Christopher Van Pelt is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. Prior to joining LPL in 2025, he worked for Mass Mutual Investors Services and MassMutual Life Insurance Company from 2004 to 2025. Outside of his advisory role, he is involved in farming through Van Vixen Farm, LLC. LPL Financial serves individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing discretionary and non-discretionary management with support from in-house and third-party research.

Rachel Nelliot is a CFP® and Series 66 licensed financial advisor with three years of industry experience. She has worked at Charles Schwab Bank, SSB and Charles Schwab & Co., Inc. since 2024, and previously held roles at Janney Montgomery Scott LLC. Prior to her financial services career, she worked at Emirates Airline from 2014 to 2020. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers multi-asset model portfolios supported by Schwab Center for Financial Research due diligence.

Howard Lynes is a financial advisor with Merrill, holding Series 63 and Series 65 licenses and bringing 50 years of industry experience. He has worked with Merrill Lynch since 2001 and Bank of America since 2011. Outside of his advisory role, he is involved in managing an aircraft leasing business and operates a guest house rental in Leesburg, Virginia. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Matthew Kuhns is a financial advisor with LPL Financial and holds a Series 66 designation. He has 11 years of industry experience, including eight years at Edward Jones before joining LPL Financial in 2022. Outside of his advisory work, Kuhns is also commissioned as a notary. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services supported by research from multiple sources, including LPL Research and third-party subadvisors.

Peiliang Cui is a CFP® with 23 years of industry experience, currently affiliated with Cetera. He has held roles at Avantax entities for over two decades and leads Cui's Financial Group Inc, a firm focused on tax preparation and accounting services. Additionally, he is the owner of a business consulting firm and serves as a director of the Bedrock Foundation, a charitable organization providing educational grants. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, and institutional accounts. The firm offers diverse portfolio management and consulting services delivered through a nationwide network of independent advisors and features multiple program structures and affiliations.

Edward Holton is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 17 years of industry experience. He worked at Robert W. Baird & Co. Inc. for 15 years before joining Raymond James & Associates in 2022. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional clients, and municipal entities, offering financial planning, advisory programs, and institutional consulting with a range of portfolio management styles and affiliated research.

Ann Williams is a financial advisor at Edward Jones in Ashburn, VA, holding a Series 66 credential with one year of industry experience. Her prior roles include positions at Centrifuge LLC, STEELE Strategies, Strategy and Management Services, Inc., and the United States Conference of Catholic Bishops. Outside of her advisory work, she owns a commercial real estate business and operates a freelance photography service. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of discretionary and non-discretionary investment strategies through a nationwide network of financial advisors and branch offices.

Stephen Gray is a Wealth Management Advisor based in Leesburg, Virginia, affiliated with Merrill Lynch Wealth Management. He joined Merrill Lynch in 2009 and focuses on retirement planning, wealth strategies, tax minimization, and small business retirement plans. His approach involves a disciplined process to deliver a consistent yet customized wealth management experience, taking the time to understand each client’s individual and professional priorities to establish objectives and develop appropriate strategies. Stephen’s expertise includes education planning, managing new wealth, portfolio management services, tax minimization, and retirement income. He conducts regular reviews with clients to monitor progress toward their goals and to adjust strategies as needed to reflect changes in their lives or businesses. Stephen holds multiple professional designations, including CERTIFIED FINANCIAL PLANNER® (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Stephen earned a Bachelor's Degree from George Mason University. He grew up in Fauquier County, Virginia, and is a skilled horseman and animal lover. He has volunteered with Habitat for Humanity and the Humane Foundation. His personal interests include fishing, horseback riding, running, scuba diving, skiing, spending time with family, and traveling.

Nardaneh Bahraminejad is a financial advisor at OSAIC with Series 63 and Series 65 licenses and one year of industry experience. Prior to joining OSAIC, she was involved with Miye Wire, LLC and Kokonut Grill. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisers. The firm offers integrated brokerage and advisory services, financial planning, and access to third-party money managers, employing asset-allocation tools and automated rebalancing to manage diversified portfolios.

Benjamin Devine is a financial advisor with Ameriprise in Broadlands, VA, holding a Series 66 designation and over 20 years of industry experience. He has been with Ameriprise and its affiliated entities since 2006. Outside of his advisory work, he is involved in a business entity, JBRC Companies LLC, and participates in solar energy generation through a solar panel system that produces and sells Solar Renewable Energy Certificates (SRECs). Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service. This service provides written recommendation reports and ongoing advice focused on dependable income sources and tax-aware withdrawal strategies for clients approaching or in retirement.

William Magrath is a financial advisor at Fidelity with a Series 66 designation and less than one year of industry experience. His prior work includes a role in financial management for the Department of the Navy and part-time employment as a delivery driver for DoorDash. He studied at George Mason University from 2021 to 2025. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a wide range of clients, including retail and institutional investors. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios comprised of mutual funds, ETFs, and ETPs.

Khalil Andraos is a Wealth Management Advisor at Merrill Lynch Wealth Management. He leads The Andraos Group, providing financial services to a diverse clientele that includes affluent individuals and institutional clients. The group focuses on managing investment portfolios and delivering comprehensive wealth planning to help clients meet their financial goals and missions. Khalil's expertise includes corporate benefits, equity compensation, divorce transition planning, and consulting for defined benefit and contribution plans. His professional credentials include the CERTIFIED FINANCIAL PLANNER (CFP), Certified Investment Management Analyst (CIMA), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), and Chartered Retirement Planning Counselor (CRPC) designations. He holds a Bachelor of Science degree in commerce from the University of Virginia's McIntire School of Commerce and an MBA from the McDonough School of Business at Georgetown University. Outside of his professional career, Khalil enjoys baseball, basketball, biking, camping, chess, football, golfing, hiking, skiing, and spending time with his family.

David Hurst is a financial advisor with Charles Schwab in Reston, VA, holding Series 63 and 66 licenses and bringing 18 years of industry experience. He has worked at TD Ameritrade and Charles Schwab Bank SSB prior to his current roles. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering both non-discretionary and discretionary investment management with multi-asset model portfolios and alternative investment options.

Eric Macdonnell is a Senior Financial Advisor with Merrill Lynch Wealth Management. He works one-on-one with clients to develop personalized financial strategies that align with their long-term goals. His approach focuses on creating flexible wealth management solutions tailored to clients' individual financial situations and objectives. Eric holds the Professional Investment Advisor (PIA) designation and earned a bachelor's degree from George Mason University. He is committed to the Merrill tradition of community involvement and spends time volunteering with local organizations. His practice integrates investment insights from Merrill and banking and lending solutions from Bank of America to support clients comprehensively.

English Koontz is a Series 66-licensed financial advisor with 15 years of industry experience. He has worked at Merrill since 2022 and previously held roles at FNB Bank and BB&T. Koontz is based in Reston, VA. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers, serving individuals, high-net-worth clients, retirement plans, corporations, and charitable organizations.

Eduardo Alzona is a financial advisor at Merrill with 16 years of industry experience. He holds the Series 66 designation and has worked at Merrill since 2018. Prior to Merrill, he was with Aviso Wealth Management and First Allied Securities, Inc. from 2015 to 2017. Outside of his advisory role, he is the sole owner of Alzona and Associates LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Zach Plaster is a Financial Consultant with Fidelity Investments, where he has been serving since 2025. Prior to this role, he held positions as a Planning Consultant and Relationship Manager at Fidelity Investments from 2023 to 2025. He also worked as a Financial Consultant with Equitable Advisors in 2023. Zach helps local families and individuals create personalized financial plans centered on their unique objectives. He collaborates closely with clients to understand their goals and develop strategies aimed at achieving financial success. Having grown up and spent much of his professional life in Northern Virginia, Zach is committed to supporting his local community. He holds a California Insurance License. Outside of his professional work, Zach enjoys bowling, attending social events with friends, playing musical instruments, reading, and playing tennis.

Gregory Eftink is a financial advisor at Merrill with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Wells Fargo Clearing and Wells Fargo Advisors. Outside of his advisory role, he serves on the Budget and Finance Committee for The Enclave Condominium in Fairfax, VA, where he helps review and set the community’s budget. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Jessica Perry is a CFP®-certified financial advisor with two years of industry experience, currently affiliated with LPL Financial. She has previously worked at Bank of America, Merrill, and Sandy Spring Bank. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individual clients, retirement plans, banks, corporations, and nonprofit organizations. The firm offers a range of advisory programs, financial planning, retirement consulting, and brokerage services, employing both discretionary and non-discretionary management supported by in-house and third-party research.

Kevin Haddon is a CFP® professional with 10 years of industry experience, currently serving at Raymond James Financial. His prior experience includes seven years at Robert W. Baird & Co. before joining Raymond James and its affiliates, where he has worked since 2022. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and supports municipal and public-finance work through a unique municipal advisor affiliation.