles at LPL Financial, Northwest Bank, and Mollot & Hardy. He is also a registered office assistant and life insurance agent with L&M Group Limited. Osaic Wealth serves a broad mix of retail and institutional clients, offering brokerage and advisory services through a multi-advisor platform that includes comprehensive financial planning, managed portfolios, and retirement plan consulting. The firm emphasizes model-based asset allocation and portfolio optimization, supported by various tools and multiple custodian arrangements.

William Moran is a Series 63–registered advisor with LPL Financial, bringing 35 years of industry experience. He has worked at Securities America Advisors and OSAIC prior to joining LPL Financial, and he maintains a law practice through William C. Moran & Associates PC. Moran serves as a board member of the William and Diane Hein Foundation, a charitable organization. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and portfolio management solutions, utilizing both proprietary and third-party strategies, supported by advanced operational and research tools.

Andrew Ferenczy is a financial advisor with Osaic, holding a Series 66 designation. He has been with Osaic since 2025 and has prior experience at L&M Wealth Management. His background includes academic and high school education roles before entering the financial industry. Osaic Wealth serves a diverse group of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including comprehensive financial planning and portfolio management. The firm employs a model-based investment process with tools for asset allocation, portfolio optimization, and access to various third-party managers and proprietary strategies.

Chalise Krentz is a financial advisor at Equitable Advisors with one year of industry experience. She holds the Series 66 designation and previously worked at Lockwood Asset Management Group for 12 years. Outside of her advisory role, she is the owner of TrueSpeed Logistics, a logistics business based in Buffalo, NY. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and asset management programs. The firm utilizes a range of third-party advisory programs and provides ERISA fiduciary services to qualified plans.

Nicholas Gnacinski is a financial advisor with Mass Mutual Investors Services in Amherst, NY. He holds a Series 63 designation and has 14 years of industry experience. His prior work includes roles at Massachusetts Mutual Life Insurance Company and METLIFE SECURITIES Inc. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, focusing on collaborative annual planning engagements using firm-approved analytical tools.

Dylan Schall is a Series 66-registered financial advisor with Equitable Advisors, holding one year of industry experience. Prior to joining Equitable Advisors, he worked at Tiede Zoeller for seven years and has diverse experience including roles at 2 the T Home Remodeling, Just Barns, and Green Fields. Equitable Advisors serves individuals ranging from non-high-net-worth clients to institutional clients such as pension plans and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset-management programs through a network of Investment Adviser Representatives, utilizing both firm-offered and third-party advisory solutions.

Randy Brown is a Financial Advisor at Merrill Lynch Wealth Management based in Buffalo. He specializes in investment consulting for defined contribution plans, personal retirement planning, portfolio management services, and retirement income, with a focus on serving clients in sports and entertainment. Randy holds a Bachelor's degree in Economics from Miami University and an MBA from the Texas A&M University System. He is a CERTIFIED FINANCIAL PLANNER (CFP), a Personal Investment Advisor (PIA), and a Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). He is also an Army veteran. Outside of his professional work, Randy enjoys baseball, fishing, football, golfing, ice hockey, and skiing. He is committed to helping families execute their financial plans by uncovering what matters most to them and creating strategies to pursue their financial goals.

Daniel Wilkinson is a financial advisor with Ameriprise in Clarence Center, NY, holding the ChFC® designation and Series 63 and 65 licenses. He has 30 years of industry experience, including over 20 years with Ameriprise and its affiliate Ameriprise Financial Services, Inc. Wilkinson serves on the Board of Directors for Lutheran Charities of Western New York. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide non-discretionary, written recommendations delivered through a centralized consulting team in partnership with clients' financial advisors.

Steven Sackel is a financial advisor at RBC Capital Markets with 24 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Bank of America, Merrill, and Wells Fargo Advisors. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers various advisory programs with tailored portfolio management, financial planning, and brokerage services, leveraging both in-house and third-party investment managers.

Michael Supernault is a financial advisor with LPL Financial, holding a Series 63 designation and eight years of industry experience. His prior roles include positions at Cadaret, Grant & Co., Inc., The Prudential Insurance Company of America, and Pruco Securities, LLC. Outside of his advisory work, he has experience with The Puppy Playpen, a non-investment business activity. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of services including financial planning, wrap and model portfolios, third-party asset management access, and institutional platforms, supported by a large network of investment adviser representatives.