Jason Legato is a financial advisor at Edward Jones in Chesapeake, VA, holding a Series 66 designation with three years of industry experience. Prior to joining Edward Jones in 2022, he served in the United States Navy for 21 years. He is the president of a local Business Networking International chapter in Virginia Beach, facilitating meetings and supporting chapter leadership. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management through a large network of financial advisors and offers a range of discretionary and non-discretionary investment strategies, SMAs, affiliated mutual funds, and tax-efficient services.

Reid Barber is a financial advisor with Mass Mutual Investors Services in Virginia Beach, VA, holding a Series 66 designation and six years of industry experience. His prior work includes roles at Primerica Advisors and Guardian Life Insurance Company. Outside of advisory services, he manages an LLC used for outside insurance sales and acts as an insurance agent specializing in life, disability, and long-term care coverage. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning and asset management using firm-approved tools, with a focus on collaborative goal analysis and written recommendations.

Neal Smith is a financial advisor with UBS Financial Services in Norfolk, VA, holding a Series 66 designation and 13 years of industry experience. He has been with UBS since 2012 and serves concurrently in the US Navy. UBS Financial Services Inc. provides brokerage and investment advisory services to individual, corporate, and institutional clients, offering a range of financial planning and portfolio management solutions supported by proprietary research and model-based asset allocations.

Susan Taylor is a CFP® with 40 years of industry experience and is currently with Cetera. Her prior roles include positions at Voya Financial Advisors and Cetera Wealth Services, LLC. She is also an independent insurance agent specializing in the sale of fixed insurance products. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary management options, featuring over $256 billion in assets under management and a network of more than 10,000 advisors.

Craig Perez is a financial advisor at Morgan Stanley with three years of industry experience. He holds a Series 66 designation. Prior to joining Morgan Stanley in 2022, he worked at AutoBell Carwash Inc and Moe's Southwest Grill. Morgan Stanley Wealth Management provides a wide array of advisory programs to individuals and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and modeling techniques as part of its financial planning process.

John De Vore is a financial advisor with Raymond James Financial holding a Series 66 credential and one year of industry experience. His prior work includes roles at TowneBank, the United States House of Representatives, and the Senate of Virginia. He has also been involved with the Greater Williamsburg Chamber of Commerce and worked in local business and education settings. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, and institutional clients. The firm emphasizes tailored, non-discretionary planning supported by analytical tools and offers unique municipal and public-finance advisory services within a large advisor network.

Lee Sherlock is a CFP® professional with 23 years of industry experience. He is currently with Wells Fargo Clearing and previously worked at Charles Schwab and TD Ameritrade. Sherlock has ownership interests in residential rental properties in Virginia Beach. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. Its advisory process is IPS-driven and incorporates a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Kerke Johnson is a CFP® professional with 37 years of industry experience, currently serving at Wells Fargo Clearing since 2016. Prior to this, he worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering a range of services including investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Ralph Sabine is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. He has been with Mass Mutual Investors Services and MassMutual Life Insurance Company since 2011. Outside of his advisory role, he manages timber and land holdings in Isle of Wight County, Virginia, through a family partnership. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars, focusing on collaborative, goal-based planning using firm-approved analytical tools.

Kathleen Geremia is a financial advisor with Morgan Stanley in Virginia Beach, VA, holding a Series 66 designation and six years of industry experience. She has been with Morgan Stanley Private Bank, N.A. since 2020 and Morgan Stanley Smith Barney LLC since 2019. Prior to her financial services career, she attended Randolph-Macon College. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools supported by its Global Investment Committee to guide clients through financial planning.

Tiffany Callahan is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 designations and 14 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s investment process is IPS-driven and grounded in modern portfolio theory, with a broader range of financial products including insurance-related vehicles and bank deposit sweep options.

Shannon Walker is a CFP® and holds a Series 66 license with 10 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is IPS-driven and incorporates a broader range of financial product offerings, including insurance-related vehicles and bank deposit sweep options.

Scott Singor is a CFA® charterholder and holds the Series 66 designation, with 21 years of experience in the financial services industry. He has been with UBS Financial Services since 2012 and previously worked at Wells Fargo Clearing, BB&T Investment Services, and Ameriprise. Based in Norfolk, VA, Singor provides advisory services through a well-established career spanning multiple firms. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and advisory offerings, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management, leveraging proprietary research and model-based asset allocations to tailor strategies to client goals and risk tolerances.

Lelis Pond is a financial advisor with OSAIC, holding Series 63 and Series 65 licenses and possessing 28 years of industry experience. His prior firms include Royal Alliance Associates, Inc., Signator Investors, Inc., and Oppenheimer. Additionally, he conducts investment and insurance business through Signature Financial Group, LLC, focusing on sales and marketing of securities, fixed annuities, and insurance products. OSAIC serves a diverse client base ranging from individual and high-net-worth investors to pension plans and charitable organizations. The firm provides integrated brokerage and advisory services, employing asset-allocation tools and third-party solutions to construct portfolios that may include a wide range of investment products.

Dennis Greene is a financial advisor with LPL Financial holding a Series 66 designation and four years of industry experience. His career background includes 25 years at the U.S. Department of Housing & Urban Development and a brief tenure at Edward Jones. He also serves as a FINRA arbitrator. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of investment programs and utilizes advisor-facing technologies, supporting a large network of advisors managing significant discretionary assets.

Christopher Fletcher is a financial advisor at Edward Jones in Virginia Beach, VA, holding a Series 66 designation with one year of industry experience. Prior to joining Edward Jones, he worked at Legal Benefits Inc. for five years and at Il Giardino Ristorante for four years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a broad range of advisory programs and investment strategies. The firm operates under a fiduciary standard and is notable for its extensive network of advisors, branch offices, and affiliated financial services.

Margarita Enciso is a financial advisor at Wells Fargo Clearing with industry credentials including Series 63 and Series 65 licenses. She has been with Wells Fargo Bank since 2013 and joined Wells Fargo Clearing in 2025. She is based in Virginia Beach, VA. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

John Murphy is a financial advisor at Raymond James Financial with 34 years of industry experience. He previously worked at Edward Jones from 1991 to 2025 before joining Raymond James in 2025. Outside of advising, he is a partner and owner of Shelmur LLC, where he participates in company direction discussions. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, pension plans, corporations, charitable organizations, and institutions. The firm uses tailored, non-discretionary planning and analytical tools to help clients assess potential outcomes and supports various advisory programs across a large advisor network.

Louis Decuir is a financial advisor with LPL Financial in Chesapeake, VA, holding Series 63 and Series 65 licenses and having 14 years of industry experience. His prior roles include positions at Securities America Advisors, Securities America Inc, Waddell & Reed, and First Command Brokerage Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management access, and institutional platforms, with advisory services delivered through a large network of investment adviser representatives.

Akeem Prosser is a financial advisor with Mass Mutual Investors Services in Virginia Beach, VA, holding a Series 66 designation and 16 years of industry experience. He previously worked at Bank of America and Merrill before joining Mass Mutual in 2018. Outside of his advisory role, Prosser serves as a pastor and teaches courses at a local church, and he is a board member and co-treasurer of a nonprofit organization that builds tiny homes for disaster victims. Mass Mutual Investors Services operates as an SEC-registered broker-dealer and investment adviser, providing financial planning and asset management services to individuals, business owners, trusts, and charitable organizations. The firm emphasizes collaborative, annual planning engagements using firm-approved analytical tools and offers specialized programs including estate settlement and employer-sponsored planning.